Financial Institutions & Banking -Solved Assignment-001 (20 Papers)

www.oqp.in SCDL- PGDBA- III Semester (Finance) FINANCIAL INSTITUTIONS & BANKING - Paper Code -132

SCDL SOLVED ASSIGNMENTS – FINANCIAL INSTITUTIONS & BANKING LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Multiple Choice Multiple Answer Question IFC provides financial assistance :Correct Answer Through loans , Through purchase of shares , For economic development Your Answer Largely as aid , Through loans Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Six months or less Multiple Choice Multiple Answer Question From time to time RBI has issued :Correct Answer Straight coupon bonds , Inflation linked bonds , Zero coupon bonds Your Answer Straight coupon bonds , Inflation linked bonds , Zero coupon bonds Multiple Choice Multiple Answer Question R B I issues currency notes against the security of:Correct Answer Gold bullion , Foreign securities , GOI securities Your Answer Gold bullion , Foreign securities , GOI securities Multiple Choice Single Answer Question The type of banking involving a small number of Large Customers viz.Corporates & multinationals is :Correct Answer Wholesale Banking Your Answer Wholesale Banking True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer True Select The Blank Question The ________ are buy and hold investors and almost never trade on their investments. Correct Answer Provident Funds Your Answer Mutual Funds Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy ,

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Assigning it in the open market Multiple Choice Multiple Answer Question IDA lends to poor countries : Correct Answer By lending at 0% interest. , For periods up to ten years , By borrowing from IBRD Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Single Answer Question Treasury bills are issued by :Correct Answer RBI Your Answer RBI True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True True/False Question No TDS is deducted on Interest paid on CDs. Correct Answer True Your Answer True Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Multiple Answer Question Mutual fund has main entities like :Correct Answer Sponsor , Trust , Asset Management company Your Answer Sponsor , Trust , Asset Management company Multiple Choice Multiple Answer Question Prominent Institutional Investors are :Correct Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual Funds Your Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual Funds Multiple Choice Single Answer Question A record of the holdings of GOI dated securities of each holder is contained in :Correct Answer SGL pass book Your Answer SGL pass book Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question SIDCs & SIICs are under the control of :Correct Answer State Governments Your Answer State Governments True/False Question PFC has been persuading State Governments restructuring of

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Assigning it in the open market Multiple Choice Multiple Answer Question IDA lends to poor countries : Correct Answer By lending at 0% interest. , For periods up to ten years , By borrowing from IBRD Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Single Answer Question Treasury bills are issued by :Correct Answer RBI Your Answer RBI True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True True/False Question No TDS is deducted on Interest paid on CDs. Correct Answer True Your Answer True Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Multiple Answer Question Mutual fund has main entities like :Correct Answer Sponsor , Trust , Asset Management company Your Answer Sponsor , Trust , Asset Management company Multiple Choice Multiple Answer Question Prominent Institutional Investors are :Correct Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual Funds Your Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual Funds Multiple Choice Single Answer Question A record of the holdings of GOI dated securities of each holder is contained in :Correct Answer SGL pass book Your Answer SGL pass book Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question SIDCs & SIICs are under the control of :Correct Answer State Governments Your Answer State Governments True/False Question PFC has been persuading State Governments restructuring of

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their power sector to make them viable. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer Advances Loans/cash credits Loans/cash credits Cash withdrawal facility ATM ATM Remittances MT/DD/TT/EFT MT/DD/TT/EFT Government business Collection of taxes Collection of taxes Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected Select The Blank Question The CRAFICARD recommended the establishment of ________. Correct Answer NABARD Your Answer NABARD Multiple Choice Multiple Answer Question The objective NEF Scheme of SIDBI is to provide equity support to :Correct Answer New Units in tiny Sector , New Units in Small Sector , Existing units in tiny & small scale sector Your Answer New Units in tiny Sector , New Units in Small Sector , Existing units in tiny & small scale sector Multiple Choice Single Answer Question Which of the following institution was set up as a subsidy of RBI in 1964? Correct Answer IDBI Your Answer IDBI Select The Blank Question Kisan Vikas Patra are issued through ________. Correct Answer Post Offices Your Answer Post Offices Multiple Choice Single Answer Question DFHI was incorporated under the :Correct Answer Companies Act, 1956 Your Answer Companies Act, 1956 Multiple Choice Single Answer Question Which one of the following is not a deposit account? Correct Answer Cash Credit account Your Answer Cash Certificate True/False Question CP is a usance promissory note hence it can be negotiated by endorsement & delivery. Correct Answer True Your Answer False Select The Blank Question The ________ meet the long and medium term credit needs of agriculture. Correct Answer Land Development Banks Your Answer Regional Rural Banks Multiple Choice Single Answer Question Zero Coupon Bonds are issued at a :-

