Online Banking Synopsis PHP

Online Banking System SYNOPSIS Submitted to: Mr. Mr. Peerzada Peerza da a!aid a!ai d

Ruchi Bhat 147069692 MCA

The main main purpos purpose e that that banks banks have have been been servin serving g since since their their incept inception ion is keeping our money safe for us. While keeping our money safe they also let us earn a certain amount of interest on the money !eposite! "ith them. Tra!itional banks have been !oing this an! internet banks continue the same function. The only !ifference is in the "ay the transactions are ma!e. They all kno" about internet banking an! most of us use it #uite often as "ell but fe" of us actually un!erstan! about the history of internet banking an! ho" it  all came out. $no"ing the history of internet banking can be incre!ibly useful especially since it "ill allo" us to have more respect for the little things that "e take for grante!. Internet banking has been aroun! for #uite a fe" years no" but has really only become prominent over the past year or so in particular. Internet banking offers an array of !ifferent a!vantages to the user inclu!ing account balances an! history inclu!ing year%to%!ate information the ability to transfer money from one account to another an! to payees for bill payments p ayments check history history reor!ers an! stop paym paymen ents ts chec check k cre! cre!it it car! car! bala balanc nces es an! an! stat statem emen ents ts compl complet ete e onli online ne loan loan applic applicati ations ons secure secure inter interact activ ive e messagi messaging ng "ith "ith staff staff an! much much more. more. Intern Internet  et  banking basically allo"s you to be able to !o everything that you can in your regular banking institution only "ith the bene&it that you can !o it all right from the con conveni venien ence ce of your our o"n o"n home home.. Not Not onl only is this this grea greatt beca becaus use e you can can be comfortable an! have peace of min! kno"ing that you can keep track yourself of all your banking issues but as "ell it allo"s for more ease because you never have to "orry about rushing out an! making it to the bank.

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With the problems an! limitations associate! "ith manual banking proce!ures as "itnesse! in most parastatals to!ay complie! "ith the problems associate! "ith the e?isting application programs even much more in the presence of serious technological a!vances aime! at improving information system. This is activities aime! at she!!ing light upon the nee! for improvement in accounting activities an! the means of achieving its ef&iciency effectiveness reliability an! success promising future through computer intervention. Internet banking i!enti&ies a particular set of technological solutions for the !evelopment an! the !istribution of &inancial services "hich rely upon the open architecture of the Internet. With the implementation of an Internet  banking system the banks maintain a !irect relationship "ith the en! users via the "eb an! are able to provi!e a personal characteri0ation to the interface by offering a!!itional customi0e! services.

:?isting system is the tra!itional banking "here customers have to go through the long #ueue time "aste! an! still "oul!n@t have access to ef&icient  an! effective banking system.

Consi!ering the stress an! time taken to go to bank an! !o transaction. The !evelopment of a "ell structure an! secure! online banking system "ill allo" customer to perform ob(ectives like creating a banking system that is

easily accessible by customers from the comfort of their homes of&ices. Re!uce the &lo" of human traf&ic an! long #ueues at banksA 'romote ef&icient  an! effective banking for the banks by focusing on those services that still re#uire physical presence at the banking hall. 'rovi!es intra%bank fun!s transfer services to their customers. $eep a !etaile! log of customer transactions "ith the bank on his account. 6enerate the statement of account  of a selecte! perio! of time for customers. 1n! 'rovi!e a customer relationship services.

)o" the online banking "ill interact "ith the environment "hat  "ill be the functional an! non%functional re#uirement. These all the steps shoul! be !e&ine! here for provi!ing a po"erful base to the !esign phase.

The !esign of the pro(ect "ill completely !epen! on the functional an! non% functional re#uirements. +o these shoul! be !e&ine! clearly an! accurately for the effectiveness.

