CONTRATO DE FACTORAJE FINANCIERO CON ONTR TRA ATO DE APER APERTU TURA RA DE LA LÍN LÍNEA DE FACT FACTOR ORAJ AJE E DE CRÉDITOS PARA PROVEEDORES DE ENVASES NACIONALES, QUE CELEBRAN, POR PO R UNA UNA PA PART RTE E JIRG JIRGLA LASS SS,, S. A. DE C. V., A QUIE QUIEN N EN LO SUCE SUCESI SIVO VO SE DESIGNARÁ COMO EL "CLIENTE", Y "CLIENTE", Y POR LA OTRA FAGTORING SANTANDER, BANCO BANCO SANTA SANTANDE NDER R (MEXIC (MEXICO), O), S.A., S.A., INSTIT INSTITUCI UCION ON DE BANCA BANCA MÚLTI MÚLTIPLE PLE,, GRUPO FINANCIERO SANTANDER MEXICO, A QUIEN EN LO SUCESIVO SE DESIGNARÁ COMO "FACTORING SANTANDER MEXICANO", AL TENOR DE LAS SIGUIENTES DECLARACIONES I. Declara FACTORING SANTANDER MEXICANO: !) Q# #$ %! S&'#! M#*'!%+ #-!#%+# '&%$++! '&%/&*# ! !$ L#0#$ # ! R#12-'! M#3'!%!, !+&*4!! 1!*! &1#*!* '&& O*5!%4!'6% A3!* # C*7+&, $#52% '&%$+! #% ! #$'*+*! 12-'! %2#*& 8%'# &$' &$'#% #%+& +&$$ '! '!*#%+! #%+! 0 $#+ $#+## (9:,;< :,;<= =) # /#' /#'>! &'>& &'>& # !0& !0& # %&?#'#%+&$ %&?#%+! 0 $#$, 1!$!! !%+# ! /# # '#%'!& J&$7 A%+&%& J7%#4 M&*!#$ , N&+!*& P2-'& %2#*& ;: # D$+*+& F##*!, '0& 1*#* +#$+&%& /# %$'*+& #% # R#5$+*& P2-'& # ! P*&1#! 0 # C&#*'&, # 8%'# # !0& # %&?#'#%+&$ %&?#%+! 0 $#$, -!@& # /&& #*'!%+ %2#*& ;9;;9. -) Q# 1&* #$'*+*! #$'*+*! 12-'! 12-'! %2#*& %2#*& ?#%+6$ ?#%+6$ '#%+& (;;,9<: (;;,9<:)) # /#'>! ;9 # '#-*# # %&?#'#%+&$ %&?#%+! $#+#, 1!$!! !%+# ! /# # '#%' '#%'! !& & J&$7 J&$7 A%+& A%+&%& %& J7 J7%#4 %#4 M&*! M&*!#$ #$,, N&+! N&+!* *& & P2 P2- -' '& & %2# %2#*& *& ;: # # D$+*+& F##*!, '0& 1*#* +#$+&%& 8#6 %$'*+& #% # R#5$+*& P2-'& # ! P*&1#! 0 # C&#*'& # ! $! '!, $# >4& '&%$+!* ! 1*&+&'&4!'6% # A'+! # A$!-#! G#%#*! #3+*!&*%!*! # !''&%$+!$ # BANCO MEXICANO S.A. INSTITUCION DE BANCA MULTIPLE GRUPO FINANCIERO GRUPO FINANCIEROINVERMEXICO INVERMEXICO., ., # /#'>! 8%'# # '#-*# # %&?#'#%+&$ %&?#%+! 0 $#+#, #% ! 8# #%+*# &+*&$, $# +&6 # !'#*& # %'&*1&*!* ! ! $&'#! ! "G*1& F%!%'#*& S!%+!%#* M73'&, S.A. # C.V.", C.V.", 0 $# !+&*4!*&% &$ #$+!++&$ $&'!#$ # '>! $&'#!. ') Q# $$ *#1*#$#%+!%+#$ *#1*#$#%+!%+#$ #5!#$ '#%+!% '&% &$ 1&#*#$ 0 /!'+!#$ /!'+!#$ 1!*! &-5!* ! $ *#1*#$#%+!! #% +7*%&$ # 1*#$#%+# '&%+*!+&, '&& & !'*# !'*#+!% +!% #!% #!%+# +# #$'*+* #$'*+*!! 12-' 12-'!! %2#*& %2#*& #'$ #'$#+ #+## +*#%+! +*#%+! 0 '%'& '%'& (9=:) # /#'>! ; # !0& # &$ #4, 1!$!! !%+# ! /# # '#%'!&
F#*%!%& C!**!$'& M&4, N&+!*& P2-'& %2#*& : # D$+*+& F##*!, '0& 1*#* +#$+&%& 8#6 %$'*+& #% # R#5$+*& P2-'& # ! P*&1#! 0 # C&#*'& # ! $! '! -!@& # /&& #*'!%+ :;<;<, # /#'>! +*#$ # !-* # &$ #4. ) Q# #$+% # !'#*& #% ! '##-*!'6% # 1*#$#%+# '&%+*!+&, 1&* & 8# '&1!*#'#% 1&* '#%+! # $ *#1*#$#%+!!. II. Declara el Clie!e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
5) T#%# ! %+#%'6% # +*!%$+* ! FACTORING SANTANDER MEXICANO &$ D#*#'>&$ # C*7+& #% &$ +7*%&$ 0 '&%'&%#$ # 1*#$#%+# C&%+*!+&.
E31#$+& & !%+#*&*, !$ P!*+#$ $# *#'&%&'#% +!#%+# ! 1#*$&%!! 0 '!1!'! @*'! '&% ! 8# '&1!*#'#%, 1&* & 8# #$+% # !'#*& #% '##-*!* # 1*#$#%+# C&%+*!+& ! +#%&* # !$ $5#%+#$ CLUSULAS PRIMERA.# De$iici%e&.# P!*! #/#'+&$ # #$+# C&%+*!+&, !$ #31*#$&%#$ '&% !02$'! %'! 8# $# *#!'&%!% ! '&%+%!'6% & ! & !*5& # 1*#$#%+# %$+*#%+&, 0! $#! #% $%5!* & #% 1*!, +#%*% &$ $5#%+#$ $5%/'!&$ El A$%r%:
C/*! !'&*!! #%+*# !$ 1!*+#$, #31*#$!! #% +7*%&$ 1&*'#%+!#$, ! '! $#*?* 1!*! #+#*%!* # "V!&* N#+&" # &$ "D#*#'>&$ # C*7+&").
Derec'%& (e Cr)(i!%:
D#*#'>&$ # CLIENTE # *#'-* # D#&* !$ '!%+!#$ &*5%!!$ 1&* ! ?#%+! 0 '&#*'!4!'6% # $$ 1*&'+&$ & ! 1*#$+!'6% # $#*?'&$, '&%$5%!&$ #% &$ D&'#%+&$ 0 8# $#*% '#&$ #% $ +&+!! ! FACTORING SANTANDER MEXICANO '&%/&*# ! &$ +7*%&$ # 1*#$#%+# C&%+*!+&.
R#!'6% #-!#%+# #%!! 0 #+!!! # &$ Relaci* (e Fac!%ra+e "D#*#'>&$ # C*7+&" '0& /!'+&*!@# $&'+# #% '!! (e Derec'%& (e '!$& ! !1!*& # 1*#$#%+# '&%+*!+&. Cr)(i!%:
Ta&a (e De&ce!%: Val%r %-ial: Val%r e!%:
L! +!$! !%! !'&*!! 1&* !$ 1!*+#$ #% -!$# ! ! '! #-#* '!'!*$# # 1&*'#%+!@# ! /!?&* # FACTORING SANTANDER MEXICANO E 1&*+# +&+! # '!! "D#*#'>& # C*7+&" +*!%$+& #% /!'+&*!@#. L! '!%+! 8# *#$+# # +1'!* # V!&* %&%! 1&* # 1&*'#%+!@# !'&*!& 1&* !$ 1!*+#$ '&& "A/&*&".
