Analisis Dan Perancangan Sistem Pembayaran Spp

$$!#$$%!#$!! $!#!&##%

#!#%

,:,3&39:0203:$,,$,9:$,7,9 0::8,3!,/,,9,:,07,!7,90 !747,2$9:/%0331472,9,

8:8:30  

    

!##$%&%#% $%%$%& !&##% 

#!$ $%%$%&!&##%

$$!#$$%!#$!! $!#!&##%

!:7,,79,4;02-07 809::40

!02-2-3

,,3$3,8,9,$% 

0309,: 



09:,!747,2$9:/ %0331472,9,

82,3,:,3% 

#!$!#&$

$$!#$$%!#$!! $!#!&##%

0309:: !:7,,79,4;02-07

!:7,,79,4;02-07 809::40

!02-2-3

,,3$3,8,9,$% 

0309,: 



09:,!747,2$9:/ %0331472,9,

82,3,:,3% 

#!$!#&$

$$!#$$%!#$!! $!#!&##%

0309:: !:7,,79,4;02-07

05,,$04,

!02-2-307,!7,90 :7: 



0307,3$ 

782,,7842, '

#!$!&

$$!#$$%!#$!! $!#!&##%

 

!:7,,79,4;02-07 8,,30

4803!03:

 

4803!03:

 

4803!03:

 

$%#$

$0 $073 73 /03 /03,3 ,3 507. 507.05 05,,9,3 9,3 02 02,:, ,:,3 3 903 9034 44 4 80,7 0,7,3 ,3  3 3 507, 507,3 3,3  503/  503// /,3 ,3 8,3,9 8,3,9 50393 50393  -, -, 02,:,3 02,:,3 8:2-07 8:2-07 /,, /,, 2,3:8 2,3:8, ,  ,5,3 ,5,3,3 ,3 /,7 88902 88902502-, 502-,,7,3 ,7,3 855 2,8 2,8 203:3,,3 203:3,,3 2,3:, 2,3:, 80/,3,3 80/,3,3 / ,2,380,7,3 02,:,390344802,3508,9  $8 $8902 502-,, ,,7,3 ,3 ,3 2,8 :7,3 ,3 /,, ,,2 -/,3 ,3 503 503// //, ,3 3 507: 202 202-:,9 -:,9 ,/,3 ,/,3 , 889 88902 02 31472 31472,8 ,8 ,3 ,3 /,5, /,5,9 9 203:3 03:3,3 ,3  5748 574808 08 ,,/ ,,/02 028 / /,,23,

!44 44 2,8,, ,, ,3 ,3 /,2 /,2- ,9: ,9: 203 03,3, ,8, /,3 507,3. ,3.,3,3 88902 902  502-,,7,3855094/0,3/:3,,3:39:50309,3/,3507,3.,3,388902 ,9:,,3.,7,4-807;, ,9:,,3.,7,4-807;,8/,389:/5:89,,5, 8/,389:/5:89,,5,83/-:,9,,7 83/-:,9,,7 0-01091 0-01091 /,301803/,,2502-,,7,3855

%!%#

88,,2:,,:27- ,2/:, !: 8::7 503:8 5,3,9,3 0 ,/7,9 , $% ,3 803,39,8, 202-07,3 7,2,9 /,, /,3 3,,, 803, 503:8 /,5,9 203008,,3 ,547,3 07, !7,90 3 808:, /03,3 ,3 /,7,5,3 ,547,3 07,!7,903/-:,9:39:20203:8,,8,9:8,7,9/,,2203008,,32,9, :, 07, 57,90 :7:8,3 %03 31472,9, $04, %3 %0344 ,89:,3.,3,

!:7,,79,

!#

$$%

,547,3

,3

!#

-07:/: $!!

$ 

$



!#



!&##% 207:5,,3 ,8 57,90 07, 5,/, 0,9,3 07, !7,90

,5,3,3,390,503:8:9/$!#!&##%,3-074,8 / ,,3 '0907,3 ,3 0733 4 !:7,,79, /,7 9,3,  :89:8  8,25,/03,3$05902-07 !,/,08025,9,33503:833203:.,5,39072,,8,380-08,7  -08,73,05,/,  0/:,7,3%:,/,3$0:7:0:,7,,3907.39,,390,202-,39: /,3 202-07,3 /4, 7089: 8079, /4743,3 249;,8 -, 247 2,:5:3 2,907  ,5,&:8$:57,93,80,:09:,$%%,89:,3.,3,!:7,,79,  -: 82 ,3,:,3 % 80,: 09:, !74/ %03 31472,9, $%% ,89:,3.,3,!:7,,79,  ,,3$3,8,9,$4280,:4803!02-2-3  782,,7842,80,:05,,$04,$!#!:7,,79,  0307,3$!/80,:502-2-3$!#!:7,,79,  $0:7:$9,11/,3,7,,3$!#!:7,,79,  $0:7: $9,11 /4803 503,,7 /,3 $9,11 ,,/02 / $%% ,89:,3.,3, !:7,,79,  #0,370,3 %03 31472,9, ,3,9,3  ,3 90, :9 202-,39:  -,80.,7,,38:32,:5:39/,,38:3/,,2502-:,9,3,547,33  $02:, 5, ,3 9/, /,5,9 /80-:9,3 8,9: 5078,9: ,3 90, 202-07,3-,39:,3/,,2503:8:3,3,547,307,57,903

$024, , $% 203/:3 /,3 202-07,3 25,,3 7,2,9 /,3 ,7:3,,05,/,9,802:,/,38024,,2,-,,390,503:89072,/,7 802:,5,,390,202-,39:/,3202-2-3,,3203/,5,9,3-,,8,3/,7 ,$%23

7 ,9, 503:8 203,/,7 ,547,3 3 2,8 ,: /,7 8025:73, 40 ,703, 9: 503:8 202443 2,,1 ,5,-, /,,2 503,25,,3 31472,8 ,9,:5:3 /,,2 503:8:3,3 ,547,3 3 907/,5,9-,3,0:7,3,32033,90907-,9,8,3  50309,:,3 503,,2,3 2,:5:3 02,25:,3 ,3 /2 0 ,703, 9:  503:8 8,3,9 203,7,5,3 79 /,3 8,7,3 ,3 -0781,9 202-,3:3 :39: 203/0,9 08025:73,,3 /,,2 503:8:3,3 ,547,3 3 !03:8 -07,7,5 8024, ,547,307,57,903/,5,9-072,31,,9-,70,370,32,,88,882,:5:3  -,502-,.,/,3/,5,9203,2-,-,,35075:89,,,3,3,/,

!:7,,79,4;02-07  !03:8

 !&&



,9,70,,3,8,,

,,2 203,/,5 07, 4-,8,8 /,7,5,3 5079:2-:,3 /-/,3  503//,3802,32033,9,3,5,9/,9-,,:39:203:8,38:,9: /4:203 47,3 .03/07:3 8:/, 2033,,3 2083 09 2,3:, /,3 8:/, /,39,3 507,33, 40 425:907 3/4308, 80-,, 30,7, -0702-,3 20,9 ,,30-:9:,388902502-,,7,3855,32,8:7,3/,,2-/,3503//,3  507: 202-:,9 ,/,3, 88902 31472,8 ,3/,5,9 203:3,3574808 ,,/028 / /,,23, $0-,, 30,7, ,3 202-:9:,3 3;089,8 -,38, 3/4308, ,7:8 20224/,:9,2,,3:,9,9:8:2-07/,,2,3:8,,3-07:,9,8,3 2,25:203,8,33,574/:91,393