9ollo"ing are the services "hich this system "ill provi!e. These are the facilities an! functions re#uire! by the customer.

aB bB cB !B

Online balance check  Online shopping opportunity Online !ata entry by the staff  Up!ating the !ata

eB 5alance transfer fB Check book 1llotment 

1ll the process mentione! in the D9D are !escribe! as belo".

:ach Customer "ill have its account I! an! pass"or!. This page "ill re#uire both of these attributes for them to access their account.

It isn@t sure that each visitor of the 5ank@s "ebsite "ill be a customer. )eshe "oul! be a normal visitor intereste! in rea!ing the features bank  provi!es. The "ebsite@s main page shoul! provi!e him the basic features an! bene&its of the bank to these types of users.

1 ne" visitor the 5ank@s "ebsite "oul! be intereste! in opening a ne" account in the 5ank. +o he must be provi!e! an easy path to create a ne" account in the bank.

Ne" comer shoul! have to &ill the form to register himher self "ith the bank. 1fter &illing the form If the values inputte! by the user "ere logical correct his contact !etails "ill be sent to the a!ministration block else he "ill be aske! to input the values again.

1fter a user "ill be login he "ill provi!e! an interface offering !ifferent  tasks )ere this interface "ill provi!e many of the functionalities "hich the customer nee!s in the soft"areB. )e has to choose a task to carry on his "ork.

On the Website main page 1 staff login link "ill also be provi!e!. 5ank  staff "ill use to input their ID@s an! pass"or!s to access their account. )ere the type of staff "ill also be recogni0e! if he "ill be of a!ministration block

he "ill be sent to the a!ministration mo!ule else he "ill be sent to the recor! management mo!ule.

1fter logging in if the user "ants to check his balance he "ill have to click the balance check link. It "ill tell him his current balance of the account  through "hich he is logge! in.

If user "ants to transfer his money to some other account then this mo!ule "ill provi!e him this opportunity. )e "ill input the account !etails of  the receiver. 1fter this process server "ill check the balance of the user an! if  the transfer balance "ill be less than the account balance then transfer "ill take place else he "ill be alarme! that he has lo balance.

If the user physically contacts the 5ank branch then he "ill provi!e his account !etail to the management staff "ho "ill inform him about his account. User "ill be able to !o every task at the branch that he can !o online from his home.

+ystem analysis is a logical processA the ob(ective of this stage is not  actually to solve the problem but to !etermine "hat must be !one to solve the problem. The basic ob(ective of the analysis stage is to !evelop the logical mo!el of the system using tools such as U/< Uni&ie! mo!eling languageB.

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To re!uce the manual an! paper "ork.

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To provi!e #uick access.

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:asy maintenance of recor!s

9easibility is the !etermination of "hether or not a pro(ect is "orth !oing. The processes is follo"e! in making this !etermination is calle! a feasibility stu!y. 9easibility stu!y is the test of system proposal accor!ing to its "orkability Impact on the organi0ation ability to meet user@s nee!s an! effective use of  resources. The result of feasibility stu!y is a formal proposal. This is simply a report G a formal !ocument !etailing the nature an! scope of the propose! solution .The main ob(ective of a feasibility stu!y is to test the technical social an! economic feasibility of !eveloping a computer system. This is !one by investigation the e?isting system in the area un!er investigation an! generating i!eas about a ne" system. On stu!ying the feasibility of the system three ma(or consi!erations are !ealt "ith to &in! "hether the automation of  the system is feasible.

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This Diagram server t"o purpose. 

'rovi!es an in!ication of ho" !ate is transforme! as it moves through the system.

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  Disputes the functions an! sub functions that transforms the !ata&lo".

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The Data &lo" !iagram provi!es a!!itional information that is use! !uring the analysis of the information !omain an! server as a basis for the mo!elling of functions.

