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Save Tax… Get Rich !! 94 8300 8300
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SaveTaxGetRich @ gmail.com Save Tax…
Under Section 80C, Indian Government allows every Individual to invest Rs. 1 Lakh and save on tax.
Get Rich!! One can invest Rs. 1 Lakh p.a. in a monthly fashion (Rs. 8,333/- p.m.) and compounding the investment at a healthy rate and create wonderful fortune in life and get super rich!! Returns Rate 12% 15%
10 Years 19.65 Lacs 23.34 Lacs
15 Years 41.75 Lacs 54.71 Lacs
20 Years 80.69 Lacs 1.78 Crore
25 Years 1.49 Crore 2.44 Crore
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30 Years 2.70 Crore 4.999 Crore
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About ELSS Mutual Funds:
There are various options available to you, to save tax under section 80C of Income tax Act, like Public Provident Fund (PPF), National Savings Certificate (NSC), 5-Year FD, Insurance Policy. When compared to these traditional tax savings instruments, an Equity Linked Savings Scheme Mutual Fund (ELSS MF) is more opportunistic for you, as it provides a shorter lock-in period of three years and potential for higher returns , which are exempt from taxes. ELSS MFs provide opportunities aimed at harnessing the benefits of investing in equity and also providing tax benefits. Your Salary
Up to Rs. 2,00,000/2,00,001 – 2,00,001 – 5,00,000/5,00,001 – 5,00,001 – 10,00,000/Above 10,00,000/-
Income Tax Slab 0% 10% 20%
By investing in ELSS MF, You can Save Rs. 10,000/Rs. 20,000/-
30%
Rs. 30,000/-
Comparison of various Tax Saving Instruments:
ELSS Instrument Lock-In Period
PF / PPF
5-Year FD
15 Years
5 Years
Returns History (at end of lockin period)
8.8%
Around 8%
Any Hidden Charges Do you have to pay Tax on Profit / Returns Earned? Preference for Investment
No
No
No
No
2
3
Insurance (LIC, ULIP) More than 5 Years
NSC
No
ELSS Mutual Fund 3 Years (Shortest) 9% - 12.9% for the top performing funds No
Varies between schemes
Yes
No
5
4
1*
Varies, but there are a lot of deductions and charges. Yes
5 Years / 10 Years 8.6% / 8.9%
* What should you choose? You should choose ELSS Mutual Fund for saving tax since it is the best option considering the above.
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Our Recommendation: Recommendation:
Based on comparison of some of the Top Performing Mutual Funds, Invest in any of the ELSS Funds below. DSP-BR Tax Saver Fund Returns History 1 Year 3 Years 5 Years 14.1% 26.2% 16.8%
ICICI Pru Tax Plan Returns History 1 Year 3 Years 5 Years 11.8% 38.6% 37.4%
Reliance Tax Saver Returns History 1 Year 3 Years 5 Years 18.0% 44.1% 28.7%
₹10,000/- invested has become
Rs.10,000/- invested has become ₹11,180 ₹13,860 ₹13,740
Rs.10,000/- invested has become ₹11,800 ₹14,410 ₹12,870
₹11,410
₹12,620
₹11,680
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Instructions For Filling up the forms:
1. Depending on the funds of your choice, write an A/C Payee Crossed Cheque favoring: I. “DSP BlackRock Tax Saver Fund” II. “ICICI Prudential Tax Plan” III. “Reliance Tax Saver Fund” 2. In the attached Application Forms, fill your: I. Name, Address, Email Id, Phone Number II. PAN Number III. Nominee Details IV. Cheque and Bank Details V. Your Signature in the space provided for “Sole/First Applicant” 3. Give us a Missed Call at
94 8300 8300 to pick up the application/for any guidance.
We will provide Free Service / Assistance within 24 hours.