$:2-07/,,2,3:8,,/,,8,,8,9:,85050393-,503//,3:39: 20343843 8:,9: 88902 ,,/02 503//,3 203,/ 8,3,9 50393 :39: 2033,9,3:,9,8/,30,,389,11503,,7803,/,5,9909,5-07425098 //:3,503//,3 !03//,3207:5,,38,, 8,9: 4254303:39: 203:3,3 8:2-07/,,2,3:8,!0307,5,32,3,02038:2-07/,,2,3:8,9/,,2:/, /,,2 8:,9: 503//,3 /-,3/3,3 /03,3 -/,3 ,33, 0- / -:9:,3 ,3,0203 8:2-07 /,, 2,3:8, 507: /,: 80-,, 503039: 02,:,3 /,3 02:3/:7,3503//,3 0,3,,331472,8903442,3,02038:2-07/,,2,3:8,207:5,,3 8,, 8,9: 5030-,- 9/, 2:/,3, 50307,5,3 2,3,0203 8:2-07 /,, 2,3:8, /,,2 503//,3 $,, 8,9: 1:3/,2039, 2,3,0203 8:2-07 /,, 2,3:8, ,9: 88902502-,,7,3,3207:5,,31,947:9,2,2,3,02038:2-07/,,2,3:8, /2,3,20207:,3503/,,2,3/,7,9:0,9:/,350703.,3,,3,32,5,3 80-,, 94, ::7 5033,9,3 574/:9;9,8 503//,3 :, 80-,, ,,9 :39: 20249;,820::/,32,3,0203,,/02,3-, 07/,8,7,3 :7,,3 / ,9,8 2,, 503:8 9079,7 :39: 203,/,,3  50309,3 9039,3 574808 88902 502-,,7,3

,3 907/,5,9 / $ !# 

!:7,,79, !0309,3 /,:,3 907,/,5 /,9, 88, $ !#  !:7,,79, ,703,502-,,7,380.,7,2,3:,/,350309202-:,97,3.,3,3889023,/03,3 425:9078,8 #,3.,3,,3 88902 /-:,9 ,703, -8, 2025072:/, /,,2 20307,,3 ,5,5:3 /03,3 .05,9 /,3 01803

9,8 /,8,7 9:, 503:8

20,8,3,,307,57,90/$!#!:7,,79,,/,5:3:/:/,7,547,3 3,/,,

 

$  !# $$% !# $!!

$!#!&##%



#:2:8,3,8,,

#:2:8,3 2,8,, ,3 /,5,9 /02:,,3 40 503:8 ,/,, -,,2,3, 203.59,,38:,9:88902502-,,7,3$!!,390703.,3,/03,3-,,32,25: 203,25:3 /,3 203,,3 /,9, /,3 31472,8 ,3 01091 /,3 01803 803, 2,25:203:3,30,3.,7,3574808502-,,7,3,8,,,3,/,/$!# !:7,,79,503:3,,3425:9077/,3,5,8,3,/,80-,,,,9-,39::39: 97,38,8502-,,7,3$!!-0:2,/,



,9,8,3 ,8,,

,7,547,3,3/9:8503:8202-,9,8-,,8,3,,72033/,78,,  503079,3 /,3 907,: :,83, 502-,,8,3 8079, ,,7 0- 907,7, 2,, 503:8 202-07,3

-,9,8,3-,9,8,3

502-,,8,3

2,8,, 8,253

9:

,703,

0907-,9,8,3 50309,:,3 /,3 02,25:,3 503:8 2,, 503:8 ,3, 202-,,8

,9,: 202-,9,8 2,8,, 5,/, ,, ,3 -07:-:3,3 ,38:3 /03,3 :/: ,547,33/,5:3502-,9,8,32,8,,90780-:9/0,8,380-,,-07:9

O

!072,8,,,3,3,/-,9,85,7,574808502-,,7,3$!!

O

!07,3.,3,3 ,5,8 3 ,/,, 574808 502-,,7,3 $!!/2,3, /,,2 /,9,  502-,,7,3 3 907/,5,9 /,9, 88, 97,38,8 502-,,7,3 /,3 ,547,3  502-,,7,3



%::,3!03:8,3

/,5:39::,3/,707,57,903,/,,80-,,-07:9

O

$0-,,8,,8,9:8,7,90::8,35,/,,9,:,07,!7,90/:7:8,3 %0331472,9,$%%,89:,3.,3,!:7,,79,

O

,8:,3 -, $ !#  !:7,,79, 80-,, -,,3 50792-,3,3 /,,2 :5,,:39:2033,9,3:,9,850,,3,3,3,/,8,,93

O

&39:02507:,8,,8,350309,:,320303,,3,8,/,3507,3.,3,3 88902/,,288902502-,,7,3/$!#!:7,,79,



,31,,9!03:8,3

,31,,9 /,707,57,903,/,,80-,,-07:9 O

&39: 203.4-, 203:2-:,3 81,9 0909,3 08,-,7,3 0:09,3 /,3 203/0,8,,3 8079, 202,39,5,3 2: ,3 80,2, 3 503:8 50740 / $%%,89:,3.,3,!:7,,79,

O

&39:203,2-,503,,2,307,/,347,38,8/2,3,9,,,38,5-, 907:3,38:30,5,3,35007,,3/03,3-0,,39,280,2, 07,57,90

O

0309,: -,,2,3, 57480/:7 /,7 88902 425:9078,8 502-,,7,3 855 3



$8902,9,!03:8,3 $8902,9,503:8,3,547,307,57,903,/,,80-,,-07:9

!&&

!,/, -,- 3 ,,3 / :7,,3 ,, ,3 -07:-:3,3 /03,3  ,9,7  -0,,3 2,8,, 7:2:8,3 2,8,, -,9,8,3 2,8,, 9::,3 50309,3 2,31,,9  50309,3/,388902,9,503:8,3 %&!&$%

,,2 -,- 3 203:7,,3 9039,3 ,3/,8,3 9047 ,3/:3,,3 80-,, ,.:,3/,,2 ,3,882,8,, ,9: 20303,90479047 ,3-07:-:3,3 /03,3 945.

%!%

,- 3 2030,8,3 20303, 2094/0 50309,3 903 50309,3 ,9: /,39025,907,57,90

'!&!&!%

,- 3 2030,8,3 20303, .,7, 503:25:,3 /,9,/,9,502,3 /,3  503:8:3,3/,9,:39:/-:,9,547,33

'$!$

,- 3 203,,38:888902 31472,8/,3/08,3 ,78909:788902 :, 88902,3-,7:

'!&%&!

