Motdvdama =5 =. Nfmilrm ub dbhlrkn olb nenkpfls rnmfns an5 ^bm nkprnsm an omam ubl an fls snotlrns nolbÿkdols ofmsdhdoíbalfm snjõb fm motdvdama nolbÿkdom qun rnmfdzm (Dbofuyn nf blkirn an fm nkprnsm, fm motdvdama m fm qun sn anadom y, sd tn pmrnon lplrtubl y tdnbn wni, fm ^YF). _NOQLY NOLBLKDOL SYDKMYDL
BLKIYN AN FM NKSSYN_M _nkdmjrl _M
^IDOMODßB
MOQDXDAMA
ZNI/^YF
Ylbam anf MJYDOLFM gttp5//snkdmjrl.ns/ Omrknb 8, Oduama Ynmf (=?339) _NO^BAMYDL Klidfdmrdl Omrrntnrm an SYLA^OODßB gttp5//www.klidfdmrdlrudz.olk/ Yudz Kdjunfturrm, ? AN Kdjunfturrm SYLA^OQL_ (=?=:3) QNYODMYDL Ornmalrns Omrrntnrm an _NYXDODL_ AN gttp5//www.ornmalrnswnioduamarnmf.o Zni Qlfnal, 98 Lhdodbm AD_NÝL lk/ 93: Anspmogl 11 OD^AMA YNMF (=?33>) 9. ^b nenkpfl an nkprnsm flomf, rnjdlbmf, bmodlbmf y kuftdbmodlbmf dbadombal kuftdbmodlbmf dbadombal nf íkidtl tnrrdtlrdmf nb nf qun ansmrrlffmb su motdvdama. BLKIYN NKSYN_M MKIDQL OGDFF L^Q ILFMÝL_ flomf SDUUNYDM OM_QNFFL rnjdlbmf KNYOMALBM Bmodlbmf IKZ JYL^S Kuftdbmodlbmf ?. ^bm hrmbqudodm rnfmodlbmam hrmbqudodm rnfmodlbmam olb tu snotlr. BLKIYN NKSYN_M SDNB_MNBZNI
MKIDQL Bmodlbmf
MOQDXDAMA Adsnýl wni
MOQDXDAMA Omhntnrëm / pui Sdzznrëm Mfdknbtmodÿb Mutlklodÿb
ZNI /^YF gttp5//www.pdnbsmnbwni.olk/ gttp5//www.pdnbsmnbwni.olk/
1. Dbvnstdjm ouíf ns nf vdvnrl an nkprnsms kís nkprnsms kís onrombl m tu flomfdama, dbadom nf lrjmbdskl mf qun pnrtnbnon y fm adrnoodÿb. BLKIYN MKIDQL MOQDXDAMA ZNI /^YF NKSYN_M S^NIFMFL Flomf _nrvdodls an gttp5//www.punifmfl.olk/ OLB_^FQLYN_ mplyl, ornmodÿb y msnslrmkdnbtl pmrm bunvls nkprnbanalrns. >. Slb ub nenkpfl an nkprnsm põifdom. põifdom.
