Search
Home
Saved
3.7K views
6
Sign In
Upload
RELATED TITLES
0
Final Proposal Uploaded by Sanam_Sam_2737
Top Charts
Books
Audiobooks Magazines
News
Documents
Save
Embed
Share
Print
Download
Join
Nepal Investment Bank
1
of 6
Banking Report thesis
Manju Ko Thesis
Search document
THESIS PROPOSAL Sheet Music
ON
IMPACT OF MERGER AND ACQUISITION IN NEPALESE FINANCIAL SECTO FOR A BANK SURVIVAL
BY SHUSIL RANA MBA ID: 5014/2010 KING’S COLLEGE
INTERNATIONAL AMERICAN UNIVERSITY LA, USA
Master your semester with Scribd & The New York Times Special offer for students: Only $4.99/month.
Read Free Foron 30this Days Sign up to vote title
SUBMITTED TO:
Not useful Cancel anytime.
Useful
Home
Saved
Top Charts
Books
Audiobooks
Magazines
News
Documents
Sheet Music
Master your semester with Scribd & The New York Times Special offer for students: Only $4.99/month.
Upload
Sign In
Read Free For 30 Days Cancel anytime.
Join
Search
Home
Saved
6
3.7K views
Sign In
Upload
RELATED TITLES
0
Final Proposal Uploaded by Sanam_Sam_2737
Top Charts
Books
Audiobooks
Save
Embed
Share
Print
Download
Magazines
News
Documents
Sheet Music
Join
Nepal Investment Bank
1
of 6
Banking Report thesis
Manju Ko Thesis
Search document
Title of the study:
"IMPACT OF MERGER AND ACQUISITION IN NEPALESE FINANCIAL SECTO
FOR A BANK SURVIVAL ".
INTRODUCTION:
Basically, here Merger means combine two or more than two companies on the behalf rais their capital to survive in the industry. Commercial banks have an essential role in the econo One of their main duties is to collect funds from excess fund sectors and lend to customers insufficient funds. From these financial intermediary activities, they have an important rol determining the amount and distribution of credit in the economy. Since an increase in b credit leads to increased investment and in turn to increased employment levels, changes in lending behaviour have a marked impact on the economic development of the country. B change their lending decisions in response to changes in the structure of the banking market. of the issues arising in this context is bank mergers and acquisition (M&As). Since ma structures can change as a result of mergers, bank mergers can have a significant impac changes in bank lending behavior. Bank consolidation in the form of merger become one of regulations initiated by the Nepal Rastra bank in order to improve banking system’s capac provide financial intermediation between savers and borrowers and restore public confidence merger activities around the world have the same purpose, the most common purpose for me is to increase efficiency and reduce costs.
Master your semester with Scribd STATEMENT OF PROBLEM: & The New York Times
Read Free Foron 30this Days Sign up to vote title
Not useful Cancel anytime.
Useful
Special offer forAt students: Only $4.99/month. the time when the Nepalese banking sector is going through torment and really tough p
NRB has brought a new merger bylaw believing that it will as a panacea of the en
Home
Saved
Top Charts
Books
Audiobooks
Magazines
News
Documents
Sheet Music
Master your semester with Scribd & The New York Times Special offer for students: Only $4.99/month.
Upload
Sign In
Read Free For 30 Days Cancel anytime.
Join
Search
Home
Saved
6
3.7K views
Upload
Sign In
RELATED TITLES
0
Final Proposal Uploaded by Sanam_Sam_2737
Top Charts
Books
Audiobooks Magazines
News
Documents
Save
Embed
Share
Print
Download
Sheet Music
Join
Nepal Investment Bank
1
of 6
Banking Report thesis
Manju Ko Thesis
Search document
2068 in order to manage and control the existing BFIs effectively and efficien Considering these facts and the situation, the proposed thesis tries to evaluate the me bylaw of NRB and will try to present and conclude whether the mer b y l a w w i l l a c t a s a b a s e t o c u r e a l l t h e p r o b l e m s surroundi Nepalese financial sector.
