BUSINESS PLAN Workbook
Title of the Project
Maternal hot tub birthing home clinic Name of the Company
Address
EXECUTIVE SUMMARY
BUSINESS PLAN WORKBOOK
2
1.
BRIEF DESCRIPTION OF THE PROJECT This is a one of a kind birthing facility here in Valencia City Bukidnon. t utili!es the tub "ith "arm "ater as the en#ironment "here a pregnant "oman "ould deli#er her baby or stay there for the preparation of her deli#ery instead of the con#entional deli#ery bed and table in deli#ery rooms. This "ould be a rela$ing e$perience for e#ery pregnant "oman that "ould deli#er her baby.
2.
BRIEF PR PROFILE OF OF THE THE ENTREPRENEUR(S) There are % entrepreneurs in#ol#e in this enterprise as general partners& all of them are third year mid"ifery students of 'an Agustin nstitute of Technology Technology and are already (egistered Mid"i#es.
3. 3.
PROJ PROJEC ECT’ T’S S CONT CONTRI RIBU BUTI TION ON TO THE THE COMM COMMUN UNIT ITY Y This project helps the pregnant "oman in the community to e$perience a )uality care and rela$ing feeling "hile deli#ering their baby as compared to the con#entional method of deli#ery. This "ould lessen the stress and fatigue of the "omen in the community thereby impro#ing the o#erall health and "ellness of the "omen. Moreo#er& this "ould pro#ide another option for the "oman on ho" they "ould like to deli#er their baby and it increases the number of health care facilities that "ould take care of pregnancy "ithin the community. community.
BUSINESS PLAN WORKBOOK
3
Section 1
MARKETIN PLAN
1.1
DESCRIPTION OF THE PRODUCT
*ot tub birthing also kno"n as "ater birth refers to the process of gi#ing birth in a tub of "arm "ater. This is a ne" method of deli#ery grounded on the theory that since the baby has already been in the amniotic fluid sac for nine months& birthing in a similar en#ironment is gentler for the baby and less stressful for the mother. This method of deli#ery is already "idely practiced is the +nited 'tates of America and some other countries& as "ell as in the Philippines. Mid"i#es& birthing centers& and a gro"ing number of obstetricians belie#e that reducing the stress ofg labor and deli#ery "ill reduce fetal complications. 1.2
COMPARISON OF THE PRODUCT(S) WITH ITS COMPETITORS This hot tub deli#ery or "ater birth is a ne" method of deli#ery. This "ould be one of a kind here in the community of Bukidnon. As compared to the con#entional birthing clinics& this type of deli#ery uses "arm "ater in a tub "herein the pregnant "oman "ill stay there "hile "aiting for her deli#ery and has an option to "hether she "ould deli#er her baby in the said "arm tub or transfer later on a deli#ery table for the actual deli#ery of the baby. The con#entional birthing clinics ha#ing practiced the usual type of deli#ery is )uite strenuous both physically and mentally to the "oman "hile this ne" method of deli#ery is soothing& comforting and rela$ing. n the later stage of labor& the "arm "ater has been sho"n to increase the "oman,s energy as compared to the usual type that drains the energy of a "oman. The effect of buoyancy of the "ater lessens a mother,s body "eight& allo"ing free mo#ement and ne" positioning. 'aid buoyancy also promotes more uterine contractions and impro#ed blood circulation resulting in better o$ygenation of the uterine muscles& less pain for the mother and more o$ygen for the baby. mmersion in the "ater as "ell often helps lo"er blood pressure caused by an$iety. The "ater also reduces stressrelated hormones allo"ing the mother,s body to produce endorphins "hich ser#e as paininhibitors. ater as "ell causes the perineum to become more elastic and rela$ed& reducing the incidence and se#erity of tearing and the need for an episiotomy and stitches. As the laboring "oman rela$es physically& she is able to rela$ mentally "ith greater ability to focus on the birth process. 'ince the "ater pro#ides a greater sense of pri#acy& it can reduce inhibitions& an$iety& and fears. hen it comes to the baby& it also pro#ides an en#ironment similar to the amniotic sac and eases the stress of birth& thus increases reassurance and sense of security. To sum it up& this ne" method of gi#ing birth has a lot more of ad#antages in impro#ing the health and total "ell-being of the mother as "ell as the baby as compared to the usual "ay of deli#ery.