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Correct Answer Discount to face value Your Answer Discount to face value True/False Question NABARD provides Refinance for Marketing of Crops. Correct Answer True Your Answer False True/False Question The Capital of NABARD is subscribed byWorld Bank. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question Soft Loan Scheme for modernization is provided by :Correct Answer IFCI , ICICI , SIDBI Your Answer ICICI True/False Question In case of T-Bills potential investors have to put in competitive bids. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI True/False Question Non bank financial institutions undertake fund and non fund based activities. Correct Answer True Your Answer True Multiple Choice Single Answer Question Instruments issued by DFIs and Banks carry :Correct Answer Highest credit ratings Your Answer Highest credit ratings Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF True/False Question Amongst others, ICICI also provided long and medium term loans or equity finance. Correct Answer True Your Answer True Select The Blank Question Interest on advances is generally calculated on ________ products. Correct Answer Daily Your Answer Fortnightly Select The Blank Question The ________ has been accredited by RBI as a Primary Dealer in Governemt Securities. Correct Answer STCI

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Your Answer GIC Select The Blank Question ________ is merely an asset created out of book entries. Correct Answer SDR Your Answer SDR Multiple Choice Single Answer Question Development Financial Institutions provide finance to the needy Correct Answer Corporates & govt. institutions Your Answer Corporates & govt. institutions LIST OF ATTEMPTED QUESTIONS AND ANSWERS Multiple Choice Multiple Answer Question SIDBI provides :Correct Answer Refinance , Rediscounting of Bills , Financial support to SSIDC Your Answer Refinance , Rediscounting of Bills , Financial support to SSIDC True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Single Answer Question Which of the following services is not provided by Commercial banks? Correct Answer Deposit Insurance Your Answer Deposit Insurance Multiple Choice Single Answer Question IDBI has helped in the establishment of :Correct Answer EXIM Bank Your Answer IFCI Select The Blank Question DFIs are the second largest issuer of ________ after the Govt and Sovereign bodies. Correct Answer Debt instruments Your Answer Debt instruments True/False Question A Cheque is a Negotiable Instrument. Correct Answer True Your Answer True True/False Question State loans are much less liquid than GOI Securities. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question IIBI (formerly known as IRBI )undertakes :Correct Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services Your Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services True/False Question Development financial institutions primarily lend to Agriculture sector. Correct Answer False Your Answer False True/False Question Banks do not invest in the GOI securities .

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Correct Answer False Your Answer False Select The Blank Question NABARDs Criteria for Refinance covers Technical ________ of the project. Correct Answer Feasibility Your Answer Feasibility True/False Question IMF discourages excessive use of its resources by imposing a surcharge on large loans. Correct Answer True Your Answer True Select The Blank Question As a banker to the Government, RBI accepts Government deposits at ________% interest. Correct Answer 0 Your Answer 0 Select The Blank Question HDFCs loans were linked up with________. Correct Answer Planned Savings Your Answer Planned Savings Multiple Choice Multiple Answer Question Other than Tourism, International funds remittances comprise of :Correct Answer Donations/Charity , Payments of Salaries , Payments of Royalty Your Answer Donations/Charity , Payments of Royalty Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power Multiple Choice Single Answer Question A major part of the credit of SFCs went to :Correct Answer SSI units Your Answer SSI units Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer ICICI True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Select The Blank Question NHB at present has a ________ Capital of Rs. 350 crores. Correct Answer Paid-up Your Answer Paid-up Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit.

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Correct Answer Negotiation Your Answer Negotiation True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Select The Blank Question The loans under________ are based on Poverty Reduction Strategy Paper. Correct Answer PRGF Your Answer PRGF Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Marine insurance , Fire insurance , Miscellaneous Multiple Choice Single Answer Question FIs can be classified into two categories depending on the basis of incorporation and :Correct Answer Operation Your Answer Size Multiple Choice Multiple Answer Question The main objective of ICICI was :Correct Answer To augment export finance in India , To channelise World Bank's funds to industries in India , To help in building up a Capital Market in India Your Answer To augment export finance in India , To help in building up a Capital Market in India , To aid Rural Development in India Multiple Choice Single Answer Question SIDCs & SIICs give loans ,guarantees & : Correct Answer Lease finance Your Answer Lease finance Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer True Select The Blank Question The extent of powers enjoyed by a branch depends on the size of its ________. Correct Answer Business Your Answer Business True/False Question Gramin banks are State Owned Banks. Correct Answer True Your Answer False True/False Question NIDHIS are Trading Organisations. Correct Answer False Your Answer True Multiple Choice Single Answer