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We provide various financial services including:
1. Tax Planning and Saving. 2. Retirement Planning using Mutual Funds. 3. Life Insurance Planning (We have insured more than 100 people for an amount of Rupees 1 Crore each at a cost of less than Rs. 40/- per day). We recommend The Best “Term Insurance Plans” only. 4. Children’s Donation and Recurring Education Fees Planning. 5. Financial Planning for Buying Your Own House/Apartment/Site. House/Apartment/Site. 6. Full-fledged Financial Planning for All All Your Life’s Goals. 7. Mutual Fund Recommendations. Recommendations. 8. Child Insurance Plans with Triple Benefits. We would love to provide our services to you, and your Friends, Colleagues and Relatives. Kindly provide their contact details so that we can help them also: Sl. No.
Name
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Contact Number (Mobile)
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Email Id. (if available)
Where do they work?
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APPLICATION FORM
Please read instructions before filling this Form
Application No.: 2 1 0 2 . 2 V 2 1 0 2 8 0 1 0
Sub Broker Code
Distributor Name and ARN
Branch / RM Code
For Office use only
Raghavendra Raghavend ra Prasad Raghavendra Distributor Contact No: Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
1. TRANSACTION CHARGES (Please refer instructions and tick any one) Applicable for transactions routed through a distributor who has ‘opted in’ for transaction charges. I am a First Time Investor in Mutual Fund Industry. I am an Existing Investor in Mutual Fund Industry. (Rs 150 will be deducted.)
(Rs 100 will be deducted.)
2. FIRST APPLICANT’S DETAILS Name of First Applicant (Should match with PAN Card)
Gender
Existing Folio Number
Male
Female
Title
Mr.
Ms.
M/s
For Investments “On behalf of Minor” (* Attach Mandatory Documents as per instructions).
Date of Birth
Proof of DoB attached *
(Mandatory for minor)
PAN
Birth Certificate School Certificate / Mark sheet Passport Any other …………….…............... ........…….
Guardian named below is :
(1st Applicant / Guardian)
Father
Mother
Court Appointed*
KYC Acknowledgement
Enclose
Name of Guardian if minor / Contact Person for non-individuals / PoA Holder name:
PoA PAN* KYC*
Correspondence Address
*PoA PAN & KYC is mandatory
Landmark Pin Code (Mandatory)
City
State Status of Sole/1st Applicant (Please tick ) Re Resi side dent nt In Indi divi vidu dual al On Be Beha half lf Of Mi Mino norr HU HUFF So Sole le Pr Prop opri riet etor orsh ship ip NR NRII (R (Rep epat atri riab able le)) NRI (Non-Repatriable) LLP Partnership Firm Company AOP/BOI Body Corporate Trust Society FII FOF - MF schemes Provident Fund Superannuation / Pension Fund
Gratuity Fund
Bank / FI
Government Body
Insurance Companies
Others
(Please specify)
ID DSPBR eServices Email (in capital)
DSPBR eSMS
Mobile +91
Fax
STD Code DSPBR Online PIN (Please tick )
Tel. (Off)
Tel. (Resi.)
Yes, I wish to have a PIN for internet / telephone transactions and agree to terms and conditions of PIN Issuance and Usage as available in SID/SAI and www.dspblackrock.com
NEW
Email ID, Date of Birth, Mobile Number, PAN are mandatory details for issuance of PIN and Online Facility.
3. JOINT APPLICANTS’ DETAILS Mode of Holding (Please tick
)
Joint (Default)
Anyone or Survivor
Single
Name of Second Applicant (Should match with PAN Card) PAN (2nd applicant )
Enclose
Enclose
From Amount
M/s
Title
Mr.
Ms.
M/s
DSP BLACKROCK MUTUAL FUND
Received, subject to realisation, verification and conditions, an application for purchase of Units as mentioned in the application form.
Date
Ms.
KYC Acknowledgement
ACKNOWLEDGEMENT SLIP (To be filled in by the investor)
Cheque no.
Mr.
KYC Acknowledgement
Name of Third Applicant (Should match with PAN Card) PAN (3rd applicant )
Title
Scheme
Application No.
