s 9 s e tClrjbcut`ecf Djo`fl Ulrv`el sgcff bjt gcbafl c H rca`j tlfltypl dlsscnls ub H [gjblt`e cfpgcolt cssudla tj ol mbjwb= H 4 HjxQ_JQQ Hjx Q_JQQ
XH_ & @H_ @H_ Ejddub`ect`jbs Ejddub`ect`jbs 3
Nfjs Nfjsscry Qrcbsd`ss`jb jh `bhjrdct`jb bjt •Orjcaecst 4 Nlblrcf Ecff 4 ‖Cff Utc t`jbs...— 4 Qrcbsd`ss`jb caarlssla tj sple`ffie c`rercht 42 bj rlspjbsl rlqu`rla ubflss `ba`v`au `ba`v`aucf cf stct`jb `s csmla csml a tj cembjwflanl •Eflcrcbel f`d`t9 Qgl pj`bt tj wg`eg tgl c`rercht `s nrcbtla CQE eflcrcbel •Ejba`t`jbcf eflcrcbel9 Chtlr tgl fcba`bn Flcrilt f`bl up... •Fjbn ffibcf9 1BD 6 x 6 7BD •BJQCD9 @s `ssula wglb `bhjrdct`jb ejbelrb`bn tgl lstcof`sgdlbt, ejba`t`jb jr egcbnl `b cby clrjbcut`ecf hce`f`ty, slrv`el, prjelaurl, jr gczcra bllas tj ol prjdufnctla •X`sucf Cpprjceg9 Cb cpprjceg oy cb @H_ `ngt wglb l`tglr pcrt jr cff jh cb `bstrudlbt cpprjceg prjelaurl `s bjt ejdpfltla cba tgl cpprjceg `s lxleutla `b v`sucf rlhlrlbel tj tlrrc`b •^cypj`bt9 @s c nljnrcpg`ecf fject`jb usla `b rlfct`jb tj _BCX systlds
[grcsls yju gcvl rlel`vla cba ubalrstjja tg`s dlsscnl •Cembjwflanl 4 Flt dl mbjw tgct yju •Chffird ct`vl 4 Pls
[lrd`ss`jb bjt nrcbtla n rcbtla // \bcofl \bcofl tj ejdpfy / [lrd`ss`jb "Blnct`vl 4 Bj // Qgct `s bjt ejrrlet /
•Cpprjvla 4 [lrd`ss`jb hjr prjpjsla cet`jb nrcbtla •Orlcm 4 Ulpcrctl pjrt`jbs jh jbl dlsscnl
"Orlcm Orlcm 4 Ulpcrctl oltwllb dlsscnls tj a`hhlrlbt c`rercht
•Ecbelf 4 Cbbuf tgl prlv`jusfy trcbsd`ttla eflcrcbel •Eglem 4 Lxcd`bl c systld jr prjelaurl •Eflcrla 4 Cutgjr`zct`jb tj prjella ubalr sple`ffila ejba`t`jbs
"_leflcrla 4 C egcbnl gcs ollb dcal tj yjur fcst eflcrcbel cba tg`s blw eflcrcbel
suplrslals yjur prlv`jus eflcrcbel jr pcrt tglrljh
•Ejbffird 4 Gcvl @ ejrrletfy rlel`vla tgl hjffjw`bn •Ejbtcet 4 Lstcof`sg rca`j ejbtcet w`tg...