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Question Corporate Debentures are :Correct Answer Long term debt instruments Your Answer Long term debt instruments Multiple Choice Multiple Answer Question Credit Information report is also known as :Correct Answer Credit report , Banker's report , Confidential report Your Answer Credit report , Banker's report , Confidential report Match The Following Question Correct Answer Your Answer Largest borrower in the world IBRD IBRD International Monetary Cooperation IMF IMF Prevention of crises CCL CCL Political insurance MIGA MIGA Multiple Choice Single Answer Question The apex institution in the field of Industrial Development is :Correct Answer IDBI Your Answer IDBI Multiple Choice Single Answer Question Bills Rediscounting Scheme of IDBI was introduced in the year :Correct Answer 1965 Your Answer 1965 Select The Blank Question Development financial institutions have been established to cater to ________ of the industrial sector. Correct Answer Long term financial needs Your Answer Long term financial needs Select The Blank Question The ________ was set up to help corrections in BOP maladjustments. Correct Answer IMF Your Answer UNO Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Multiple Choice Multiple Answer Question Functions of R.O. of a bank include :Correct Answer Inspection/audit , Control on branches , Grant loans/advances Your Answer Control on branches , Grant loans/advances , Pay interest on deposits Multiple Choice Single Answer Question IDBI introduced Automatic Refinance Scheme in the year :Correct Answer 1978 Your Answer 1975 Select The Blank Question The ________ is the apex institution in the field of foreign trade in India. Correct Answer EXIM bank Your Answer EXIM bank

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Multiple Choice Multiple Answer Question SFCs provide finance to :Correct Answer Corporates , Partnerships , Proprietary firms Your Answer Corporates , Partnerships , Proprietary firms Match The Following Question Correct Answer Your Answer Aquaculture ,Brackish Water Fisheries Fisheries Ploughing, weeding, transplantation Seasonal Agricultural Operations Irrigation & Drainage Market Yards, Storage & Warehousing Agricultural Marketing Agricultural Marketing Hill ,Tribal Area development Area Development Area Development Multiple Choice Multiple Answer Question The financial Assistance provided by the IMF enables member countries to :Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Pay for imports LIST OF ATTEMPTED QUESTIONS AND ANSWERS True/False Question NABARD provides short term refinance for procurement activities also. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question Tourism promotes :Correct Answer Credit Card Business , International remittances , Travellers' Cheques Your Answer Credit Card Business , Internation al remittances , Travellers' Cheques True/False Question HDFC was set up by NHB. Correct Answer False Your Answer False Multiple Choice Single Answer Question IMF articles were amended in 1978 to legalise the :Correct Answer Floating exchange rates Your Answer Special drawing rights Select The Blank Question Syndication involves ________ sanction. Correct Answer In principle Your Answer In principle Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Match The Following

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Question Correct Answer Your Answer CRR Primary reserve requirement Prevention of speculative hoarding in Bankers Bank Controlling the reserves of commercial banks Controlling the reserves of commercial banks Exchange control FEMA FEMA OMO Government securities Secondary reserve requirement Multiple Choice Multiple Answer Question The prominent Bond issuing PSU are :Correct Answer MTNL , NTPC , SAIL Your Answer MTNL , NTPC , SAIL Select The Blank Question The Premium of ________ is obtained through obligatory reinsurance premium. Correct Answer GIC Your Answer GIC Select The Blank Question The ________ does not collect Savings from the Public. Correct Answer NIICO Ltd. Your Answer NIICO Ltd. Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Match The Following Question Correct Answer Your Answer Money Market Instruments CP, T- Bills CP, T- Bills Negotaible Instruments Bills of exchange ,Cheques Bills of exchange ,Cheques GOI securities ZCB, ILBonds ZCB, ILBonds Long Term Debt instruments PSU Bonds PSU Bonds Select The Blank Question NABARD took over the functions of ACD, RPCC of RBI & ________. Correct Answer ARDC Your Answer ARDC Select The Blank Question The price in financial markets is known as ________. Correct Answer Rate of interest Your Answer Rate of interest True/False Question Banks lend to corporates directly. Correct Answer True