4. BANK ACCOUNT DETAILS (Refer Instruction 4 and avail Multiple Bank Registration Facility) Bank Name A/C Type
Bank A/C No.
Savings
Current
NRE
NRO FCNR
Others
Branch Address
Pin
City IFSC code: (11 digit)
MICR code (9 digit)
5. INVESTMENT AND PAYMENT DETAILS (Refer Instruction 5)
(This is a 9 digit number next to your cheque number)
(Cheque DD should be in favour of “Scheme Name”)
Scheme/Plan Plan Scheme /Option/Sub Option DSP BlackRock (Default plan/option/sub option will be applied incase of no information, ambiguity or discrepancy) Please fill the details hereunder.
One time Lump sum Investment: Payment Mode:
Cheque
MChequ Cheque e/DD/ DD/RTGS/ RTGS/NEFT NEFT No. U S Rs.) (i) P Amount (Rs. M U DD charges, (Rs.)(ii) L
Total Amount (Rs.) (i) + (ii)
DD
RTGS
NEFT
Option/Sub Option
Do not submit SIP Auto Debit Form.
Cheque/RTGS/ NEFT/DD Date Payment from Bank A/c No.
Funds transfer
Pay In A/c No.
Bank Name Branch
In figures
Account Type
In Words
Documents Attached to avoid Third Party Payment Rejection, where applicable:
Savings
Bank Certificate, for DD
Current
NRE
NRO
FCNR
Third Party Declarations
Please fill up SIP Auto Debit form and attach with this form . SIP: Systematic Investment Plan. First SIP Cheque Details: (Mention Amount in SIP Auto Debit Form) Form) (Refer instruction 4(i) on Third Party Payments)
P I Cheque / DD No. S
Drawn on Bank A/c No.
Cheque/DD Date
Pay In A/c No.
Bank & Branch
6. NOMINATION DETAILS
Individuals (single or joint applicants) are advised to avail Nomination facility.
(Refer Instruction 6)
I/We wish to nominate. I/We DO NOT wish to nominate and sign here Nominee Name
1st Applicant Signature (Mandatory (Mandatory))
Guardian Name (In case of Minor)
Allocation %
Nominee 1 Nominee 2 Nominee 3 Address
Nominee/ Guardian Signature
Total = 100%
7. UNIT HOLDING OPTION:
(It is mandatory to tick any one option or ‘Account Statement Mode’ option will be considered) Refer Instruction 7).
In Account Statement Mode (default):
In Demat mode, mode, in demat account provided below: (Switch not allowed. Redemption through SE platforms/ DPs only)
(Switch/Redemption through (Switch/Redemption Fund/RTA offices only.)
NSDL:
Depository Participant (DP) ID (NSDL only)
I
Beneficiary Account Number (NSDL only)
N
CDSL: Enclose for demat option:
Clie Cl ient nt Mas Maste terr List List
Tra rans nsac acti tion on/H /Hol oldi ding ng Sta State teme ment nt
DISS Copy DI Copy
8. DECLARATION & SIGNATURES Having read and understood the contents of the Scheme Information Document and Statement of Additional Information, Key Information Memorandum, Instructions and addenda issued by DSP BlackRock Mutual Fund, I / We, hereby apply to the Trustee of DSP BlackRock Mutual Fund for Units of the relevant Scheme and agree to abide by the terms and conditions, rules and regulations of the Scheme. I / We have neither received nor been induced by any rebate or gifts, directly or indirectly in making this investment. I / We hereby nominate the above nominee to receive all the amounts to my/our credits in the event of my/our death and have read the instructions for nomination. Signature of the nominee acknowledging receipts of my/our credit will constitute full discharge of liabilities of DSP BlackRock Mutual Fund. I / We declare that the amount invested in the Scheme is through legitimate sources only and is not designed for the purpose of contravention or evasion of any Act, Regulation, Rule, Notification, Directions or any other applicable laws enacted by the Government of India or any Statutory Authority. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. Applicable to NRIs only: I/We confirm that I am/We are Non-Resident(s) of Indian Nationality / Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my / our Non-Resident External / Ordinary Account/FCNR Account(s).