,- 3 -078 0825:,3 /,7 080:7:,3 -,,8,3 ,3 /8,25,,3 /,3  :,8,7,38,7,3,3/:8:,3

 %&!&$%

43805,8,7$8902 0138$8902

$:,9: 88902 ,/,, 04254 ,3 907/7 /,7 42543034254303 ,3 /,5,9 -07:5, 1:38 47,3 ,9;9,8 0,/,3 /,3 80-,,3, ,3 8,3  -07:-:3,3 /,3 2003,5 8,9: 8,2, ,33, :39: 203.,5, 8,9: ,9,: 0- 9::,3 ,3 /909,5,3 -,8,3, 8:,9: 88902 203072, 2,8:,3 /,3 02:/,3 8:-88902-007,-078,2,8,2,:39:203,8,30:,7,3 $:,9: 88902 207:5,,3 8:-88902 /,7 88902 ,3 ,3 0- -08,7 ,9: 88902-007,/03,3-,9,8,3-,9,8,3,38:/,/9039:,3,9: O

$0:7:425430388902

O

$:2-072,8:,388902

O

,,,3202503,7:0:,7,3/,788902

O

,9471,947089073,/,788902

$,7,98,7,988902

O

$8902,7:8/-039::39:203008,,39::,3

O

020388902,7:82025:3,703.,3,,3/909,5,3

O

/,3,:-:3,3/,39,7,0020388902

O

&38:7 /,8,7 /,7 574808 ,7:8 31472,8 0307 /,3 2,907, 0- 50393 /,7 5,/, 00203 88902

O

%::,347,38,80-50393/,75,/,9::,300203 :25:,3 0020300203 :38:7:38:7 ,3 8,3 -073907,8 8,9: 8,2,

,3 80.,7, 18 8079, /,5,9 //0391,8,3 80.,7, 3,9, 9::,39::,33, $02:, 889022029,:38:7,9,:0,9,3:9,2,,9: 03072,/,9,80-,,2,8:,335:9  02574808 /,9, /03,3 20,:,3 5079:3,3 503,-:3,3 :38:7 /,9,  502:9,7,35077,,3/,3,3,3 025074031472,880-,,0:,7,34:95:9

!&%

!#$$

&%!&%

,2-,7 4/0&2:2$0-:,$8902

013831472,8 31472,8,/,,/,9,,390,/4,203,/8:,9:-039:,3 2025:3,,79/,3-072,31,,9-,2,3:8,

0138$890231472,8 $8902 31472,8 ,/,, 80507,3,9 4254303 ,3 8,3 -07:-:3,3 ,3 -071:38 203:25:,3 202574808 20325,3 /,3 203/897-:8,3 31472,8 :39: 203/::3 502-:,9,3 05:9:8,3 /,3 503,,8,3 /,,2 47,38,8 $0,3203/::3502-:,9,3 05:9:8,3447/3,8/,3503,,8,388902 31472,8 /,5,9 202-,39: /,,2 203,3,8, 2,8,, 202-:,9 2,8,,2,8,, 42508 88902 31472,8 3 907/7 /,7 31472,8 9039,3 47,3 9025,9 /,3 808:,9:/,,247,38,8,9,:3:3,3,3203:53, $890231472,82,3,0203 ,/,,8:-88902 31472,8,3425070381 907447/37 /,3 9073907,8 80.,7, 7,843, /2,3, /,9, /:-, 203,/ 31472,8 /03,3-07-,,2,.,2.,7,:39:2033,9,3574/:9;9,8,3808:,/03,3 ,, 93, ,: /,3 ,7,90789 2,3,07 /03,3 /,8,7 7907,7907, :,9,8 ,3,/,0747$.499 ,2- 8,, 8,9: /0138 ,9: /0138 0740  $.499 ,3 /,5,9 2030,8,,381,981,9$890231472,8,3,0203$,9: , $07:5,,388902,3425700381  - $,/,,88902,3907447/3,8 . $2025:3,8:-8890231472,8 / $,/,,88902,39073907,880.,7,7,843, 0 $203:-,/,9,203,/31472,8/03,3-07-,,2,.,2.,7, 1 $/,5,92033,9,3574/:9;9,8  $,28808:,/03,3,,/,3,7,907892,3,07  $203:3,,3.7907,:,9,8,390,,/,

,9, 2,3,0203 //,,2 89, $8902 31472,8 ,3,0203 203.,:5 080:7:,3,3-0781,9425700381889023205:9 ,$890231472,8,3/7,3.,3:8:8:39:9,593,9,347,38,8  -$89021472,/,331472, .$89022,3:,/,3907425:9078,8 /,3:8,,3-07:-:3,3/03,38890231472,890780-:9

,9471,947

,3

202503,7:

50302-,3,3

$8902

31472,8

,3,0203//,,247,38,8 ,%7,/847,38,8/,354,0;4:8,3,/,//,,247,38,890780-:9  -,,2,3,020347,38,8:,-07503,7:-08,7907,/,50.,3,3 8890231472,8 . ,,2,3,-039:2,3,020347,38,890780-:9:,8,3,9202503,7: 8890231472,8,3/02-,3,3

/, -0-07,5, ,850 ,3 /507:,3 /,,2 202,,2 $8902 31472,8 ,3,02,3 ,!74808!03,2-,305:9:8,3 !03,2-,3 05:9:8,3 ,/,, 574808 502,3 /,7 -0-07,5, ,9073,91 93/,,3:39: 203.,5,9::,3,/,5:3%,,59,,5 503,2-,305:9:8,3 ,/,025,9,9: !027,33907038 !,/, 9,,5 3 /,:,3 503,2,9,3 907,/,5 3:3,3 -, 80.,7,  -07083,2-:3,3,9,:8080,, 3 205:9-0-07,5,,9;9,8,3  -079::,3 :39: 203/0391,8 ,/,,3, 5072,8,,,35072,8,,,3 ,9,:08025,9,308025,9,3,9;9,8,9;9,890780-:9,, ,0302:,3!072,8,,,3  -,81,8!072,8,,,3 .!03:7,,3!072,8,,,3 /0502,3!072,8,,,3 !07,3.,3,3083 %,,5!07,3.,3,,3205:90,9,3203.59,,320302-,3,3/,3 203,3,8,93/,,393/,,3 ,32:33, 3 205:9,9;9,8 ,9;9,8 805079 203079 9039,3 5072,8,,,3 /,3 20: 84:8 :39: 0,,,3 !02,34.0 %,,5 502,3 205:9 503.,7,3 93/,,393/,,3 ,3 905,9  /,39,7,

93/,,393/,,3

,3

90,

//0391,8

5,/,

9,,5

 507,3.,3,3,3,,3/,5,92020.,,32,8,,,3808:3:3, !0307,5,32502039,8 :-:3,3,39,7,2,3,0203/,3503,2-,305:9:8,3

438053,88$8902 0138 ,3,88 88902 ,/,, 503:7,,3 /,7 8:,9: 88902 31472,8 ,3 :9:

0/,,2 -,,3-,,3 42543033, /03,3 2,8:/ :39:

203/0391,8,3 /,3 2030;,:,8 5072,8,,,35072,8,,,3 08025,9,3 08025,9,3 ,2-,9,3,2-,9,3