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Your Answer True True/False Question Banks authorised to deal in foreign exchange are known as Authorised Dealers. Correct Answer False Your Answer False True/False Question Under open market operation RBI conducts buying /selling shares/debentures of blue chip companies. Correct Answer False Your Answer False Multiple Choice Single Answer Question Initial Quantum of resources of IMF were contributed by members according to :Correct Answer Quotas fixed for members Your Answer Quotas fixed for members Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI Multiple Choice Multiple Answer Question ECGC Board comprises of Directors representing :Correct Answer Government , Banking/Insurance , Trade/Industry Your Answer Government Multiple Choice Single Answer Question A record of the holdings of GOI dated securities of each holder is contained in :Correct Answer SGL pass book Your Answer SGL pass book Multiple Choice Multiple Answer Question Which of the following statements are not prepared on a daily basis in branch? Correct Answer Cash Book , Trial Balance , P/L statement Your Answer Cash Book , Trial Balance , P/L statement Multiple Choice Single Answer Question Size of the Quota depended upon :Correct Answer GNP Your Answer GNP Multiple Choice Multiple Answer Question DICGC does not insure the deposits :Correct Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government Your Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government Select The Blank Question Financial markets are the centres that provide facilities for buying and selling of ________. Correct Answer Financial claims and services Your Answer Goods and services Multiple Choice Multiple Answer Question Agricultural Finance Consultancy Ltd(AFC) activities cover :Correct Answer Regional /Sectoral planning , Benchmark Surveys , Prefeasibility studies Your Answer Pre-feasibility studies , Regional /Sectoral planning , Benchmark

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Surveys Select The Blank Question In a Bank, the investment decisions are taken at ________ level. Correct Answer Head Office Your Answer Head Office True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer False Multiple Choice Single Answer Question IRBI was set up with a focus on :Correct Answer Sick Units Your Answer Sick Units Multiple Choice Single Answer Question SFCs suffer from a very high ratio of: Correct Answer Overdues Your Answer Overdues Multiple Choice Multiple Answer Question Functions of NIDHIs include :Correct Answer Accepting Deposits , Granting loans , Encourage thrift Your Answer Accepting Deposits , Granting loans , Speculation Multiple Choice Multiple Answer Question R B I conducts monetary control by way of O M O in :Correct Answer Treasury bills , State /central Government Securities Your Answer Treasury bills , State /central Government Securities Multiple Choice Single Answer Question The foreign currency account maintained by an authorised dealer with its correspondent abroad is :Correct Answer Nostro Account Your Answer Nostro Account Select The Blank Question Mutual Funds provide the benefits of ________. Correct Answer Portfolio management Your Answer Bulk investment Select The Blank Question An ________ letter of credit cannot be canceled by the buyer without the seller's consent. Correct Answer Irrevocable Your Answer Irrevocable Multiple Choice Single Answer Question The primary sources of IMF resources are :Correct Answer Quotas Your Answer Quotas Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Indigenous bankers Multiple Choice Single Answer Question The first long term industrial financing corporation set up in the country was :Correct Answer IFCI Your Answer IFCI Select The Blank

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Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question One of the leading All India FI is :Correct Answer SIDBI Your Answer LIC True/False Question Small Savings are source of Capital Receipts for the Government. Correct Answer True Your Answer True True/False Question The overdraft facility is also known as Cash credit facility. Correct Answer True Your Answer False Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question Duties of an International Banking unit cover :Correct Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Your Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit True/False Question The currency notes issued by RBI are legal tender everywhere in India without any limit. Correct Answer True Your Answer False Multiple Choice Multiple Answer Question Post Offices are popular for mobilizing small savings of the public due to :Correct Answer Wide network , Tax concessions , Saftey of funds Your Answer Low returns , Wide network , Saftey of funds Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd LIST OF ATTEMPTED QUESTIONS AND ANSWERS Multiple Choice Multiple Answer Question Agricultural Finance Consultancy Ltd(AFC) activities cover :Correct Answer Benchmark Surveys , Pre-feasibility studies , Regional /Sectoral planning Your Answer Benchmark Surveys , Pre-feasibility studies , Regional /Sectoral planning Multiple Choice Multiple Answer Question Duties of an International Banking unit cover :Correct Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit

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Your Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Select The Blank Question The ________ is the apex institution in the field of foreign trade in India. Correct Answer EXIM bank Your Answer FEDAI True/False Question The Capital of NABARD is subscribed byWorld Bank. Correct Answer False Your Answer True True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer False Match The Following Question Correct Answer Your Answer Insurance of all employees of a Firm Group Insurance Group Insurance Premium Throughout Life Whole Life Whole Life Fixed Period Insurance Endowment Endowment Insurance of ocean Cargo Marine Insurance Marine Insurance Select The Blank Question DFIs are the second largest issuer of ________ after the Govt and Sovereign bodies. Correct Answer Debt instruments Your Answer Debt instruments True/False Question Mortgage Loans are loans against property. Correct Answer True Your Answer True Select The Blank Question An ________ letter of credit cannot be canceled by the buyer without the seller's consent. Correct Answer Irrevocable Your Answer Revocable Multiple Choice Single Answer Question Liabilities of Insurance Cos are mostly :Correct Answer Long term Your Answer Long term Select The Blank

