Research on Women Entrepreneur

Research project by Asim Naveed Sehrish Habib Nadia Saleem

Submitted To Sir Vishu Parmar

ACKNOWLEDGEMENT We humbly and sincerely thanks to Almighty Allah, Allah, who gave us the potential and ability to accomplish this goal successfully.

We feel deeply indebted to our parents and all of our teachers, for provision of inestimable, priceless and valuable, cooperation and support.

In the last but not the least, we prefer to convey the credit to Sir Vishu Parmar, without whose precious guidance and assistance it was difficult to show our progress. Asim Naveed Sehrish Habib Nadia Saleem

INTRODUCTION

1. INTRODUCTION In today's today's competi competitive tive economy economy,, entrepre entrepreneur neurial ial develop development ment has gained gained a significant importance all over the world because it leads to the path of economic developm development. ent. General Generally ly in our society society,, the busines business s concerns concerns are normally normally conducted by men by a nominal human resource ratio. If women entrepreneurs are encouraged in the field, a lot greater ratio of workforce would be engaged in different jobs.

Another important aspect of this study would be to highlight the concept of econo economic mic inde indepen pende dence nce of our our wome women n and and how how can can they they help help in bring bringing ing economic prosperity.

DEFINITION OF WOMEN ENTERPRENEURSHIP "A women entrepreneur can be defined as a confident, innovative and creative woman woman capable capable of achievin achieving g self econom economic ic independ independenc ence, e, individu individually ally or in collaboration, generates employment opportunities for others through initiating, establishing and running the enterprise by keeping pace in personal family and social life."

(Kamal Singh)

1.1 BACKGROUND OF THE STUDY This research study is a compulsory part of our academic requirement (MBA Program) under the subject of "Methods of Business Research". The The topi topic c on which hich we would ould be cond conduc ucti ting ng our our stud study y titl titled ed "Wom "Women en Entrepreneurship In Hyderabad", has been selected by our respected teacher Sir Vishnu Parmar, who will be guiding and directing us throughout this research study.

1.2 RATIONAL OF THE STUDY We have selected this particular area for research because it has always been neglected in our city Hyderabad, and no research study has been conducted rega regard rdin ing g "Wom "Women en Entr Entrep epre rene neur ursh ship ip In Hyde Hydera raba bad” d” in the the curr curren entt year year.. Therefore, Therefore, it is the need of the time that a comprehensive comprehensive research study should be underta undertaken ken to highligh highlightt the capabil capabilitie ities, s, potentia potential, l, talent, talent, determi determinati nation, on, enthusiasm and the overall role of the women in the economic development of the city.

1.3 OBJECTIVES OF THE STUDY 1. The first objective of our research study is to divert the attention of talented women of our city towards the available opportunities to become a successful entrepreneur.

2. Another important objective is to identify the businesses that are most suitable for women.

3. Fina Finall lly, y, anot anothe herr majo majorr obje object ctiv ive e is to find find and and hig highlig hlight ht the the majo major r probl problem ems/h s/hurd urdles les in the way way of wome women n who who want want to start start an indep indepen enden dentt business in the city.

4. To help in finding the remedies or solutions for the removal of those hurdles.

1.4 LIMITATIONS OF THE STUDY The research study that we have been assigned has certain limitations, that we may face during the research study. They are as follows,

1. Limited Time So far as the research aspect is concerned, that usually takes long time having new concepts to be dealt with and we have a very limited time frame.

2. Limited Area: Area : Another limitation that we could face during our study is limited area for research. We are limited to a restricted geographical area for this study. For instance; we could distribute the questionnaire questionnaire only to our family, friends, neighbors neighbors and a few teachers. In order to conduct such a comprehensive study this limited data would be insufficient.

3. Limited Guidance and Lack of Cooperation: Since this is for the very first time that we are conducting a comprehensive study, therefore professional assistance and guidance is very important for us in order to complete the study successfully. We can seek guidance from our teachers and parents who might not give us much time due to their busy schedules. We could be faci facing ng diff diffic icul ulti ties es due to lack lack of coop cooper erat atio ion n by entr entrep epre rene neur urs s and and professionals of our city while gathering the data.

METHODOLOGY

RESEARCH METHODOLOGY 3.1 TYPE OF RESEARCH The type type of this this resea research rch is descr descript iptive ive.. The The major major purpo purpose se of descr descript iptive ive researc research, h, as the term implies implies,, is to describe describe characteri characteristic stics s of populat population ion or phenomenon. Descriptive research seeks to determine the answers to what, who, when, where, and how question. question. Descriptive Descriptive research often helps segment segment and target target popul populati ation. on. Accur Accuracy acy is of param paramou ount nt impor importan tance ce in descri descript ptive ive research. Although errors cannot be completely eliminated, good researchers strives for descriptive descriptive precision. Descriptive studies are based on some previous understanding of the nature of the research problem.

3.2 RESEARCH DESIGN A research design is a master plan specifies the method and procedures for coll collec ecti ting ng and and anal analyz yzin ing g the the need needed ed info inform rmat atio ion. n. It incl includ udes es sour source ces s of information, the research method or technique, the sampling methodology, and schedule and the cost of research. All the details are mentioned below.

3.3 TARGET POPULATION Target population is the complete complete group of specific population elements relevant to the research project. Our research project is "Women Entrepreneurships" so most relevant elements or objects that possess the information sought by the research

are

women

and

those

institutes

that

promote

women

entrepreneurships. The followin following g informa information tion clearly clearly specify specify the elements elements (people) (people) come come under under target population

•

The research is conducted in Hyderabad and geographically into three

major major areas areas Latifaba Latifabad d (unit (unit 2),Qasim 2),Qasimabad abad (nasim (nasim nagar) nagar) and Saddar Saddar Cantt. •

•

All middle class women and men. Specifically fresh degree holders and graduates who are finding jobs and households women.

•

The age of women is raging from 24 to 40.

•

The The instit institut utes es includ includes es in targe targett popu populat lation ion are Banks Banks,, Educa Educatio tiona nall instit institut utes, es, NGO’ NGO’s s and and other other relat related ed instit institut utes es that that promo promotes tes wome women n entrepreneurships.

SAMPLING UNIT The sampling unit is a single element or a group of elements subject subject to selection selection in the sample. The elements (people) who are eligible for this research must have few of the following characteristics:

•

Related to middle class.

•

Live in above specified geographic area.

•

Adult and mature men and women age ranging from 24 to 40.

•

Household women who are willing and able to start their own business.

•

Male and female employees of the above mentioned institutes specifically specifically related to loan department.