T!"#$ 1.2 %% C&'$**+$ A,!#-* &/ 0$ P&4() P&4
P&&$
C&'$*&
C&'$*&
C&'$*&
BUSINESS PLAN WORKBOOK
F$!$ /uality Care Price (eco#ery time
6
E,$*$ 0 0 0
4egend5 0 - 6utstanding 1.3
1 1 0 2
2 - Very 'atisfactory
2 2 2 1
1 - 7ood
3 3 2 2
3 - 8air
9 - Poor
LOCATION VP :eocares Building *agkol Valencia City
F*5$ 1.3 % L&4!*&, M!
M!$,!# H& T" "*0*,5 C#*,*4
MARKET AREA The market area of this enterprise is particularly Valencia City& Bukidnon and e$tending to the "hole pro#ince of Bukidnon considering that this "ill be the first hot tub birthing clinic in the pro#ince& e#en pregnant "omen from other cities and municipalities outside of Valencia City "ill #isit and try this ne" rela$ing and in#igorating "ay of deli#ering a baby.
BUSINESS PLAN WORKBOOK
=
F*5$ 1.6 % L* &/ M!7$ A$! !, S*8$
A$! V!#$,4*! C*-
S*8$ 6961:.;< 0$4!$ 19?6:9<=: 0$4!$
B7*,&, P&+*,4$
1.=
P&#!*&, 1<19==> ! &/ 2?1? 192::91:2 ! &/ 2?16
S$4& A5*4# $ A5*4# $
MAIN CUSTOMERS Pregnant "omen of Valencia City& Malaybalay City and Maramag Bukidnon& as "ell as clients "ho are interested that has no complications particularly *erpes infection&breech presentation of baby& mother diagnosed of e$cessi#e bleeding or maternal infection& multiple pregnancy& se#ere meconium stain& to$emia or preeclampsia. F*5$ 1.= % L* &/ M!@& C&'$ !, T0$* R$*$'$,
M!@& C&'$ Pregnant "omen of Valencia City& Bukidnon 1.>
R$*$'$, P$/$$,4$ No complications of pregnancy
TOTAL DEMAND
T!"#$ 1.>A % T!"#$ &/ P&@$4$ D$'!,
M&,0Y$! 0. May 2;0% 0. =une 2;0% 0. =uly 2;0% 0. August 2;0% 0. 'eptember 2;0% 0. 6ctober 2;0% 0. No#ember 2;0% 0. :ecember 2;0% 0. =anuary 2;0> 0. 8ebruary 2;0> 0. March 2;0> 0. April 2;0>
!,*1; 19 29 19 2; 1% 29 2; 1% 1; 19 19
A'&, P 2<;& ;;;.;; P 2<;& ;;;.;; P 2;;& ;;;.;; P 2<;& ;;;.;; P 0%;& ;;;.;; P 2<<& ;;;.;; P 2;;& ;;;.;; P 0%;& ;;;.;; P 2<<& ;;;.;; P 23;& ;;;.;; P 2<;& ;;;.;; P 2<;& ;;;.;;
T!"#$ 1.>B % S$!&,!# F#4!*&, M&,0 D$'!, *igh Medium 4o"
1.;
1
2
3
? ?
MARKET SHARE
6
=
?
>
;
<
?
?
1?
? ?
?
:
? ?
11
12
?
?
BUSINESS PLAN WORKBOOK
>
This enterprise "ould comprise 3; @ of the market share "hich means that 3; percent of pregnant "oman that "ill be deli#ering their baby "ould opt to #isit the clinic and "ill deli#er their baby through "ater birth. T!"#$ 1.; %% DECISION UIDE Y& P&4 F$!$ W!$ "*0 *, !' "
1.<
N'"$ &/ C&'$*&
T0$* S0!$
<
>?
T0$* P&4() F$!$ C&,+$,*&,!# $#*+$-
M!7$ S0!$ () 6?
SELLIN PRICE The price of "ater birth "ill only be the package of the Philhealth allotted for normal deli#ery or e)ui#alent to eight thousand pesos P <& ;;;;.;;. F*5$ 1.< % C&'!*&, &/ C&'$*&’ S$##*,5 P*4$ E,$*$’ P&4() D$#*+$- &/ "!"-
1.:
S$##*,5 P*4$ P<9???
C&'$*&’ S$##*,5 P*4$ 1 2 3 P<9??? P<9=?? P:9???