"Ejbtcet ]ecffs`nb/hrlqulbeyT CQ ]pfcel jr t`dlT - @H BJ ejbtcet ... 4 Ejbtrjf trcbshlr
Ejrrlet /(_lcaocem m Ejrrlet) Ejrrlet) 4 Dlsscnl gcs ollb rlplctla ejrrletfy. •Ejrrlet /(_lcaoce
#s tgrll tgjuscba ffivl gubarla • 5,<;; 4 •35,<;; 4 jbl tgrll tgjuscba ffivl gubarla •SBG3;;3 4 jbl zlrj zlrj jbl •Glca`bns cfwcys w`tg tgrll a`n`ts
•Hrlqulbe`ls • CF^CPU w`tg ‖ale`dcf— • Cfwcys s`x a`n`ts ubflss tgl fcst twj crl zlrj • 3?;.5>< 4 jbl twj zlrj ale`dcf tgrll slvlb ffivl
Q`dl CF^CPU \QE! ;09?; bj ejbhus`jb cojut gjur pjss`ofl9 twj zlrj ;09?; ejbhus`jb cojut gjur pjss`ofl9 zlrj b`bl bl twj twj zlrj ;193
[js`t`jb _lpjrts XH_9 Ecffs`nb= rlpjrtla pjs`t`jb= t`dl jh rlpjrtla pjs`t`jb= flvlf jr cft`tual= blxt pjs`t`jb= LQC jh blxt pjs`t`jb Ecffs`nb, pjs`t`jb cba t`dl ecbbjt jd`ttla @H_9 Ecffs`nb, pjs`t`jb cba t`dl ecbbjt ol jd`ttla
Ecffs`nb @b`t`cf Ecff
•\sl huff ecffs`nb jr [rlffix + Hf`ngt # (_usgc`r 3?51) •\sl suhffix ‖Glcvy— wglb 2 358t `b `b`t`cf ecff tj ejbtrjf tjwlr cba cpprjceg ejbtrjf ub`t Coorlv`ct`jb
•CE dcy usl coorlv`ctla ecffs`nb chtlr nrjuba stct`jb usla coorlv`ct`jb •WP-COE 4 WOE (fcst ?) / WCOE (fcst 5) •Hcstc`r?51< ecbbjt ol coorlv`ctla
"Ejrrlet`jb 4 Cb lrrjr gcs ollb dcal, tgl ejrrlet vlrs`jb `s...
•A`srlncra 4 Ejbs`alr tgl fcst dlsscnl cs bjt slbt •A`strlss Qrchffie Lbala 4 Qlrd`bctl a`strlss ejddub`ect`jb cba s`flbel ejba`t`jbs •Nj cglca 4 [rjella w`tg yjur dlsscnl. •Nj(`bn) crjuba 4 [lrhjrd(`bn) d`ssla cpprjceg •Gjw aj yju rlca 4 Csm`bn hjr rlcaco`f`ty jh c trcbsd`ss`jb •@bhjrdct`jb Njfh 4 CQ@U `bhjrdct`jb Njfh rlel`vla •Djb`tjr 4 F`stlb jut jb hrlqulbey •Jro`t r/f 4 58;» turbs r/f •Jut / Jvlr 4 BJQ \ULA! •[CB [CB DLA@ECF 4 Qgl hjffjw`bn dlsscnl ejbelrbs c prjtletla dla`ecf trcbspjrt (pursucbt tj 3010 Nlblvc Ejbvlbt`jb) jplrctla oy c`rercht css`nbla lxefus`vlfy tj dla`ecf trcbspjrtct`jb •_lcaocem .. . 4 _lplct cff jr tgl sple`ffila pcr jh tg`s dlsscnl ocem tj dl, lcetfy cs rlel`vla. •_lcay (hjr alpcrturl) 4 [rlpcrla hjr Q/J •_lpjrt ... 4 [css dl tgl hjffjw`bn `bhjrdct`jb. •_lqulst ... 4 @ sgjufa f`ml tj mbjw // @ @ w`sg tj jotc`b `bhjrdct`jb jr cpprjvcf hjr cb cet`jb (l.n. ocemtrcem) •_jnlr 4 @ gcvl rlel`vla cff jh yjur fcst trcbsd`ss`jb. •_ubwcy vcectla 4 @ba`ect`jb tgct tgl c`rercht `s bj fjbnlr jeeupy`bn tgl cet`vl rubwcy "Xcectl flht 4 Qurb flht tj flcvl tgl _^ •Ucy cnc`b 4 _lplct tgl lbt`rl dlsscnl. "@ scy cnc`b 4 @ cd rlplct`bn c wjra jr c dlsscnl hjr efcr`ty / ldpgcs`s •Uplcm sfjwlr 4 _lauel yjur rctl jh splleg •US\C^M 4 Ulflet ejal jb tgl UU_ trcbspjbalr "US\C^M `albt 4 Jplrctl tgl ‖@ALBQ— outtjb "US\C^M stcbaoy 4 Uw`tg trcbspjbalr tj stcbaoy pjs`t`jb "]ecffs`nbT `albt`ffila 4 _cacr `albt`ffiect`jb gcs ollb ceg`lvla "Blnct`vl trcbspjbalr 4 C`rercht bjt lqu`ppla w`tg trcbspjbalr "_lslt 3?51 4 _leyfl 3?51 4 _lslflet UU_ ejal 3?51 •Utcbaoy 4 ^c`t cba @ w`ff ecff yju. •Utcbaoy ]hrlqulbeyT hjr Qjwlr 4 F`stlb jb ]hrlqulbeyT jb wg`eg tjwlr w`ff `b`t`ctl hurtglr ejddub`ect`jbs •\bcofl 4 _lel`vla `bstruet`jb ecbbjt ol ecrr`la jut •Xlr`hy 4 Eglem cba ejbffird w`tg jr`n`bctjr •^`fej 4 @ ubalrstjja yjur dlsscnl cba ^@FF EJdpfy w`tg `t. •^jras tw`el 4 Ejddub`ect`jb a`hffieuft, slba lvlry wjra jr nrjup jh wjras tw`el •Qcmljhh9 • Jbfy usla tj cembjwflanl jr ecbelf Q/J eflcrcbel • Jtglrw`sl usl ‖alpcrturl— jr ‖c`rojrb— • _lcaocem `s dcbactjry ‖Utjpp`bn— Utjpp`bn— 4 Cocbajbn`bn tgl Q/J dcbjluvrl
twj-wcy ejddub`ect`jb C`r-Nrjuba Ejddub`ect`jb `s c twj-w oltwllb cb c`rercht cba c stct`jb jb tgl tg l surhcel
Coorlv`ct`jbs Coorlv`ct` jbs •CH@U 4 Clrjarjdl Hf`ngt @bhjrdct`jb Ulrv`el @bhjrdct`j b Ulrv`el Ulrv`el 4 [rjv`als [rjv`als •CQ@U 4 Cutjdct`e Qlrd`bcf @bhjrdct`jb rjut`bl `bhjrdct`jb tj crr`v`bn cba alpcrt alpcrt`bn `bn c`rercht oy dlcbs dlcbs jh ejbt`bujus cba rlplt`t`vl orjcaecst •C@U 4 Clrjbcut`ecf @bhjrdct`jb Ulrv`el •CQE 4 C`r Qrchffie Ejbtrjf •EQ_ 4 Ejbtrjf Yjbl •LCQ 4 Lxpletla Cpprjceg Q`dl 4 Q`dl ct wg`eg CQE lxplets tgct cb crr`v`bn c`rercht, hjffjw`bn c alfcy w`ff crr`vl ct tgl gjfa`bn pj`bt tj ejdpfltl `ts cpprjceg •H@_ 4 Hf`ngt @bhjrdct`jb _ln`jb 4 C pjrt`jb jh c`rspcel wglrl `ngt `bhjrdct`jb cba cflrt`bn slrv`el `s prjv`ala •HF 4 Hf`ngt Flvlf 4 Uurhcel jh ejbstcbt ctdjspglr`e prlssurl rlfctla tj c actud jh 3;35.?g[c •G?1 4 Ejbt`bujus jplrct`jbs •GI 4 Acyt`dl (U_-UU) •GW 4 Jplb`bn Gjurs bjt sple`ffila •@DE 4 @bstrudlbt Dltljrjfjn`ecf Ejba`t`jbs !XDE 4 X`sucf ... •@BU 4 @btlrt`cf Bcv`nct`jb Uystld •DFU 4 D`erjwcvl Fcba`bn Uystld •[C[@ 4 [rle`s`jb cpprjceg [ctg @ba`ectjr !XCU@U 4 Nf`alsfjpl `ba`ectjr w`tg f`ngts ct tjuegajwb lba jh c _^ •_@U 4 _cacr @bhjrdct`jb Ulrv`el 4 [rjv`als olcr`bn, a`stcbel cba `h mbjwb tgl cft`tual jh ejb`et`bn trchffie •_BCX 4 C_lc BCX`nct`jb •_X_ 4 _ubwcy X`sucf _cbnl 4 _lpjrtla `b d ct tjuegajwb, d`apj`bt cba stjp-lba jh c _^ •UC_ 4 Ulcreg Cba _lseul •ULFECF 4 ULFlet`vl ECFf`bn jh `ba`v`aucf c`rercht jvlr rca`j egcbblfs f`bm`bnc nrjuba stct`jb w`tg tgl c`rercht •UU_ 4 Ulejbacry Uurvl`ffcbel _cacr •UQC_ 4 Utcbacra @bstrudlbt Crr`vcf •\QE 4 \b`vlrscf Q`dl Ejjra`bctla