C%!rare&!aci* a $a/%r (e FACTORING SANTANDER MEXICANO: Preci% (e Fac!%ra+e:
E 1&*'#%+!@# 8# 8#!* ! /!?&* # FACTORING SANTANDE MEXICANO. L! '!%+! 1!5!#*! ! CLIENTE 1&* FACTORING SANTANDER MEXICANO # '!! "D#*#'>& # C*7+&" +*!%$+& #% /!'+&*!@#.
De(%r:
P#*$&%! &*! '&% ! 8# # CLIENTE +#%# %! *#!'6% '&#*'! #*?!! # ! ?#%+! 0 '&#*'!4!'6% # 1*&'+&$ & 1*#$+!'6% # $#*?'&$, 1&* ! 8# #$+ &-5!! ! 1!5!* # &%+& # &$ D#*#'>&$ # C*7+&.
D%c-e!%&:
C&%+*!+&$, '&%?#%&$, /!'+*!$, '&%+*! *#'-&$ & '!8#* &+*& %$+*#%+& #% 1!1# & #% '!8#* #& ##'+*6%'& #% &$ 8# '&%$+#% &$ D#*#'>&$ # C*7+&.
SEGUNDA.0%1+e!% (el c%!ra!%2 APERTURA DE LNEA PARA FACTORAJE. FACTORING SANTANDER MEXICANO !-*# ! CLIENTE %! %#! 1!*! # F!'+&*!@# # C*7+&$, ! !1!*& # ! '!, $@#+& ! &$ +7*%&$ 0 '&%'&%#$ #$+!-#'&$ #% # 1*#$#%+# '&%+*!+& !*'&, FACTORING SANTANDER MEXICANO !8** # C#%+# "D#*#'>&$ # C*7+&" ! /!?&* # CLIENTE 0 ! '!*5& # &$ "D#&*#$", #!%+# # 1!5& 1&* 1!*+# # FACTORING SANTANDER MEXICANO # ! '!%+! #+#*%!! 0 1!5!#*! '&%/&*# ! & #$+!-#'& #% ! '$! 8%+!. TERCERA. (re3i&i!%& (e l%& (erec'%& (e cr)(i!%2 . EL CLIENTE $# &-5! /*#%+# ! FACTORING SANTANDER MEXICANO, ! 8# +&&$ &$ "D#*#'>&$ # C*7+&" '0& /!'+&*!@# # $&'+# #% &$ +7*%&$ # #$+# '&%+*!+&, *#%*% ! +&+!! # &$ $5#%+#$ *#8$+&$. S6& 1&*% +*!%$+*$# #% /!'+&*!@# "D#*#'>&$ # C*7+&" %& ?#%'&$, &*5%!&$ ! /!?&* # CLIENTE '&% &+?& # ! 1*&?##*! *#5!* # -#%#$ 0H& $#*?'&$ 8# *#!4! 1&* ?*+ # $ !'+?! #1*#$!*!, &$ '!#$ #-#*% $#* #35-#$ ! &$ "D#&*#$" ! +7*%& & '&% 1*#?& !?$& /@&$.
L&$ "D#*#'>&$ # C*7+&" #-#*% $#* ! /!?&* # CLIENTE 0 #$+!* #-!#%+# *#5$+*!&$ #% $$ -*&$ 0 *#5$+*&$ # '&%+!-!, -*#$ # +&& 5*!?!#% & 5!*!%+! !5%!. L&$ "D#*#'>&$ # C*7+&" #$+!*% #%&%!&$ #% 1#$&$ &%#! %!'&%! & 6!*#$ &%#! # &$ E$+!&$ U%&$ # A7*'! 0 &'#%+!&$ #% /!'+*!$, *#'-&$, '&%+*! *#'-&$, #+*!$ # '!-&, 1!5!*7$ &+*&$ &'#%+&$ 8# !'*#+#% ! #3$+#%'! # '>&$ "D#*#'>&$ # C*7+&" (#% & $'#$?& +!#$ &'#%+&$ #$5%!&$ '&& &$ "D&'#%+&$"), &$ '!#$, $!?& !+&*4!'6% # FACTORING SANTANDER MEXICANO, #-#*% $#* 1!5!#*&$ 1&* &$ "D#&*#$" #% %! $&! #3>-'6%. FACTORING SANTANDER MEXICANO $# *#$#*?! # #*#'>& #% +&& &#%+& 0 $% %#'#$! # !?$& 1*#?& # !'#1+!* 2%'!#%+# "D#*#'>&$ # C*7+&" #%&%!&$ #% 1#$&$ &%#! # &$ E$+!&$ U%&$ M#3'!%&$. L&$ "D#*#'>&$ # C*7+&" #-#*% &*5%!*$# '&%/&*# ! !$ 1&+'!$ 0 '*+#*&$ # '*7+& 5#%#*!#%+# +4!&$ 1&* # CLIENTE #% # '*$& %&*! # $$ %#5&'&$. CUARTA. CONDICIONES 4 RE5UISITOS PARA EL FACTORAJE. L! *#!4!'6% # !$ &1#*!'&%#$ 1*#?$+!$ #% # 1*#$#%+# '&%+*!+&, #$+!* $@#+! ! !$ $5#%+#$ '&%'&%#$ 0 *#8$+&$ E /!'+&*!@# # &$ "D#*#'>&$ # C*7+&" 1&* 1!*+# # FACTORING SANTANDER MEXICANO #$+!* $@#+& ! $ $1&%-! # *#'*$&$. E CLIENTE $# !-$+#%* # 1*#$#%+!* #% /!'+&*!@# '!8#* "D#*#'>& # C*7+&" *#$1#'+& # '! +#%5! '&%&'#%+& # ! #3$+#%'! # !52% #*#'>& # '&1#%$!'6% & *#'!!& # '!8#* %!+*!#4! 1&* 1!*+# # "D#&*" # '>& "D#*#'>& # C*7+&", 8# !/#'+# & 1#! !/#'+!* # 1!5& +&+! 0 &1&*+%& # !$ '!%+!#$ # $& 8# '&**#$1&%!% ! FACTORING SANTANDER MEXICANO. E CLIENTE $# !-$+#%* # 1*#$#%+!* #% /!'+&*!@# '!8#* "D#*#'>& # C*7+&" *#$1#'+& # '! +#%5! '&%&'#%+& # ! #3$+#%'! # !5%! $+!'6% 8# !/#'+& & 1#! !/#'+!* ! '!1!'! #'&%6'! # 1!5& +&+! 0 &1&*+%& # '>& "D#*#'>& # C*7+&" 1&* 1!*+# # "D#&*" # +! "D#*#'>& # C*7+&". FACTORING SANTANDER MEXICANO 1&* $#!!* 0 &/'!* #% +&& +#1& 0 ! $ $&! $'*#'6%, +&&$ & !5%&$ # &$ $5#%+#$ *#8$+&$
!) L&$ "D#&*#$" !'#1+!-#$ ! CLIENTE. -) E +1& # &%#! #% 8# $# #%&%#% &$ "D#*#'>&$ # C*7+&". ') E +# 3& # "D#*#'>&$ # C*7+&" ! '!*5& # % $& "D#&*" 8# #$+7 $1#$+& ! !8**. ) E 1&*+# 3& 8# #-#* '&%$5%!* '!8#* "D&'#%+&" #% 8# '&%$+# !52% "D#*#'>& # C*7+&". #) E 1!4& 3& # ?#%'#%+& # '!8#* "D#*#'>& # C*7+&" & "D&'#%+&" 8# !'*#+# ! #3$+#%'! # '>& "D#*#'>& # C*7+&". /) L&$ "D&'#%+&$" !'#1+!-#$ 1!*! FACTORING SANTANDER MEXICANO. Y #% $ '!$& ! /&*! 0 *#8$+&$ 8# #-#*% *#%* '>&$ "D&'#%+&$". 5) E K!/&*& 1!*! #+#*%!* # "V!&* N#+&" # &$ "D#*#'>&$ # C*7+&.
