PROJECT on Kotak Bank

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 6?

Bmtfb Kfnhedpf @feb# mej ml Hedhf‘q cjfdheo yph|ftj qjatmp `febq tmdfx feemzeajd f kfgmp cfedkfpb ‑ myjeheo ml htq 699tn lzcc lcjdojd `feb `pfean he Qfbjt# Ejw Djcnh% Tnhq hq f pjampd ljft fq Bmtfb Kfnhedpf @feb hq tnj mecx yph|ftj qjatmp `feb he Hedhf wnhan nfq pjfanjd htq 699tn `feb `pfean he gzqt 4 xjfpq# f ljft tnft emej ml tnj mtnjp   yph|ftj qjatmp `febq he Hedhf nf|j fanhj|jd thcc dftj%

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Chkhtjd% Nj hq f Dhpjatmp ml Bmtfb Kfnhedpf Fqqjt Kfefojkjet Amkyfex Chkhtjd% Nj hq tnj Anfhpkfe ml Bmtfb Qjazphthjq Ctd% Nj hq fcqm me tnj `mfpd ml tnj lmccmwheo qz`qhdhfpx amkyfehjq ml Bmtfb Kfnhedpf @feb Chkhtjd7 Bmtfb Qjazphthjq Chkhtjd# Bmtfb Kfnhedpf Afyhtfc Amkyfex Chkhtjd# Chkhtjd# fed MK Bmtfb Kfnhedpf Chlj Heqzpfeaj Amkyfex Chkhtjd% Ypj|hmzqcx# nj nfq qjp|jd fq Eme J~jazth|j Dhpjatmp ml @czj Qtfp  Chkhtjd zethc Matm`jp 0990% Nj hq f Kjk`jp ml Fd|hqmpx Amkkhttjj ml Efthmefc Qtmab J~anfeoj ml Hedhf Ctd% Kp% Bmtfb# pjajh|jd f Ymqt+opfdzftj djopjj he @zqhejqq Fdkheh Fdkhehqtpf qtpfthme thme lpmk Gfkefcfc Gfkefcfc @fgfg @fgfg Heqthtz Heqthtztj tj ml Kfefojk Kfefojkjet jet Qtzdhj Qtzdhjqq ml Kzk`fh Kzk`fh Zeh|jpqhtx

Bmtfb Kfnhedpf @feb fkmeoqt Njwhtt‘q „Tmy 0: @jqt Jkycmxjpq ‘

Kzk`fh# Fyphc 6?# 09987 Bmtfb Kfnhedpf @feb# mej ml Hedhf‘q cjfdheo yph|ftj `febq nfq `foojd tnj Njwhtt @jqt Jkycmxjp‘q he Hedhf fwfpd lmp tnj qjamed thkj he f pmw% Kp% Qz`npm @nfdzph J~jazth|j \haj Ypjqhdjet+NP# Bmtfb Kfnhedpf @feb pjajh|jd tnj Fwfpd% Qyjfbheo me tnj maafqhme Kp% @nfdzph qfhd# –_j fpj hedjjd |jpx ypmzd tm   `j tnj pjahyhjetq ml tnj Ypjqthohmzq Njwhtt+Mztcmmb @zqhejqq „@jqt Jkycmxjpq he Hedhf‘ Qtzdx lmp tnj qjamed thkj% Mzp Yjmycj ypfathajq fpj fchoejd tm mzp azctzpj fed |fczjq fed tnhq kfbjq Bmtfb Kfnhedpf @feb f ypjljppjd jkycmxjp he tnj hedzqtpx% Tnpmzon qhoehlhafet thkj# jejpox fed he|jqtkjet he yjmycj Kfefojkjet Kfefojkjet ypfathajq fed ypmajqqjq# wj nf|j `jje f`cj tm kfhetfhe kfhetfhe Bmtfb Kfnhedpf @feb fq mej ml tnj @jqt Jkycmxjpq he Hedhf he 0998%‛ Fe hedjyjedjet gzpx amkyphqheo ml nfq qjcjatjd tnj Njwhtt @jqt Jkycmxjp fwfpdjjq jkhe jkhejet jet kjk` kjk`jp jpqq lpmk lpmk tnj tnj hedzq hedzqtp tpx x fed fafdjk fafdjkha ha wmpc wmpcd% d% Tn Tnjj 099 0998 8 qtzdx qtzdx fcqm fcqm hetpmdzajd hetpmdzajd ejw pjqjfpan hehthfth|jq hehthfth|jq tm j|fczftj j|fczftj nmw ejw dhkjeqhmeq qzan fq yjpqmefc Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 68

|fczjq# AQP# fed wmpbycfaj dh|jpqhtx hkyfat nzkfe afyhtfc kfefojkjet lmp `zqhejqq opmwtn fed whtejqqjd yfpthahyfthme lpmk m|jp 019 mpofehfthmeq% Tnj |hjwq ml m|jp  >99#999 jkycmxjjq nf|j `jje pjypjqjetjd `x m|jp 4<#999 jkycmxjjq fapmqq Hedhf# kfbheo tnhq mej ml tnj cfpojqt jkycmxjj pjqjfpan qtzdhjq amedzatjd he tnj amzetpx%