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Question As a banker to the Government, RBI accepts Government deposits at ________% interest. Correct Answer 0 Your Answer 0.05 Multiple Choice Single Answer Question Bills Rediscounting Scheme of IDBI was introduced in the year :Correct Answer 1965 Your Answer 1975 Multiple Choice Single Answer Question DFHI was incorporated under the :Correct Answer Companies Act, 1956 Your Answer Banking Regulation Act,1949 Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The first development Bank of India, established in 1948 was :Correct Answer IFCI Your Answer IFCI True/False Question Non bank financial institutions undertake fund and non fund based activities. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer True Select The Blank Question The ________ does not collect Savings from the Public. Correct Answer NIICO Ltd. Your Answer NIICO Ltd. Multiple Choice Single Answer Question IRBI was set up with a focus on :Correct Answer Sick Units Your Answer Sick Units Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over three years Multiple Choice Multiple Answer Question Which of the following statements are not prepared on a daily

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basis in branch? Correct Answer Cash Book , Trial Balance , P/L statement Your Answer Audited Balance Sheet , Trial Balance , P/L statement True/False Question Banks lend to corporates directly. Correct Answer True Your Answer True True/False Question Small Savings are source of Capital Receipts for the Government. Correct Answer True Your Answer False Multiple Choice Single Answer Question Treasury Bills are issued by the :Correct Answer RBI Your Answer RBI Multiple Choice Single Answer Question Account where lump sum investment is made for specific period is :Correct Answer Term Deposit account Your Answer Term Deposit account Multiple Choice Single Answer Question The apex institution in the field of foreign trade in India is :Correct Answer EXIM Bank Your Answer EXIM Bank Multiple Choice Multiple Answer Question Basic Life insurance policies include :Correct Answer Term insurance , Annuity contracts , Pension plans Your Answer Term insurance , Annuity contracts , Pension plans Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer ICICI Multiple Choice Multiple Answer Question IIBI (formerly known as IRBI )undertakes :Correct Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services Your Answer Lease or hire purchase finance , Consultancy & managerial services , Rural credit activities Select The Blank Question Syndication of Loans Globally does not involve any funds as it is ________ activity. Correct Answer Non-fund based Your Answer Non-fund based Multiple Choice Multiple Answer Question Mutual fund has main entities like :Correct Answer Sponsor , Trust , Asset Management company Your Answer Sponsor , Trust , Asset Management company Select The Blank Question ________ is merely an asset created out of book entries. Correct Answer SDR Your Answer EFF Multiple Choice Multiple Answer

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Question SFCs provide finance to :Correct Answer Corporates , Partnerships , Proprietary firms Your Answer Corporates , Partnerships , Proprietary firms Multiple Choice Single Answer Question The type of banking involving a small number of Large Customers viz.Corporates & multinationals is :Correct Answer Wholesale Banking Your Answer Global Banking Select The Blank Question The extent of powers enjoyed by a branch depends on the size of its ________. Correct Answer Business Your Answer Business Multiple Choice Multiple Answer Question Credit Information report is also known as :Correct Answer Credit report , Banker's report , Confidential report Your Answer Credit report , Banker's report , Confidential report Match The Following Question Correct Answer Your Answer Inter Bank Call Money Markets BRs, Call Money Receipts Currencies Money Market Instuments CP, CD ,T- Bills CP, CD ,T- Bills Capital Market Instruments Shares Shares Debt Market Instruments GOI Securities ,Bonds Shares Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections True/False Question Banks authorised to deal in foreign exchange are known as Authorised Dealers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The financial Assistance provided by the IMF enables member countries to :Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Pay for imports Select The Blank Question The repayment holiday period is also known as ________ period. Correct Answer Moratorium Your Answer Moratorium Multiple Choice Single Answer Question A non-scheduled bank does not deal in :Correct Answer Foreign Exchange

