ppt on opening bank account

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Security, Safety

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Various types of Loans

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Saving and Deposit facility

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ATM Services

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Money Transfer

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Core banking, Internet banking, Mobile Banking

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Decide the Type of Bank Account you want to Open : Saving Account, Recurring Account, Account, Fixed

Deposit Account Account and Current Account. Account.

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Saving deposit

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Fixed deposit

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Current deposit

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Recurring deposit

Current account

Saving account

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day to day transactions

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safe and potentially profitable

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No interest

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Interest on deposit

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Unlimited transaction

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Limited transaction

Fixed deposit

Recurring deposit

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Lump-some, specific time interval

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Regular income every month, fixed amount for  a specific time interval

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Longer the period greater the interest rate.

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Interest rate depends upon the maturity period

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Partial withdrawal is not applicable

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TDS not applicable

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Premature and partial withdrawal facilities are available TDS applicable

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Approach any Bank of choice & meet its Bank Officer:

The bank officer will provide a proposal form (Account Opening Form) to open bank account.

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Fill up Bank Account Opening Form Proposal Form:

Necessary details regarding name, address, occupation and other details must be filled in wherever required. Two or three specimen signatures are required on the specimen signature card, latest photograph for the The proposal form.

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Give References References for Opening your Bank Account:

The introducer introduces by signing his specimen signature in the column meant for the purpose The reference or introduction is required to safeguard the interest of the bank.

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Submit Bank Account Opening Form and Documents:

The duly filled in proposal form must be submitted to the bank along with necessary documents.

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Application in the Prescribed Form

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Photo ID proof : Three copies of either a PAN Card / Voters ID / Passport / Driving Drivi ng License (Learners also acceptable) / UID (Aadhaar) are required as the customer's photo identity proof .

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Address proof : Telephone bill / Electricity bill / Bank statement not more than 3 months old / Bank Passbook / Ration Card/ Passport / Voter Id Card/ Registered Lease or Sale Agreement for Residence/ Residence/ Driving License / Flat Maintenance bill / Insurance copy

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The name & address on the proof should match with the name, residence address mentioned on the application form.

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Officer will verify your Bank Account Opening Form:

He checks whether the form is complete in all respects or not.

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Deposit initial amount in newly opened Bank Account:

After getting the proposal form cleared, the necessary amount is deposited in the bank. After depositing the initial money, the bank provides a pass book, a cheque book and pay in slip book in the case of savings account