C&'$*& A+$. P*4$ P<9=??
SALES FORECAST Pro#ided that there "ill be at least one deli#ery per day in the clinic then such "ould be up to the total of at least 1; deli#eries per month. 'ince each deli#ery is "orth of P <&;;;.;; per package then it "ould be P 23;& ;;;.;; per month. 7ranting that there are really days in "hich there "ould be no deli#eries then should "e say that their "ill only be 2; deli#eries per month then such "ould still amount to P 0%;&;;;.;; per month.
SCHEDULE 1.: %% SALES FORECAST
BUSINESS PLAN WORKBOOK
S!#$ F&$4!
;
Y$! 1
Y$! 2
Y$! 3
Y$! 6
Y$! =
:eli#ery of pregnant
P 0&2;&;;;
P 2&2;<&;;;
P 2&3;;&;;;
P 2& 92&;;;
P 2&<<;&; ;;
TOTAL SALES FORECAST
P 0&2;&;;;
P 2&2;<&;;;
P 2&3;;&;;;
P 2& 92&;;;
P 2&<<;&; ;;
1.1?
PROMOTIONAL MEASURES Promotion includes leafleting& radio ad#ertisement& referrals& seminars and information dissemination program amounting.
1.11
MARKETIN STRATEY The marketing strategy of this enterprise includes ad#ertisements in the local radio stations& leaflets& going to the communities to conduct seminars and information dri#e and ha#ing a motorcade for its opening. After it is already kno"n to the public& the "orkers of this enterprise "ill also join se#eral organi!ations and promote their ser#ices there such as in their o"n churches and clubs and se#eral other organi!ations. The employment of referral system "ill also be done "herein a person that could recommend a pregnant "oman and e#entually deli#er her baby in the clinic could ha#e an incenti#e in such deal. And lastly& the staff of this enterprise "ill be trained on ho" to be customer oriented& on ho" to sho" to the clients that they are of great importance and "e are their partners in their pregnancy and "e are al"ays here to guide them and help in their needs.
1.12
MARKETIN BUDET Promotion through leaflets amounting P 0&;;;.;;& radio ad#ertisement amounting P 3&;;;.;;& referrals P 0&;;; per month& seminars and information dissemination program amounting to P 9&;;;.;;.
FINANCE SCHEDULE 1.12 %% MARKETIN COST (BUDET)
BUSINESS PLAN WORKBOOK
A44&, *#$ (adio ad#ertisement 4eaflets Motorcade 'eminars (eferrals
TOTAL BUDET % MARKETIN
<
Y$! 1 P 3&;;; P 0&;;; P1&;;; P9&;;; P02&;;;
Y$! 2 P3&;;; P0&;;; ; P9&;;; P02&;;;
Y$! 3 P 3&;;; P0&;;; ; P1&;;; P09&;;;
Y$! 6 P 3&9;; P0&;;; ; P2&;;; P09&;;;
Y$! = P3&9;; P0&;;; ; P0&;;; P09&;;;
P2=9???
P229???
P239???
P229=??
P219=??
BUSINESS PLAN WORKBOOK
:
Section 2
PRODUCTIONTECHNICAL PLAN 2.1
PRODUCTION PROCESS nformation dissemination to the community "hich "ill lead to the #isit of pregnant "oman to the birthing clinic. Taking up personal information of the "oman. Prenatal checkup of the "oman and health teachings regarding on the preparation of pregnancy and about "ater birth deli#ery. Confinement of the pregnant "oman upon her e$pected day of deli#ery then deli#ery of the baby in the hot tub. 8ollo" up check-up of the pregnant "oman and the child. F*5$ 2.1 % P&4$ F#& C0! Patient visit
Interview and assessment
Pre-natal
Confinement
Delivery
Post-delivery care
BUSINESS PLAN WORKBOOK
2.2
1?
FIXED CAPITAL
FINANCE SCHEDULE 2.2 %% FIXED CAPITAL (FIXED ASSETS)
A44&, T*#$ 8urnitures and fi$tures Clinic D)uipment Medical nstrument Po"er and electrical e)uipment
TOTAL FIXED CAPITAL % PRODUCTION
C& P 0;;& ;;;.;; P 2;;& ;;;.;; P 9;& ;;;.;; P 9& ;;;. ;;
P 3==9???.??
L*/$Y$! 9 yrs. % yrs. 9 yrs. 9 yrs.