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Your Answer Foreign Exchange Multiple Choice Multiple Answer Question Prominent Institutional Investors are :Correct Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual Funds Your Answer Foreign Investors(FIIs) , Corporate Treasuries , Public sector Companies LIST OF ATTEMPTED QUESTIONS AND ANSWERS Multiple Choice Multiple Answer Question SIDBI provides :Correct Answer Refinance , Rediscounting of Bills , Financial support to SSIDC Your Answer Refinance , Rediscounting of Bills , Financial support to SSIDC True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Single Answer Question Which of the following services is not provided by Commercial banks? Correct Answer Deposit Insurance Your Answer Deposit Insurance Multiple Choice Single Answer Question IDBI has helped in the establishment of :Correct Answer EXIM Bank Your Answer IFCI Select The Blank Question DFIs are the second largest issuer of ________ after the Govt and Sovereign bodies. Correct Answer Debt instruments Your Answer Debt instruments True/False Question A Cheque is a Negotiable Instrument. Correct Answer True Your Answer True True/False Question State loans are much less liquid than GOI Securities. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question IIBI (formerly known as IRBI )undertakes :Correct Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services Your Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services True/False Question Development financial institutions primarily lend to Agriculture sector. Correct Answer False Your Answer False True/False Question Banks do not invest in the GOI securities . Correct Answer False Your Answer False Select The Blank

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Question NABARDs Criteria for Refinance covers Technical ________ of the project. Correct Answer Feasibility Your Answer Feasibility True/False Question IMF discourages excessive use of its resources by imposing a surcharge on large loans. Correct Answer True Your Answer True Select The Blank Question As a banker to the Government, RBI accepts Government deposits at ________% interest. Correct Answer 0 Your Answer 0 Select The Blank Question HDFCs loans were linked up with________. Correct Answer Planned Savings Your Answer Planned Savings Multiple Choice Multiple Answer Question Other than Tourism, International funds remittances comprise of :Correct Answer Donations/Charity , Payments of Salaries , Payments of Royalty Your Answer Donations/Charity , Payments of Royalty Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power Multiple Choice Single Answer Question A major part of the credit of SFCs went to :Correct Answer SSI units Your Answer SSI units Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer ICICI True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Select The Blank Question NHB at present has a ________ Capital of Rs. 350 crores. Correct Answer Paid-up Your Answer Paid-up Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation True/False

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Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Select The Blank Question The loans under________ are based on Poverty Reduction Strategy Paper. Correct Answer PRGF Your Answer PRGF Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Marine insurance , Fire insurance , Miscellaneous Multiple Choice Single Answer Question FIs can be classified into two categories depending on the basis of incorporation and :Correct Answer Operation Your Answer Size Multiple Choice Multiple Answer Question The main objective of ICICI was :Correct Answer To augment export finance in India , To channelise World Bank's funds to industries in India , To help in building up a Capital Market in India Your Answer To augment export finance in India , To help in building up a Capital Market in India , To aid Rural Development in India Multiple Choice Single Answer Question SIDCs & SIICs give loans ,guarantees & :Correct Answer Lease finance Your Answer Lease finance Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer True Select The Blank Question The extent of powers enjoyed by a branch depends on the size of its ________. Correct Answer Business Your Answer Business True/False Question Gramin banks are State Owned Banks. Correct Answer True Your Answer False True/False Question NIDHIS are Trading Organisations. Correct Answer False Your Answer True Multiple Choice Single Answer Question Corporate Debentures are :Correct Answer Long term debt instruments Your Answer Long term debt instruments

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Multiple Choice Multiple Answer Question Credit Information report is also known as :Correct Answer Credit report , Banker's report , Confidential report Your Answer Credit report , Banker's report , Confidential report Match The Following Question Correct Answer Your Answer Largest borrower in the world IBRD IBRD International Monetary Cooperation IMF IMF Prevention of crises CCL CCL Political insurance MIGA MIGA Multiple Choice Single Answer Question The apex institution in the field of Industrial Development is :Correct Answer IDBI Your Answer IDBI Multiple Choice Single Answer Question Bills Rediscounting Scheme of IDBI was introduced in the year :Correct Answer 1965 Your Answer 1965 Select The Blank Question Development financial institutions have been established to cater to ________ of the industrial sector. Correct Answer Long term financial needs Your Answer Long term financial needs Select The Blank Question The ________ was set up to help corrections in BOP maladjustments. Correct Answer IMF Your Answer UNO Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Multiple Choice Multiple Answer Question Functions of R.O. of a bank include :Correct Answer Inspection/audit , Control on branches , Grant loans/advances Your Answer Control on branches , Grant loans/advances , Pay interest on deposits Multiple Choice Single Answer Question IDBI introduced Automatic Refinance Scheme in the year :Correct Answer 1978 Your Answer 1975 Select The Blank Question The ________ is the apex institution in the field of foreign trade in India. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Multiple Answer Question SFCs provide finance to :Correct Answer Corporates , Partnerships , Proprietary firms