Njja d`erjpgjbl tlegb`qul9 • Bjrdcf ejbvlrsct`jb tjbl • Uplcm eflcrfy cba a`st`betfy Djrl lhhlet`vl ejddub`ect`jb9 • Mllp splcm`bn vjfudl ct ejbstcbt flvlf Olhjrl trcbsd`tt`bn9 • F`stlb jut jb hrlqulbey tj cvj`a `btlrhlrlbel w`tg cbjtglr stct`jb cfrlcay trcbsd`tt`bn @h d`e outtjb nlts stuem chtlr c trcbsd`ss`jb9
XH_ & @H_ Ejddub`ect`jbs ? Dlsscnl [r`jr`ty
_ca`j Hc`furl
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A`strlss DCPACP DCPACP DCPACP
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A`rlet`jb H`ba`bn
Dlsscnl jb hrlqulbey `b usl jr 3?3.<;;DGz9
•Alffibla cs9 C`rercht tgrlctlbla oy nrcvl cba `dd`blbt acbnlr. @ddla`ctl css`stcbel rlqu`rla!
• US\C^M
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• Alffibla cs9 Ejba`t`jb
ejbelrb`bn schlty jh CE jr jtglr vlg`efls jr jh c plrsjb jb ojcra. @ddla`ctl css`stcbel @U BJQ rlqu`rla.
• Dc`btc`b f`stlb`bn wcteg tj sll `h yju ecb css`st / lbsurl css`stcbel `h rlqu`rla
• Ecffs`nb jh stct`jb caarlssla wglb mbjwb cba e`reudstcbels plrd`t
• Ecffs`nb • (Qypl jh C`rercht) • Bcturl jh a`strlss • [`fjt‐s `btlbt`jb • [rlslbt (jr fcst mbjwb) pjs`t`jb •Cft`tual/Flvlf & Glca`bn
Dlsscnl jb hrlqulbey `b usl jr 3?3.<;;DGz9 Ecffs`nb jh stct`jb caarlssla wglb • mbjwb cba e`reudstcbels plrd`t • Ecffs`nb • Bcturl jh a`strlss • [`fjt‐s `btlbt`jb • [rlslbt (jr fcst mbjwb) pjs`t`jb • Cft`tual/Flvlf & Glca`bn
Glca`bn QJ (bj w`ba)
Olcr`bn H_JD
Dcn.
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S\I
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4 CQE dlsscnls9 • Q/J9 ‖Eflcrla hjr `ddla`ctl Q/J— • _jutl9 ‖]Ecffs`nbT chtlr alpcrturl eflcrla tj zjbl oju bacry v`c E. - Ef`do ?;;;ht SBG3;3; - US\C^M 3?51—
Ugjufa ol pcssla pr`jr tj stcrt wglb wjrm fjcas crl fjw,d`stcmls crl flss f`mlfy tj gcplb cba c`rercht • _lqulsts dcbjluvlr`bn `s bjt tcm`bn pfcel • ‖_lqulst rcacr vletjrs tj e`reudbcv`nctl cavlrsl wlctglr—
• ‖Qurb flht glca`bn...— • ‖tcx` tj _^;<— 6- scdl flvlf cs ‖f`bl up _^;> cba wc`t—
Dltljrjfjn`ecf
@b @DE9 •[rjella `b ceejracbel w`tg tgl eurrlbt `ngt pfcb tj tgl als`nbctla bcv`nct`jb c`a slrv`bn tgl alst`bct`jb clrjarjdl •gjfa jvlr tg`s bcv`nct`jb c`a ubt`f tgl lxpletla cpprjceg t`dl fcst rlel`vla cba cembjwflanla •`h bj LCQ rlel`vla9 ejddlbel alselbt jvlr tgl als`nbctla bcv c`a ct jr cs efjsl tj tgl LQC rlsuft`bn hrjd tgl eurrlbt `ngt pfcb •yju gcvl tj fcba, `h pjss`ofl, w`tg`b 5;‐ chtlr LQC jr tgl fcst LCQ, wg`eglvlr `s fctlr.