,3 907,/ /,3 0-:9:,30-:9:,3 ,3

/,7,5,3 803, /,5,9 /:8:,3 507-,,3507-,,3  /,,2 9,,5 ,3,88 907/,5,9,3,,3,/,8,7,3,8888902 ,/0391,9:203/0391,82,8,, 03/0391,8 207:5,,3,3, 5079,2, ,3/,:,3/,,2 9,,5 ,3,88 88902 2,8,,/,5,9 //0138,3 80-,, 8:,9:5073,9,,3 ,3 /33,3 :39: /50.,,3 ,8,, 3, ,3 2030-,-,3 8,8,7,3 /,7 88902 9/, /,5,9 /.,5, 0 ,703, 9:, 5,/, 9,,5 ,3,88 88902 ,3, 5079,2, ,3 ,7:8 /,:,3 40 ,3,88 88902 ,/,, 203/0391,89070-/,::2,8,,2,8,,,3907,/  -&3/0789,3/,9:202,,207,/,788902,3,/, ,3,3/,5,9 /,:,3/03,320250,,780.,7, 9073.-,,2,3, 88902 ,3 ,/, -074507,8 :39: 20250,,7 4507,8 /,7 88902 3 /507:,3/,9,,3/,5,9/50740/03,3.,7,20,:,350309,3 03039:,303850309,3 $0-0:2 50309,3 /,:,3 80-,3, /9039:,3 9070- /,::  038 /,7 50309,3 :39: 2,832,83 99 05:9:8,3 ,3 ,,3 /909 038 50309,3 ,,3.,7, 4-807;,8 /,19,7 5079,3,,3  503,2-,38,250907,39:3/,7038/,9,,333/50740 0703.,3,,3,/,50309,3 $:5,, 50309,3 /,5,9 /,:,3 80.,7, 010803 /,3 01091 2,,  ,/, /,7 50309,3 ,7:8 /703.,3,,3 9070- /,:: ,3 205:9/2,3,50309,3,,3/,:,3,5,/,38,5,,3,,3 /9098,5,,3,,320309,5,350309,3/,:,3

02-:,9503:,8,350309,3 $090,703.,3,,/,50309,3 8008,/-:,92,,9:,8/,79,5 9,5 ,349, 90,2 ,3,88 88902 :39: 20,:,3 50309,3 90, /,5,9/9039:,3 02-:,9,03/,,,3.,7, $0-0:2 8:,9: ,,3.,7, /,8,3,,3 ,,3 0- -,8,3, -, ,9:/,32,907,,3.,7,3/703.,3,,39070-/,::

03:25:,3,850309,3 ,9,,9,:/,9,,3/50740/,7,850309,3,7:8/:25:,3

80-,,8:,9:/4:2039,888902,2, .3,0,9:203,3,8888902 03,3,8,88902205:9574808,3,3/,:,3/03,3/,9, ,390,/50740/,7,850309,3,390,/,:,3  03,3,8, 002,,3 88902 ,3,88 88902 507: 203,3,8, 2,8,, ,3907,/ :39:/,5,920302:,3 ,,-,3,5, 5030-,- 80-03,73, /,7 2,8,, ,3 92-: 90780-:9 !0309,3 /,:,3 :39:

203,,-

5079,3,,35079,3,,3

802,.,2



203,5,

/07,,3507:,/07,,3,5,,90,/07,,3/03,3-, /#05479,9:202-:,9,547,3,8,3,88 $090, 574808 ,3,88 88902 3 8008, /,:,3 9:,8 -07:93, /,7 ,3,8888902/,390,23,,/,,202-:,9,547,3,8,3,88  ,832,83 0,9,3 / /,,2 -,,3 ,7 ,7:8 / /,,2 :7:9,3 ,38020893,  0,9,3 ,3 90754943 /,3 ,,3 /8,2-:3 / 9025,9 ,3 ,7:8 /9:3:,3/03,30,8203:3,,382-4503:-:3 :3,,382-482-4-,,3,7,389,3/,7

0138!02-,,7,3



!03079,3,,3714.,79 !03079,3,,3714.,79

,,3 ,7 4.,79 207:5,,3 ,2-,7 ,9,: -,,3 ,3 202507,9,3 :7:9,3 /,3 :-:3,3 ,39,7 574808 -08079, 3897:83, ,2-,7,3 3 /3,9,,3 /03,3 82-4 03,3 /02,3 809,5 82-4 203,2-,7,3 574808 9079039: $0/,3,3:-:3,3,39,7574808/,2-,7,3/03,3,78503:-:3 ,,2 502-:,9,3 14.,79 9/, ,/, 7:2:8 ,9,: 5,94,3 ,3 -0781,9 2:9, ,703, 14.,79 207:5,,3,2-,7,3 ,8 5027,3 /,,2 203,3,8, 8:,9:2,8,,/03,3425:907$03,14.,79,3/,8,3/,5,9-07;,7,8 ,39,7, 8,9: 502747,2 /03,3 ,3 ,33, ,2:3 80.,7, ,78 -08,7 809,5  5034,,380,:907/7/,7-,,3:9,2,,9:

O

O

O

35:9    0!748085034,,3/,3

:95:9

&39:5034,,3/,9,/03,3425:907:7:9,3/,8,75020.,,38:,9:2,8,, O

$%#%-0783897:8:39:5078,5,3507,,9,3,3/507:,380-0:2 203,3,35020.,,350784,,3

O

# -0783897:80,9,3:39:202-,.,/,9,/,78:,9:507,,9,3 35:9

O

!#$$-0780,9,3,3-07,9,3/03,35020.,,350784,,3808:, /03,3/,9,,3/-,.,

O

   0#%-0783897:8:39:2070,3,80,9,30507,,9,34:95:9

O

   0 203,70,9,35034,,3

,,:5:39/,,/,,/,,/,,3-,:/,,2503:8:3,314.,793,2:3 ,/,-0-07,5,,3:7,3 O

3/,7503:,3,3574808,39/,507:/,34,,3-07-09 803,,,33,574808203,/83,9

O

,,33,574808/,2-,7,3/,7,9,80-,,/,3/-07,39,3/,5,3, :39:2025070,8

O

$0-:,14.,79/,,/,78,9:99$%#%/,3/,7/03,3 

 %!%

094/44!0309,3 094/4450309,3207:5,,3807,3,,3,3,,3,,3 /507:,3/,,2203.,784:85072,8,,,3 ,32094/050309,3,3 /:3,,3203:3,,32094/0,9071,,3/2,3,2094/03202 ,3,,3,80-,,-07:9

#06:7020398 /013943 $8902,3/ 8419,70/083 2502039,943 ,3/:3990893 3907,943,3/ 8890290893 507,943,3/ 2,3903,3.0

,2-,7 094/0,9071,

  #06:7020398

/013943

,/,,

203/03,7,3

,5,

,3

203,/

 5072,8,,,3/,78047,3:807/,,25007,,33,  $ 8902 ,3/ 8419,70 /083 ,/,, 202-:,9 8:,9: 7,3.,3,,3 88902 31472,8 0,/,,3 -,,8, 50247,2,3 ,3 /,5,9 /-,., 40 8047,3  5747,207  

