Monetize Bank Guarantee, SBLC, MTN

SPECIAL SPECI AL MO MONE NETI TIZA ZAT TIO ION N PROG PROGRA RAM M FO FOR R BANK INSTRUMENTS & BANK LODGED SKR’S PROGRAM HIGHLIGHTS: 1. De Desi sign gne e !" #" #"$% $% #i #i! ! '( '($e $e' ') ) is iss* s*e e++ e, e,is is!i !ing ng in ins! s!$* $*-e -en! n!s s "$ ' 's s 's 'sse se!s !s.. NO F$e $es s C*! "$ S"" ""n n !" /e iss* s*e e ins!$* $*-en!s #i!"*! ' 0e 0e$i $ii i' '/( /(e e B'n% R2A s!'!ing !'! !e B'n% is R2A !" iss*e ' MT3456. Te "n() 'e7!'/(e e(i0e$) -e!" "$ !is 7$"g$'is ' S#i! MT3456. 8. De Des signe "$ 2"$( B'n%s !'! '0e ' M" M"" ") )’’s "$ S & P C$e $e i! R'!ing3 N" N" N"n n R' R'!e !e  B' B'n% n%s s 9P 9P(e (e's 'se e 's 's% % '/ '/"* "*!! "*$ N" N"n n R' R'!e !e  B' B'n% n% M" M"ne ne!i !i' '!i !i"n "n P$"g$'-.; <. B"! O#ne 'n Le'se Ins!$*-en!s '$e 'e7!'/(e. =. BG’ G’s s+ SB SBLC LC’’s + MT MTN’ N’s s 'n 'n  C' C's s 9B 9B(" ("% %e e F* F*n ns; s; 's #e #e((( 's 'n 'n) ) 's 'sse se!s !s in(* *iing /"ns !'! '$e (" "g ge in ' R'!e B'n% 's (" ("n ng 's !e B'n% 'n iss*e ' MT3456 e$!i)ing !e 0'(*e " !e 'sse!. NO N"n B'n% L"ge SKR’s. >. Mini-*Ins!$*-en! Sie: ?>6 Mi((i"n. 5. F"$ O#ne Ins!$* $*-en en!!s: N" N"n n Re Re "*$se L"' "'n n T" @'(*e *7 !" 56 56  Less > C"--issi"n e7ening "n !e s7eii B'n% 4. F"$ Le Le' 'se Ins!$* $*-en en!!s: N"n Re Re "*$se L"'n T" @'(*e *7 !" >> >>  Less > C"--issi"n e7ening "n !e s7eii B'n% . P$"ees " M"ne!i'!i"n P'i "*! in < Ins!'((-en!s:  A. << #i!in 16 B'n%ing D')s '!e$ G"" $eei7! 'n 0e$ii'!i"n "  !e MT3456 B. << #i!in 86 B'n%ing D')s '!e$ G"" $eei7! 'n 0e$ii'!i"n "  !e MT3456 C. << #i!in <6 C'(en'$ D')s '!e$ G"" $eei7! 'n 0e$ii'!i"n "  !e MT3456 PROCEDURES: 1. Te ( (iien en!! #i #i((( s* s*//-i! i! ! !e e " "(( (("# "#iing ng:: S! S!'n 'n' '$ $ CI CIS+ S+ P' P'ss ss7" 7"$! $!++ " "7) 7) " ! !e e Ins! In s!$* $*-e -en! n! ! !'! '! ' 's s '( '($e $e' ') ) /e /een en iss ss*e *e  'n 'n  ' " "7) 7) " !e B' B'n% n% S! S!' '!e !e-e -en! n! s"# s "#in ing g ! !e e In Ins! s!$* $*-e -en! n! in ! !e e C( C(ie ien! n!s s ' '" "*n *n!. !. I ! !e e ( (ie ien! n! ' 's s B( B(" "%e %e  F* F*n ns s !en ! en ' " "7) 7) " ! !e e B' B'n% n% S!' S!'!e !e-en -en!! #i #i(((( s* s* i ie. e. PL PLEA EASE SE NO NOTE TE:: 2e '( '(s" s" $e $e*i *i$e $e ' 0e 0e$i $ii i'/ '/(e (e R2A $"$"- ! !e e is iss* s*in ing g /' /'n% n% s! s!'! '!in ing g ! !'! '! ! !e e B' B'n% n% is R2 R2A A !" is iss* s*e e ' MT3456. 8. T Te e ( (ie ien! n! #i #i(((( /e is iss* s*e e ' " "n! n!$' $'!! $ $""- ! !e e -" -"ne ne!i !ie e$. $. Te *s *s*'( *'( !i-e $' $'-e -e is #i!in = !" 