D$$4*!*&, P2;&;;; P11&111.11 P0;&;;; P0&;;;
P>69333.33
2.3
MAINTENANCE AND REPAIRS This includes repairs and maintenance of the building& computer and printers& sanitation and infection control e$pense of the clinic& electrical and air conditioning& "ater piping of the tub.
2.6A
SOURCES OF MACHINERY AND EUIPMENT D)uilife Medical 'upplies Philmedical 'upplies :ata orld computer shop Dmcor nc. City *ard"are& Valencia City
2.6B
TERMS AND CONDITION OF PURCHASE OF MACHINERY AND EUIPMENT D)uilife Medical 'upplies 5 % months to pay Philmedical 'upplies 5 % months to pay :ata orld computer shop5 Cash on deli#ery Dmcor nc.5 % months to pay City *ard"are& Valencia City5 Cash on deli#ery
2.6C
PLANNED CAPACITY Clinic ha#e a % bed capacity "ith 1 hot bath tubs. This means that the clinic has the capacity to confine % patients in one setting and to ha#e a deli#ery for 1 pregnant "oman simultaneously.
BUSINESS PLAN WORKBOOK
2.;A
11
LABOR NEEDED F*5$ 2.;A % W&7$. S7*## !, S!#!- S4!#$
K*, &/ W&7$ Medical :octor *ead mid"ife Assistant mid"ife +tility
S7*## Medical practitioner :eli#ery of baby :eli#ery of baby Cleaning and maintenance
N'"$ &/ W&7$ 0
R$5#! C&,!4!# contractual
0
regular
9
(egular
0
Contractual
S!#!S4!#$ P 2;&;;;? month P0;& ;;;?month P <& ;;;?month P %& ;;;? month
2.;B LABOR AVAILABILITY :octor a#ailable at on-call bases "hene#er client is present. *ead mid"ife is a#ailable on daily basis during office hours and deli#ery of baby. Assistant "id"ife a#ailable 23 hours on 02 hour shift bases. +tility a#ailable only form > am to > pm only daily. 2.;C
LABOR PRODUCTIVITY The labor producti#ity of this business is dependent upon the number of pregnant "oman that "ill deli#er her baby in this clinic since this is a ser#ice oriented enterprise. The more clients "ill deli#er their baby the greater the labor producti#ity.
2.<
PRODUCTION BUDET The clinic "ill ser#e around 29 clients for one month "hich is the a#erage. This "ill mean that for a period of one year around 1;; clients are ser#ed by the clinic.
SCHEDULE 2.12 %% PRODUCTION BUDET
A44&, *#$ Clients ser#ed
SUB%TOTAL BUDET % PRODUCTION
Y$! 1
Y$! 2
Y$! 3
Y$! 6
Y$! =
1;;
11;
13;
19;
3;;
3??
33?
36?
3=?
6??
BUSINESS PLAN WORKBOOK
:epreciation :epreciation :epreciation TOTAL BUDET % PRODUCTION
12
;
;
;
;
;
3??
33?
36?
3=?
6??
2.13 PRODUCTION COST PER UNIT The production cost per unit is P 1&>;%.%%. The computation "as taken by simply adding the direct and indirect cost of production "hich includes labor for P 02&;;;& then materials P0;;&;;; and clinic o#erhead P 0;;& ;;;. The result of "hich is then di#ided by the total number of clients ser#ed "ithin a year say 1;; clients.
Section 3
ORANIGATION AND MANAEMENT PLAN 3.1
FORM OF BUSINESS The business "ill be a 7eneral partnership of all present properties "herein all the partners "ill be liable to the debts of the partnership. Dach partner "ill contribute to the partnership and "ill di#ide the profits among themsel#es in pro rata based on their initial contributions to the partnership other"ise stipulated in the by-la"s of the enterprise.
3.2
ORANIGATIONAL STRUCTURE
BUSINESS PLAN WORKBOOK
13
The business "ill be headed by the head mid"ife as the manager and under her are t"o assistant mid"i#es and the utility personnel. Also the doctor consultant that "ould take care of the patient is indirectly under the head mid"ife.
F*5$ 3.2 % O5!,*8!*&, C0!
HEAD MIDWIFE
ASSISTANT MIDWIFE
ASSISTANT MIDWIFE
MEDICA D!CT!"