Efcss9 C ³ ?» O ³ <»» E ³ 3;»
(Jh `ddla`ctl ejbelrb tj cb c`rercht `b `ngt jr pr lpcr`bn tj alpcrt)
• @bstruet`jbs
@H_ Alpcrturl ubalr _cacr Xletjrs9 _lturb tj tgl rjutl `ba`ectla `b tgl eurrlbt `ngt pfcb `b tgl djst a`rlet dcbblr
@b XDE9 •Hjffjw tgl rca`j ejddub`ect`jb hc`furl prjelaurls hjr @H_ `ngt `b @DE
• Eflcrcbels
Hf`ngt Uchlty
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Of`ba Qrcbsd`ss`jb
_lcaocem Ejdpufsjry •_^ `b usl •Cft`dltlr sltt`bns (SBG) •UU_ ejals & jplrct`bn `bstruet`jbs •Flvlf `bstruet`jbs= Ef`do/Alselba + Cft`tual •Glca`bn cba splla `bstruet`jbs= Qurb + Glca`bn •Q/J eflcrcbel •CQE rjutl eflcrcbel (ubflss cutgjr`zla jtglrw`sl oy CQU cutgjr`ty ejbelrbla) •Cby dlsscnl wglb rlqulstla oy CQE !Qlrd`bctl
rlcaocem w`tg jwb ecffs`nb
Lxcdpfls (jwb ecffs`nb 4 WOE) CQE9 Ejbtcet Dub`eg Qjwlr 337.8 _O9 337.8 WOE CQE9 Eflcrla tj egcbnl flvlf hrjd HF3;; tj HF7; _O9 Flcv`bn HF3;; alselba`bn HF7;
@h cttldpts tj lstcof`sg rca`j ejbtcet w`tg c nrjuba stct`jb hc`f9 [`fjt sgcff trcbsd`t dlsscnls prlellala oy ‖Qrcbsd`t t`bn Of`ba...—
CQE9 Gjfa sgjrt jh ]_^T _O9 Gjfa`bn sgjrt
• Qwj-wcy ejddub`ect`jb ecbbjt ol lstcof` sgla • Ecffla stct`jb `s olf`lvla tj rlel`vl • Ugjufa ol dcal tw`el jb hrlqulbey `b usl • C`rercht stct`jb sgcff cav`sl t`dl jh `ts blxt `btlbala trcbsd`ss`jb
CQE9 WOE ef`do strc`ngt cglca ubt`f ?<;;ht olhjrl turb`bn r`ngt, w`ba ?>; alnrlls 8 mbjts, eflcrla hjr Q/J _O9 Utrc`ngt cglca, ct ?<;;ht r`ngt turb, eflcrla hjr Q/J, WOE
Jtglr jpt`jbs9 3. Ejbtcet stct`jb jb cftlrbct`vl hrlqulbey ?. Ejbtcet jtglr CE jr clrjbcut`ecf stct`jb
CQE9 F`stlb hjr CQ@U jb 3?5.1< _O9 Djb`tjr`bn 3?5.1< CQE9 Ef`do HF?7; _O9 Ef`do`bn `ngt flvlf twj l`ngt zlrj
Hf`ngt _lnufcr`ty
@dprle`sl Dlsscnl \bcutgjr`zla Dlsscnl
• Ejbelrb`bn slrv`e`bn jh c`rercht • C`rercht pcrts cba rlqu`rla dctlr`cfs
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