48 /'n%ing "*$s. <. A A!e !e$$ /" /"! ! 7'$ 7'$!i !ies es si sign gn !e " "n! n!$' $'! ! 'n 'n  ! !e e ( (ie ien! n! #i #i(((( in in"$"$- !e (e (ene ne$$ '/ '/"*! "*! !e ! e ' '" "*n *n!! e e!' !'i(i(s s " # #e$ e$e e ! !e e in ins! s!$* $*-e -en! n! is /e /ein ing g s# s#i i!e !e  $ $""- 'n 'n  "n # #'! '! ') ' ). T Te e MT MT34 3456 56 -* -*s! s! /e se sen! n! #i #i! !in in ! !$e $ee e 9< 9<;; /' /'n% n%in ing g ' ') )s ' '!e !e$$ e, e,e e*! *!i" i"n n "  !e "n!$'!. =. Te se sen nin ing g /' /'n% n% #i #i(((( se sen n ! !e e MT MT33 45 456 6 !" "n "ne e " ! !es ese e !# !#" " " "$$ $$es es7" 7"n nen en!! /'n% /' n%s: s: C" C"---e$ e$/ /'n 'n%+ %+ Ge Ge$$-'n 'n) ) OR B' B'n% n% " Ne Ne# # "$% Me Me(( (("n "n++ Ge Ge$$-'n 'n) ) in EUROS "$ i in USD+ !e S#i! s"*( /e sen! in E*$" E*i0'(en!. >. T Te e $e $ee ei0 i0in ing g /' /'n% n% #i #i(((( '* '*! !en en!i !i' '!e !e 'n 'n  " "n ni$ i$- ! !e e S# S#i i!! 7e 7e$$ ! !e e 7$ 7$"! "!" ""( "(s s s7e s7 ei iiie "n ! !e e " "n! n!' '!! 'n 'n  ! !e e P' P') )-e -en! n! ) )( (e e #i #i(( (( /e /egi gin n 's e e!' !'i( i(e e '/ '/"0 "0e e *ne$ P$"g$'Hig(ig!s. 5. Te$- " M" M"ne ne!i !i' '!i !i"n "n is On One e e'$ 'n 'n  On One e M" M"n! n!. . In Ins! s!$* $*-e -en! n! is $e $e!* !*$n $ne e #i!in 1> ')s 7$i"$ !" ! e e,7i$'!i"n " 1< -"n!s. FREUENTL ASKED UESTIONS AND ANS2ERS:

1. *es!i"n: 2 2' '! !) !)7 7e " Ins!$* $*-e -en n! Asse! *'(ii ie es "$ !i is s P$"g "g$$'-  Ans#e$: An) Asse! "$ Ins!$*-en! #e$e !e (ien! is '/(e !" '0e ise$ /'n% iss* is s*e e ' MT MT3345 456 6 #i! i!  !e 7$" $"7e 7e$$ 'n 'n  s! s!'n 'n' '$ $ B( B(" "% %e e F*n *ns s 0e 0e$/ $/i' i'ge ge #" #"*( *(  *'(i(i) *' ).. T Tis is #" #"*( *(  in in( (* *e: e: C's C's  9B( 9B(" "%e %e  F* F*n ns;+ s;+ B' B'n% n% G* G*'$' '$'n!e n!ees es++ S! S!'n 'n  B) Le!! Le !!e$ e$s s " C$ C$e ei! i!++ Me Mei i**- Te$- N" N"!e !es+ s+ 's #e #e(((( 's H' H'$ $ Ass sse! e!s s 's (" ("ng ng 's ! !e) e) '$e ("ge in ' 7$"7e$ /'n%. 8. * *es es!i !i"n "n:: M* M*s! s! ! !e e In Ins! s!$* $*-e -en! n! '( '($e $e' ') ) /e is iss* s*e e "$ ' 'n n )" )"* * #" #"$% $% #i #i! ! F$ F$es es  C*! Ins!$*-en!s  Ans#e$: Te $e*i$e-en! is "$ !e Ins!$*-en!+ C's "$ H'$ Asse! -*s! '($e') /e "n e e7" 7"si si!! in ! !e e ( (ie ien! n!s s /' /'n% n%.. In e e$!' $!'in in ' 'se ses+ s+ #e #"* #"*( ( ' 'e e7! 7! ' R2 R2A A $"' B' B'n% n% i ! !e e in ins! s!$* $*-e -en! n! #' #'s s n" n"!! is iss* s*e e.. H" H"#e #e0e 0e$+ $+ #e #i #i(((( n" n"!! #" #"$% $% #i #i! ! ' N" N"n3 n3 Iss* Is s*e e In Ins! s!