FACTORING SANTANDER MEXICANO 1&* %#5!*$# ! #/#'+!* '!8#* &1#*!'6% ! !1!*& # #$+# '&%+*!+& '!%& !) E CLIENTE $# #%'#%+*# #% '1#%+& # '!8#*! # !$ &-5!'&%#$ ! $ '!*5& '&%/&*# ! 1*#$#%+#. -) C!%& #3$+! !5%! '!$! # ?#%'#%+& !%+'1!& '&%/&*# ! '!8#* '&%+*!+& '##-*!& #%+*# # CLIENTE Y FACTORING SANTANDER MEXICANO. ') C!%& # CLIENTE #$+?#*# #% %'1#%+& # '!8#* &-5!'6% ! $ '!*5& 0 ! /!?&* # FACTORING SANTANDER MEXICANO. ) C!%& #3$+! '!8#* $+!'6% 8# ! @'& *!4&%!-# # FACTORING SANTANDER MEXICANO !/#'+# # !%#*! $-$+!%'! 0 !?#*$! ! $+!'6% /%!%'#*! # CLIENTE. #) C!%& #3$+! '!8#* $+!'6% 8# ! @'& *!4&%!-# # FACTORING SANTANDER MEXICANO >!5! 1*#?$-# 8# &$ "D#*#'>&$ # C*7+&" %& $#*% '-#*+&$ # !%#*! +&+! 0 &1&*+%!. P*#?!#%+# ! ! '##-*!'6% # '!8#* &1#*!'6% ! !1!*& # #$+# '&%+*!+&, # CLIENTE #%+*#5!* ! FACTORING SANTANDER MEXICANO %!
+!*@#+! # *#5$+*& # /*!$ '&% *#'&%&'#%+& -!%'!*& # !($). 1#*$&%!($) #5!#%+# /!'+!!($) 1&* 7 1!*! *#!4!* !'+&$ # &%& 0H& !%$+*!'6%, !$ '&& 1!*! $$'*-* 0 #%&$!* ++&$ # '*7+& #% $ %&-*# 0 *#1*#$#%+!'6%, $! 8# #-#* '&%$5%!*$# #% &$ /&*!+&$ !1*&-!&$ 1&* FACTORING SANTANDER MEXICANO, /&*!%& 1!*+# %+#5*!%+# # #$+# '&%+*!+&, ! ! '! $# !@%+!*% '&1!$ '#*+/'!!$ & +#$+&%&$ # !$ #$'*+*!$ #% &%# '&%$+#% &$ 1&#*#$ *#$1#'+?&$, &-5%&$# # CLIENTE ! %&+/'!* &1&*+%!#%+# 0 1&* #$'*+& ! FACTORING SANTANDER MEXICANO # '!8#* '!-& & +!'6% # !$ /!'+!#$ # '>&$ !1&#*!&$. 5UINTA. MECANICA OPERATIVA DEL FACTORAJE. FACTORING SANTANDER MEXICANO !8** # CLIENTE "D#*#'>&$ # C*7+&" ! /!?&* # CLIENTE 0 ! '!*5& # &$ "D#&*#$", '&% $@#'6% ! $5#%+# 1*&'##%+& 6. EL CLIENTE 1*#$#%+!* ! FACTORING SANTANDER MEXICANO, #% !$ &/'%!$ !+&*4!!$ ! +! #/#'+& 1&* FACTORING SANTANDER MEXICANO, %! KR#!'6% # F!'+&*!@# # D#*#'>&$ # C*7+& '0& /!'+&*!@# $&'+#, #% ! 8# FACTORING SANTANDER MEXICANO #$1#'/'!* *#$1#'+& # '!! "D#*#'>& # C*7+&" 8# 1*#+#%! +*!%$+*$# #% /!'+&*!@#, ! K+!$! # #$'#%+& ! /!?&* # FACTORING SANTANDER MEXICANO $! 8# $#* !1'!! '&%/&*# ! & #$+!-#'& #% ! '$! 8%+! # #$+# C&%+*!+&. E CLIENTE $# &-5! ! *#'&5#* #% !$ &/'%!$ # FACTORING SANTANDER MEXICANO %! '&1! # '&1*&-!%+# # 1!5& # "P*#'& # F!'+&*!@#" ($#52% $# #/%# '>& +7*%& #% ! '$! 8%+! $5#%+#) #% # 8# $# #+!! ! "T!$! # D#$'#%+&" 0 # "A/&*&" !'&*!&$ #%+*# !$ 1!*+#$ 0 !1'!&$ ! &$ "D#*#'>&$ # C*7+&", #-!#%+# /*!! 0 $#!! 1&* FACTORING SANTANDER MEXICANO # CLIENTE +#%* +*#$ !$ >-#$ 1!*! &-@#+!* &$ !+&$ !$#%+!&$, +*!%$'**&$ &$ '!#$ $# '&%$#*!*% '&& !'#1+!&$. L! "R#!'6% # F!'+&*!@# # D#*#'>&$ # C*7+&" #-#* !@$+!*$# ! &$ +7*%&$ # /&*!+& #$+!-#'& ! +! #/#'+& 1&* FACTORING SANTANDER MEXICANO 0 8# $# !5*#5! ! 1*#$#%+# '&& !%#3& A, #% # #%+#%& # 8# '>& /&*!+& 1&* $#* &/'!& #% '!8#* +#1& 1&* FACTORING SANTANDER MEXICANO. 7. C&%@%+!#%+# '&% ! "R#!'6% # F!'+&*!@# # D#*#'>&$ # C*7+&" # CLIENTE #%+*#5!* ! FACTORING SANTANDER MEXICANO, &$ "D&'#%+&$" &*5%!#$ 8# !'*#+#% ! #3$+#%'! # &$ "D#*#'>&$ # C*7+&" '0& /!'+&*!@# $&'+#. C!%& &$ "D&'#%+&$" $#!% ++&$ # '*7+&, '!! %& # #&$ #-#* #$+!* #-!#%+# #%&$!& #% 1*&1#! 1&* # CLIENTE ! /!?&* # FACTORING SANTANDER MEXICANO, #% +7*%&$ $!+$/!'+&*&$ 1!*!
FACTORING SANTANDER MEXICANO. C!%& &$ "D&'#%+&$" %& $#!% ++&$ # '*7+&, '!! %& # &$ "D&'#%+&$" #-#* '&%$5%!* ! $5#%+# #0#%! "(N&-*# # E%&$!+!*&) >!'# '&%$+!* 8# # D#*#'>& # C*7+& 8# !1!*! #$+# &'#%+& >! $& +*!%$+& #% 1*&1#! 1&* %&$&+*&$ ! /!?&* # FACTORING SANTANDER, BANCO SANTANDER (MEXICO), S.A., #% ?*+ ! ! &1#*!'6% # /!'+&*!@# /%!%'#*& 8# '##-*!&$ '&% '>! #1*#$!, 1&* & '! %& %&$ *#$#*?!&$ #*#'>& !5%& #% *#!'6% '&% # '&-*& # D#*#'>& # C*7+& !1!*!& 1&* #$+# &'#%+&". (N&-*# # C#%+#, %&-*# # $ !1&#*!&, 5!* 0 /#'>!). FACTORING SANTANDER MEXICANO 1&* $&'+!* ! CLIENTE ! %/&*!'6% 8# @45# %#'#$!*! & '&%?#%#%+# 1!*! '&1*&-!* ! #3$+#%'! # &$ "D#*#'>&$ # C*7+&", ! $&?#%'! # &$ "D#&*#$" 0H& # '1#%+& # !