Name, Address are correctly mentioned Email ID / Mobile number are mentioned PAN / KYC requirements are enclosed Complete Bank details provided
Third Applicant
Contact Centre: 1800 200 4499
Full scheme name, plan, option is mentioned Pay-In bank details and supportings are attached Nomination facility opted Form is signed by all applicants
Additional documents provided if investor name is not pre-printed on payment cheque or if Demand Draft is used. Additional documents provided in case
Reliance Capital Asset Management Limited A Rel Relian iance ce Capi Capital tal Com Compan pany y
APP No.:
WE-00012343
All Columns marked * are mandatory. TO BE FILLED I N CAPITAL LETTERS & IN BLUE/BLACK IN K ONLY. ONLY. (Refer er Instruction No. I.9) 1. DISTRIBUTOR / BROKER INFORMATION (Ref
Name & Broker Code / ARN
2. EXISTING EXISTING UNIT HOLDER INFORMATION INFORMATION
Sub Broker / Sub Agent Code
For existing investors please fill in you r Folio Folio number,
ARN-74461 FOLIO NO. Upfrontt com Upfron commis missio sion n sha shall ll be pai paid d dir directl ectly y by the inv invest estor or to the AMFI reg regist istere ered d Dis Distri tribut butors ors bas based ed on the in inves vestor tors' s' ass assess essmen mentt of va variou riouss fact actors ors includ inc luding ing the ser servic vice e ren render dered ed by the dist distribu ributor tor.. 3. APPLIC APPLICANT ANT INFO INFORMA RMATION TION (Ref (Refer er Instr Instruction uction No. II) APPLICATION FOR
Zero Balance Folio
MODE OF HOLDING
Single
Joint
Service Business Retired Politician Forex Dealer Civil Servant Retired Others _________________ Political Party Official 1st Applicant STATUS STAT US NON Resident Indian NRI 2nd Applicant Resident Indian NRI INDIVIDUAL 3rd Applicant Resident Indian NRI
STATUS INDIVIDUAL
Mr.
Name of First / Sole applicant
M
a n
Any One or Survivor(s) (Default Joint)
Professional
OCCUPATION
1st holder PAN
Invest Now
Ms.
PAN Proof Enclosed
d a
t
o
r
Student House wife
Current/Former MP/MLA/MLC/Head of State Senior Executive of State owned corpora corporation tion
FIIs Society Banks Minor Fls AOP/BOI Company/Body Corporate
#Mandatory for for MICRO SIP Investors (Refer Instruction No. IX) Mailing Addre Mailing Address ss
Add 1 Add 2
District
Add 3
City
State
Country
PIN
Overseas Address (Mandatory for for NRI / FII Applicant) (Please provide your complete address. address. P.O. P.O. Box alone alone is not adequate) adequate)
Add 1 Add 2 City
Country
PIN
CONTACT CONT ACT DET DETAILS AILS OF SOLE/FI SOLE/FIRST RST APPLICA APPLICANT NT
(For Receiving SMS _________ Alert) ________ Tel. No. STD Co Code de ____ ________ ______ __ Off Office ice ____ ________ ________ ________ ________ ____ Resi Residence dence ____ _________ _________ ________ ________ ____ Mobile no. ____ ________ ________ ________ ________ ________ _________ ______ (For Receiving Email Alert) Email ID Email Investors providing Email Id would mandatorily receive only E - Statement of Accounts in lieu of physical Statement of Accounts. (Refer Instructio n No. VI) (Please e refer to ATM Instruction) Instruction) I WI WISH SH TO AP APPL PLY Y FO FOR R TR TRAN ANSA SACT CT ON ONLIN LINE E I WISH TO APP APPL LY FOR REL RELIAN IANCE CE ANY TIM TIME E MON MONEY EY CA CARD RD (Pleas I have read & understood the Terms & Conditions attached
Name as you would like to appear on Any Time Money Card (Max. 19 characters) M
a
n
d
a
t
o
Mother’s maiden name in full M
a
n
d
a
t
o
r
y
r
y