$*$*-en en!! # #e$e e$e ! !e$ e$e e is ' P P$" $"0i 0ie e$’ $’ in in0" 0"(0 (0e+ e+ 's e, e,7e$ 7e$ie ien ne e ' 's s s s"#n "#n !'! !e 0's! -'J"$i!) " !ese ins!$*-en!s '$e ne0e$ iss*e. <. 2 2' '! '$e !e !i-e $' $'-es in0"(0e in Iss ss* *ing ' "n!$' $' ! 'n ("si sin ng  Ans#e$: Tis is ' 0e$) i-7"$!'n! *es!i"n. O*$ -"ne!ie$ #"$%s 0e$) *i%() !" iss* is s*e e ' " "n! n!$' $'! !.. On One e ! !e e " "n! n!$' $'! ! is iss ss*e *e+ + ! !e e ( (ie ien! n! $e $e0i 0ie# e#s s i!. An) n) '( '((( *es! *e s!i" i"ns ns #i #i(((( /e ' '$e $ess sse e.. On One e ! !e e ( (ie ien! n! si sign gns s !e " "n! n!$' $'!+ !+ ! !e e ( (ie ien! n!s s /' /'n% n% -*s! /e 7$e $e7 7'$e $e  !" iss*e !e S#i! MT3456 #i!in 83 < B'n 'n% %ing D') ')s s 9N 9N" " ("ng (" nge$ e$.; .; T Tis is #i #i(((( /e s7 s7ei eii ie e "n ! !e e " "n! n!$' $'!. !. T Tis is s s"$! "$! !i !i-e -e $ $'-e '-e is *e !" !e '! ' ! ! !'! '! "n ne e ! !e e " "n! n!$' $'! ! is si sign gne e /) ! !e e ( (ie ien! n!++ ! !e e -" -"ne ne!i !ie e$$ ' 's s '( '($e $e' ') ) $ese$ $es e$0e 0e  ! !e e * *n ns. s. I ! !e e ( (ie ien! n! is *n *n'/( '/(e e !" se sen n ' S#i S#i! ! #i #i!i !in n !i !is s !i !i-e -e $' $'-e -e++ !en !is is n"! ! e $ig! 7$"g$'"$ !e (ien!. =. *es!i"n "n:: 2 2' '! !) !)7 7es " B'n%s * *' '(i) "$ !e M"ne ne!!i'!i !i"n "n P$" $"g g$''-   Ans#e$: A(( T" T"7 7 2"$( B'n%s *'(i) "$ !e M"ne!i'!i"n P$"g$'- '! !e iges! LT@ @s s 's in ini i' '!e !e  "n ! !e e '! '!!' !' e e ( ()e )e$. $. T Te e -" -"ne ne!i !ie e$$ #i #i(((( #" #"$% $% "! "!e e$$ B' B'n% n%s s !'! ! '! '$ '$e e n" n"!! T"7 R' R'!e !e  '! ' L" L"#e #e$$ LT@+ *s *s*' *'(( (() ) 56 56  (es ess s >  C" C"---iiss ssi" i"ns ns.. Te T e -" -"ne! ne!i ie$ e$ #i #i(((( n" n"!! en en!e !e$!' $!'in in:: N" N"n n R'! R'!e e B'n B'n%s %s++ B' B'n% n%s s (" ("' '!e !e  in @e @ene ne* *e( e('+ '+ B$' B$ 'i(i( 'n 'n  in ! !e e F" F"$$-e$ e$ S" S"0i 0ie! e! Un Uni" i"n. n. 2e " ' '0e 0e ' M" M"ne ne!i !i' '!i !i"n "n P$ P$"g "g$' $'- " "$  $  N"n3 N" n3R' R'!e !e  B' B'n% n%s s ! !'! '! $e $e* *i$ i$es es ' MT MT3345 456 6 '! (" ("#e #e$$ LT@. P( P(e' e'se se " "n! n!' '!! *s " "$  $  e!'i(s. >. *es!i"n: 2 2' '! is !e -"s! i-7"$!'n! s!e7 !'! is "!en "0e$(""%e  Ans#e$: Te (ien! -*s! /e $e'( 'n n"! ' !i$e3%i%e$. Te (ien! -*s! /e ""7 " "7e$ e$'! '!i0 i0e e 'n 'n  !$ !$'n 'ns7 s7'$ '$en en!! in i is se e$$ e e' '(i (ing ngs. s. Te ( (ie ien! n! -* -*s! s! /e '/ '/(e (e !" '0e ' 0e i is se$ e$ /'n /'n% % se sen n ' MT MT34 3456 56 in ! !e e !i !i-e -e $' $'-e -e ' '((((e e " "$$ in !e "n!$' "n!$'! !++ i. i.e. e. /e!#een 83< B'n%ing ')s '!e$ !e signing " !e "n!$'!. NO TIME 2ASTERS.