#TIIT$
3.3
BUSINESS EXPERIENCE AND UALIFICATION OF THE ENTREPRENEUR
The proponents of this project "ere all third year students of 'an Agustin nstitute of Technology and took up Bachelor of 'cience in Mid"ifery are already (egistered Mid"i#es. They "ere #ery much )ualified to handle the proposed business. The trainings& skills and kno"ledge they learned from con#entions and trainings& seminars& school and their past and present job e$perience "ere useful during the implementation of their project. The e$perience& trainings and seminar attended by the proponents are considered e$cellent factor,s in business success. The course taken by the proponents are in line "ith "ellness center management "hich "ill be a big factor in the success of the business. Through their e$perience& the proponents belie#e that these can gi#e them that much needed self-confidence to enable them to carry their indi#idual task. F*5$ 3.3 % E,$$,$’ P&/*#$ N!'$ &/ O//*4$ !, S!// 0. rene Pasco& (M 0. =enelyn 8. 7e#ero&(M 0. :onna M. 8lores& (M 0. =ennifer A. Antiga& (M 0. Nelfie r. :ayagaron& (M 0. =onalyn =. Malunes& (M 0. 0.
!#*/*4!*&,
R!,7 (egistered Mid"ife Asst. mid"ife (egistered Mid"ife Asst. mid"ife (egistered Mid"ife (egistered Mid"ife (egistered Mid"ife (egistered Mid"ife
*ead mid"ife
Asst. mid"ife Asst. mid"ife Asst. mid"ife
F,4*&, 'taff 'taff Managerial 'taff 'taff 'taff
BUSINESS PLAN WORKBOOK
16
0. 0. 0. 0. 0. 0. 0. 3.6
PRE%OPERATIN ACTIVITIES This includes the preparation of the outstanding capital& completion of legal documents and re)uirements to be complied for the operation and permit of the clinic. Meeting "ith the staff and doctor-consultant& forming of by-la"s and policies relating to operation protocols of the clinic& preparation of the clinic area and fi$ing the e)uipment in there. Then information dri#e and ad#ertisement of the birthing clinic. Visitation to the communities and seminars to be conducted for information dissemination about "ater birth and its benefits.
F*5$ 3.6 % P$%O$!*,5 A4*+**$
A4*+**$ Capital preparation Processing of permits Meeting of staff 8ormulation of policies Preparation of clinic set up nformation dri#e and promotion
3.=
1
2
T*'$!"#$ (W$$79 M&,0 specify ) 3 6 = > ; <
PRE%OPERATIN EXPENSES L$5!# /$$ !, $$,$ P&4$*,5 /$$ S,!47 /& '$$*,5 A+$*$'$, !, &'&*&, $$,$ S!#!- $$,$
SCHEDULE 3.= %% PRE%OPERATIN COST (EXPENSES)
:
1?
BUSINESS PLAN WORKBOOK
1=
A44&, T*#$
C&
4egal fees and e$penses Processing 8ees Business Meals Promotion e$pense 'alary D$pense
P 0& 9;;.;; P <& ;;;.;; P 0&9;;.;; P 3& ;;;.;; P 0;& ;;;.;;
P 2=9 ??? .?? TOTAL PRE%OPERATIN COST
3.>
OFFICE EUIPMENT9 FURNITURE AND FIXTURES 6ffice tables E 9 6ffice chairs E 0; 4ong chair?sofa E 0 Computers and monitor set E 0 Printer - 0 Tele#ision set E 0 Air condition unit E 1 Patient Beds E % *ot tub - 1
SCHEDULE 3.> %% FIXED CAPITAL (FIXED ASSETS)
A44&, T*#$ 8urnitures and fi$tures Clinic D)uipment Medical nstrument Po"er and electrical e)uipment
SUB%TOTAL %% OFFICE EUIPMENT9 FURNITURE AND FIXTURES
D$$4*!*&,
C&
L*/$
P 0;;& ;;;.;; P 2;;& ;;;.;; P 9;& ;;;.;; P 9& ;;;. ;;
9 yrs.
P 2;&;;;
% yrs.
P 11&111.11
9 yrs. 9 yrs.
P 0;&;;; P 0&;;;.;;
P 3==9???.??