$ &-5!'&%#$ #$+!-#'!$ #% # 1*#$#%+# '&%+*!+& 0 $$ !%#3&$. A$$&, '!%& FACTORING SANTANDER MEXICANO !$ & @45# %#'#$!*& & '&%?#%#%+#, $# *#$#*?! # #*#'>& # $&'+!* 8# 1*#?!#%+# ! /!'+&*!@#, &$ "D#&*#$" # &$ "D#*#'>&$ # C*7+&" 8# 1*#+#%!% +*!%$+*$# #% /!'+&*!@# !%/#$+#% $ '&%/&*! '&% ! #3$+#%'! # '>&$ "D#*#'>&$ # C*7+&", #% /&*! 0 +7*%&$ $!+$/!'+&*&$ 1!*! FACTORING SANTANDER MEXICANO. FACTORING SANTANDER MEXICANO *#?$!* ! &'#%+!'6% *#'-! 0 $ '&%$#*! 8# '>! &'#%+!'6% 0 !$ &-5!'&%#$ #$+!-#'!$ #% #$+# C&%+*!+& 0 $$ A%#3&$ !1!*#%+##%+# >!% $& '1!$, !?$!* ! CLIENTE # ! #% 8# 1*&'##* ! 1!5!*# # "P*#'& # F!'+&*!@#" '&**#$1&%#%+#. S FACTORING SANTANDER MEXICANO, *#'>!4! # /!'+&*!@# # !52% "D#*#'>& # C*7+&" & !?$!* ! CLIENTE, 1*&'##%& ! #?&?#*# &$ "D&'#%+&$" *#$1#'+?&$, $!?& 8# '>& *#'>!4& &-##4'! ! !5%! '&%'+! **#5!*, #% '0& '!$& +&!* !$ !''&%#$ #5!#$ 8# @45# '&%?#%#%+#$. SEXTA. PROCEDIMIENTO PARA DETERMINAR 4 PAGAR EL IMPORTE DEL PRECIO DEL FACTORAJE CORRESPONDIENTE AL CLIENTE. P&* ! +*!%$$6% #% /!'+&*!@# # &$ "D#*#'>&$ # C*7+&", FACTORING SANTANDER MEXICANO #%+*#5!* ! CLIENTE !$ '!%+!#$ '&**#$1&%#%+#$ # '&%/&*! ! & 8# #% #$+! '$! $# #$+!-#'#. D# '!! &1#*!'6% # /!'+&*!@# #/#'+!! #%+*# FACTORING SANTANDER MEXICANO 0 # CLIENTE, L! "C&%+*!1*#$+!'6% ! /!?&* # FACTORING
SANTANDER MEXICANO, $#* ! '!%+! 8# *#$+# # +1'!* # 1&*'#%+!@# !'&*!& 1&* !$ 1!*+#$ '&& "T!$! # D#$'#%+&" 1&* # "V!&* N#+&" 1&* # %2#*& # !$ 8# +*!%$'**!% #%+*# ! /#'>! #% 8# $# #?# ! '!-& # /!'+&*!@# # "D#*#'>& # C*7+&" 0 ! /#'>! !'&*!! '&& ?#%'#%+& # $&, #%+*# (+*#$'#%+&$ $#$#%+!). P!*! #/#'+&$ # 1*#$#%+# '&%+*!+& $# #%+#%#* 1&* "V!&* N#+&" ! '!%+! 8# *#$+# # +1'!* # 1&*+# +&+! # '!! "D#*#'>& # C*7+&" +*!%$+& #% /!'+&*!@# (#% & $'#$?& #$5%!& '&& "V!&* N&%!"), 1&* # 1&*'#%+!@# !'&*!& 1&* !$ 1!*+#$ '&& "M&*&". EL P*#'& # F!'+&*!@#, $#* # *#$+!& # *#$+!* ! "V!&* N&%!", ! "C&%+*!1*#$+!'6% ! /!?&* # FACTORING SANTANDER MEXICANO $ !$ '&$&%#$ !1'!-#$. E "P*#'& # F!'+&*!@#" 1!5!#*& 1&* FACTORING SANTANDER MEXICANO $#* #%+*#5!& ! CLIENTE #% &$ 1!5&$ # 1*#* 1!5& (#% & $'#$?& "P!5& I%'!") $#* ! '!%+! 8# *#$+# # *#$+!* ! "V!&* N#+&", ! "C&%+*!1*#$+!'6% ! /!?&* # FACTORING SANTANDER MEXICANO $ !$ '&$&%#$ *#$1#'+?!$. E $#5%& 0 2+& 1!5& (#% & $'#$?& "P!5& F%!") $#* #+#*%!& # ! $5#%+# /&*! S # "V!&* N&%!" # "D#*#'>& # C*7+&" +*!%$+& #% /!'+&*!@# /#*# +&+!#%+# 1!5!& 1&* # "D#&*" #% ! /#'>! #% 8# # $& /#*# #35-# 0 %& #3$+#*# %%52% !#& ! /!?&* # FACTORING SANTANDER MEXICANO 0 ! '!*5& # CLIENTE '&%/&*# ! 1*#$#%+# '&%+*!+&, FACTORING SANTANDER MEXICANO, 1!5!* ! CLIENTE '&& "P!5& F%!" ! /#*#%'! #3$+#%+# #%+*# # "V!&* N&%!" # "D#*#'>& # C*7+&" 0 # "V!&* N#+&" '&**#$1&%#%+#, #%+*& # &$ ; (&$) !$ >-#$ ($#52% $# #/%# '>& +7*%& #% %#*! <, # #$+! '$! %#!+&$ $5#%+#$ ! ! /#'>! #% 8# # "D#&*" >-#*# 1!5!& # 1&*+# '>& "D#*#'>& # C*7+&". S # "D#*#'>& # C*7+&" +*!%$+& #% /!'+&*!@# /#*# 1!5!& 1&* # "D#&*", 1!*'!#%+#, #% ! /#'>! #% 8# # $& /#*# #35-#, & -#% $ '>& "D#*#'>& # C*7+&" %& /#*# 1!5!& 1&* # "D#&*" #% $ +&+!! (#% & $'#$?& "V!&* R#'1#*!&") 0 $#1*# 0 '!%& & !%+#*&* &-##'#*# ! %$&?#%'! /%!%'#*! # "D#&*" 0 %& ! %! "D$1+! C&#*'!", $# #$+!* ! & $5#%+# S # "V!&* R#'1#*!&" #$ !0&* 8# # "V!&* N#+&", # "P!5& F%!" $#* ! /#*#%'! #%+*# '>&$ ?!&*#$. S # "V!&* R#'1#*!&" #$ 5! ! "V!&* N#+&", %& #3$+* "P!5& F%!".