3.4 SAMPLING TECHNIQUE We will will go for judgm judgmen ental tal sampl sampling ing techn techniqu ique. e. Judgm Judgmen ental tal sampl sampling ing is a nonprobability nonprobability sampling technique in which an experienced experienced individual selects the sample based upon some appropriate characteristics of sample members. We choose judgmental judgmental sampling technique because all the characteristics of sample member are known and specified in this research project. The main advantages of judgmental sampling id that it is useful for certain types of forecasting and sample guaranteed to meet a specific objective. The main

disadvantages of judgmental sampling is bias due to experts’ beliefs may make sample unrepresentative and project data is beyond sample is inappropriate.

3.5 SAMPLE SIZE Sample size refers to the number of elements to be included in the study. The sample size of this research is 50. The sample size can be categories as under

Sample Size of the study Category Gender Marital Status Qualification Occupation

Sub Category Male 16 Single 31 Graduates 22 Student Salaried 15 24 24

Female 34 Married 19 Masters Below Graduation 26 2 Business Owners House Hold 6 4

Total 50 50 50 50

3.6 RESEARCH TOOL Self administrative questionnaires are used as research tool for the collection of data. Self administrative questionnaires are those questionnaires that are filled in by the respond respondents ents.. In personal personal interview interview the intervie interviewer wer ask question question from quest question ionna naire ires s and and recor records ds the the answ answer er of respo responde ndents nts.. 16 quest question ions s are included in questionnaire out of 16; 3 are open ended and 13 are closed ended.

3.7 METHOD OF DATA COLLECTION

Data collection method is describing the way through which the data has been collected. There are four basic research methods (data collection methods) for descriptive and causal research: surveys, experiments, secondary data studies, and observation. Out of these four 2 are selected for collecting data. Secondary data studies selected for literature review and survey for primary data collection from respondents.

Survey is a research technique in which information is gathered from a sample of people by use for questionnaire or interview; a method of data collection based on communication with representative sample of individuals. The media use to communicate communicate with respondents respondents are human interactive media and non-interactive non-interactive media. In human interactive media personal interview are selected for those respondents who face difficulty in filling the questionnaire while in non-interactive media printed questionnaires are provided personally to respondents.

DATA ANALYSIS AND INTREPRETATION

4. DATA ANALYSIS AND INTERPRETATION

4.1 WOMEN AS ENTREPRENEURS The entrepreneurial success strategies are not different for women or men and women do have traits that help them in starting and running a business. After all, most successful entrepreneurs have a few things in common such as courage, vision, intuition and persistence. persistence. Besides these facts still people make difference difference in men and women as an entrepreneur. The following question is design to collect the opinion regarding women abilities of being an entrepreneur.

Q.1: Do women have the potential of being a successful entrepreneur? 

Strongly Agree



Agree



Don’t know



Disagree



Strongly Disagree

The result of this question is summarized as follow

Women as Entrepreneurs Responses

Frequenc

Perc Percen enta tage ges s Prob Probab abil ilit ity y

Strongly Agree Agree Don’t Know Disagree Strongly Disagree Total

y 21 26 2 1 0 50

42% 52% 4% 2% 0% 100%

(Source: own research study)

0.42 0.52 0.04 0.02 0.00 1.00

Wome n As Entrepre Entrepre neur 120

100

100 80 60

52

42

40 20

4

2

0

0 Stron Strongl gly y Agree

Agree

Don't on't Know now

Disagre isagree e

Stron Strongl gly y Disagre isagree e

Tota Totall


Out of 50 respondents, 42% are strongly agreed, 52% agree, 4% don’t know, 2% disagree, and 0% strongly disagree that women have the potential of being a successful entrepreneur. The opinion of the respondents shows positives results because collectively 94% people agree that women have potential of being a successful entrepreneurs.

Collectively the ratio of disagree and strongly disagree is only 2% so it proves that women have potential and they can start and run the business smoothly. Lack of confidence on one owns abilities are most common hurdle which most of women face. The above shows that most of the respondents believe on women abilities as successful entrepreneur.

4.2 MEN’S ROLE IN WOMEN ENTREPRENEURSHIP In women life men play different roles is shape of father, brother, husband, uncle, cousins and others. These all relation in our society wants to secure women from external environment environment forces and fulfill all the needs of women, this show positive role of men for women but our society norms and cultural values allows the economics economics activities for men only. only. The tradition tradition of male honor associated associated with the chastity chastity of their their female female relation relations s restrict restricts s women’s women’s mobilit mobility, y, limits limits social social interaction and imposes a check on their economic activity. The social, cultural and traditional taboos on women allow men to carve legitimacy for themselves in public public affair affairs, s, as well well as in the spher sphere e of produc productio tion n and and relat related ed econ econom omic ic activi activity. ty. This This follo followi wing ng quest question ion is design design to colle collect ct the the opini opinion on of peopl people e regarding men role in women entrepreneurship.

Q.2: Men’s (EGO / esteem) self respect is the main hurdle in the path of women entrepreneurships? (Men don't want women to be independent) 

Strongly Agree



Agree



Don’t know



Disagree



Strongly Disagree

The result of this question is summarized as follow Men’s (Ego /Esteem) Is Main Hurdle in Path of Women Entrepreneurships Responses

Frequenc



y 9 26 2 11 2 50

18% 52% 4% 22% 4% 100%


0.18 0.52 0.04 0.22 0.04 1.00

Men's (Ego/ Esteem) Is Main Hurdle In Path Of Women Entrepreneur 120

100

100 80

52

60 40

22

18

20

4

4


Agree

Don't on't Know

Disagre isagree e

Stron Strongl gly y Disag isagree ree

Total otal


Out of 50 respondents, 18% are strongly agreed, 52% agree, 4% don’t know, 22% disagree, and 4% strongly disagree that Men’s (EGO / esteem) self respect is the main hurdle in the path of women entrepreneurships. The opinion of the respondents shows men’s negative role in women entrepreneurships collectively 70% people agree that men are main hurdle because men restrict women to perform economic activities activities as they perceive women only as dependent dependent member of the family.

In above result the ratios of disagree is also not ignorable out of 100%, 22% disagree and 4 strongly disagree so collectively 26% respondents believes that men’s self respect is not main hurdle for women to be successful successful entrepreneurs. entrepreneurs. Thes These e resul esults ts show show that that men men are are not only only the the hurd hurdle le ther there e are are othe other r factors/forces factors/forces too and all mans are not hurdle might be possible few who are not aware about the importance of women entrepreneurship.