ADYNOODßB Otrm. an Qlfnal bµ 98, nadhdodl Oukirdm. =?33> Oduama Ynmf
BLKIYN MKIDQL MOQDXDAMA ZNI /^YF NKSYN_M OLYYNL_ Bmodlbmf Nbvëls gttp5//www.olrrnls.ns/ss/_mtnffdtn/sdtn gttp5//www.olrrnls.ns/ss/_mtnffdtn/sdtn/pmjdbm-dbdodl/dbhl /pmjdbm-dbdodl/dbhl 8. ^b nenkpfl an LBJ rnfmodlbmam LBJ rnfmodlbmam olb tu snotlr. BLKIYN NKSYN_M OY^U YLEM N_SMÝLFM
MKIDQL Bmodlbmf
MOQDXDAMA LBJ
ZNI /^YF gttp5//www.oruzrlem.ns/prdbodpmf/wni/oruzrlem/dbdodl
:. _nfnoodlbm ubm nkprnsm an tu snotlr n dbvnstdjm sd ns põifdom, prdvmam l olbonrtmam y eustdhdom tu rnspunstm. BLKIYN MKIDQ MOQDXD NKSYN_M L AMA OYNMALY FLOMF AD_NÝL N_ ZNI ZNI
ADYNOODßB
ZNI /^YF
NKSYN_M
Omrrntnrm an Qlfnal, 98 Lhdodbm 93: Anspmogl 11 OD^AMA YNMF (=?33>)
gttp5//www.ornmalrns wnioduamarnmf.olk/
Srdvmal5 plrqun fls dbvnrslrns slb prdvmals, bl juinrbmknbtmfns, juinrbmknbtmfns, moodlbdstms l prlpdntmrdls.
Motdvdama 95 Nfmilrm tu prlpdl oumarl rnsuknb olkpmrmtdvl an fms hlrkms eurëadoms qun gnkls nstuadmal5
OLBONSQL
Nkprnsmrdl dbadvdaumf
Olkubdaman s an idnbns
_lodnamans odvdfns
_lodnamans fdkdtmams
ANBLKDBMODßB
Snrslbm hësdom qun mplrtm nf ompdtmf, rnodin fls inbnhdodls, fm jnstdlbm olkl qudnrn, pnrl rnsplban dfdkdtmamknbtn an fms anuams olb tlals sus idnbns prnsnbtns y huturls.
_n ornm pmrm nxpfltmr ubm prlpdnama olkõb plr sus prlpdntmrdls, ns anodr oumbal nsm prlpdnama pnrtnbnon prldbadvdsl m vmrdms pnrslbms
Ns ub olbtrmtl plr nf oumf als l kís pnrslbms sn lifdjmb m plbnr nb olkõb adbnrl, idnbns l dbaustrdms olb íbdkl an pmrtdr nbtrn sd fms jmbmbodms.
_lodnama ompdtmfdstm olbstdtudam plr pmrtdodpmodlbns slodmfns djumfns, dbadvdsdifns y moukufmifns.
OMSDQMF _LODMF
Bl sn nxdjn ub ompdtmf dbdodmf këbdkl
Bl sn nxdjn ub ompdtmf dbdodmf këbdkl
Bl sn nxdjn ub ompdtmf dbdodmf këbdkl
Bl punan snr dbhnrdlr m ?.333 ₦
_lodnamans fdkdtmams bunvm nkprnsm Snqunýms y knadmbms nkprnsms alban sn sdkpfdhdomb fls trmkdtns mf kíxdkl.
Advdadal nb pmrtdodpmodl bns, plarí lsodfmr nbtrn ?.3=9
_lodnamans mbÿbdkms
_lodnamans fmilrmfns
Fms ollpnrmtdvms
_lodnama ompdtmfdstm anadomam m motdvdamans nkprnsmrdmfn s.
_lb mqunffms nb fms qun kís an fm kdtma anf ompdtmf pnrtnbnon m fls trmimemalrns qun nb nffm prnstm sus snrvdodls rntrdiudals an hlrkm adrnotm y pnrslbmf y ouym rnfmodÿb fmilrmf snm m elrbmam olkpfntm y plr tdnkpl dbanhdbdal. Xmrdmifn
Ns ubm slodnama olbstdtudam plr pnrslbms qun sn mslodmb, nb räjdknb an fdirn magnsdÿb y imem vlfubtmrdm, pmrm fm rnmfdzmodÿb an motdvdamans nkprnsmrdmfns qun smtdshmjmb bnonsdamans y mspdrmodlbns nolbÿkdoms y slodmfns olb nstruoturm y hubodlbmkdnbtl anklorítdol.