S # "V!&* R#'1#*!&" #$ #%&* 8# # "V!&* N#+&", # CLIENTE #-#* 1!5!* ! FACTORING SANTANDER MEXICANO ! $ +!*!* # ! >- $5#%+#, ! /#*#%'! #%+*# # "V!&* N#+&" 0 # "V!&* R#'1#*!&". E% '!$& # 8# # CLIENTE %& 1!5# &1&*+%!#%+# ! '+!! /#*#%'!, $# &-5! ! 1!5!* ! FACTORING SANTANDER MEXICO "I%+#*#$#$ M&*!+&*&$" '!'!&$ '&% -!$# #% ! "T!$! # I%+#*7$ M&*!+&*!", $&-*# ! /#*#%'! #%+*# '>&$ ?!&*#$. L&$ "I%+#*#$#$ M&*!+&*&$" $# 5#%#*!*% 1&* &$ !$ +*!%$'**&$ #%+*# ! /#'>! #% 8# #-6 #/#'+!*$# # 1!5& # "D#*#'>& # C*7+&" '&**#$1&%#%+# 0 ! /#'>! #% 8# '>& 1!5& $# #/#'+2#. S # "D#*#'>& # C*7+&" +*!%$+& #% /!'+&*!@# /#*# 1!5!& 1&* # "D#&*", 1!*'!#%+# #% ! /#'>! #% 8# # $& /# *# #35-#, & -#% $ '>& "D#*#'>& # C*7+&" %& /#*# 1!5!& 1&* # "D#&*" #% $ +&+!! 0 & !%+#*&* /#*# '&%$#'#%'! # !'+& @*'& 8# & &*5#% ! '>& "D#*#'>& # C*7+&", #%%'!+?! 1#*& %& +!+?!#%+#, '!8#* *#'!!'6% 1&* 1!*+# # "D#&*" *#!+?! ! ! '!!, '&%+#%&, #%+*#5! & '!#$8#*! &+*!$ *!4&%#$ *#!'&%!!$ '&% ! 1*&?##*! # &$ -%#$ 0 $#*?'&$ #/#'+!!$ 1&* # CLIENTE, #?&'&%#$, #$'#%+&$, & -#% !52% #*#'>& # '&1#%$!'6% #% '&%+*! # CLIENTE (#% & $'#$?& '!8#*! # #$+&$ #?#%+&$ #$5%!&$ '&& %! "D$1+! C&#*'!"), $# !1'!*% # %#!+& !$ *#5!$ 8# ! '&%+%!'6% $# $#!!%, $% 8# FACTORING SANTANDER MEXICANO #$+7 &-5!& ! @45!* $&-*# ! 1*&'##%'! & %& # '>! "D$1+! C&#*'!" 0 $% 8# 1#! $#* &1&%-# 1&* # CLIENTE ! FACTORING SANTANDER MEXICANO # !'+& @*'& 8# & &*5#% ! '>& "D#*#'>& # C*7+&" & ! 1*&'##%'! # '>! "D$1+! C&#*'!", $#%& *#$1&%$!-! *#'+! # CLIENTE *#!4!* !$ !'!*!'&%#$ '&%'#%+#$ '&% # "D#&*", $# #$+!* #% & $5#%+# S # "V!&* R#'1#*!&" #$ !0&* 8# # "V!&* N#+&", # "P!5& F%!" $#* ! /#*#%'! #%+*# '>&$ ?!&*#$. S # "V!&* R#'1#*!&" #$ 5! ! "V!&* N#+&", %& #3$+* "P!5& F%!". S # "V!&* R#'1#*!&" #$ #%&* 8# # "V!&* N#+&", # CLIENTE #-#* 1!5!* ! FACTORING SANTANDER MEXICANO ! $ +!*!* # ! >- $5#%+#, ! /#*#%'! #%+*# # "V!&* N#+&" 0 # "V!&* R#'1#*!&". E% '!$& # 8# # CLIENTE %& 1!5# &1&*+%!#%+# ! '+!! /#*#%'!, $# &-5! ! 1!5!* ! FACTORING SANTANDER MEXICO "I%+#*#$#$ M&*!+&*&$" '!'!&$ '&% -!$# #% ! "T!$! # I%+#*7$ M&*!+&*!", $&-*# ! /#*#%'! #%+*# '>&$ ?!&*#$. L&$ "I%+#*#$#$ M&*!+&*&$" $# 5#%#*!*% 1&* &$ !$ +*!%$'**&$
#%+*# ! /#'>! #% 8# #-6 #/#'+!*$# # 1!5& # "D#*#'>& # C*7+&" '&**#$1&%#%+# 0 ! /#'>! #% 8# '>& 1!5& $# #/#'+2#. S # ! "D$1+! C&#*'!" $# #*?!% #?&'&%#$ # -#%#$, & !%+#*&* $#* %#5&'!& *#'+!#%+# 1&* # CLIENTE '&% # "D#&*", $% 8# FACTORING SANTANDER MEXICANO +#%5! #*#'>& !5%& $&-*# '>&$ -#%#$ 0 $% 8# # %'1#%+& 1&* 1!*+# # "D#&*" #% *#!'6% ! ! #?&'6% # '>&$ -#%#$ 1#! $#* &1&%-# 1&* # CLIENTE ! FACTORING SANTANDER MEXICANO 1!*! &-@#+!* # 1!5& # !$ '!%+!#$ #-!$ 1&* # CLIENTE ! FACTORING SANTANDER MEXICO '&%/&*# ! 1*#$#%+# '&%+*!+&. S # "D#*#'>& # C*7+&" +*!%$+& #% /!'+&*!@# %& /#*# 1!5!& 1&* # "D#&*", +&+! & 1!*'!#%+#, #% ! /#'>! #% 8# # $& /#*# #35-#, & -#% $ '>& "D#*#'>& # C*7+&" %%'! /#*# 1!5!& 1&* # "D#&*" 0 & !%+#*&* /#*# '&%$#'#%'! +!%+& # ! %$&?#%'! /%!%'#*! # "D#&*" '&& # %! "D$1+! C&#*'!", $# !1'!*% !$ *#5!$ 1*#'##%+#$, #% ! 1*&1&*'6% 8# '&**#$1&%! ! '!! %& # &$ $1#$+&$ *#$1#'+?&$. P!*! &$ #/#'+&$ # #$+# '&%+*!+& $# #%+#%# 1&* ! >- '!8#* !, #3'#1+& $-!&$ 0 &%5&$, #% 8# &$ -!%'&$ #$+7% !-#*+&$ ! 12-'& #% #, D$+*+& F##*!, 0 #% ! '! #% 8# #% $ '!$& $# $$'*-! # 1*#$#%+# '&%+*!+&. P!*! &$ #/#'+&$ # #$+# '&%+*!+& $# #%+#%# 1&* "T!$! # I%+#*7$ M&*!+&*!" ! +!$! !%! !1'!-# (#% & $'#$?& "T!$! A1'!-#") '&**#$1&%#%+# ! 1#*&& #% 8# *# ! &*!, #% # #%+#%& # 8# ! "T!$! # I%+#*7$ M&*!+&*!" $#* '!'!! 1&* &$ !$ +*!%$'**&$ #%+*# ! /#'>! #% 8# #-6 #/#'+!*$# # 1!5& # "D#*#'>& # C*7+&" *#$1#'+?& 0 ! /#'>! #% 8# FACTORING SANTANDER MEXICAN *#'-! #/#'+?!#%+# !$ '!%+!#$ !#!!$, $&-*# ! -!$# # % !& # (+*#$'#%+&$ $#$#%+!) !$. P!*! &$ #/#'+&$ # #$+# '&%+*!+& $# #%+#%# 1&* "T!$! A1'!-#", ! ! +!$! !%! !1'!-# 1!*! 1#$&$ & 6!*#$ $#52% $#! # '!$&, 8# $# $+!% #% # 1*#$#%+# %#*!, #% ! %+#5#%'! # 8# ! "T!$! A1'!-#" ?!*!* #%$!#%+# *!%+# # 1#*&& # ''& *#$1#'+?&, # ! %7*'!#%+# '&**#$1&%#%+# ! ! /#'>! #% 8# %'# # 1#*&& # ''& 1!*! # 8# >!-* # !1'!*$# '>! +!$!, 0 '!%& #% #$# #$ %& >-#*# % ! %7*'!#%+# '&**#$1&%#%+# ! !87 #% 8# %'# # 1#*&& # ''& 1!*! # 8# >!-* # !1'!*$# +! +!$!, '>! ?!*!'6% $# #/#'+!* # 2+& ! >- # #$ '!#%!*& 8# '&**#$1&%!.