4.3 OBJECTIVES OF WOMEN WO MEN ENTREPRENEURSHIP ENTREPRENEURSHIP

Why women entrepreneurs increasing day by day? What are the objectives of women to become entrepreneurs? There are several other questions regarding the reasons and forces that influence women to become entrepreneurs.

Some people perceive that most of the women start new business to keep themselves busy; some suggest that they have excess resources to utilize or invest in businesses; some believes that women want to expose their abilities in shape of successful entrepreneur. Most of women want to be independent and earn for themselves only. Many people believe that the most common reason for women to become entrepreneur is to support their families. Because now days expenses are increasing very rapidly so women comes forward to support and share share expen expense ses. s. The The follo followin wing g ques questio tion n is desig design n to collec collectt the opini opinion on of respondents regarding women objectives to become entrepreneur.

Q.3: Women entrepreneurship is the result of 

Career development



Status



Economic independence



To support family


Objectives Of Women Entrepreneurship Responses

Frequenc


Career Development Status Economic Independence To Support Family Total

y 12 5 13 20 50

24% 10% 26% 40% 100%


0.24 0.10 0.26 0.40 1.00

Women Entrepreneurship Is A Result Of 120

100

100 80 60 40

40 26

24

20

10

0 Career areer Developm evelopment ent

Status Status

Econom conomic Indepen ndependen dence ce

To Suppot Suppotrr Fam Family ily

Total Total


out out of 50 resp respon onde dent nts; s; 24% 24% resp respon onde dent nts s beli believ eves es that that wome women n beco become me entrepreneurs for their career development, 10% believes that women start and run businesses to achieve and maintain status in the society, 26% believes that women want to be economically independent independent they earn for themselves and 40% believe that women come forward as an entrepreneur to support their families.

40% 40% resp respo onden ndents ts beli believ eve e that that the the main ain reaso eason n of wom women to becom ecome e entrepreneur is to support their families; this opinion of the respondent gets highest percentage percentage among all other option. The major reason of this opinion can be incr increa easi sing ng infl inflat atio ion n not not only only in Paki Pakist stan an in all all over over the the world orld.. 26% 26% respondent’s shows economic independents as the major reason for women to become entrepreneur entrepreneur because most of women want to be independent independent and they don’t want to relay on other in any sense. 24% women start business for their career career developm development. ent. After After complet completing ing educatio education n women women want to utilize utilize their their skills, abilities and expertise to prove them as successful entrepreneur. Only 10% respondents believe that women want to achieve and maintain status these sort of women either have sufficient resources to keep them busy along with status or want fame.

4.4 4.4 ROLE OF GO GOV VERNMENT IN THE DEVELOPM OPMENT OF WOMEN ENTREPRENEURSH ENTREPRENEURSHIP IP

In any country government is the main authority to establish strategies for their country to achieve economic growth and increase standard of living. Women entrepreneurs in the developing world make a large and often unrecognized contribution to their countries' economic development. They employ other people, provide valuable services, and play a vital role in the development of emerging market economies worldwide. Over the past few decades, women have emerged as active active particip participants ants in economic economic growth growth and developm development. ent. In some some Asian Asian countries where women have held important leadership positions in society, a pool pool of wome women n exec execut utiv ives es and and entr entrep epre rene neur urs s exis exists ts who who have have play played ed a significant role not only in contributing to economic growth but also in upgrading the social status of women in general.

By keeping all these advantages of women entrepreneurship government should support support women women entrepr entrepreneu eneursh rship ip to achieve achieve and maintai maintain n steady steady economic economic growth. The following question is design to collect the opinion of respondents regarding the necessity of governmental support for women entrepreneurship.

Q.4: Women entrepreneurship should be supported by the Government as an important part in an economic growth? 

Strongly Agree



Agree



Don’t know



Disagree



Strongly Disagree

The result of this question is summarized as follow Women Entrepreneurship Should be Supported By Government

Responses

Frequenc



y 34 16 0 0 0 50

68% 32% 0% 0% 0% 100%

0.68 0.32 0.00 0.00 0.00 1.00


Women Entrepreneur Should Be Supported By Government 120

100

100 80

68

60

32

40 20

0

0

0

0 Strongl trongly y Agree

Agree

Don't on't Know Know

Disag isagree ree


Tota Totall


Out of 50 respondents; 68% strongly agree, 32% agree, 0% don’t know, 0% disagree and 0% strongly disagree. These result show that there is highly need of governmental support. Collectively 100% respondents agree that there should be supp suppor orti tive ve acti actio on from from gove govern rnme ment nt side side.. 0% disag isagre ree e show show all all the the respondents agree. 0% respondents don’t its mean there is no respondent who don’t know about the necessity of governmental support.

The governmental support can be in any shape like by providing financial support / small loans on easy terms and conditions, increasing literacy rate so women learn and exercise their skill and abilities and arranging different workshops and training programs for the awareness of women about businesses.

4.5 EFFECTS OF WOMEN W OMEN ENTREPRENEURSHIP ON FAMILIES The role women as entrepreneurs highly effect on the families and there is state of conflict between the entrepreneur role and other roles like life, mother etc.

Mostly people people perceive perceive that the women women being entrepreneu entrepreneurs rs affect their their roles in family life negatively, while positively affecting their roles in social, economical and individual life and they suffered from conflicts between the entrepre entrepreneur neur role and other roles in family and that the role of entrepreneur mostly conflicted with the roles of housewife, mother, and wife, respectively. The reproductive role limits women to the home, where they bear children and raise the family, playing only an auxiliary part in production activity. The following question is design to collect the opinion of respondent regarding effect of women entrep entrepre rene neurs urship hip on famili families es becau because se most mostly ly peop people le perce perceive ive that that wome women n entrepreneur neglect their families because they spend more time in business activities. Q.5: Can women entrepreneurship become a cause of family disturbances, as women spend more time in business? 

Strongly Agree



Agree



Don’t know



Disagree



Strongly Disagree

The result of this question is summarized as follow Women Entrepreneur Become A Cause Of Family Disturbances Responses

Frequenc



y 5 24 7 14 0 50

10% 48% 14% 28% 0% 100%


0.10 0.48 0.14 0.28 0.00 1.00

Women Entrepreneurship Become A Cause of Family Distrubances 120

100

100 80 48

60

28

40 20

14

10

0


Agree

Don't on't Know

Disagre isagree e

Stron Strongl gly y Disag isagree ree

Total otal


out of 50 respondents; 10% respondents strongly agree, 48% agree, 14 don’t know, 28% disagree and and 0% strongly strongly disagree that that women entreprene entrepreneurship urship become a cause of family disturbances, as women spend more time in business.