P>69333.33
BUSINESS PLAN WORKBOOK
:epreciation -:epreciation -TOTAL %% OFFICE EUIPMENT FURNITURE AND FIXTURES
3.;
1>
P%3& 111.11 P 2:?9>>;
ENERAL AND ADMINISTRATIVE (OPERATIN) EXPENSES
7eneral and administrati#e e$pense 7FA refers to e$penditures related to the day-to-day operations of a business. 7eneral and administrati#e e$penses pertain to operation e$penses rather that to e$penses that can be directly related to the production of any goods or ser#ices. 7eneral and administrati#e e$penses include rent& utilities& postage and telephone& light po"er and "ater and salaries e$pense.
SCHEDULE 3.; %% ENERAL AND ADMINISTRATIVE (OPERATIN) BUDET
A44&, T*#$
C&
'alaries e$pense Postage and telephone e$pense 4ight& po"er and "ater (ental e$pense
TOTAL BUDET % ENERAL ADMINISTRATIVE (OPERATIN EXPENSES)
P>9&;;;.;;?month P 1;;;.;;?month P 9&;;;.;;?month P0;&;;;.;;?month
AND
P :39 ???.??
BUSINESS PLAN WORKBOOK
1;
Section 3
FINANCIAL PLAN 6.1
PROJECT COST
SCHEDULE 6.1 %%
P!*4#!
PROJECT COST E*-
L& !,
O0 $
; ; ; ;
; ; ; ;
T&!#
A. F*$ C!*!# (F*$ A$) 8urnitures and fi$tures Clinic D)uipment Medical nstrument Po"er and electrical e)uipment
P 0;;& ;;;.;; P 2;;& ;;;.;; P 9;& ;;;.;; P 9& ;;;. ;;
S"%T&!# F*$ A$ B. P$%O$!*,5 C& (E$,$)
P 3==9 ???.??
P 0;;& ;;;.;; P 2;;& ;;;.;; P 9;& ;;;.;; P 9& ;;;. ;;
P 3==9 ???.??
4egal fees and e$penses Processing 8ees Business Meals Promotion e$pense 'alary D$pense
P 0& 9;;.;; P <& ;;;.;; P 0&9;;.;; P 3& ;;;.;; P 0;& ;;;.;;
; ; ; ; ;
; ; ; ; ;
P 0& 9;;.;; P <& ;;;.;; P 0&9;;.;; P 3& ;;;.;; P 0;& ;;;.;;
S"%T&!# W&7*,5 C!*!#
P 2=9 ??? .??
;
;
P 2=9 ??? .??
!, T&!# %% C$,4!, T&!# %% P$4$,!5$ ( )
P 3
;
;
P 3
The project,s total fi$ed assets inclusi#e of this are the furnitures and fi$tures& clinic e)uipment& medical instrument and po"er and electrical e)uipment ha#e the total amount of P 199& ;;;.;; and all of this is from the contribution of the general partners and none "as obtained by loan. The pre-operating cost "hich includes 4egal fees and e$penses& processing
BUSINESS PLAN WORKBOOK
1<
fees& business meals& promotion e$pense and salary e$pense had a total of 29& ;;; pesos. t "as from the contribution of the general partners and none "as obtained through loan. The total project cost is 1<;& ;;; pesos.
6.2
FINANCIN PLAN AND LOAN REUIREMENT The general partners % partners "ill each contribute funds to the corporation "hich "ould be amounting to P >;& ;;;. ;; each in order to ha#e the necessary capital to start the business. This amount is already sufficient to co#er the total project cost of the enterprise and loan is no longer necessary for starting this business. F*5$ 6.2 % F*,!,4*,5 P#!,
S&4$ D)uity
U$
P 32;& ;;;.;;
4oan
8inance project cost
0 none
Total (e)uirement
6.3
A'&,
none
P 32;& ;;;.;;
8inance project cost
SECURITY FOR LOAN 'uch is no longer necessary for there is no loan to start "ith.