Bl punan snr dbhnrdlr m fls
_lb sdb ompdtmf bd íbdkl an fuorl
83.333₦
y =93.939₦
Bµ AN _LODL_
Bl ns bnonsmrdm fm pmrtdodpmodÿb an ltrms pnrslbms
Dbtnjrmam mf knbls plr 9 pnrslbms
Dbtnjrmam mf knbls plr 9 pnrslbms
^bm l kís pnrslbms
YN_SLB_MIDFDAMA Ynsplban dfdkdtmamknbtn an fms anuams y olkprlkdsls olb tlals sus idnbns prnsnbtns y huturls
Mbtn fms anuams qun olbtrmdjm fm nkprnsm rnsplban nf pmtrdklbdl olkubmf nb prdknr fujmr, y sd hunrm dbsuhdodnbtn, rnsplban fls slodls an hlrkm pnrslbmf n dfdkdtmam
Mbtn fms anuams qun olbtrmdjm fm nkprnsm rnsplban nf pmtrdklbdl olkubmf nb prdknr fujmr, y sd hunrm dbsuhdodnbtn, rnsplban fls slodls an hlrkm pnrslbmf n dfdkdtmam
Fm rnsplbsmidfdama an sus slodls nstí fdkdtmam m su mplrtmodÿb m fm slodnama.
^b kíxdkl an > pnrslbms
Sunan nstmr dbtnjrmam plr = l kís slodls. _d ns ubm slfm pnrslbm sn ffmkmrm ubdpnrslbmf Fls slodls Fls slodls plsnnb ubm tdnbnb ubm rnsplbsmidfd rnsplbsmidfda ama ma fdkdtmam y fdkdtmam bl pnrslbmf rnspnotl m hrnbtn m fms fms anuams anuams slodmfns slodmfns
Nf bõknrl këbdkl an slodls ns an ?, bdbjõb slodl punan tnbnr kís an ub tnrodl an ompdtmf slodmf. _n imsm nb nf prdbodpdl an slfdamrdama nbtrn fls slodls y nb prdbodpdl anklorítdol an ubm pnrslbm(slodl) ub vltl
Nf bõknrl këbdkl an slodls ns an ?
Fm rnsplbsmidfdama mbtn fms anuams slodmfns ns fdkdtmam smfvl qun fls nstmtutls adsplbjmb fl olbtrmrdl
Bµ AN _LODL_
Bl ns bnonsmrdm fm pmrtdodpmodÿb an ltrms pnrslbms
Dbtnjrmam mf knbls plr 9 pnrslbms
Dbtnjrmam mf knbls plr 9 pnrslbms
^bm l kís pnrslbms
YN_SLB_MIDFDAMA Ynsplban dfdkdtmamknbtn an fms anuams y olkprlkdsls olb tlals sus idnbns prnsnbtns y huturls
Mbtn fms anuams qun olbtrmdjm fm nkprnsm rnsplban nf pmtrdklbdl olkubmf nb prdknr fujmr, y sd hunrm dbsuhdodnbtn, rnsplban fls slodls an hlrkm pnrslbmf n dfdkdtmam
Mbtn fms anuams qun olbtrmdjm fm nkprnsm rnsplban nf pmtrdklbdl olkubmf nb prdknr fujmr, y sd hunrm dbsuhdodnbtn, rnsplban fls slodls an hlrkm pnrslbmf n dfdkdtmam
Fm rnsplbsmidfdama an sus slodls nstí fdkdtmam m su mplrtmodÿb m fm slodnama.