Structure of literature review:
NRB has has tried to cover cover all the three three aspects aspects of effective and prudential prudential regulation of E f f e Licensing, Regulatory Norms and Effective Supervision with its dyna directives and guidelines. The licensing policy deals with provisions regarding paid-up capital for all the four classes of BFIs, minimum investm r e q u i r e m e n t f r o m prom promote oters rs,, genera generall public, public, fore foreig ign n investo investors rs and emplo employe yees es,, proc and time period to s u b m i t a p p l i c a t i o n , f e e s a n d p a r t i a l d e p o s i capital, registration provisions ,qualification of promote e x p a n s i o n o f w o r k i n g t e r r i t o r y a n d m i n i m u m c a p i t a l requiremen had adopted the liberal licensing policy as the consequence there was a tremendous su in the number of BFIs from 2004 to 2009; however, due to the mushroom of BFIs in small market and pressure from supra national organization like IMF, NRB now adopted more tighter licensing policy. NRB has issued 21 directives for covering prudential r egulatory norms and the direct ives dealing with vari ous a like capital adequacy, loan classification and provisioning, single obligor l ,accounting policies and financial statements format, risk managem c o r p o r a t e govern governance ance,, superviso supervisory ry complia compliance, nce, investm investment ent policy policy,, submission submission of statis statis reports, sales of transfer of promoter’s share, consortium financing, cr i nf nf or or m maa ti ti on on /b /b la la ck ck l i s t i n g , provi sion on CRR/S LR, branc h expan interest rate, financial resources mobilization, deprive sector lending, KYC, SLF, Read Free Foron 30this Days Sign up to vote title NRB regularly reviews revi ews the process by which BFIs assesses its capital, risk position, Not useful Useful Cancel anytime. levels, and quality of capital as a part of its supervisory mechanism. It evaluates the degre Special offer for students: Only $4.99/month. which a BFIs has in place a sound internal process to assess capital adequacy. NRB’s superv
Master your semester with Scribd & The New York Times
Home
Saved
Top Charts
Books
Audiobooks
Magazines
News
Documents
Sheet Music
Master your semester with Scribd & The New York Times Special offer for students: Only $4.99/month.
Upload
Sign In
Read Free For 30 Days Cancel anytime.
Join
Search
Home
Saved
6
3.7K views
Sign In
Upload
RELATED TITLES
0
Final Proposal Uploaded by Sanam_Sam_2737
Top Charts
Books
Audiobooks Magazines
News
Documents
Save
Embed
Share
Print
Download
Sheet Music
Join
Nepal Investment Bank
1
of 6
Banking Report thesis
Manju Ko Thesis
Search document
The bank merger phenomenon has been widely accepted as the way to achieve perform improvement, especially when merger activities focus on geography, economic of scale, activity lines (DeLong, 2001; Houston et al., 2001). In addition ,many urgue that bank me could improve economies of scale and cost reduction when they share information, transac system and monitoring costs (van Rooij, 1997). The economies of scale of merged banks c be achieved since they can reduce the average cost by expanding the volume of similar ban products. Therefore, when the economies of scale argument hold, then the greater the benefit received by the merged banks (Jensen and Ruback, 1983).
Study on the effect of bank mergers on performance has been conducted in many countries various findings. For example, Allen and Boobal-Batchelor (2005) studied the post-crisis b mergers in Malyasia. The study found that the target banks tend to be less efficient than t acquiring banks. Furthermore, most efficiency gains was found due to a an improvemen managerial efficiency. In contrast, Kwan (2004) based on US banking consolidation polic 1997 raised issue of whether mergers contributed to the efficiency gains. Findings from prev studies of bank mergers in Indonesia also show various results. For example, Samosir (2 found that there were no performance differences between before and after the merger contrast, Soemonagoro (2006) found that a merged bank experienced a continuing perform improvement from 1999 to 2005. However, its loan-to deposit ratio was relatively low indic that the bank failed to fulfill its function as an intermediary institution. Other study by Hada al. (2003) found that only privately-owned banks found as the most efficient banks. In addi Putra (2003) revealed that on average the technical efficiency of 45 foreign exchange Indon banks were 71.26 percent and 74.37 percent on 2001 and 2002 respectively.
This section reviews the studies related to the impact of bank mergers on performance of a b and lending behaviour. Although there may be some other research examining the impac bank mergers, the literature reviewed in this section is directly relevant to the main objectiv this thesis, which is to analyse whether bank M&As can have some influence on the change the lending behavior that affect on banks performance of merged banks. In addition, literature also provides sufficient knowledge of the way in which bank decide theirlending Read Free Foron 30this Days Sign up to vote title how bank consolidations affect the lending decisions of merged banks.
Master your semester with Scribd & The New York Times
Useful
Not useful
Cancel anytime.