  2502039,943 ,3/ :3990893  ,/,, 203:8,3

8:,9: 4/0 50247,2,3

0/,,2 88902 ,5,8 /,3 ,38:3 /,/,,3 5030908,3 ,5,, 88902 ,5,89:8:/,-07,,3/03,3033,3/,7:807,9,:-0:2



  3907,943,3/8  890290893 ,/,,50,9,305,/,:807.,7,503:3,,3

8419,70,3 90,9, -:,9/,3 20,:,390893907,/,5 5747,2 ,3 9,-:,9,5,,8:/,808:,/03,3033,3:807 ,5,-0:2,5,,,/, 0:7,3,3,9,:9/,907,/,55747,2,39,-:,9 

 507,943

,3/ 2,3903,3.0 ,/,, 203,,3,3 88902 ,5,8 ,3 9,

 -:,9 40 :807  /,3 20,:,3 507,,9,3 -07,, 907,/,5 88902 ,5,8 ,39,-:,9,,7909,5-07,,3808:,/03,3033,3:807 

' !&!&!%



%03!03:25:,3,9, &39:2025072:/,/,,2203/,5,9,3/,3203:25:,3/,9,8097, 31472,8,3/507:,3-07,9,3/03,350309,332,,903503:25:,3 /,9,,3503:8:3:3,,3,/,,80-,,-07:9

, $9:/!:89,, 07:5,,3 89:/ ,3 /,8,3,,3 /03,3 20250,,7 907,9:70 ,3  -07:-:3,3 /03,3 2,8,, ,3 /-,,8 ,8:/ /,7 89:/ 3 ,/,, :39:203/,5,9,331472,8,3-0781,99047988079,202-07,32094/0 2094/0 ,9073,9;0 :39: 5020.,,3 2,8,, ,3 /,/,5 !03:8:3 20250,,780:2,-::5,09,3700;,32,,,/9,9,9,:/4:203 /,7804,,3-078,3:9,380-,,,3/,8,35020.,,32,8,,  - $9:/,5,3,3 07:5,,3 89:/ 50309,3 ,38:3 907,/,5 4-0 ,3 203,/ 544  5072,8,,,3 ,,2 , 3 503:8 203,/,,3 :3:3,3 ,38:3 0 804,:3,20250740/,9,/,331472,8,30,8/03,3.,7,  $:7;0 $0.,7, ,38:3 20,:,3 503,2,9,3 907,/,5 $ !#  !:7,,79,/,3203:25:,3/,9,,3/:25:,3/03,3.,7, O

-807;,8 -807;,8 ,9: 503:8:3 203,/,,3 503,2,9,3 /,,2 4-0 50309,3 / 88902 ,3 ,,3 -07,,3 / $ !#  !:7,,79, ,9: 9039,3 88902 503,808,3 31472,8 5,/, 31472,8

/,9,

804,

/,3

90714:8

5,/,

/,9,

97,38,8

 502-,,7,3$!! O

,,3.,7, ,,3.,7, ,9: 503:8:3 203,/,,3 ,,3.,7, /03,3 05,, 804, :7: /,3 5,5, ,3 -0703,3 ,9:  5,5, ,3 -0703,3 /,,2 50304,,3 88902 97,38,8  502-,,7,3

 4:2039,8 4:2039,8 ,9: 503:8:3 203,3,8, /,9,/,9, 20303, 0,/,,3 :2:2804,897:9:747,38,8/,314721472,3907,95,/,88902 97,38,8804,  3,88,3!07,3.,3,3 0,:,3 ,3,88 907,/,5 307, 88902 ,3 90, 907:25: /,7 ,8 8:7;0 02:/,3 /-:,9 507,3.,3,3 507,3,9 :3,3, ,3 / 808:,,3/03,30-:9:,3  2502039,8 2502039,8

/,:,3

/03,3

20250792-,3,3

 503:3,/,,2-073907,8/03,3507,3,9:3,

02:/,,3



%025,9!0,8,3,,,307,!7,90

!03:820,:,350309,307,57,90/$!#!:7,,79,,3  -0707,/,,2!03//,3,3-07,,2,9/,,3'0907,3,307334 !:7,,79,



,9:!0,8,3,,3

!0,8,3,,3 07, 57,90 80,2, 8,9: -:,3 9079:3 2:, 9,3,  :89:8  8,25, /03,3  $05902-07  50,8,3,,3 07, 57,90 /808:,,3 /03,3 ,7 /,3 ,2 07, 507:8,,,3 ,9: /,7 ,7 $033 8,25, /03,3$,-9:,207,/2:,/,75::8,25,/03,3 809,5,707,

/,5:30380,9,33,,39,7,,3

%,-0 %,-00380,9,3 038 0,9,3

3: 0 

!0303,,3 4,8 $04, !030,8,3 !741 $04, !03,2,9,3 %07,/,5 :: !02-,,7,3 03:25:,3 ,9,









 

 

  

' $$!$



3,88!07,3.,3,3

$02,3-0702-,33,9034431472,8202,.:2,3:8,:39:/,5,9 203.59,,3,5,8,3/,5,92025072:/,/,,250304,,3/,3  50302-,3,331472,89:803/707-,,2,.,2-/,30,9,3390, 203:3,,39034431472,8,3:,/,5,9202-:9,3-,,425:907 90,-0702-,3.::5508,9/,,2,,3,32,8,7,,9,,2,38,,8,9:  -/,3,9,:0,9,390780-:9,/,,502-,,7,3$!!203:3,,388902 425:9078,8 

3,88$8902 ,,2,3,8,3203/08758,350302-,3,3507,3,9:3,/2:, /,75072,8,,,3,5,/,3-,,2,3,503008,,32,8,,90780-:9803,/,9, 9:/,5,9/50740808:,/03,30-:9:,3 %,,5,33/80-:9,3,8,/,385081,80-:9:,3,3207:5,,3 9,,5,3,,/,757480850302-,3,3507,3,9:3,3-,8,/80-:9,3,8, 88902,8/,7574808,3,8,907,3/:3/,,2/4:2039,885081,8 0-:9:,3 

3,88!7480/:7/,3!74808 !7480/:757480/:707,,3,,3/:7,,3,/,,57480/:74-,,3 /:3,,3:39:502-,,7,3$!!/,5:357480/:757480/:7,3907/,5,9/,,2  502-,,7,3$!!80-,,-07:9

, 433 ,,243-071:3880-,,503,2,3,3/,7507,3,9:3,  - /2389,947:5/,903,2,35:9/,9,/,33,2,88, ,,2 57480/:7 3 9007/,5,9 5034,,3 /,9, 88, /,3 3,2, 88, ,3 207:5,,35748082,8:,3/,7/,9,502-,,7,3$!! . !034,,3,9,!02-,,7,3 07:5,,357480897,38,8502-,,7,3 / !02-:,9,3,547,3