S &$ "D#*#'>&$ # C*7+&" +*!%$+&$ #% /!'+&*!@# #$+% #%&%!&$ #% 1#$&$ &%#! # &$ E$+!&$ U%&$ M#3'!%&$ ! "T!$! A1'!-#" $#* # *#$+!& # +1'!* 1&* % /!'+&* # ; (&$), ! 2+! T!$! # I%+#*7$ I%+#*-!%'!*! # E8-*& (TIIE), 1-'!! 1#*6'!#%+# 1&* # B!%'& # M73'& #% # D!*& O/'! # ! F##*!'6% ! ! /#'>! #% 8# $# %'# # 1#*&& # ''& 1!*! # 8# >!-* # !1'!*$# '>! +!$!, %#1#%#%+##%+# ! 1!4& ! 8# ! $! >!0! $& #+#*%!! 0 $ #% +! /#'>! >-#*#% $& 1-'!!$ ?!*!$ T!$!$ # I%+#*7$ I%+#*-!%'!*! # E8-*& 1!*! $+%+&$ 1!4&$, $# !1'!* I) ! T!$! # I%+#*7$ I%+#*-!%'!*! # E8-*& 8# >!0! $& #+#*%!! 1!*! % 1!4& # ; (?#%+&'>&) !$, II) #% $ #/#'+& ! T!$! # I%+#*7$ I%+#*-!%'!*! # E8-*& $1#*&* ! 1!4& # ; (?#%+&'>&) !$ 8# $ $# !1*&3# ! '>& 1!4&, III) #% $ #/#'+&, ! T!$! # I%+#*7$ I%+#*-!%'!*! # E8-*& %/#*&* ! 1!4& # ; (?#%+&'>&) !$ 8# $ $# !1*&3# ! '>& 1!4&. S &$ "D#*#'>&$ # C*7+&" +*!%$+&$ #% /!'+&*!@# #$+% #%&%!&$ #% 6!*#$ &%#! # &$ E$+!&$ U%&$ # A7*'! ! "T!$! A1'!-#" $#* # *#$+!& # +1'!* 1&* % /!'+&* # < ('!+*&) ! 2+! +!$! LIBOR (L&%&% I%+#*-!% O//#*# R!+#) ! 1!4& # !$, 1-'!! #% ! /#'>! #% 8# $# %'# # 1#*&& # ''& 1!*! # 8# >!-* # !1'!*$# '>! +!$!. E CLIENTE !%/#$+! 8# '!! "D#*#'>& # C*7+&" #%&%!& #% 6!*#$ &%#! # E$+!&$ U%&$ # A7*'!, $#* 1!5!& 1&* &$ "D#&*#$" #!%+# ! #%+*#5! # !$ '!%+!#$ #8?!#%+#$ #% 1#$&$ &%#! # &$ E$+!&$ U%&$ M#3'!%&$, '!'!& '&% -!$# #% # +1& # '!-& 1!*! $&?#%+!* !$ &-5!'&%#$ #%&%!!$ #% &%#! #3+*!%@#*! 8# 1-'! # D!*& O/'! # ! F##*!'6% # ! >- %#!+& !%+#*&* ! ! /#'>! # ?#%'#%+& # "D#*#'>& # C*7+&" 8# $# +*!+# #% *!46% # & '!, # CLIENTE #$# #$+# &#%+& !$#, # #3$+*, #31*#$! 0 +&+!#%+# # *#$5& 1&* '!8#* #?!!'6% # 1#$& #% *#!'6% ! 6!* 8# $# &-+#%5! # ! '&1*&-!'6% #%+*# # +1& # '!-& +4!& '&& *#/#*#%'! 1&* &$ "D#&*#$" 0 # +1& # '!-& # ! # ?#%'#%+& # &$ "D#*#'>&$ # C*7+&", 8# &/*#4'!% ! 12-'& #% $$ ?#%+!%!$ B!%'& SANTANDER, S.A., #% ?*+ # & !%+#*&* # CLIENTE $# &-5! ! #%+*#5!* ! FACTORING SANTANDER MEXICANO !$ '!%+!#$ 8# $# #*?#% # ! ?!*!'6% 1&* #?!!'6% # 1#$& #% *#!'6% ! 6!* #% &$ +7*%&$ *#!'&%!&$, 1*#'$!#%+# # ! # ?#%'#%+& # &$ "D#*#'>&$ # C*7+&". A$$&, $ $# &-+#%# % -#%#/'& 1&* %! /#*#%'! #% # +1& # '!-&, 8#!* ! /!?&* # CLIENTE 0 $#* #%+*#5!! @%+& '&% # 1!5& /%!.
SEPTIMA. O8LIGACION SOLIDARIA DEL CLIENTE. P&* !$ '&%?#%* ! $$ %+#*#$#$, # CLIENTE #$+ # !'#*& #% '&%$++*$# '&& &-5!& $&!*& ! /!?&* # FACTORING SANTANDER MEXICANO, *#$1#'+& # +&!$ 0 '!! %! # !$ &-5!'&%#$ # 1!5& ! '!*5& # &$ "D#&*#$", #*?!!$ # &$ "D#*#'>&$ # C*7+&" +*!%$+&$ #% /!'+&*!@#, &-5%&$# ! 1!5!* !$ '!%+!#$ 1#%#%+#$ 1*#'$!#%+# #% &$ +7*%&$ #$+!-#'&$ #% # 1*#$#%+# '&%+*!+&. OCTAVA. CO8RAN9A DE LOS DERECOS DE CREDITO. FACTORING SANTANDER MEXICANO $# #%'!*5!* # ! '&-*!%4! # &$ "D#*#'>&$ # C*7+&" +*!%$+&$ #% /!'+&*!@# ! '0& #/#'+& FACTORING SANTANDER MEXICANO %&+/'!* ! "D#&*" ! +*!%$$6% # '>&$ "D#*#'>&$ # C*7+&" &1#*!! 1&* ?*+ # /!'+&*!@# 1*#?$+& #% #$+# '&%+*!+&. L! %&+/'!'6% '&**#$1&%#%+# $#* #/#'+!! 1&* FACTORING SANTANDER MEXICANO ! +*!?7$ # 1*&'##%+& 8# @45# '&%?#%#%+#, &-5%&$# # CLIENTE ! 1*&1&*'&%!* ! FACTORING SANTANDER MEXICANO +&! ! %/&*!'6% 0 '&!-&*!'6% 8# *!4&%!-##%+# # $#! $&'+!! 1&* 7$+# 1!*! +! /%, $#%& 1&* '#%+! # CLIENTE &$ 5!$+&$ 8# $# &*5%#% '&% &+?& # ! %&+/'!'6% !8 *#/#*!, !$ '&& &$ #*?!&$ # ! '&-*!%4! # &$ "D#*#'>&$ # C*7+&" +*!%$+&$ #% /!'+&*!@#. FACTORING SANTANDER MEXICANO $# !* 1&* *#'-& # 1!5&, '!%& +#%5! ! $ $1&$'6% &$ /&%&$ '&**#$1&%#%+#$. E% '!8#* $1#$+& #% 8# # "D#&*" 1!5# *#'+!#%+# ! C#%+# &$ "D#*#'>&$ # C*7+&" +*!%$+&$ #% /!'+&*!@#, !% 0 '!%& #& &-##4'! ! /!+! # %&+/'!'6% 1&* 1!*+# # FACTORING SANTANDER MEXICANO ! "D#&*" # ! +*!%$$6% # &$ "D#*#'>&$ # C*7+&" &1#*!! 1&* ?*+ # /!'+&*!@# 1*#?$+& #% #$+# C&%+*!+&, # CLIENTE #%+*#5!* ! FACTORING SANTANDER MEXICANO # 1&*+# +&+! # 1!5& *#'-& ! ! -*#?#! 1&$-#, 0 #% $ #/#'+&, ! $ +!*!* # ! >- %#!+& $5#%+# ! >!-#*& *#'-&, !'&*!%& !$ 1!*+#$ 8# #% '>& $1#$+& # CLIENTE +#%* # '!*'+#* # #1&$+!*& *#$1#'+& # !$ '!%+!#$ *#'-!$, #% &$ +7*%&$ # !*+'& ; 0 $5#%+#$ # C65& # C&#*'&, '&% +&!$ !$ &-5!'&%#$ %>#*#%+#$ ! '>& '!*5&, # '! $#* 5*!++!#%+# #$#1#!& 1&* # #1&$+!*&. S # CLIENTE %& >'#*# #%+*#5! ! FACTORING SANTANDER MEXICANO # !$ '!%+!#$ *#'-!$ #% # 1!4& $#!!& #% # 1*#$#%+# 1**!/&, #% !'6% ! '!8#* *#$1&%$!-! '? & 1#%! #% 8# %'**!, # CLIENTE 1!5!* ! FACTORING SANTADER MEXICANO "I%+#*#$#$ M&*!+&*&$" '!'!&$ '&% -!$# #% ! "T!$! # I%+#*7$ M&*!+&*!", *!%+# +&& # 1#*&& #% 8# *# '>& %'1#%+&.