Collectively 58% respondents agree that women entrepreneurship is cause of family disturbance because mostly people perceive that women is responsible for the care of their children, husband and others so definitely when women busy in their own businesses there is possibility that they would not perform all families duties. 28% respondents disagree that women entrepreneur become cause of family disturbances because business women are not bound like employees they are the owner and they can made schedule according to their convenience.

4.6 WOMEN WORK LIFE BALANCE Work Work life life balanc balance e mean means s givin giving g equa equall time time and and atten attentio tion n to work work and life. life. Women entrepreneur life includes their families, work and personal growth and

development. It was found that the most important factors causing stress due to busine business ss and family family life life were were insuffi insufficie cient nt demand demand in the market market,, exces excessiv sive e expectations expectations of family members and physical fatigue

The respon responsib sibili ilitie ties s of wome women n towar toward d their their famili families es are higher higher than than men. men. Because Because men only respons responsible ible to fulfill fulfill econom economic ic need need but women women require requires s spending proper time with their families, cares and fulfill all the needs of children, husbands and others. The following question is design to collect the opinion of respo responde ndents nts regar regardin ding g wome women n abili abilitie ties s of work work life life balan balance ce or you you can say women can maintain balance between their work and life.

Q.6: Can women maintain a balance between personal and professional life? 

Yes



No



Don't know


Can Women Maintain Balance Between Professional And Personal Life Responses Yes No Don’t Know Total (Source: own research study)

Frequenc


y 39 10 1 50

78% 20% 2% 100%

0.78 0.20 0.02 1.00

Can Wome Wome n Maintain Bala Balance nce Betwe en Profe ss ional And And Personal Life 120 100

100 78

80 60 40

20

20

2

0 Yes Yes

No

Don't on't Know now

Total otal

Out of 50; respondents 78% respondents agrees and 20% disagree and 2% don’t know that women have potential to maintain balance between professional professional and personal life. The ratio of agree respondents are higher so its shows that women can manage their families, business and also develop herself.

4.7 4.7 ROLE ROLE OF SOCI SOCIET ETY Y IN THE THE DEVE DEVELO LOPM PMEN ENT T OF WOME WOMEN N ENTREPRENEURSHIP The business environment for women in Pakistan reflects the complex interplay of many factors factors like social, social, cultura cultural, l, tradition traditional al and religious religious element elements. s. This aspect of the environment has taken shape over many centuries; it is anchored in the patriarchal system and clearly manifested in the lower status of women. The gender bias of this type of system is rigid and deep-rooted deep-rooted as it draws legitimacy legitimacy from the perpetuation of a traditional mind-set, established rituals and a firm belief system.

Pakist Pakistan an is an Islam Islamic ic count country ry and and in the histo history ry of Islam Islam many many succes successf sful ul women entrepreneur were found. Islam always promotes women in all fields but the culture of Pakistan does not follow Islam fully. The norms, values of Pakistani culture is same as many countries in Asia these norms, values, and rules of culture restrict women to perform any economic activity. But these thoughts

change with the passage of time. The following question is design to collect the opinion of respondents regarding influence of society and culture on women entrepreneurship.

Q.7: Would our society/ business community ever accept women as successful entrepreneurs? 

Strongly Agree



Agree



Don’t know



Disagree



Strongly Disagree

The result of this question is summarized as follow Society Ever Accept Women Entrepreneurship Responses

Frequenc



y 4 21 12 10 3 50

8% 42% 24% 20% 6% 100%

0.08 0.42 0.24 0.20 0.06 1.00

Society Ever Ever Accept Accept Women Wom en Entreprene Entrepreneurs urship hip 120

100

100 80 60

42

40 20

24

20

8

6

0 Strongl trongly y Agree

Agree

Don't on't Know Know

Disag isagree ree


Tota Totall


Out of 50 respondents 8% respondents are strongly agree, 42% agree, 24%don’t know, 20% disagree and 6% strongly disagree that our society would ever accept women as successful entrepreneurs.

Colle Collecti ctive vely ly the the perc percent entag age e of agree agree respo respond ndent ents s are 50% 50% its men men half half of respondents respondents believes that our society accept women as entrepreneur entrepreneur the reason can be the existen existence ce of successf successful ul entrepre entrepreneur neur increase increase rapidly. rapidly. Pakista Pakistani ni people heavily impressed and influenced by their neighbor countries like china, India, and Bangladesh where women successfully manage their business and contributes in economic growth of their country. This can be the one of the reason of changing thought of our society.

Colle Collecti ctive vely ly 26% 26% resp respond onden ents ts disag disagre ree e that that our our societ society y would would ever ever acce accept pt women as entrepreneur because its very difficult to change the thought of full nation it require time and it might be possible in future years thought of nation chang change e comple completel tely y beca because use awar awarene eness ss and and litera literacy cy can chan change ge the the whole whole society.

4.8 WOMEN EARNING CAPACITY Many people perceive that women can start business but they are unable to suppo support rt there there fami familie lies s fully fully.. Wome Women n entre entrepre prene neur ur many many time time repre represe sent nt as supporter of their husband, father etc .Most of women start business for their status, economic independence, and career development these all objectives are focusing the need of single person beside these objective to support families are much difficult and responsible job. The following question is design to collect the opinion of respondents regarding women earning capacity either women support their families likes men or not. Q.8: Can women support their families financially like men? 

Strongly Agree



Agree



Don’t know



Disagree



Strongly Disagree

The result of this question is summarized as follow Women Support Their Families Financially Like Men Responses

Frequenc



y 22 19 0 8 1 50

44% 38% 0% 16% 2% 100%


0.44 0.38 0.00 0.16 0.02 1.00

Women Support Their Families Financially Like Men 120

100

100 80 60

44

38

40

16

20

2

0


Agree

Don't on't Know now

Disagre isagree e


Tota Totall


Out of 50 respondents 44% respondents are strongly agree, 38% agree, 0%don’t know, 16% disagree and 2% strongly disagree disagree that women support their families financially like men.

Collectively 88% respondents agree that women have potential to support their families financially financially like men. Business earning is mostly higher than earning from employment so definitely business women can fulfill the need of their families like men. On the other hand 18% respondents disagree that women can support their families like men the reason can be that men earn from different sources and especially in our society only few business fields is open for women so definitely men haves more business opportunities.