,,257480/:73907/,5,9574808502-:,9,3,547,3,3,,3/:3,,3 :39:5,,3202-:9:,3 

,7,27,3,9, ,7,2,7,3/,9,,/,,,7,3/,9,/2,3,203,2-,7,3574808574808 ,3907,/80,2,507,3,9:3,/:3,,37,3/,9,,3/2,8:/,/,, 8:,9:/,9,2,8:,3,,3203,/8:,9:/,9,0:,7,3202:,5748089079039: ,7,2,7,3/,9,/:3,,3:39:2025708039,8,3507,3,9:3, !7480897,38,8502-,,7,3 O

$8,/,9,307:,39,9,:8,,:39:20,:,3502-,,7,3

O

$8,202-07,3-::-,,7,305,/,509:,89,9,:8,,

O

02:/,3509:,89,9,:8,,20335:9/,9,,3,/,5,/,-:: 9,-:3,3 90780-:9 :39: 20,:,3 8:,9: 574808 97,38,8  502-,,7,3 8090, 574808 502-,,7,3 8008, /,:,3 2,,  509:,8 9,9, :8,, 202-07,3 .,5 5,/, -:: 9,-:3,3 /,3 202-:,9,547,3,3,,3/-07,305,/,05,,804,/,3 ,,8,3 02:/,3 88, 20,:,3 502-,,7,3 / 05,/,  509:,89,9,:8,,02:/,3509:,89,9,:8,,202-07,3-::  -,7,3,38:/,/.,505,/,88,

O

,: !09:,8 9,9, :8,, 20,:,3 :5 /,90 88, /,3 20,:,3  5034,,3 /,9, 88, 90780-:9 ,3 02:/,3 /825,3 / /,9,  -,8088,/2,3,/,9,90780-:9,,3/:3,,35,/,8,,9574808 97,38,,8502-,,7,3

 42,5&8:,3!03:,,3,7,3 $8,

%,9, &8,,

/23

05,, $04,

$8$.,3307

:,

! !02-,,7  ,3

,9, $8, 35:9$8, /,3 !02-,,7,3

&5,90 $8,

!0304,,3 ,9,$8, ,, :: , ,7,3

!74808!03:,,3 ,19, 7

!03072,, 3:: ,,7,3

$8,

03.09,$97: !02-,,7,3 !02, ,7,

9,38 !02-,,7,3

,547,3 !02-,,7,3

,547,3 !02-,,7,3

$008,

,2-,742,5&8:,3!03:,,3,7,3 /23897,947

,9,$8,

,547,3

!02-,,73

,9, 88, /,3 502-,,7,3 %,9,&8,,

31472,8 88, #! !02-,,7,3 $!!

$8,

,9,-,7,3

:9!02-,,7,3

,547,3!02-,,7,3

05,,$04,

,2-,7,7,243908$8902!03:,,3,7,3

0907,3,3 ,9,$8, ,547,3!03:,,3 !03:,,3

343/:*88,3,2,*88,-,,7,3-:,3,3 9,3,34*-:::2,502-,,7,39,9,:8,,  34*-:: 9,3, 343/:*88,:2, 502-,,7,3 ,7,502-,,7,3:2,502-,,7,3949,502-,,7,3  -,,702-,,3 ,7,502-,,7,3-07,5,:,3,3,7:8/-,,7 343/:*88,3,2,*88,34*-::949,-,,7 02-,,3

31472,8$8, :9!02-,,7,3



,9,4,7,2

,2-,70;0!02-,,7,3$!! $5081,8!74808

 !74808

 

,2,

 43

,8:,3

,9,&807&807&807,20!,8847/!,8847/,7:

/,3$9,9:8 &807,9,:/23 0:,7,3  !74808

 43172,8  

,2,

 !034,,3 ,9,

,8:,3

 43/: 8$8,

0:,7,3

 ,9, $8,  343/:*88, 3,2,*-,7,3 ,7, ,7,

 502-,,7,3  !74808

 

,2,

 !74808 !02-,,7,3

,8:,3

 ,9, 88,  343/:*88, 3,2,*88, ,7, ,7,

 502-,,7,3

0:,7,3

 ,9, !02-,,7,3 34 349 343/:*88, 3,2,*88,

 :2, 502-,,7,3 ,7, 502-,,7,3 949, 502-,,7,3 -,,7 02-,,3  !74808

 

,2,

 ,547,3

,8:,3

 ,9, !02-,,7,3 34 349 343/:*88, 3,2,*88,

 :2, !02-,,7,3 ,7, 502-,,7,3 949, 502-,,7,3 -,,7 02-,,3 0:,7,3

,547,3!02-,,7,39,3,34*-:::2,502-,,7,3 9,9, &8,,

 &807 ,20  !,8847/

 35:9

43172,8

43172,8

/23 













,9, &807

!,8847/ $9,9:8   /23  &807 !030.0  ,3$9,9:8   !,8847/ $9,9:8  ',/,8

%

&807

&807 ,20 !,8847/ ,2, !,8847/ ,7:

43172,8

&807 

 ,39 !,8847/

&807 ,20 !,8847/ ,2, !,8847/ ,7:

&807 ,20 !,8847/ ,7: &807 

&807 ,20 !,8847/ $9,9:8 43172,8

&807,20 !,8847/

 %,2-, &807

&807 ,20 !,8847/ $9,9:8

,87

,2-,70;057480843

$5081,8!74808

 !74808

 

,2,

 35:9

,8:,3

&807,20!,8847/

0:,7,3

 !,8847/

 !74808

 

,2,

 !030.0,3 $9,9:8

,8:,3

 !,8847/

0:,7,3

 !,8847/ $9,9:8

 !74808

 

,2,

 ',/,8

,8:,3

 !,8847/ $9,9:8

0:,7,3

 43172,8

 !74808

 

,2,

 ,39 !,8847/

,8:,3

&807,20!,8847/,7:

0:,7,3

&807,20!,8847/,2,!,8847/,7:

 !74808

 

,2,

 %,2-, &807

,8:,3

&807/&807,20!,8847/$9,9:8

43/:*88, /23 $8, 



  43172,8

,9, $8,

 %,2-, 

43/:*88,  ,9, 8:/, /7:-,

43/:*88, ,9, 907,5:8

43/:*88, ,9, 8:/, /9,2-,

43/:*88, ,9, 8:/, /7:-,

43/:*88, ,9, 907,5:8



% 

 #:-,





43/:*88, ,9,  8:/, /7:-, ,9, 88,

 ,5:8

 %,2-, /,19,7 88,

 #:-,

 ,5:8

43/:*88, ,9, $8,

,9, /,19,7 88,

43/:*88, ,19,7 88,

43/:*88, ,19,7 88,

,2-,70;05748085034,,3/,9,

$5081,8!74808

 !74808

 

,2,

 %,2-,

,8:,3

 43/:*88,





0:,7,3

43172,8/,9,-,7,3343/:*88,3,2,*88, 502-,,7,3,7,502-,,7,3

 !74808

 

,2,

 #:-,

,8:,3

 43/:*88,

0:,7,3

,9,88,,38:/,/7:-,

 !74808

 

,2,

 ,5:8

,8:,3

 43/:*88,

0:,7,3

,9,88,,38:/,/,5:8

 !74808

 

,2,

 %,2-, /,19,7 88,

,8:,3

 43/:*88,

0:,7,3

,9,8:/,/7:-,

 !74808

 