F*5$ 6.3 % P!*4#! &/ C&##!$!# O//$$ P!*4#! &/ S$4*-
Y$! &/ P40!$
B&&7 V!#$
M!7$ V!#$
BUSINESS PLAN WORKBOOK
6.6
1:
INCOME STATEMENT (PROFIT AND LOSS STATEMENT)
SCHEDULE 6.6 %% INCOME STATEMENT
(N!'$ &/ C&'!,-) INCOME STATEMENT F*+$ Y$! P&@$4*&, PARTICULARS ROSS PROFIT
4ess5 'ales (eturns and Allo"ances NET SALES
4ess5 C6'T 68 'D(VCD' :irect Materials :irect 4abor
Clinic 6#erhead
4ess5 Purchase :iscount?(eturns
T6TA4 C6'T 68 766:' '64:
ROSS INCOME
Add5 6ther ncome
TOTAL ROSS INCOME
Y$! 1 P 19:2?9? ???.?? P 3;& ;;;.;; P 0&<<;&; ;;.;; P 0;;& ;;;.;; P 02&;;; .;; P 0;;&;;; .;; P 2;&;;;. ;; P 0&012&; ;;.;; P ;6<9??? .?? P 2;&;;;. ;; P ;><9???
Y$! 2
Y$! 3
Y$! 6
Y$! =
BUSINESS PLAN WORKBOOK
4ess5 6PD(ATN7 DGPDN'D'
:epreciation - 6rg and Mgt
T6TA4 6PD(ATN7 DGPDN'D'
OPERATIN SURPLUS
4ess5 nterest D$penses on 4oans NET SURPLUS BEFORE RESERVES 7eneral (eser#e 8und
Cooperati#e Dduc. F Training 8und
6ptional 8und
NET SURPLUS BEFORE DISTRIBUTION SURPLUS FOR EACH PARTNER
2? .?? P 9;&;;;. ;; P %3&111. 11 P 003&111. 11 P >=39>>> .>; ; P >=39>>> .>; P 2;;&;;; .;; P 9;&;;;. ;; P 2;&;;;. ;; P 3<39>>> .>; P %1&33. 39
BUSINESS PLAN WORKBOOK
6.=
21
CASH FLOW STATEMENT
SCHEDULE 6.= %% CASH FLOW STATEMENT (N!'$ &/ C&'!,-) CASH FLOW STATEMENT FIVE YEAR PROJECTION
PARTICULARS
Y$! 1 ?
C!0 B!#!,4$ B$5*,,*,5
Y$! 2
Y$! 3
Y$! 6
P%91& %%%.%>
C!0 I,/#& P0&2;&;; ;.;; P2;&;;;.; ;
Additional income
P0&3;&;; ;.;;
T&!# C!0 I,/#&
C!0 O/#&
P 0&2<%&111 .11 P%91& %%%.%>
T&!# C!0 O/#&
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BALANCE SHEET SCHEDULE 6.> %% STATEMENT OF BALANCE SHEET
Y$! =
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(N!'$ &/ C&&$!*+$) S!$'$, &/ B!#!,4$ S0$$ F*+$ Y$! P&@$4*&, PARTICULARS ASSETS C$, A$ T&!# C$, A$ F*$ A$
4ess5 Accumulated :epreciation T&!# F*$ A$ O0$ A$ ($4*/-) TOTAL ASSETS LIABILITIES9 RESERVES AND EUITY C$, L*!"*#**$
T&!# C$, L*!"*#**$ L&,5%$' L*!"*#**$
T&!# L&,5%$' L*!"*#**$ TOTAL LIABILITIES RESERVES MEMBERS EUITY R$$+$ F, 7eneral (eser#e 8und Coop. Dducation F Training 8und 6ptional 8und T&!# R$$+$ F, M$'"$’ E*'hare Capital& beginning Additional share capital 'hare Capital& end T&!# M$'"$’ E*D&,!*&, !, !, TOTAL RESERVES AND EUITY TOTAL LIABILITIES9 RESERVES AND EUITY
Y$! 1
Y$! 2
Y$! 3
Y$! 6
Y$! =
BUSINESS PLAN WORKBOOK
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23
LOAN REPAYMENT SCHEDULE
SCHEDULE 6.; %% LOAN REPAYMENT SCHEDULE
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BREAK%EVEN POINT
SCHEDULE 6.< %% BREAK%EVEN POINT
Y$! 1 BDP 'ales BDP Production BDP Percentage
Y$! 2
Y$! 3
Y$! 6
Y$! =
BUSINESS PLAN WORKBOOK
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26
FINANCIAL MEASUREMENTS
SCHEDULE 6.< %% FINANCIAL MEASUREMENTS
R!*&
(6?(6A (66?(6D Profit Margin Current /uick Acid Test Cash :ebt-D)uity Total :ebt Payback Period
Y$! 1
Y$! 2
Y$! 3
Y$! 6
Y$! =