Please collect your time stamped acknowledged slip for future references Received from ___________________________________________________________________________an ___________________________________________________________________________an application for allotment of
ACCOUNT OUNT DET DETAILS AILS ( Re fe r In 4. BANK ACC I n s tru c ti on N o. II I) M A N DATO RY fo for Re R e d e m pt i on / D i vi d e n d /Re fu n ds , i f an a ny A/c. A/ c. Type M
Bank
Current
SB a
n
d
a
NRO
t
o
r
N RE
FCNR
Account No. M
a
n
d
a
t
o
r
y
y
Branch City
Branch PIN
IFSC Code
F or C re di t v i a N E FT
9 Digit MICR Code* F o r C r e d i t v i a E C S
Please ensure the name in this application form and in your bank account are the same
5. INVESTMENT INVESTMENT & PAYMENT PAYMENT DETAILS (Separate Application Form Form is required required for for investment in each Plan/Option (Refer (Ref er instr instruction uction no. IV) IV) PA PAYMENT YMENT BY CASH IS NOT NOT PERMIT PERMITTED TED.. Scheme
O pt i o n
Growth Plan
Growth Option Bonus Option
Dividend Plan
Reinvestment Payout
SIP ENROLLMENT DETAILS
Quarterly
SIP Date:
REGULAR
Enrollment Period: From:
M
M
Y
Y
To:
6. DOCUM ENTS ENCLOSED (Please
M
M
Y
Net Cheque / DD Amount Rs.
Cheque / DD No. & Date
Bank / Branch
A u to De b i t / E C S (Refer Instruction No. I-12)
PDC
Monthly
Frequency (Please )
DD Charge Rs.
Pl an
Y
2
PERPETUAL (Def (Default) ault) (Not applicable for for PDCs) Enrollment Period: From: M M Y Y To: 1 2
10
18
9
9
28
Amount per Instalment: Rs. ____________ _______________________ ___________
No.I-9) ) (MANDATORY) (Refer to Instruction No.I-9)
Fo r Co r p o ra te
Fo r Sys te m a t i c Tra n s a c t i o ns
Fo r A d d i t i o n a l D o c um e nt
Memorandu Memora ndum m & Articl Articles es ofAssociat ofAssociation ion SIP Enrollmen Enrollmentt Form (Cheque or Auto Debit and ECS) Cheques Tr us us t D ee ee d By ee- La Law s Pa rt rt ne ne rs rs hi hi p D ee ee d Systematic Transfer Plan & Divide nd Transfer Transfer Plan Enroll ment Form Resolution Resolu tion / Authorizationto invest Systematic System atic Withdr Withdrawal awal Plan Enrollmen Enrollmentt Form Reliance SMART List ofAuthorised Signatorieswith SpecimenSignature(s) STEPEnr TEPEnrol ollme lmentFor ntForm m Trig rigge gerFor rForm m Re Relia lianceSIPIns nceSIPInsur uree Form
7. NOMINATION (Refer to Instruction No.V)
P ow ow er er
of
A tt tt o rn rn e y
Others ________________
(Mandatory if mode of holding is single)
I/ We _______________________________________, __________________________________and__________________________________________* (U ni t h ol de r 1) ( U ni t h ol de r 2) ( Un i t ho l de r 3 ) doherebynominatetheperson(s)moreparticularlydescribedhereunder/and*/cancelthenominationmadebyme/usonthe________dayof________________ in respect of the Units under Folio No.___________________ (* strike out out which is not applica applicable) ble) Name Nam e and Add Addres resss of Nom Nomine inee(s e(s))
Date of Name and and Addr Address ess of Guar Guardian dian Birth (Minor) (to be fur nished in case the Nominee is a minor)
Proportio Propo rtion n (%) by whi which ch the unit un itss wi will ll be sha share red d by ea each ch Nomine Nom inee e (sho (should uld ag aggr greg egat ate e to 100 100%) %)
Signature of Nominee
Signature of Guardian
Nominee 1 Nominee 2 Nominee 3
I/ We _______________________________________, _____________________________________and__________________________________________ (U ni t h ol de r 1) ( U ni t h ol de r 2) ( Un i t h o ld e r 3 ) doherebydeclarethat wedo not wishto nomin nominateany ateany perso person/p n/person erson(s)in (s)in the fo folio/ lio/acco account. unt.