,2,

 #:-,

,8:,3

 43/:*88,

0:,7,3

,9,8:/,/7:-,

 !74808

 

,2,

 ,5:8

,8:,3

 43/:*88,

0:,7,3

,9,8:/,/7:-,

,9, $8,

%,9,&8,,

43/:*88,

 !030.0,3

43/:*88, %

$8, ,9, $8,





&,3 ,3 ,7:8 /-,,7    $8, :9 !02-,,7,3

,9, $8,

 !02-,,7,3

,2-,70;0574808 $5081,8!74808

 !74808

 

,2,

 !030.0,3

,8:,3

 43/:*88,

0:,7,3

 ,9, 88,  343/:*88, 3,2,*88, 502-,,7,3

,7, 502-,,7,3

 !74808

 

,2,

 !02-,,7,3

,8:,3

&,3,3,7:8/-,,7

0:,7,3

:9 502-,,7,3 343/:*88, 3,2,*88, 34*-::

949, -,,702-,,3

 ,547,3

/23

%,9,&8,,

 ,547,3 /,19,7 88,

05,,$04,

,2-,70;0574808,547,3 $5081,8!74808

% !02-,,7,3

 !74808

 

,2,

 ,547,3

,8:,3

 ,9, !02-,,7,3

0:,7,3

 ,547,3 !02-,,7,3  9,3, 343/:*88, :2,  502-,,7,39,9,:8,,

 !74808

 

,2,

 ,547,3 /,19,7 88,

,8:,3

 ,9, /,19,7 88,

0:,7,3

,547,3!02-,,7,39,3,343/:*88,:2, 502-,,7,39,9,:8,,



,2:8,9, ,2:8/,9,207:5,,39025,950325,3,3/,9,,3/:3,,3/,,2 80-:,8890231472,8,3//,,23,907/,5,9/,19,7/,7802:,00203/,9, /,,28890280.,7,03,5803,502,,/,3,3,8888902,,3202  503079,3,38,2,:39:802:,35:94:95:98079,425430350325,3,3  502,8:,3/,9,502-,,7,3$!!

%,-0,2:8,9, 4  

,9, ,9, $8, ,9,!03:,,3

 

,9, &807 ,9, 503,2-,,3 /,19,788, ,547,3  502-,,7,3 ,547,3 /,19,7 88,

 



97-:9 43/:*88,3,2,*88,502-,,7,3,7, 502-,,7,3 4*-::343/:*88,3,2,*88,:2,502-,,7,3 ,7,502-,,7,3949,502-,,7,3-,,72-,,3 &807 3,205,8847/-,,3  43/:*88,3,2,*88,:2,9,2-,/,19,788, %,3,34*-::*:2,502-,,7,39,9,:8,,  43/:*88,3,2,*88,502-,,7,3/,19,7,, 88,503,2-,,3/,19,7,788,

!07,3.,3,3#

 ,2,*88,  4*-::

 ,2,*88,  43/:*88, !02-,,7,3 !02-,,7,3

$8,

,7,3

02-,,7  43/:*88, %49,502-,,7,3

02-,,3

,7,  502-,,7,3

,7,  502-,,7,3 !02-,,7,3

:2,

 4*-::

 ,2,*88,

 43/:*88,

,,7 03072,

,2-,7!07,3.,3,3# 0907,3,3  $8,  02-,,7 02,97-:9343/:*88,3,2,*88,502-,,7,3  !02-,,7,3 02

,97-:9 

343/:*88, 3,2,*88, 502-,,7,3 ,7,

 502-,,7,3  %072, 02,97-:934*-::343/:*88,3,2,*88,,7,502-,,7,3  :2,949,502-,,7,3-,,702-,,3



!07,3.,3,3,9,-,80 !07,3.,3,3/,9,-,80/,:,3:39:202-:,980-:,/,9,-,80,3 3,393,,,3/:3,,380-,,9025,950325,3,3/,9,:39:31472,8,3 /3,28,3,,3/7,3.,3/,3/:7,,3/-,,3 %,-0%,-0$8,  ,2,9,-0 $8, !72,70 43/:*88,

4    

,2, 0/8 43/:*88, ,2,*88, !02-,,7,3 ,7, 502-,,7,3

%50 %09 %09 %09 %09

!,3,3    

0907,3,3 4 3/: 88, ,2, 88, !02-,,7,3 $!! ,7, 502-,,7,3 $!!

%,-0%,-0!02-,,7,3  ,2,9,-0 !02-,,7,3 !72,70 43/:*88, 4       

,2, 0/ 4*-:: 43/:*88, ,2,*88, !02-,,7,3 0,8 ,7, !02-,,7,3 :2, 502-,,7,3

%50 %09 %09 %09 %09 %09 %09 :2-07

!,3,3       



%49, !02-,,7,3

:2-07





,,7

:2-07



0907,3,3 4 -:: -,,7,3 4 3/: 88, ,2, 88, !02-,,7,3 $!! 0,8 ,7, 502-,,7,3 $!! :2, ,7, 502-,,7,3 $!! %49, ,7, 502-,,7,3 $!! !02-,,7,3



02-,,3



:2-07



02-,,3 502-,,7,3

$97:9:743/:

 43/:88,

O

!034207,3/,79,588,907/7/,7/9 









 9 !079,2,  9 0/:, 









 %,:3 ,,7,3 2,8:  07/,8,7,3 8:8:3,3 3,2,

 

!07,3.,3,339,7:, $97:9:703: !07,3.,,3,39,72:,2083/03,32,3:8,5,/,5747,2,5,8  502-,,7,3$!!/03,3503/0,9,33/,7,5,35747,2,3/-:,9/,5,9 /:3,,3/03,32:/,&807703//,5:3507,3.,3,3,39,72:,  5747,23907-,0/,,2507,3.,3,3897:9:7203:507,3.,3,32,8:,3/,3  507,3.,3,30:,7,3 ,,25747,2.425:907203:-07,79/,19,750739,57480850,8,3,,3  5747,2,3/5$97:9:73-071:38:39:,39,72:,503:3,/,388902 ,390,/7,3.,3/,380.,7,9/,,38:32030,8,3574808,3,7:8/,: 40/,9,/,30-,8,3,,3,390,/9039:,3,9,850274808,3/,9, 03:32025:3,4254303/,9,2,8:,3574808/,9,/,3/,9,0:,7, ,3,38:380.,7,-07:7:9,3&39:0-0,8/,5,9/,95,/,,2-,7-07:9 /-,,3



43

03:&9,2,5,8!02-,,7,3 $!!