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Opmwtn Qtmpx ml Bmtfb Opmzy

Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 06

BMTFB QXK@MC

Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 00

BMTFB YPMDZAT CHEJ

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 04

DJKFT FAAMZET _j mlljp qtpjfkchejd# jllhahjet djymqhtmpx qjp|hajq qjp|hajq tnft fccmw xmz tm nmcd xmzp qnfpjq he ame|jehjet# "djkft" lmpkftq fed cj|jpfoj myymptzehthjq he tnj qtmab kfpbjt wnje xmz qymt tnjk% Mzp qjp|hajq heaczdj 

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Lpjj Mechej faajqq tm xmzp Djkft faamzet

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 0:

CHLJ HEQZPFEAJ Bmtfb Kfnhedpf Mcd Kztzfc Chlj Heqzpfeaj Ctd%

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KZTFC LZED Bmtfb Kfnhedpf Fqqjt Kfefojkjet Amkyfex Chkhtjd .BKFKA(

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 0<

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 0?

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Ljftzpjq , @jejlhtq Tnj bjx fd|fetfojq ml Bmtfb Kfnhedpf @feb Nmkj Cmfeq fpj7

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 08

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 19

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Hl xmz fpj fe j~hqtheo Bmtfb Kfnhedpf @feb Yjpqmefc Cmfe azqtmkjp whtn f acjfp pjyfxkjet ml 60 kmetnq mp kmpj# wj afe Tmy+Zy xmzp yjpqmefc cmfe%

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 16

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 10

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P MXFCJ M XFCJ QHOEFTZPJ AFPD Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 11

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 14

Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 1:

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 1<

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 1?

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M`gjath M`gjath|j7 |j7 kfhetfh kfhetfhe e yz`cha yz`cha amelhdje amelhdjeaj aj he tnj qxqtjk qxqtjk## ypmtjat ypmtjat djymqhtm djymqhtmpq/ pq/ hetjpjqt fed ypm|hdj amqt+jlljath|j `febheo qjp|hajq tm tnj yz`cha%

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Kfefojq tnj Lmpjhoe J~anfeoj Kfefojkjet Fat# 6888%

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@febjp tm `febq7 kfhetfheq `febheo faamzetq ml fcc qanjdzcjd `febq%

Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 1>

NHJPFPANX ML P@H

Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 18

KFPBJTHEO ML BMTFB 

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf 46

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 `j f pjfqme lmp emt `jheo f kfpbjt cjfdjp fkmeo tnj yph|ftj ycfxjpq% 0%

Tnjj amky Tn amkyfe fex x nfq nfq xjt xjt tm kfb kfbjj fex fex qhoe qhoehl hlha hafe fett ypjq ypjqje jeaj aj he he tnj tnj pzpf pzpfcc

qjatmp fq tnj `pfed efkj hq xjt emt lfkmzq he tnj pzpfc Hedhf% 1%

Tnjj amky Tn amkyfe fex x nfq nfq f ameq ameqjp jp|f |fth th|j |j fyy fyypm pmfa fan n fed fed tnjx tnjx `jc `jchj hj|j |j he he qtjf qtjfdx dx

fed |jpx qflj ypmopjqq # wnhan fatzfccx pjqzctq tnjk tm `j he f ymqhthme wnjpj tnjx fpj `jnhed qmkj ml tnj kmpj foopjqqh|j kfpbjt ycfxjpq chbj HAHAH 4%

He Hedhf Hedhf tnj pzpfc pzpfc kfpbj kfpbjtt fed fed khddc khddcjj acfq acfqqq qmah qmahjt jtx x qth qthcc cc dme dme‘t ‘t nf|j nf|j lfh lfhtn tn

he yph|ftj heqzpjpq fed tnjhp ojezhehtx% :%

Bmtf Bmtfb b Kfnh Kfnhed edpf pf `fe `feb b mllj mlljpq pq nf|j nf|j |jp |jpx x cjq cjqqq em ml `pf `pfea ean n fed fed FTK FTK%%

MYYMPTZEHTHJQ

6% Tnj wnmcj pzpfc kfpbjt hq f bhed ml ehanj qjokjet lmp myjeheo ml faamzetq#

djymqhtq# `mppmwheoq# fed heqzpfeaj `zqhejqq% Qm# bmtfb hq ft yfp whtn fcc mtnjp yph|ftj amkyfehjq fed tnj htq fe jvzfc amkyjththme lmp fcc# tnjpj hq fe myymptzehtx tm kfbj f kfpb fed `j tnj lhpqt fkmeo tnj yph|ftj `feb fed afytzpj tnj pzpfc kfpbjt%

Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf :?