E% !'6% ! & !%+#*&*, 1!*! &$ '!$&$ #% 8# FACTORING SANTANDER MEXICANO & @45# '&%?#%#%+#, # CLIENTE $# &-5! #%+*#5!* ! FACTORING SANTANDER MEXICANO +&&$ &$ &'#%+&$ 8# 7$+# *#8#*! ! #/#'+& # 8# FACTORING SANTANDER MEXICANO 1#! !-** %! '#%+! # '>#8#$ '&% ! %$++'6% # '*7+& 8# 7$+# #$'&@!, ! #/#'+& # 8# &$ '>#8#$ & +*!%$/#*#%'!$ # /&%&$ 8# $#!% #31#&$ & *#!4!&$ #% /!?&* # CLIENTE 1&* # "D#&*" 8# $# +*!+#, '&& 1!5& # &$ "D#*#'>&$ # C*7+&" +*!%$+&$, 1#!% $#* '&-*!&$ 1&* FACTORING SANTANDER MEXICANO ! +*!?7$ # '>! '#%+! !%'&%!!. L! '#%+! !%'&%!! $# !-** ! %&-*# # CLIENTE #-#%& $#* !%'&%!!$ !$ /*!$ !+&*4!!$ 0 # !$ '!#$ $&!#%+# %! '&**#$1&%#* ! CLIENTE, # '! !#$ %& 1&* &/'!* & # '!8#* /&*! '!%'#!* '>! '#%+! #% +!%+& #3$+!% "D#*#'>&$ # C*7+&" 1#%#%+#$ # 1!5&. NOVENA.# Ce&i* (e Derec'%& (e Cr)(i!%.# L! '#$6% 8# $# *#!'# #% +7*%&$ # 1*#$#%+# C&%+*!+& $&-*# &$ D#*#'>&$ # C*7+&, !$ '&& ! ++!*! # &$ D&'#%+&$ #% &$ 8# &$ D#*#'>&$ # C*7+& #$+7% '&%$5%!&$, %'0#%& +&& !8#& 8# # !'#*& ! &$ $&$ 0 1*'+'!$ #*'!%+#$, $## !'*#+!* ! ++!*! # +!#$ #*#'>&$ $# #?!* ! '!-& # /&*! +&+!, $% *#$#*?! % +!'6% !5%!, #% # #%+#%& # 8# # FACTORING SANTANDER MEXICANO 1&* '##* ! $ ?#4 '>! ++!*! ! /!?&* # $$ #1*#$!$ '&%+*&!&*!$, $&'#!#$ /!#$ 0H& *#!'&%!&$, !$ '&& +#*'#*&$. L! '#$6% # &$ D#*#'>&$ # C*7+& &-@#+& # 1*#$#%+# C&%+*!+&, '&1*#%#* !$ 5!*!%+!$ 8# &$ D#*#'>&$ # C*7+& +#%5!% ! ! /#'>! # ! '#$6% 0 '!#$8#*! !''#$&*&$ # &$ $&$ 8# $# 5#%#*#% '&& '&%$#'#%'! # ! !'+!4!'6% # !$1#'+&$ +!#$ '&& %+#*#$#$ &*%!*&$ 0 &*!+&*&$, 1#%!$ '&%?#%'&%!#$, *#'!*5&$ 0 #$ '!%+!#$ 8# ! #/#'+& >-#*# 1!'+!& # CLIENTE '&% &$ D#&*#$. DECIMA. COMISIONES. EL CLIENTE #$+ # !'#*& #% 1!5!* ! FACTORING SANTANDER MEXICANO !$ $5#%+#$ '&$&%#$ U%! '&$6% 1&* !1#*+*! # ! %#! 1!*! # /!'+&*!@# # '*7+&$, #8?!#%+# ! .: ('#*& 1%+& '%'& 1&* '#%+&) # 1&*+# +&+! # ! %#!, #$+!-#'& #% ! '$! 1*#*! # 1*#$#%+# '&%+*!+&, $ # 1#$+& ! ?!&* !5*#5!& '&**#$1&%#%+#, ! '! $#* 1!5!#*! 1*#'$!#%+# #% ! /#'>! # /*! # 1*#$#%+# '&%+*!+&. U%! '&$6% 1&* '!! &1#*!'6% # /!'+&*!@#, '&& >&%&*!*& 1&* #?!!'6% # &$ "D#*#'>&$ # C*7+&", $! 8# $#* 1!'+!!
1*#'$!#%+# # ! #% 8# $# '##-*# ! &1#*!'6%, $ # I1#$+& ! V!&* A5*#5!& '&**#$1&%#%+#. E CLIENTE #$+ # !'#*& #% 8# # $#*?'& # #?!!'6% # &$ "D#*#'>&$ # C*7+&", & 1&* *#!4!* FACTORING SANTANDER MEXICANO 1&* '#%+! 1*&1! & ! +*!?7$ # % +#*'#*&. DECIMA PRIMERA. FORMA 4 LUGAR DE PAGO. T&!$ !$ '!%+!#$ #-!$ 1&* FACTORING SANTANDER MEXICANO ! CLIENTE '&%/&*# ! 1*#$#%+# '&%+*!+& $#*% 1!5!#*!$ #% ! /&*! !'&*!! 1&* !$ 1!*+#$, 0 #% $ #/#'+& #!%+# !-&%& ! %! '#%+! # '>#8#$. T&!$ !$ '!%+!#$ 8# # CLIENTE #-! 1!5!* ! FACTORING SANTANDER MEXICANO '&%/&*# ! 1*#$#%+# '&%+*!+&, $#*% 1!5!#*!$ #% &%#! %!'&%!, #% /&%&$ %#!+!#%+# $1&%-#$, #% ! /#'>! # $ ?#%'#%+& !%+#$ # !$ 99 >&*!$ (>&*! # ! C! # M73'&), #!%+# #16$+& #% ! C#%+! N&. <;9:9< #% ! S'*$! SANTANDER TORRES LINDA VISTA, 8# B!%'& B!%'& S!%+!%#* (M73'&) S.A., I%$++'6% # B!%'! M2+1# G*1& F%!%'#*& , S. A. # $5# ! FACTORING SANTANDER MEXICANO, & #% '!8#* &+*& 5!* 8# 1&* #$'*+& %8# FACTORING SANTANDER MEXICANO ! CLIENTE '&% 1&* & #%&$ 9 (#4) !$ >-#$ # !%+'1!'6%, $% #''6% 1&* 0 -*#$ # '!#$8#*! 1#$+&$, +*-+&$, '&%+*-'&%#$, #''&%#$ & *#+#%'&%#$ # '!8#* %!+*!#4!. E% '!$& # 8# # CLIENTE #$+?#*# &-5!& ! >!'#* !5%! *#+#%'6% $&-*# '!8#* '!%+! 1!5!#*! 1&* # CLIENTE ! FACTORING SANTANDER MEXICANO '&%/&*# ! 1*#$#%+# '&%+*!+&, # CLIENTE 1!5!* ! FACTORING SANTANDER MEXICANO !$ '!%+!#$ !'&%!#$ 8# $# *#8#*!% 1!*! !$#5*!* 8# FACTORING SANTANDER MEXICANO *#'-! %+#5*! ! '!%+! 8# >-#*# *#'-& # %& >!-#*$# #/#'+!& '>& #$'#%+& & *#+#%'6%, #%+*#5!%& ! FACTORING SANTADER MEXICANO #% $ '!$&, !$ '&%$+!%'!$ &*5%!#$ # *#+#%'6% '&**#$1&%#%+#$ #%+*& # &$ : ('%'&) !$ >-#$ %#!+&$ $5#%+#$ ! !87 #% +!#$ 1#$+&$, #''&%#$ & *#+#%'&%#$ $#!% #35-#$ 0 1!5!#*&$. L&$ 1!5&$ 1!*'!#$ *#!4!&$ 1&* # CLIENTE 0H& '!8#* D#&* $#*% !1'!&$ 1&* FACTORING SANTANDER MEXICANO #% # &*#% $5#%+# 9. I1#$+&$, $ &$ >-#*#. ;. G!$+&$, $ &$ >-#*#.
. "I%+#*#$#$ M&*!+&*&$", #-#%& !1'!*$# 1*#*!#%+# ! &$ $ !%+5&$. <. R##-&$& # !$ '!%+!#$ #%+*#5!!$ 1&* FACTORING SANTANDER MEXICANO #% # '!$& #% 8# 1&$+#*&*#%+# #3$+#*# "D$1+! C&#*'!", #-#%& !1'!*$# 1*#*!#%+# ! !$ $ !%+5!$. :. R##-&$& # !$ '!%+!#$ *#'-!$ #% # '!*'+#* # #1&$+!*& '&%/&*# ! & #$+!-#'& #% ! '$! S71+! # 1*#$#%+#, 8# >-#*#% $& %#-!#%+# $1#$+!$ 1&* # CLIENTE, #-#%& !1'!*$# 1*#*!#%+# ! !$ $ !%+5!$. . C!8#* &+*! '!%+! 1!5!#*! 1&* # CLIENTE '&%/&*# ! 1*#$#%+# '&%+*!+&, #-#%& !1'!*$# 1*#*!#%+# ! ! $ !%+5!. C!8#* '!%+! ?#%'! 0 %& 1!5!! 8# # CLIENTE #-! ! FACTORING SANTANDER MEXICANO '&%/&*# ! 1*#$#%+# '&%+*!+&, 5#%#*!* "I%+#*#$#$ M&*!+&*&$" '!'!&$ '&% -!$# #% ! "T!$! # I%+#*7$ M&*!+&*!", *!%+# +&& # 1#*&& #% 8# *# '>& %'1#%+&. D;CIMA SEGUNDA. COMPENSACI&$ # C*7+&". FACTORING SANTANDER MEXICANO !?$!* 1&* #$'*+& ! CLIENTE '&% ; (&$) !$ >-#$ # !%+'1!'6% ! ! /#'>! #% 8# 1*#+#%! *#!4!* ! ?$+! $#%& FACTORING SANTANDER MEXICANO # *#$1&%$!-# # 1#*$&%! 8# #$5%# 1!*! +! #/#'+&. . A 5!*!%+4!* ! #3$+#%'! 0 #5+! # &$ "D#*#'>&$ # C*7+&".