4.9 IMPO IMPORT RTAN ANCE CE OF PROFE PROFESS SSIO IONA NAL L EDUC EDUCAT ATIO ION N IN THE THE DEVELOPMENT OF WOMEN ENTREPRENEURSHIP ENTREPRENEURSHIP

Education is necessary for all men and women. Literate people are important assets of any country. Weather women start business or not but education is necessary for their own development.

Professional education means masters in specified field. If any person weather man or woman is not specialized in his/her field in which he/she performing so there there is more more chance chances s of errors errors and and loss. loss. Profes Professio siona nall educa educatio tion n is very very necessary for women because it polish their skills and decrease chances of errors and loss. If a woman specialized in her field so definitely she performs more efficiently than other. Besides these advantages of professional education still there are certain people who believe that business can be run efficiently without having professional education in specified field.

The follo followin wing g quest question ion is desig design n to know know the opini opinion on of peop people le regar regardi ding ng nec necess essity ity

of

profe rofes ssion ional

educa ucatio tion

for

the

devel evelop opm ment

of

wome omen

entrepreneurship

Q.9: Q.9: Do you you thin think k that that prof profes essi sion onal al educ educat atio ion n is nece necess ssar ary y for for wome women n entrepreneur to have better results in respective field? 

Strongly Agree



Agree



Don’t know



Disagree



Strongly Disagree

The result of this question is summarized as follow Necessity Of Professional Education For Women Entrepreneur Responses

Frequenc



y 36 14 0 0 0 50

72% 28% 0% 0% 0% 100%

0.72 0.28 0.00 0.00 0.00 1.00


Necessity Of Professional Education For Women Entrepreneur 120 100 80

100 72

60 28

40 20

0

0

0


Agree

Don't on't Know now

Disagre isagree e


Tota Totall


Out of 50 respondents 72% respondents are strongly agree, 28% agree, 0%don’t know, know, 0% disagree disagree and 0% strongly strongly disagree disagree that professiona professionall educati education on is necessary for women entrepreneur to have better results in respective field. Collectively 100% respondents agree that professional education is necessary for for wome women n entr entrep epre rene neur ur.. It show shows s that that wome women n must must have have to star startt thos those e businesses in which they have expertise and these expertises are the result of professi professiona onall educatio education. n. On the other other hand 0% respond respondents ents disagree, disagree, and 0% don’t know that professional education is necessary for women entrepreneur to have better result in respective respective field, this show that all the respondents respondents are agree and aware about the importance of professional education of better result.

4.10 TRAINING AND DEVELOPMENT FOR WOMEN

ENTREPRENEURSHIP Training is the process of teaching people the basic skills they need to perform their jobs or work. There are basically three type of skills requires to perform business activities. First is technical skill second human or interpersonal skill and third third conce concept ptual ual skill. skill. This This resea research rch focusi focusing ng techn technica icall skill, skill, techn technica icall skill skill encompass the ability to apply specialized knowledge like if any women start a garments business so she must know about all the details (stitching, tailoring, design designing ing,, dying dying etc) etc) regar regardin ding g garm garmen ents ts busine business ss.. In under under devel developi oping ng countr countries ies it’s it’s diffi difficu cult lt to learn learn all these these skills skills from from perso personal nal reso resourc urces es so government must organize different training program free of cost where women can learn and apply these expertise. The following question is design to collect the the opin opinio ion n of resp respon onde dent nts s whet whethe herr thes these e type types s of prog progra rams ms arra arrang nge e by government or not for the development of women entrepreneur.

Q.10: Would you suggest that extensive vocational / technical training for women entrepreneur extended by the Government. 

Yes



No



Don't know

The result of this question is summarized as follow Necessity of Training Program for Women Entrepreneur Extended By Government Responses

Frequenc


Yes No Don’t Know Total

y 46 1 3 50

92% 2% 6% 100%


0.92 0.02 0.06 1.00

Necessity Of Training Program For Women Entrepreneur Extended By Government 150 100

100

92

50 2

6

0 Yes Yes

No

Don't on't Know now

Tota otal


Out of 50 respondents; 92% respondents agree, 2% disagree and 6% don’t know that extensiv extensive e vocation vocational al / technic technical al training training for women women entrepre entrepreneur neur should should extended by the Government.

The above above result result shows shows that governm government ent should should organize organize differen differentt trainin training g program for women because these programs help women to learn new skills, expertise and upgrade them according to today business requirement. When these trained women start business so the chance of loss, error and failure decreases.

4.11 LEGAL ISSUES AND PROBLEMS

Many people perceive that women perform all activities like men. But in Pakistan Pakistan and other Asian countries women faces difficulties from external environment among these difficulties legal issues and problem are discuss in this research. The following question is design to collect the opinion of respondents regarding women abilities to handle legal problems.

Q.11: Do you think that women can handle all the legal business procedure (court procedures)? 

Yes



No



Don't know

The result of this question is summarized as follow Women Can handle Legal Procedures Responses Yes No Don’t Know Total

Frequenc


y 29 18 3 50

58% 36% 6% 100%

0.58 0.36 0.06 1.00

(Source: own research study) Women Can Handle Legel Procedures 120

100

100 80

58

60 36

40 20

6

0 Yes Yes

No

Don't on't Know

Total otal


Out of 50 respondents; 58% respondents agree, 36% disagree and 6% don’t know know that that wome women n can can hand handle le all all the the lega legall busi busine ness ss proc proced edur ure e (cou (court rt

procedures). 58% respond respondents ents agree that that women women can handle all legal legal problems problems because because when women entrepreneur come in market in front of men so definitely they have potent potential ial to tackl tackle e all all these these issues issues.. While While on other other hand hand 36% respo respond ndent ents s believes that women are unable to handle legal issues like men. The reason can be that women avoid court procedures and most of the time takes help from their family gent’s member.

4.12 LEGAL RELIEF FOR WOMEN Most of the people believe that women can’t handle legal issues like men. While on other side people believe that women can handle all the issues weather legal or any other. So the following question is design to collect opinion from respondents regarding the necessity of legal for women.

Q.12: Is it necessary necessary to give legal relief to women entrepreneur during their legal business requirement and problems. 

Yes



No



Don't know


Legal Relief For Women Responses Yes No Don’t Know Total (Source: own research study)

Frequenc


y 44 2 4 50

88% 4% 8% 100%

0.88 0.04 0.08 1.00

Legel Relief For Women 120 100

100 88

80 60 40 20

8

4

0 Yes Yes

No

Don't on't Know now

Total otal


Out of 50 respondents; 88% respondents agree, 4% disagree and 8% don’t know that it is necessary to give legal relief to women entrepreneur during their legal business requirement and problems.