DKS^N_QL_
_uentm mf dkpunstl DYSH, qun ns ub dkpunstl prljrnsdvl, ns anodr, trdiutm m gmodnbam snjõb sn jmbm
Mf dbdodl an fm motdvdama, oumbal sn tdnbnb plols rnoursls
M nhnotls hdsomfns y an fm snjurdama slodmf fms pnrslbms qun fm dbtnjrmb hubodlbmb olkl nkprnsmrdls dbadvdaumfns Oumbal fm prlpdnama l anrnogl an ubm olsm pnrtnbnon prldbadvdsl m vmrdms pnrslbms
Qrdiutmb slirn nf Dkpunstl slirn _lodnamans
O^MBAL N_ OLBXNBDNBQN OYNMYFM_
M nhnotls hdsomfns y an fm snjurdama slodmf fms pnrslbms qun fm dbtnjrmb hubodlbmb olkl nkprnsmrdls dbadvdaumfns Oumbal fm prlpdnama l anrnogl an ubm olsm pnrtnbnon prldbadvdsl m vmrdms pnrslbms
Oumbal sn qudnrm ornmr ubm nkprnsm olb ubm rnsplbsmidfdama fdkdtmam
^b kíxdkl an > pnrslbms
Sunan nstmr dbtnjrmam plr = l kís slodls. _d ns ubm slfm pnrslbm sn ffmkmrm ubdpnrslbmf Fls slodls Fls slodls plsnnb ubm tdnbnb ubm rnsplbsmidfd rnsplbsmidfda ama ma fdkdtmam y fdkdtmam bl pnrslbmf rnspnotl m hrnbtn m fms fms anuams anuams slodmfns slodmfns
Nf bõknrl këbdkl an slodls ns an ?, bdbjõb slodl punan tnbnr kís an ub tnrodl an ompdtmf slodmf. _n imsm nb nf prdbodpdl an slfdamrdama nbtrn fls slodls y nb prdbodpdl anklorítdol an ubm pnrslbm(slodl) ub vltl
Nf bõknrl këbdkl an slodls ns an ?
Jlzm an odnrtms vnbtmems hdsomfns pmrm myuamr m supnrmr fls prdknrls mýls an motdvdama
Qrdiutmb slirn nf Dkpunstl slirn _lodnamans
Qrdiutmb nb nf Dkpunstl slirn _lodnamans y jlzmb an mfjubls inbnhdodls hdsomfns
Qrdiutmb nb nf Dkpunstl slirn _lodnamans y jlzmb an mfjubls inbnhdodls hdsomfns
Ns fm hlrkm eurëadom kís olbvnbdnbtn pmrm fms jrmbans nkprnsms
Qrmbshlrkmodÿb an ubm slodnama knrombtdf prnnxdstnbtn. Slr nenkpfl nf omsl an ubm _.M. qun mtrmvdnsm ubm jrmvn ordsds, y qun pmrm nvdtmr su ansmpmrdodÿb fls trmimemalrns pmsmrmb m snr slodls.
Oumbal bl prntnbam fm litnbodÿb an fuorl, su lientdvl ns hmodfdtmr m sus kdnkirls nkpfnl l snrvdodls
Fm rnsplbsmidfdama mbtn fms anuams slodmfns ns fdkdtmam smfvl qun fls nstmtutls adsplbjmb fl olbtrmrdl
DKS^N_QL_
_uentm mf dkpunstl DYSH, qun ns ub dkpunstl prljrnsdvl, ns anodr, trdiutm m gmodnbam snjõb sn jmbm
O^MBAL N_ OLBXNBDNBQN OYNMYFM_
Mf dbdodl an fm motdvdama, oumbal sn tdnbnb plols rnoursls
M nhnotls hdsomfns y an fm snjurdama slodmf fms pnrslbms qun fm dbtnjrmb hubodlbmb olkl nkprnsmrdls dbadvdaumfns Oumbal fm prlpdnama l anrnogl an ubm olsm pnrtnbnon prldbadvdsl m vmrdms pnrslbms
M nhnotls hdsomfns y an fm snjurdama slodmf fms pnrslbms qun fm dbtnjrmb hubodlbmb olkl nkprnsmrdls dbadvdaumfns Oumbal fm prlpdnama l anrnogl an ubm olsm pnrtnbnon prldbadvdsl m vmrdms pnrslbms
Qrdiutmb slirn nf Dkpunstl slirn _lodnamans
Oumbal sn qudnrm ornmr ubm nkprnsm olb ubm rnsplbsmidfdama fdkdtmam
Jlzm an odnrtms vnbtmems hdsomfns pmrm myuamr m supnrmr fls prdknrls mýls an motdvdama
Qrdiutmb slirn nf Dkpunstl slirn _lodnamans
Qrdiutmb nb nf Dkpunstl slirn _lodnamans y jlzmb an mfjubls inbnhdodls hdsomfns
Qrdiutmb nb nf Dkpunstl slirn _lodnamans y jlzmb an mfjubls inbnhdodls hdsomfns
Ns fm hlrkm eurëadom kís olbvnbdnbtn pmrm fms jrmbans nkprnsms
Qrmbshlrkmodÿb an ubm slodnama knrombtdf prnnxdstnbtn. Slr nenkpfl nf omsl an ubm _.M. qun mtrmvdnsm ubm jrmvn ordsds, y qun pmrm nvdtmr su ansmpmrdodÿb fls trmimemalrns pmsmrmb m snr slodls.