Special offer forThe students: Onlyincludes $4.99/month. section two main parts. The first part discusses the conventional literature
lending behaviour, focusing on the factors which influence bank loan interest rates and b
Home
Saved
Top Charts
Books
Audiobooks
Magazines
News
Documents
Sheet Music
Master your semester with Scribd & The New York Times Special offer for students: Only $4.99/month.
Upload
Sign In
Read Free For 30 Days Cancel anytime.
Join
Search
Home
Saved
6
3.7K views
Sign In
Upload
RELATED TITLES
0
Final Proposal Uploaded by Sanam_Sam_2737
Top Charts
Books
Audiobooks Magazines
News
Documents
Save
Embed
Share
Print
Nepal Investment Bank
1
Download
Join
of 6
Banking Report thesis
Manju Ko Thesis
Search document
Significance of the study: Sheet Music
An inclusive merger mechanism became one option for the Indonesian banking industr response the Asian Financial crisis under its bank consolidation program. This study g insight into the effectiveness of economic policy reforms in the Indonesian banking indu This study examines the impacts of merger on commercial bank’s performance in Indo during 1997 to 2006. The period was characterized by financial deregulation, the A economic crisis, and bank restructuring programs. The traditional financial ratios and parametric Data Envelopment Analysis approach is employed to investigate any efficiency g both in the pre and post merger periods, in order to detect whether bank mergers produce efficiency gains as well as factors contributed to the performance. The evidence shows merger created synergy as indicates by the statistically and significantly increasing the p merger financial and productive efficiency performances.
Objective of study: Some of the objectives of this study are:
To overview the general knowledge of the merger and acquisition. To overview merger and acquisition as a business strategy. strategy. And main objectives is to provide an overview of the most important factor that contribut survival of the bank.
Scope and limitation: limitation:
Time constraints Budgetary constraints The participants comprised a small sample, which can be generalized across the sector Read Free Foron 30this Days Sign up to vote title
Master your semester with Scribd & The New York Times
Special offer for students: Only $4.99/month.
Research methodology: methodology:
Not useful Cancel anytime.
Useful
Home
Saved
Top Charts
Books
Audiobooks
Magazines
News
Documents
Sheet Music
Master your semester with Scribd & The New York Times Special offer for students: Only $4.99/month.
Upload
Sign In
Read Free For 30 Days Cancel anytime.
Join
Search
Home
Saved
6
3.7K views
Sign In
Upload
RELATED TITLES
0
Final Proposal Uploaded by Sanam_Sam_2737
Top Charts
Books
Audiobooks Magazines
News
Documents
Save
Embed
Share
Print
Download
Join
Nepal Investment Bank
1
of 6
Banking Report thesis
Manju Ko Thesis
Search document
Data Collection Sheet Music
To attain the objectives what researcher have proposed, researcher have planned to cons altogether nine banks and financial institutions .Among them, three will be three governm owned commercial bank( i.e. Nepal bank ltd, Banijya bank ltd, Agricultural bank ltd), t private commercial bank (Nabil bank ltd, Nepal investment bank ltd and Prime commercial b ltd ,and three national level development banks( i.e. Ace development bank ltd, Internati development bank ltd and Vibor development banks) , to know the awareness and percept about internet banking and mobile banking .for that, researcher will distribute questionnaires to the customers ,banking professionals, businessmen, master graduates academicians. Thus, researcher has planned to consider altogether 200 people. Delphi Technique as a source to collect primary data and various jour an d publications publications will be used to access the secondary secondary data.
Further, Statistical Package for Social Sciences (SPSS) and Microsoft excel will be use analyze the returned questionnaires using descriptive statistics. The objectives will be te using simple regression method. Thus, responses to questions would be coded, tabulated processed using the Statistical Package for Social Sciences (SPSS) software and will be anal using frequencies with mean, mode and median indicated.
Moreover, the processed data will be presented in tables, graphs, charts, etc. Findings will be ded from these followed by logical conclusions which will form the basis for appropriate recommendatio
Master your semester with Scribd & The New York Times Special offer for students: Only $4.99/month.
Read Free Foron 30this Days Sign up to vote title
Not useful Cancel anytime.
Useful
Home
Saved
Top Charts
Books
Audiobooks
Magazines
News
Documents
Sheet Music
Master your semester with Scribd & The New York Times Special offer for students: Only $4.99/month.
Upload
Sign In
Read Free For 30 Days Cancel anytime.
Join