0

%7,38,8

,547,3

$008,

$8,

!03,2-,,3/,19,788,

!02-,,7,3

&807

!02-,,7,3

,19,7 88,

0:,7

,2-,739,7:,$97:9:703:



!07,3.,3,303:&9,2,

$!#!&##%  &8073,20



!,8847/



,2-,7#,3.,3,303:43

0

%7,38,8

,547,3

$008,

2,0

,2-,7#,3.,3,303:&9,2,



08,335:9 08,335:9207:5,,37,3.,3,314725747,2:39:35:9/,9,,3 //,,23,907/,5,942543034254303,3203/::3/,,235:9/,9,

$!#!&##% 3'0907,307334!:7,,79,

%$$  43/:$8,  ,2,$8, 0,8 %,:3,7,3

$,;0

3/

//

/9

0090

480

,2-,7#,3.,3,3472$8,

$!#!&##% 3'0907,307334!:7,,79,

%!# 4 ::

4 3/:*88,

%,3,

,2,*88,

%49, !02-,,7,3 0,7

3/

/9

0090

!02-,,7,3

,,7

,7, !02-,,7,3

02-,,3

:2,

$,;0

480

,2-,7#,3.,3,3472,9,!03:,,3



08,3:95:9 08,34:95:9,/,,9,25,3,7/,7802:,574808/,9,,380-0:23, /,302:/,3/9,25,3:39:202-07,3,8/,757480835:9/,9,90780-:9 /,5:39,25,34:95:9/,77,3.,3,3,5,8502-,,7,3$!!/$!#

!:7,,79,3,3,203,25,34:95:9-07:5,,547,3502-,,7,3/,3/,19,7 $8,

$!#!&##% 3'0907,307334!:7,,79,

!#! #

%,3,

4 ::

'0

!739!7;0

:2, !02-,,7,3

!739

%,9, &8,,

480

,2-,7!07,3.,3,3472,547,3!02-,,7,3

$!#!&##% 3'0907,307334!:7,,79,

!# %#$$ %,3,

 43/:*88,,2,*88,:2,

!02-,,7,3

03072,

,19,7*88,

'0

!739!7;0

!739

480

,2-,7!07,3.,3,3472,547,3,19,7$8,

 

0-:9:,3$8902 0-:9:,3!07,3,9:3, !07,3,9:3,,3/:3,,35,/,,5,83,/,,80-,,-07:9

 $0-,,5034, /,9, 203:3,,3 -,,8, 502747,2,3 '8:, ,8.   $0-,,503,25:3/,9,203:3,,3.748419..8088  $89024507,843,203:3,,3.748419!



0-:9:,3!07,3,907,8 /,5:3507,3,907,8232,,3/,5,9203/::3,5,8,3 /:3,,3,/,,80-,,-07:9

 !07843,425:907!!74.08847390!039:2  0247$#-  ',7/-  !73907:--009$9,3/,79  0-4,7/$9,3/,79  43947$9,3/,79  $.,3307$

' !&%&!

%#!&$%

!#!#

 $0,7,$3,9 !,/,5072:,,39,:3,,7,323,92,8,7,,9:39:202,8:,35:97,  5:973,0$!007!:7,,79,8,3,9-,3,&39:20203:033,3 90780-:905,,$!007!:7,,79,-08079,-0-07,5,47,3:7:-0738,91 203/7,3$!!#!:7,,79,$03,5,/,9,3,,3:,7-07/7, $!!#!:7,,79,,3:39:802039,7,203025,97:,3$!:7,20,7 ,380,7,3/80-:9$$:/72,3 %,:3,,7,3$!!#!:7,,79,/,5,9202-09,3,80:,8 2,390709,/,3073308,0.,2,9,3/,3,-:5,903 !:7,,79,809,72/,7'0907,33,5,/,9,:3-07:93,/,5,9 203/7,37:,3-0,,7/,37:,3:7:05,,804,80-,,,88,/,, 2,8,7,,947,39:,88, !,/,%,:3,,7,3$!!#203,2-,7:,3-0,,7/,3  -,3:3,3,3803,80:7:0,8/,5,9/9,25:3/804,803/7 :,9,:3,,7,3$!!#!:7,,79,90,/-07 0507.,,,340-/,3503//,3:7:,3/05/-:/574538,,-,7,9 9,3,2,7093424705 ,,2,70/9,89,:3$!!#/3,9,,3-0789,9:8&,3 /3,9,,3/03,38:7,905:9:8,3/70947,903/7,503//,3/,8,7/,320303,  5,/,9,3,,3:,73424705 $:7,98:7,950308,,3,3/9072,,9:  $:7,950308,,3!!!#,07,,,,7,99,3,,709 34247!!#'5980,:8/03,35,,2503/7,3$! !#!:7,,79,/03,334247804,34247/,780:7:!74538,, ,7,9  $:7,950308,,334507,843,/,7,3947,,05/-:/!74538 ,,,7,99,3,573424705  !,,24247,9,$04,$80-,,9,3/,-0789,9:8%#%%/,7 /70947,9804,8,89,703/,8203,9:34247   4247$9,989$04,$$  !,,289,9:8&/03,38:7,905:9:8,3/70947,903/7,503//,3 /,8,7/,320303,9,3,,3:,73424705 07/,8,7,3,9,/,3!03/,5,9,3907,39:2805079  43/818$!!#!:7,,79,202,/,:39:,1:38203,/ $  %03,,0503//,3,38:/,,/,  7:85,3$%40::8,3$%!/,79,:3  ,8,30920303,23,92,8:$%/,788,$%!203/:/:  5073,9,9,8  ,8,,3.,7,/03,3-0-07,5,9442,8,7,,99073,9,203/::3 ,1:380$  !03/,5,95,7,:7:,3203,,7/$!!#!:7,,79,.03/07:3 20309::,1:380$ $090,2030,,,,8,3,,8,3/,32:8,,7,2,,/,2-0805,,9,3  -,,2:,9,:3,,7,3$!!#!:7,,79,-07:-,1:38203,/ $/03,33,2,$!#!&##% 1:38$!!#!:7,,79,203,/$!#!:7,,79,/ 9:,3,3/,,21472,9,257,38:7,905,,,3947,,05,790203 !03//,3/,30-:/,,,3!74538,,,7,99,3,$05902-0734247 8:7,9

 '8/,38 , '8    

,3/7$4//,3:,9/,,2!03,25,3 03,5$,7,3,,3!7,8,7,3, !7410843,/,,2!0304,,3 0-,3,,3/,3!,3,8,7,,9

 - 8  0::/,3$04,,3:3:!7410843,/,3/,5,9507.,,  0::/,3,9/702-,,503//,3/,,257481091507:,3,3 :7:!#  ,25:202-07,350,,3,3,3572,/,3!7410843,  03.59,,3,8503//,3,3-07:,9,8/,34250991

 !741$04,

4        

/0399,8 $04, ,2, $04, $ !#  !:7,,79, $  !$    $$  !74538 ,, ,7,9 94342 ,07, 0.,2,9,3 !:7,,79, 08,  0:7,,3 ,7 ,07 ,,3 /,3 4247 '0907,3  0733 4247    4/0 !48   %00543    ,07, !0749,,3  $9,9:8 $04, $,89,  04254 $04, 39  70/9,8  %3  $:7,9 05:9:8,3  $ 4247  !$ %   !0307-9$9,3/,9,3,3 3,8!03//,3!74538,,,7,9 0

    

%,:3 07/7 %,: !07:-,,3 0,9,3 0,,7 03,,7 ,3:3,3 $04, :,8,3:3,3:,8%,3,

 

7,38,8 !03003,7, !!

 $97:9:77,38,8

%,:3  %,:3  !,  $03/7 2% 2 7,38,8 