Sole / 1st applicant/ Authorised Signatory
2nd applic applicant/ ant/ Authorised Signatory
3rd applic applicant/ ant/ Authorised Signatory
8. DECLARATION I/We would like to invest in Reliance_____________________________ subject to terms of the Statement of Additional Information (SAI), Scheme Information Document (SID), Key Information Memorandum Memoran dum (KIM) and subsequent amendments amendments thereto. I/We have read, understood (before filling application form) form) and is/a is/are re bound by the details of the SAI, SID & KIM includin includingg details relating to variousservicesincludingbut ousservicesincludingbut notlimitedto AT ATM/ M/ DebitCard.I/Wehavenot rece receive ivedd norbeen indu inducedby cedby anyrebateor gif gifts, ts, dire directlyor ctlyor indirectly rectly,, in making ng thisinves thisinvestmen tment. t. I / Wedeclarethat theamount investe inv estedd in theSchemeis thro throughlegitim ughlegitimatesourcesonlyand atesourcesonlyand is notdesigne notdesignedd fo forr thepurposeof cont contrav raventi ention on orevasio orevasionn of anyAct / Reg Regulati ulations/ ons/ Rule Ruless / Notif Notificat ications/ ions/ Dire Direction ctionss or anyotherApplic anyotherApplicable able Laws enacted by the Government of India or any Statutory Authority. Authority. I accept and agree to be bound by the said Terms Terms and Conditions including including those excluding/ limiting the Reliance Capital Asset Managementt Limited (RCAM) liability. Managemen liability. I understand that the RCAM may, at its absolute discretion, discontinue discontinue any of the services completely completely or partially without any prior notice to me. I agree RCAM can debitfrommy fo foliofor liofor theservicechargesas appl applicab icable le fro from m timeto time time.. TheARN hold holderhas erhas disc disclose losedd to me/ me/us us allthe com commiss missions(in ions(in theformof trail com commiss missionor ionor anyothermode),payab anyothermode),payable le to himfor the different different competing Schemes of various Mutual Mutual Funds from amongst amongst which the Scheme is being recommended to me/us. I hereby declare that the above information is given by the undersigned and Applicabl cable e forNRI Inv Investor estors: s: I con particu part icular larss giv given en by me/ me/us us are co corre rrect ct an and d com comple plete te.. Appli confi firm rm tha thatt I am res reside ident nt of Ind India. ia. I/W I/Wee co conf nfirm irm th that at I am am/W /Wee are Non Non-R -Resi esident d ent of Ind Indian ian Na Natio tiona nalit lity/O y/Orig rigin in and I/We hereby confirm confirm that the funds for for subscription have have been remitted from from abroad through normal banking channels or from funds funds in my/our my/our Non-Resid Non-Resident ent External / Ordinary Account/ Account/FCNR FCNR Account. I/Wee und I/W undertak ertakee thatall add addition itional al purc purchase hasess mad madee und underthis erthis fol folio io willalso be fro from m fu fundsreceiv ndsreceived ed fr from om abroa abroadd thro throughapprov ughapprovedbankingchanne edbankingchannels ls or fro from m fun funds ds inmy/ ourNRE/FC ourNRE/FCNR NR Acc Account ount..
S i g n a t u r e
Sole / 1st applicant/Guardian/ Authorised Signatory
ACKNOWLEDG ACKNO WLEDGMENT MENT SLIP (To be filled in by the Applicant)
2nd applic applicant/ ant/ Authorised Signatory
3rd applic applicant/ ant/ Authorised Signatory
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