Out of 100%, 88% shows that large number of respondents agrees to provide lega legall reli relief ef to wome women n entr entrep epre rene neur ur the the reas reason on of resp respon onde dent nts s can can be environment of court system. Most of people believe that it difficult for women to handle all legal activities like business registration, dealing any sue and others legal problems. 4% respondents disagree to provide legal relief to women because they believe that if women want to work like men and require equal opportunities so the legal implication for both is same.

4.13 WOMEN BUSINESS ABILITIES

Business is consist of different activities such as financing, marketing, HRM and management. Financing means planning, acquiring and utilization of resources to achieve business goals. Marketing simply means understand the need of people and design products of fulfill these need. Management Management is an art to get work done from from othe others rs and and HRM HRM mean means s mana managi ging ng work worker er or huma human n reso resour urce ce of an organization. Now days these all activities in an organization are perform by different people. But small businesses owners perform all these activities by themselves. Women when start their business for the very first time as small busi busine ness ss.. The The foll follow owin ing g ques questi tion on is des designe igned d to coll collec ectt the the opini pinion on of respondents regarding women abilities in different business activities. Q.13: Rate women performance in following business activities (Excellent, Good, fair and Poor) •

Financing activities

______

•

Marketing activities

______

•

Management activities

______

•

Human resources management

______

The result of this question is summarized as follow Women Abilities In Business Responses Financing

Excellent F % p 14 28 0.28

F 24

Good % Pr 48 0.48

Activities Marketing

11

22

Activities Managemen

21

t Activities HRM

19

0.22

21

42

42

0.42

18

38

0.38

20

Activities (Source: own research study)

F 10

Fair % Pr 20 0.2

Poor F % Pr 2 4 0.04

F 50

Total % Pr 100 1

0.42

14

28

0.28

4 8

0.08

50

100

1

36

0.36

10

20

0.2

1 2

0.02

50

100

1

40

0.4

6

12

0.12

5 10

0.1

50

100

1

Wome n Abilities Abilities in Business

100% 80% 60%

4 20

10 12

36

40

42

38

Managem anagement Activiti Activities es

HRM Activites Activites

28

48 42

40% 20%

2 20

8

28

22

Finan Financial cial Activiti Activities es

Marketi arketing ng Activitie Activities s

0%

Excel xcellent ent

Good Good

Fair air

Poor oor


Out of 50 respondents; 28% respondents rate women abilities and performance excellent, 48% good, 20% fair and 4% poor in financing activities. This result shows that women are good in financing activities means they are able to arrange and utilize finance to run their businesses successfully.

In marketing activities respondents rate women performance 22% excellent, 42% good good,, 28% 28% fair fair and and 8% poor poor.. This This resu result lt show shows s that that wome women n are are good good in marketin marketing g activit activities ies means means they are able to underst understands ands and deal deal with their customers. But the ratio of poor and fair is higher in marketing activities than financing. It might be possible that many people believe that marketing is not right job for women.

Out of 50 respondents; 42% respondents rate women abilities and performance excellent, 36% good, 20% fair and 2% poor in management management activities. This result shows that women are excellent in management activities means they are able to manage their resources, peoples and time. Traditionally people perceive women as good good manage managerr because because they are managin managing g their their children children,, husband husband,, and hous house e at the the same same time time.. It migh mightt be poss possib ible le is the the reas reason on that that most most of respondents rate excellent, good in management activities. The rate of poor is lowest in management activities its proof that women are good manager.

In HRM activities respondents rate women performance 38% excellent, 40% good, 12% fair and 10% poor. This result shows that women are good in HRM activities mean they are able to manage their work force and efficiently utilize their skills to run business successfully. The rate of poor is highest in HRM activities among all activities.

4.14 OPPORTUNITIES FOR WOMEN ENTREPRENEUR There are so many business opportunities available for women. But some people restrict few business opportunities for women. Like for example many people suggest parlor, jewelry and fashion related businesses for women but most of women start these types of business as hobby.

The following question is designed to collect opinion of respondents regarding business opportunities for women. Here business opportunities mean which type of business women easily manage.

This was an open ended question. This question provided option to respondents that if they believe that women can perform all kind of businesses so they just agree with the question or if they feel that women can not perform all kind of business so they were requested to suggest any business which women can perform easily from their point of view.

Q.14: What kind of businesses would you suggest that women can easily operate or do you you thin think k that that they they have have the the capa capabi bili liti ties es of to carr carry y out out all all kind kinds s of businesses?

The result of this question is summarized as

Suggested Business for Women Responses

Fr Garments 4 Education and training related business school) 6 Women cannot do any kind of business 2 Beauty Salon 8 Thos Those e busin business ess whic which h are are near near to to city city like like comm commer ercia ciall area area 1 Small and medium enterprises 5 Thos Those e busi busine ness ss in whic which h they they are are only only mana managi ging ng not not 1 directly involve in it. Merchandising Women can do all kind of business Fashion related In which they have expertise to run Food business Home decoration Home industry Gym Social work Handi craft No idea (Source: own research study)

1 23 7 3 2 1 4 1 1 1 2

Suggested Businesses For Fo r Women 23

25 20 15 10 5

4

8

6

7

5 2

1

1

1

3 2 1

4 1 1

1 2

0 Garments

Educ ation

No one

Beauty salon

Near to city

Small and medium

Act as manag manager er only only

Merchan Merchandisin dising g

All bus in ines s

fas hi hion Relat ed ed

Accord Acc ording ing to experties experties

Food Business

Home Deco ecoratio ration n

Home ind industry stry

Gy m

Social work

Handi Craft

No idea

(Source: Own Research Study)

23 respondents agree that women can do all kind of businesses. 8 suggest beauty salon, 7 suggested fashion related, 6 suggest those business which are near to their homes or city and other suggested business are show in above graph.

Most Most of the respon responden dents ts abou aboutt 23 belie believes ves that wome women n can can do all all kind kind of busi busine ness sses es whic which h show show that that majo majori rity ty to resp respon onde dent nt beli believ eves es on wome women n capabilities as entrepreneurs.

4.15 HURDLES IN THE PATH OF WOMEN TO BE SUCCESSFUL ENTREPRENEUR Traditional mindsets, discriminatory laws and social values: these are the things that bind a woman and create hurdles in her path of progress. This is very much the story of the majority of women in our country, even though promises are being made by the rulers to improve the condition of women in general. The following question is designed to ask respondents about the hurdles in the path of women entrepreneurs. This was an open ended question.

Q.15: From your point of view what are the main hurdles in the way of women to be successful entrepreneurs?