<. A *#$1&%#* # #+*#%+& #% # ?!&* # &$ "D#*#'>&$ # C*7+&" &-@#+& # /!'+&*!@#. DECIMA CUARTA. Vi=ecia.# E 1*#$#%+# C&%+*!+& #%+*!* #% ?5&* ! 1!*+* # ! /#'>! # /*! # $& 0 +#%* %! ?5#%'! # : !&$, ! 1!*+* # ! /*! # $&, *#%&?%&$# # $& # !%#*! !%!, '&%+*!+& 8# $# /*!* #%+*& # &$ 9: !$ >-#$ #$17$ # >!-#* '&%'& # #@#*'& !%! %#!+& !%+#*&*. E CLIENTE 1&* !* 1&* +#*%!& # 1*#$#%+# C&%+*!+&, $#1*# 0 '!%& ## !?$& 1*#?& 0 1&* #$'*+& ! FACTORING SANTANDER MEXICANO '&% (+*#%+!) !$ # !%+'1!'6% ! ! /#'>! #/#'+?! # +#*%!'6%. E FACTORING SANTANDER MEXICANO 1&* !* 1&* +#*%!& +&+! & 1!*'!#%+# # 1*#$#%+# C&%+*!+& #% '!8#* &#%+&, $ $# !'+!4!% !$ '!$!$ # ?#%'#%+&$ #$+!-#'!$ #% ! CLAUSULA # 1*#$#%+# '&%+*!+& 0 $% *#$1&%$!-! !5%! # $ 1!*+#, #!%+# 1*#?! %&+/'!'6% ! E CLIENTE. E% '!$& # +#*%!'6% # 1*#$#%+# %$+*#%+& !$ &-5!'&%#$ # !$ P!*+#$ 1#%#%+#$ # '1* '&%+%!*% #% 1#%& ?5&* 0 '&% +&& $ ?!&* 0 /#*4! #5!, #$+!%& !$ P!*+#$ &-5!!$ ! $ +&+! '1#%+& D;CIMA 5UINTA. CAUSAS DE VENCIMIENTO. S '!8#*! # &$ $5#%+#$ #?#%+&$ (#% & $'#$?& #$5%!&$ '&& "C!$!$ # V#%'#%+&") +#%# 5!*, FACTORING SANTANDER MEXICANO #@!* # !8** # /!'+&*!@# &$ "D#*#'>&$ # C*7+&" 8# # $#!% 1*#$#%+!&$ 1&* # CLIENTE, $% %#'#$! # !?$& 1*#?&, !$$& FACTORING SANTANDER MEXICANO 1&* !* 1&* +#*%!& # 1*#$#%+# '&%+*!+& %! ?#4 8# +&!$ 0 '!! %! # !$ &-5!'&%#$ ! '!*5& # &$ "D#&*#$" & # CLIENTE >!0!% $& '1!$ 0 8!!$ #% $ +&+!! ! 1#%! $!+$/!''6% # FACTORING SANTANDER MEXICANO 9. S # CLIENTE 1*#$#%+!*# ! FACTORING SANTANDER MEXICANO %/&*!'6% /!$! & %'&**#'+!, & $ !5%! # !$ #'!*!'&%#$ # CLIENTE *#$+!*# /!$! & &&$!#%+# %'&**#'+!. ;. S # CLIENTE 1*#$#%+! ! /!'+&*!@# % "D#*#'>& # C*7+&", 8# %& *#2%! '!8#*! # &$ *#8$+&$ #$+!-#'&$ #% ! '$! TERCERA # 1*#$#%+#.
. S # CLIENTE %& #%+*#5!*# ! FACTORING SANTANDER MEXICANO !$ '!%+!#$ 8# >-#*# *#'-& # "D#&*" '&%/&*# ! & #$+!-#'& #% ! C$! OCTAVA. <. S # CLIENTE $# #%'#%+*! #% %'1#%+& # '!8#* &+*! &-5!'6% ! $ '!*5& '&%/&*# ! 1*#$#%+# '&%+*!+& 0 '>& %'1#%+& %& #$ $-$!%!& #%+*& # % 1!4& # 9 (#4) !$ >-#$ '&%+!&$ ! 1!*+*, # '>& %'1#%+&. DECIMA SEXTA. 0I(e-i>aci*2 E% # $1#$+& # 8# # CLIENTE %'**! #% !5%! # !$ '!$!#$ # ?#%'#%+& #+!!!$ #% ! '$! DECIMO QUINTA, # $#* 1&%-# ! CLIENTE ! $! # 9 MHN, '&& %#%4!'6% 1&* &$ 1#*@'&$ &'!$&%!&$ $#%& $&!*!#%+# *#$1&%$!-# 1&* # 1!5& # ! $!, $% 1#*@'& # ! 17*! # ! '&%+*!1*#$+!'6% ! ! 8# +#%!% #*#'>& !%+#$ # %'1#%+&, #-7%&! *#$+*! $ ! >-#*! *#'-& !%+'1!!#%+#. D;CIMA S;PTIMA.0Pr%'i1ici* (e Ge&!i*2 E CLIENTE #31*#$!#%+# *#'&%&'# 8# #!%+# ! '##-*!'6% # 1*#$#%+# C&%+*!+& %& # >! $& #%'&#%!!, % >! 8#!& /!'+!& 1!*! *#!4!* #% %&-*# & ! /!?&* # FACTORING SANTANDER MEXICANO, # !%#*! *#'+! & %*#'+!, %%52% +*+# & 5#$+6% +#%#%+# ! ! &-+#%'6% # '#%'!, !+&*4!'6% & /!'+-! !5%!, !%+# #1#%#%'!$ # G&-#*%& F##*!, E$+!+! & M%'1!. E% '!$& # 8# # FACTORING SANTANDER MEXICANO *#8#*! # EL CLIENTE # ! 5#$+6% !%+#$ #+!!!, 7$+# #-#* # '&%+!* '&% ! !+&*4!'6% #31*#$! # FACTORING SANTANDER MEXICANO. DECIMA OCTAVA. DOMICILIOS. P!*! +&&$ &$ #/#'+&$ #*?!&$ # 1*#$#%+# '&%+*!+&, '!! 1!*+# $#!! '&& $$ &'&$ &$ $5#%+#$ "FACTORING SANTANDER MEXICANO M5# O+>&% D# M#%4!-! < L&'! 99:, G$+!?& A. M!#*&, N#?! I%$+*! V!#5&, == C! # M73'&, D.F. "EL CLIENTE" JIRGLASS, S. A. CALLE L!$ F&*#$, COLONIA P&+*#*&, C L61#4 M!+#&$, MÉXICO M#%+*!$ !$ 1!*+#$ %& $# %&+/8#% 1&* #$'*+& % '!-& # &'& '&% %! !%+'1!'6% # 1&* & #%&$ 9 (#4) !$ >-#$, &$ !?$&$,
%&+/'!'&%#$ 0 #$ 5#%'!$ @'!#$ 0 #3+*! @'!#$ 8# $# >!5!% #% &$ &'&$ %'!&$, $*+*% 1#%!#%+# $$ #/#'+&$. D;CIMA NOVENA. JURISDICCI
FACTORING
EL CLIENTE
BANCO SANTANDER (MEXICO), S.A., INSTITUCION DE BANCA MÚLTIPLE, GRUPO FINANCIERO SANTANDER MEXICO.
JIRGLASS, S. A. DE C. V
CRISTIAN GRIMALDI RENDON A1&#*!&
ISMAEL 8ADILLO GON9ALES A1&#*!& L#5!