Oumbal bl prntnbam fm litnbodÿb an fuorl, su lientdvl ns hmodfdtmr m sus kdnkirls nkpfnl l snrvdodls
Motdvdama ?5 Nfmilrmkls nf pfmb an bnjlodl M fm vdstm an fl nstuadmal nb nstm ubdama, olkpfntm fls sdjudnbtns amtls an tu pfmb an bnjlodl5 m) Ofmsdhdom tu huturm nkprnsm mtnbadnbal m fls f ls ordtnrdls an ofmsdhdomodÿb nstmifnodals nb nf tnkm (snotlr nolbÿkdol, motdvdama, tmkmýl, tdtufmrdama anf ompdtmf, íkidtl tnrrdtlrdmf...) i) Anodan ubm hlrkm eurëadom pmrm tu huturm nkprnsm y eustdhdom plr quä fm gms nfnjdal. Fm nkprnsm LYDJDBMF ZNI, snrí ZNI, snrí ubm kdrorlnkprnsm prdvmam qun nb ub prdbodpdl tnbarí tmb slfl trns trmimemalrns, mankís nstmrí dbtnjrmam anbtrl anf snotlr tnrodmrdl, ym qun prnstmrí snrvdodl m bdvnf flomf y rnjdlbmf, mubqun sn drí nxtnbadnbal m bdvnf bmodlbmf, ouyl snrvdodl snrí nf sdjudnbtn5 Ynmfdzmodÿb an píjdbms wni olrplrmtdvms l olknrodls nfnotrÿbdols, msë olkl mbífdsds y plsdodlbmkdnbtl _NL, y rnmfdzmodÿb an fljltdpls pmrm nkprnsms. Dbadom, mankís5 Fm anblkdbmodÿb slodmf. Fms pnrslbms qun fm dbtnjrmb. Ouíbtl mplrtm omam slodl l slodm y, nb su omsl, ouíbtms pmrtdodpmodlbns l moodlbns fn olrrnsplbanb.