Hurdles in the Path of Successful Women Entrepreneur Responses Men (ego/esteem) / Guardian of home Society thought, norms, values, culture forces Lack of finance Time because family requires more time from women Lack of family support Lack literacy, knowledge and awareness of business Government and legislation Sexual harassment Physical capabilities Lack of confidence Ni idea (Source: own research study)

Frequency 10 26 5 2 15 6 2 2 1 1 2

Hurdles In The Path P ath Of Successful Women Women Entrepreneur 26

30 20

15 10

10

5

2

6

2

2

1

1

2

0 Men (ego/este /estee em)

Soci Socie ety

Lack of financ e

Time

Lack of family family support support

Knowledg Knowledge e of business business

Government

Sex ua ual harras me ment

physical physical capab capabiliti ilities es

lack lack of conf confiden idence ce

No idea (Source: own research study)

The respondents were allowed to write more than one hurdle, 10 respondents beli believ eve e that that men ego/ ego/es este teem em is the the main main hurd hurdle le in path path of succ succes essf sful ul entrepreneurs, 26 respondents blame society as main hurdle, 5 respondents mention lack of finance as main hurdle, 2 respondents respondents believes that time is main hurd hurdle le beca becaus use e fami famili lies es requ requir ires es more more time time from from wome women n than than men, men, 15 respo responde ndents nts criti criticiz cize e lack lack of fami family ly supp support ort as main main hurdl hurdle, e, 6 respo respond nden ents ts believes that lack of knowledge and business awareness are the main hurdle and other respondents opinion are show in above graph.

Society as main hurdle is pointed out by most of respondents so we can say that our society norms, values and lack of finance are main hurdles in the path of women entrepreneurs.

4.16 SUGGESTION REGARDING REMOVAL OF HURDLES The following question is connected with previous question in which the research focuses the hurdles in the path of women entrepreneurs. In this question the

respondents were requested to suggested solution for the removal of hurdles. This was an open ended question.

Q.16: What remedies would you suggest regarding the removal of these hurdles?

The result of this question is summarized as follow Suggestion For Removal Of Hurdles In The Path Of Successful Women Entrepreneur Responses Awareness of men Inst Instit itut utes es prov provid ides es loan loans s on on eas easy y ter terms ms and and con condi diti tion ons s (SM (SMED EDA) A) Government provides fund, tax relief and arrange training program

Frequency 7 2 11

for Women entrepreneurs To save time women perform those businesses in which business

1

continue in absence of women too. Socie Society ty awar awaren eness ess toward toward wome women n entr entrepr epren eneur eursh ship ip throu through gh

9

programs organize by government Increase literacy rate and improve education system Women should become self dependent and honest with their work

14 7

and don’t take tension of society thoughts Provides equal opportunities to women in all sectors Family should cooperate and encourage her side by side Strict law for removal of sexual harassment Correct interpretation of Islam No idea

3 3 2 4 1


Suggestion For Removal Of Hurdles In The Path Of Successful Women Entrepreneurs 14

15 10 5

11

9

7 2

1

7 3

3

2

4 1

0 Men Awarene s s

In s ti tute s pro veid e lo an

Governm en ent s up upp ort

Save ti m e b y act a s co con tro ller

Soci e ty a ware n es s

Li te racy

Sel f d epe nd en t

eq u al op po rtu ni tie s

Fam il y s u ppo rt

Stri ct La w Im p lica ti on

Crre Crrect ct intre intrepr pret etat ation ion of Islam

No idea idea


The The resp respon onde dent nts s were were allo allowe wed d to writ write e more more than than one one sugg sugges esti tion on.. The The suggestion of respondents is show in above graph. Most of the respondent’s suggest that improve education system and increase literacy rate can be the best possible possible suggestio suggestion n for all the hurdles hurdles in the path of women women entrepr entreprene eneurs. urs. Becaus Because e when when peop people le (men (men and socie society) ty) are are liter literate ate they they under understa stand nd the importance of women entrepreneurship and might be possible that society and men thought change with awareness of importance of women entrepreneurship.

Governmental support in any shape like by providing training, funds, tax relief and other other woul would d also also be the the best best poss possibl ible e sugge suggesti stion on to remove remove all all these these hurdles.

FINDING AND RECOMMENDATION

5. FINDING AND RECOMMENDATION 5.1 Finding And Discussion This research conducted to find out the different business opportunities opportunities available for women, women abilities in performing business activities, effect of women entrepreneurship on others like families etc, objectives of women entrepreneurs to come forward, most frequent hurdles in the path of women and all possible solution to remove these hurdles.

Following are the finding which gathered from this research.

More than 90% people agree that women have potential of being successful entr entrep epre rene neur urs. s. This This show shows s posi positi tive ve beha behavi vior or of peop people le towa toward rd wome women n entrep entrepre rene neurs urship hip.. More More than than 70% 70% peop people le agre agree e that that men men are main main hurdl hurdle e because men restrict women to perform economic activities as they perceive women only as dependent member of the family. Career development and family support are main objectives of women. 100% respondents agree that there should be supportive action from government side. This supportive action can be in the form of training programs, fund on easy terms and conditions and other relief. More than 50% respondents agree that women entrepreneurship is cause of family disturbance because mostly people perceive that women is responsible for the care of their children, husband and others so definitely when women busy in their own businesses there is possibility that they would not perform all families duties. More than 80% respondents agree that women have potential to support their fami famili lies es fina financ ncia iall lly y like like men. men. 100% 100% resp respon onde dent nts s agre agree e that that prof profes essi sion onal al educa educatio tion n is necess necessary ary for for wome women n entrep entrepren reneu eur. r. This This shows shows the highes highestt necess necessity ity of educ educati ation on for for wome women. n. Wome Women n are excel excellen lentt in mana managem gement ent activities while good in other activities. Most of people suggest that women can

perform all kind of business. Society is main hurdle for women entrepreneurship. entrepreneurship. Increase literacy rate and improve education system is best possible solution.

5.2 Conclusion The basic purpose of this study is to find out the opportunities, hurdles that’s comes in path of women entrepreneurs and suggestion for the removal of these hurdles. After conducting this research many misconception clears because the opinion of people change now. The opinion is collected collected from a sample of people. Both male female are requested to represents their opinions. More than 80% respondents accept women as entrepreneurs appreciate abilities of women and suggest that women can perform all kind of business. These opinions introduce a new concept of women. Society, men (ego/esteem) and low level of literacy found as most probable hurdles in path of women entrepreneurs.