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The !escription of each function presente! in the D9D is containe! is a process speci&ications calle! as '+':C

Login

Admin Login

Authencaon

View customers

Vericaon

Transacon

!e"osit

Account choose

Sa&ing

*e"orng

Customer Can!i!ate

 Authority

#ithdraw

$n%uiry

Transacon

'urrent

(i)ed de"osit

!ata+ase ,"date

The entity Relationship Diagram :RDB !epicts the relationship bet"een the !ata ob(ects. The :RD is the notation that is use! to con!uct the !ate mo!elling activity the attributes of each !ata ob(ect  note! is the :RD can be !escribe! resign a !ata ob(ect !escriptions. The set of primary components that are i!enti&ie! by the :R%Diagram are 

Data ob(ect 



Relationships



1ttributes

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>arious types of in!icators.

The primary purpose of the :RD is to represent !ata ob(ects an! their relationships.

     t      t     s     a     e

 u      a      S       s      t       t     

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!       I     

     i     y     c      t

    e      d     r     s     a     d     s

!        - r      ,       I       s e         

 A        c       c       s       o       u      n       t     

     s      s      e      r        d        d      a

 N       c      A       O        -  c    

    e     I     s      ,    r-     !  e       "       y      T           I

!

     i     "     n

    u     r     o     t     c     n     y

 n       "      i     

 s      h       a          t      d a     e  e       y      u       "      t     

    n     m    u     a     o     t     )     "     y     e      T     t

 k       e      '       s      c      h     

    )     o      t     n      I

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-     c     o     c     o      T     a     n

!       I       m      . n            e      a    

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 u      s      s      t a            t     

 e      c      s I                     &      a    

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 m      l n            e      a    

 d       w       "    

    a      d     e      t      t  l       a      m      e      i     

 

+tart 

$nter userId / Password

Valid user

Balance en%uiry

(unds trans.er

Your account +alance

Transacon ammount

Trans.er u"date "role

Log out

0ini statements

+top

User Info

User

Verify Banking   System

User

Transacon Trans.er (unds 'heck Balance 'hange !etails

The program or pro(ectB evaluation an! revie" techni#ue commonly abbreviate! ':RT is a statistical tool use! in pro(ect management  "hich "as !esigne! to analy0e an! represent the tasks involve! in completing a given pro(ect . 9irst !evelope! by the Unite! +tates Navy in the 2H7s it is commonly use! in con(unction "ith the critical path metho!C'/B.

6antt charts convey this information visually. They outline all of the tasks involve! in a pro(ect an! their or!er sho"n against a timescale. This gives you an instant overvie" of a pro(ect its associate! tasks an! "hen these nee! to be &inishe!.

User after logging into hisher account a page is !isplaye! "ith the basic re#uirements* 2B 5alance :n#uiry. 3B 9un!s Transfer User can perform various actions on hisher account.

5alance en#uiry.

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Client can vie" the balance left in his account if once he has entere! into his account.

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The client has alrea!y been logge! in.

The system is mainly !ivi!e! into  mo!ules       



1llo"s you to create a ne" bank account.

1llo"s you to mo!ify e?isting account.

Displays the current balance in your account.

1llo"s you to transfer fun!s from one account to another.

They are the various proce!ures of the bank.

They are generate! by the "ebsite.

1s the "orl! becomes more of a global village being runne! by paperless systems the i!ea of a cashless society is the hope of the future. Thus more innovations "ill still evolve "hich "ill make cashless transactions easily accessible an! affor!able.

5anking soft"are is !esigne! to make the users life easier. It has a very simple interface an! is !esigne! in such a "ay that even a beginner can use it. It helps the user to maintain an! han!le multiple accounts. 1ccounting errors are !ecrease! "ith banking systems soft"are. The user can manage several functions "ith one soft"are. With banking systems soft"are you can easily manage all of your banking functions in a secure environment. 1 banking systems soft"are provi!er can help you eliminate your manual accounting recor!keeping an! &inancial reporting processes "hich "ill in turn help you pro!uce error%free statements.

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