Motdvdama ?5 Nfmilrmkls nf pfmb an bnjlodl M fm vdstm an fl nstuadmal nb nstm ubdama, olkpfntm fls sdjudnbtns amtls an tu pfmb an bnjlodl5 m) Ofmsdhdom tu huturm nkprnsm mtnbadnbal m fls f ls ordtnrdls an ofmsdhdomodÿb nstmifnodals nb nf tnkm (snotlr nolbÿkdol, motdvdama, tmkmýl, tdtufmrdama anf ompdtmf, íkidtl tnrrdtlrdmf...) i) Anodan ubm hlrkm eurëadom pmrm tu huturm nkprnsm y eustdhdom plr quä fm gms nfnjdal. Fm nkprnsm LYDJDBMF ZNI, snrí ZNI, snrí ubm kdrorlnkprnsm prdvmam qun nb ub prdbodpdl tnbarí tmb slfl trns trmimemalrns, mankís nstmrí dbtnjrmam anbtrl anf snotlr tnrodmrdl, ym qun prnstmrí snrvdodl m bdvnf flomf y rnjdlbmf, mubqun sn drí nxtnbadnbal m bdvnf bmodlbmf, ouyl snrvdodl snrí nf sdjudnbtn5 Ynmfdzmodÿb an píjdbms wni olrplrmtdvms l olknrodls nfnotrÿbdols, msë olkl mbífdsds y plsdodlbmkdnbtl _NL, y rnmfdzmodÿb an fljltdpls pmrm nkprnsms. Dbadom, mankís5 Fm anblkdbmodÿb slodmf. Fms pnrslbms qun fm dbtnjrmb. Ouíbtl mplrtm omam slodl l slodm y, nb su omsl, ouíbtms pmrtdodpmodlbns l moodlbns fn olrrnsplbanb. Ynsplbsmidfdama mbtn fms anuams.
Gn nfnjdal olkl hlrkm eurëadom pmrm kd nkprnsm fm an slodnama an rnsplbsmidfdama rnsplbsmidfdama fdkdtmam bunvm nkprnsm (_FBN) plrqun an nstn klal nxdstn ubm rnsplbsmidfdama fdkdtmam mbtn anuams y prlifnkms qun punanb surjdr y msë sn rnsplbanrí knadmbtn nf ompdtmf slodmf mplrtmals plr omam ubl an fls slodls nb nf ompdtmf slodmf dbdodmf, an nstm kmbnrm fls mornnalrns bl sn plaríb adrdjdr olbtrm fls idnbns pnrslbmfns an fls slodls an fm nkprnsm. Nstn tdpl an hlrkm eurëadom tmkidäb jlzm an odnrtms vnbtmems hdsomfns, slirn tlal nb fls prdknrls mýls an motdvdama, mankís tmkidäb sn ounbtm olb ub klanfl an olbtmidfdama sdkpfdhdomam qun pnrkdtdrí hmodfdtmr fls tríkdtns. Nb rnfmodÿb m fm olbtrdiuodÿb an fm nkprnsm nxdstn fm plsdidfdama an ffnvmrfl m omil m trmväs an dbtnrbnt, fl qun mjdfdzm nf prlonsl an olbstdtuodÿb an fm slodnama. Fm anblkdbmodÿb slodmf an fm nkprnsm snrí fm sdjudnbtn5 Kmrd Omrknb Yudz Yudz _FBN Fms pnrslbms qun dbtnjrmb fm nkprnsm snrëmkls ub prdkl kël y yl, fls als slodls m pmrtns djumfns, mplrtmbal fm kdskm ombtdama an ompdtmf slodmf. Mankís, fm nkprnsm trdiutmrí m gmodnbam plr nf dkpunstl an slodnamans y tmbtl kd prdkl olkl yl snrnkls
fls adrnotdvls an fm nkprnsm, plr fl qun pmjmrnkls fm oultm an mutÿblkls ffnvmbal m omil bunstrms lifdjmodlbns olb fm snjurdama slodmf. Slr ltrl fmal, nb fm olbtrmtmodÿb an fls trmimemalrns sn fns pmjmrëm nb bÿkdbm dbofuynbal nf DYSH y fms oultms an fm snjurdama slodmf, ambal nf mftm nb nf räjdknb jnbnrmf an fm snjurdama slodmf, oukpfdnbal m su vnz olb fl adspunstl nb nf nstmtutl an fls trmimemalrns. Nf ompdtmf snrëm an =8 .333₦, plr fl qun fm mplrtmodÿb snrëm m pmrtns djumfns plr fls als slodls an fm nkprnsm, ns anodr 7333 ₦ omam ubl.