5.3 Recommendations After conducting this research different hurdles were found. These hurdles can be broadly classified as restriction and resources. Here restriction means that men (ego/esteem), society thoughts and family responsibilities restrict women form performance of any economic activities. The best solution found for all these restrictions related hurdles are improved education system and increase literacy rate rate beca becaus use e when when peop people le beco become me lite litera rate te so they they can can unde unders rsta tand nd the the impor importan tance ce of wome women n entre entrepre prene neurs urship hips. s. The The secon second d hurdl hurdle e categ category ory is resources. Because of lack of financial resources, personal expertise as human resour resource ces s and and aware awarenes ness s of busin business ess most most of wome women n face face failu failure re in their their business. The best solution found to remove this hurdle is introduction introduction of training program by the government for the development of women entrepreneurship. Government Government and other institution institution should provide small and medium loan on easy terms and conditions so that women can start and run businesses.

5.4 Suggested Area for Further Research following are the suggested topics for further research. 1. Professional Professional training training programs programs for for women women entrepreneurs. entrepreneurs. 2. Research Research about about the progress progress of NGO’s NGO’s who work for for women women affair. affair. 3. Creatio Creation n of forum to deal deal with the women women and addres address s the alarm matter matters s regarding that. 4. What are are the differences differences in problems problems of women women entrepreneu entrepreneurs rs in rural rural and urban areas?

.

ANNEXURE

Students of, Hyderabad Institute Of Arts Science & technology

_____________________________________________________ ____________________________________ May ___, 2009 To ________________________ ________________________ ________________________

Women entrepreneurship, this research is been conducted to fulfil the partial requirement of class project of BRM ( Business Reseach method ) assigned by Sir Vishnu parmar. Women entrepreneurship is sign of moderation in todays world. Women entrepreneurship not only increase opportunities for women to participate in economic growth through self employment but also increase employment for others. This research is been conducted in Hyderabad but it fruitful for whole Pakistan. This research provides complete information about the hurdles in the path of women entrepreneurship along with their remedies. The questions are being asked to take your opinion on these matters. It was drawn in a rand random om.. In orde orderr that that the the resu result lt will will trul truly y repr repres esent ent the the thin thinki king ng of the the peopl peoplee of Hyderabad, it is important that each questionnaire be completed and returned. You may be assured of complete co mplete confidentiality. About 30--40 questionnaires are distributed for gathering inforamation. The result of this research research will produces produces qualitative qualitative informati information on which give awareness awareness about women women entrepreneurship. I would be most delight to answer any question you might have. Please write or call. The telephone number is _____________. Thank you for your assistance. Sincerely,

Group leader and members Asim Naveed, Sehrish habib , Nadia Saleem.

QUESTIONNAIRE Women entrepreneurship, this research is been cond ucted to fulfill the partial requirement of class project of BRM (Business Research method) assigned by Sir Vishnu parmar. The questions are being asked to take your opinion about women entrepreneurship. It was drawn in a random. In order that the result will truly represent the thinking of the people of Hyderabad, it is important that each questionnaire be completed and returned. You may be assured of complete co mplete confidentiality. Q.1: Do women have the potential of being a successful entrepreneur?  Strongly Agree  Agree  Don’t know  Disagree  Strongly Disagree Q.2: Men’s (EGO / esteem) self respect is the main hurdle in the path of women entrepreneurship? (Men don't want women to be independent)  Strongly Agree  Agree  Don’t know  Disagree  Strongly Disagree Q.3: Women entrepreneurship is the result of  Career development  Status  Economic independence  To support family Q.4: Women entrepreneurship should be supported by the Government as an important part in an economic growth?  Strongly Agree  Agree  Don’t know  Disagree  Strongly Disagree Q.5: Can women entrepreneurship become a cause of family disturbances, as women spend more time in business?  Strongly Agree  Agree  Don’t know  Disagree



Strongly Disagree

Q.6: Can women maintain a balance between personal and professional life?  Yes  No  Don't know Q.7: Would our society/ business community ever accept women as successful entrepreneurs?  Strongly Agree  Agree  Don’t know  Disagree  Strongly Disagree Q.8: Can women support their families financially like men?  Strongly Agree  Agree  Don’t know  Disagree  Strongly Disagree Q.9: Do you think that professional education is necessary for women entrepreneur to have better results in respective field?  Strongly Agree  Agree  Don’t know  Disagree  Strongly Disagree Q.10: Would you suggest that extensive vocational / technical training for women entrepreneur extended by the Government.  Yes  No  Don't know Q.11: Do you think that women can handle all the legal business procedure (court procedures)?  Yes  No  Don't know Q.12: Is it necessary to give legal relief to women entrepreneur during their legal business requirement and problems.

  

Yes No Don't know

Q.13: Rate women performance in following business activities (Excellent, Good, fair and Poor) Financing activities ______ • Marketing activities ______ • Management activities ______ • Human resources management ______ •

Q.14: What kind of businesses would you suggest that women can easily operate or do you think that they have the capabilities of to carry out all kinds of businesses? _______________________________________________________________________ _______________________________________________________________________ __ Q.15: From your point of view what are the main hurdles in the way of women to be successful entrepreneurs?

_______________________________________________________________________ _ _______________________________________________________________________ _

Q.16: What remedies would you suggest regarding the removal of these hurdles? _______________________________________________________________________ _ _______________________________________________________________________ _ _______________________________________________________________________ _

Name Gender Age Marital status Qualification Occupation Designation Institute Date

(optional) Male

Female (optional)

Single

Married

(if employed)

SAMPLE INSTITUTES Following are the name of institutes from where the data has been collected.

1. FWBL FWBL

(First (First Women Women Bank Bank Limited Limited))

2. ASA Intern Internatio ational nal Pakist Pakistan an (Micro (Micro Finance Finance Bank) Bank) 3. Carit Caritas as Paki Pakista stan n Hyder Hyderab abad ad 4. Unit United ed Ban Bank k Limi Limite ted d 5. MCB 6. Habi Habib b Ban Bank k Limi Limite ted d 7. Citi Ba Bank 8. Madi Madina na Mark Market etin ing g 9. TMK TMK Sug Sugar ar Mill Mill 10.Aptech 11.PPHI 12.Army 12. Army Public School School 13.Farhan Hotel 14.Imsa 15.HiAST 16.Sindh 16. Sindh University University 17.Foundat 17. Foundation ion Public 18.Yaqeen 18. Yaqeen Education Education 19.Rehman 19. Rehman Leasing Leasing Company

20.Fateh mill 21.educatio 21. educational nal Institute

Research on Women Entrepreneur

Recommend Documents