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Transpo Law Case Digest-Notice of Claim
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Notice of Claim PHILIPPINE CHARTER INSURANCE CORPORATION VS. CHEMOIL LIGHTERAGE HITE GOLD CORPORATION
G.R. No. 136888, June 29, 2005 FACTS
Philippine Charter Insurance Corporation is a o!estic corporation en"a"e in the #usiness o$ non%li$e insurance. Responent Che!oil &i"htera"e &i"htera"e Corporation is also a o!estic corporation en"a"e in the transport o$ "oos. 'n 2( Januar) 1991, *a!+)un" Che!ical Co!pan), Co!pan), &t., #ase in *outh orea, shippe 62.06 !etric tons o$ the li-ui che!ical I'C/& P/&/ P/&/ 4'P on #oar / 7/CIN :hich :as ;alue at <*=90,201.5> an another (36.>0 !etric tons o$ 'P ;alue at <*=63(,>2(.89 <*=63(,>2(.89 to the Philippines. /he consi"nee :as Plastic Group Phils., Inc. in anila. PGP insure the car"o :ith Philippine Charter Insurance Corporation a"ainst all ris+s. /he insurance :as uner arine Policies No. RN%30>21?5@ RN%30>21?5@ ate 06 Ae#ruar) 1991. arine norse!ent No. 2>86?>@ ate 11 a) 1991 :as attache an $or!e part o$ RN% 30>21, a!enin" the latterBs insure ;alue to P2(,66>,(22.03, an reuce the pre!iu! accorin"l). /he ocean tan+er / 7/CIN unloae the car"o to the tan+er #ar"e, :hich shall transport the sa!e to el Pan ri"e in Pasi" Ri;er an haul it #) lan to PGPBs stora"e tan+s in Cala!#a, &a"una.
:hich case sai clai! shall onl) #e a!itte at the ti!e o$ the receipt !entione ha;e elapse, or a$ter the transportation char"es ha;e #een pai a!itte a"ainst the carrier :ith re"ar to the conition in :hich the "oos
s to the $irst issue, the petitioner contens that the notice o$ co e!plo)ee, to s. #astillas, at the ti!e o$ the eli;er) o$ the car"o, an there /he responent, ho:e;er, clai!s that the suppose notice "i;en #) PGP o;e s. #astillas. /he Court o$ ppeals eclareHthat a telephone call !ae constitut constitutee su#stant su#stantial ial co!pliance ance :ith the re-uire!ent re-uire!ent o$ notice. notice. o:e co!pliance :ith the perio $or $ilin" notice is an essential part o$ the re-u a!a"e is apparent, or other:ise :ithin t:ent)%$our hours $ro! receipt o$ th that pro!pt eEa!ination o$ the "oos !ust #e !ae to ascertain a!a"e i$ th Fe ha;e eEa!ine the e;ience, an Fe are una#le to $in an) proo$ o$ co! Sign too$vote ono$ this title the carrier. :hich is $atal to the theup accrual the the ri"ht action a"ainst carrier. Nothin" in the trial courtBs ecision state that the notice o$ clai! Useful Not useful responent%carrier responent%carrier i!!eiatel) or :ithin a perio o$ t:ent)%$our hours $ro! th /he Court o$ ppeals !ae the sa!e $inin". a;in" eEa!ine the entire reco a shre o$ e;ience that :ill precisel) an ulti!atel) point to the conclusion th rela)e or $ile.
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