0% Tnj Bmtfb `jheo qzan f `ho efkj nfq fe myymptzehtx tm opmw htq heqzpfeaj

 `zqhejqq fq wjcc heapjfqj htq dhqtph`zthme anfeejc wnmcj m|jp tnj wmpcd `x zqheo tnj ommdwhcc ml tnj opmzy amkyfehjq fed tnjx afe j|je tfpojt tnj azqtmkjpq ml jfan amkyfex ml tnjhp opmzy tm ojt heqzpfeaj tnpmzon tnjk `x mlljpheo qyjahfc heajeth|jq mp qanjkjq% 1% Tnj ommd qnmwheo ft tnj qtmab kfpbjtq fed opmwheo Hedhfe jamemkx

jef`cjq tnj bmtfb amkyfex tm oh|j `jttjp % 4% Tnj bmtfb bmtfb Kfnhed Kfnhedpf pf qnmzcd qnmzcd amkj amkj fcqm fcqm cm|jp cm|jp qjokje qjokjet% t%

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6%

Tnj pzpfc Hedhf fed khddcj acfqq Hedhf qthcc dm emt nf|j lfhtn he yph|ftj ycfxjpq%

0%

Tnj Bmtfb Kfnhedpf `feb hq amkyjtheo whtn yph|ftj amkyfehjq# wnhan fpj qyjedheo nzoj fkmzetq me kfpbjtheo# qm tm kfhetfhe f amkyjthth|j jdoj whtn tnjqj amkyfehjq he tjpkq ml favzhpheo kfpbjt qnfpjq wmzcd `j f tmzon tfqb%

1%

 Emw f dfx‘q j|jpx amqt hq |jpx hkymptfet ljftzpj lmp Bmtfb# `feb qnmzcd pjdzaj tnj amqt fed ametpmc tnj yphaheo%

Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf :>

HQQZJQ FED ANFCCJEOJQ LMP TNJ AMKYFEX7

6% Tnj amkyfex amkyfex dmjqe‘t qyjed kzan kzan me kfpbjtheo kfpbjtheo fed ht fatzfccx fatzfccx kfx kfx `j f pjfqme lmp emt `jheo f kfpbjt cjfdjp fkmeo tnj yph|ftj ycfxjpq% 0% Tnj amkyfex amkyfex nfq xjt tm tm kfbj fex fex qhoehlhafet qhoehlhafet ypjqjeaj he he tnj pzpfc pzpfc qjatmp  qjatmp  fq tnj `pfed efkj hq xjt emt lfkmzq he tnj pzpfc Hedhf% 1% Tnj amkyfex nfq f ameqjp|fth|j fyypmfan fed tnjx `jchj|j he qtjfdx fed

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Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf :8

PJQJFPAN M@GJATH\J

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Pjqjfpan Pjqjfpan Kjtnmdmcmox hq tnj `fqha lpfkjwmpb# wnhan ypm|hdjq ozhdjchejq lmp tnj pjqt ml tnj pjqjfpan ypmajqq fed f wfx tm qxqtjkfthafccx qxqtjkfthafccx qmc|j tnj pjqjfpan ypm`cjk% Ht hq f Faazpftj Heqthtztj ml Kfefojkjet fed Tjanemcmox# Opjftjp Emhdf <9

kfy mp f `czj yphet faampdheo tm wnhan tnj pjqjfpan hq tm `j amedzatjd% Tnj pjqjfpan kjtnmdmcmox qyjahlha tm tnhq ypmgjat hq fq lmccmwq%

Txyj ml Pjqjfpan

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Pjqjfpan Pjvzhpjkjet

F pjqjfp pjqjfpan an djqho djqhoe e hq kfqtj kfqtjpp ycfe ycfe qyja qyjahlx hlxheo heo tnj kjtnm kjtnmdq dq fed ypmaj ypmajdzp dzpjq jq lmp  amccjatheo fed fefcxheo tnj ejjdjd helmpkfthme% Njpj hq mzp ypmgjat wj fdmytjd tnj djqaphyth|j .qfkycj qzp|jx( fed fefcxthafc pjqjfpan kjtnmd% Pjqjfpan heqtpzkjet

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Lpmk tnj f`m|j kjethmejd pjqjfpan heqtpzkjetq H nfd zqjd mecx Vzjqthmeefhpjq tjanehvzj tm lhed mzt tnj |fphmzq helmpkfthme f`mzt tnj achjetq qzan fq tnjhp tzpem|jp# anfptjpjd faamzetfet# he|jqtkjet `jnf|hmpq# wnm hq tnjhp lhefeahfc ameqzctfet jta% Fed tnhq wfq tnj tjanehvzj wnhan H ljct tnj `jqt wfx tm j~tpfat helmpkfthme f`mzt tnj achjet% Qfkycheo Ycfe

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Tnj azqtmkjp ml Bmtfb Kfnhedpf @feb hq nhoncx qfthqlx whtn tnj ypmdzat fed qjp|haj ml tnj `feb kjfeq `feb nf|j dmej ommd wmpb me tnft%

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