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Your Answer Corporates , Partnerships , Proprietary firms Match The Following Question Correct Answer Your Answer Aquaculture ,Brackish Water Fisheries Fisheries Ploughing, weeding, transplantation Seasonal Agricultural Operations Irrigation & Drainage Market Yards, Storage & Warehousing Agricultural Marketing Agricultural Marketing Hill ,Tribal Area development Area Development Area Development Multiple Choice Multiple Answer Question The financial Assistance provided by the IMF enables member countries to :Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Pay for imports Multiple Choice Multiple Answer Question Agricultural Finance Consultancy Ltd(AFC) activities cover :Correct Answer Benchmark Surveys , Pre-feasibility studies , Regional /Sectoral planning Your Answer Benchmark Surveys , Pre-feasibility studies , Regional /Sectoral planning Multiple Choice Multiple Answer Question Duties of an International Banking unit cover :Correct Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Your Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Select The Blank Question The ________ is the apex institution in the field of foreign trade in India. Correct Answer EXIM bank Your Answer FEDAI True/False Question The Capital of NABARD is subscribed byWorld Bank. Correct Answer False Your Answer True True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer False Match The Following

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Question Correct Answer Your Answer Insurance of all employees of a Firm Group Insurance Group Insurance Premium Throughout Life Whole Life Whole Life Fixed Period Insurance Endowment Endowment Insurance of ocean Cargo Marine Insurance Marine Insurance Select The Blank Question DFIs are the second largest issuer of ________ after the Govt and Sovereign bodies. Correct Answer Debt instruments Your Answer Debt instruments True/False Question Mortgage Loans are loans against property. Correct Answer True Your Answer True Select The Blank Question An ________ letter of credit cannot be canceled by the buyer without the seller's consent. Correct Answer Irrevocable Your Answer Revocable Multiple Choice Single Answer Question Liabilities of Insurance Cos are mostly :Correct Answer Long term Your Answer Long term Select The Blank Question As a banker to the Government, RBI accepts Government deposits at ________% interest. Correct Answer 0 Your Answer 0.05 Multiple Choice Single Answer Question Bills Rediscounting Scheme of IDBI was introduced in the year :Correct Answer 1965 Your Answer 1975 Multiple Choice Single Answer Question DFHI was incorporated under the :Correct Answer Companies Act, 1956 Your Answer Banking Regulation Act,1949 Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The first development Bank of India, established in 1948 was :Correct Answer IFCI Your Answer IFCI True/False Question Non bank financial institutions undertake fund and non fund based activities. Correct Answer True

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Your Answer True Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer True Select The Blank Question The ________ does not collect Savings from the Public. Correct Answer NIICO Ltd. Your Answer NIICO Ltd. Multiple Choice Single Answer Question IRBI was set up with a focus on :Correct Answer Sick Units Your Answer Sick Units Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over three years Multiple Choice Multiple Answer Question Which of the following statements are not prepared on a daily basis in branch? Correct Answer Cash Book , Trial Balance , P/L statement Your Answer Audited Balance Sheet , Trial Balance , P/L statement True/False Question Banks lend to corporates directly. Correct Answer True Your Answer True True/False Question Small Savings are source of Capital Receipts for the Government. Correct Answer True Your Answer False Multiple Choice Single Answer Question Treasury Bills are issued by the :Correct Answer RBI Your Answer RBI Multiple Choice Single Answer Question Account where lump sum investment is made for specific period is :Correct Answer Term Deposit account Your Answer Term Deposit account Multiple Choice Single Answer Question The apex institution in the field of foreign trade in India is :Correct Answer EXIM Bank Your Answer EXIM Bank Multiple Choice Multiple Answer Question Basic Life insurance policies include :Correct Answer Term insurance , Annuity contracts , Pension plans Your Answer Term insurance , Annuity contracts , Pension plans Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI

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Your Answer ICICI Multiple Choice Multiple Answer Question IIBI (formerly known as IRBI )undertakes :Correct Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services Your Answer Lease or hire purchase finance , Consultancy & managerial services , Rural credit activities Select The Blank Question Syndication of Loans Globally does not involve any funds as it is ________ activity. Correct Answer Non-fund based Your Answer Non-fund based Multiple Choice Multiple Answer Question Mutual fund has main entities like :Correct Answer Sponsor , Trust , Asset Management company Your Answer Sponsor , Trust , Asset Management company Select The Blank Question ________ is merely an asset created out of book entries. Correct Answer SDR Your Answer EFF Multiple Choice Multiple Answer Question SFCs provide finance to :Correct Answer Corporates , Partnerships , Proprietary firms Your Answer Corporates , Partnerships , Proprietary firms Multiple Choice Single Answer Question The type of banking involving a small number of Large Customers viz.Corporates & multinationals is :Correct Answer Wholesale Banking Your Answer Global Banking Select The Blank Question The extent of powers enjoyed by a branch depends on the size of its ________. Correct Answer Business Your Answer Business Multiple Choice Multiple Answer Question Credit Information report is also known as :Correct Answer Credit report , Banker's report , Confidential report Your Answer Credit report , Banker's report , Confidential report Match The Following Question Correct Answer Your Answer Inter Bank Call Money Markets BRs, Call Money Receipts Currencies Money Market Instuments CP, CD ,T- Bills CP, CD ,T- Bills Capital Market Instruments Shares Shares Debt Market Instruments GOI Securities ,Bonds Shares Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections True/False Question Banks authorised to deal in foreign exchange are known as Authorised Dealers.

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Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The financial Assistance provided by the IMF enables member countries to :Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Pay for imports Select The Blank Question The repayment holiday period is also known as ________ period. Correct Answer Moratorium Your Answer Moratorium Multiple Choice Single Answer Question A non-scheduled bank does not deal in :Correct Answer Foreign Exchange Your Answer Foreign Exchange Multiple Choice Multiple Answer Question Prominent Institutional Investors are :Correct Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual Funds Your Answer Foreign Investors(FIIs) , Corporate Treasuries , Public sector Companies LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Multiple Choice Multiple Answer Question IFC provides financial assistance :Correct Answer Through loans , Through purchase of shares , For economic development Your Answer Largely as aid , Through loans Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Six months or less Multiple Choice Multiple Answer Question From time to time RBI has issued :Correct Answer Straight coupon bonds , Inflation linked bonds , Zero coupon bonds Your Answer Straight coupon bonds , Inflation linked bonds , Zero coupon bonds Multiple Choice Multiple Answer Question R B I issues currency notes against the security of:Correct Answer Gold bullion , Foreign securities , GOI securities Your Answer Gold bullion , Foreign securities , GOI securities Multiple Choice Single Answer Question The type of banking involving a small number of Large Customers viz.Corporates & multinationals is :Correct Answer Wholesale Banking Your Answer Wholesale Banking True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer True

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Select The Blank Question The ________ are buy and hold investors and almost never trade on their investments. Correct Answer Provident Funds Your Answer Mutual Funds Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By lending at 0% interest. , For periods up to ten years , By borrowing from IBRD Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Single Answer Question Treasury bills are issued by :Correct Answer RBI Your Answer RBI True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True True/False Question No TDS is deducted on Interest paid on CDs. Correct Answer True Your Answer True Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Multiple Answer Question Mutual fund has main entities like :Correct Answer Sponsor , Trust , Asset Management company Your Answer Sponsor , Trust , Asset Management company Multiple Choice Multiple Answer Question Prominent Institutional Investors are :Correct Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual Funds Your Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual Funds

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Multiple Choice Single Answer Question A record of the holdings of GOI dated securities of each holder is contained in :Correct Answer SGL pass book Your Answer SGL pass book Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question SIDCs & SIICs are under the control of :Correct Answer State Governments Your Answer State Governments True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer Advances Loans/cash credits Loans/cash credits Cash withdrawal facility ATM ATM Remittances MT/DD/TT/EFT MT/DD/TT/EFT Government business Collection of taxes Collection of taxes Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected Select The Blank Question The CRAFICARD recommended the establishment of ________. Correct Answer NABARD Your Answer NABARD Multiple Choice Multiple Answer Question The objective NEF Scheme of SIDBI is to provide equity support to :Correct Answer New Units in tiny Sector , New Units in Small Sector , Existing units in tiny & small scale sector Your Answer New Units in tiny Sector , New Units in Small Sector , Existing units in tiny & small scale sector Multiple Choice Single Answer Question Which of the following institution was set up as a subsidy of RBI in 1964? Correct Answer IDBI Your Answer IDBI Select The Blank Question Kisan Vikas Patra are issued through ________. Correct Answer Post Offices Your Answer Post Offices Multiple Choice Single Answer Question DFHI was incorporated under the :Correct Answer Companies Act, 1956 Your Answer Companies Act, 1956 Multiple Choice Single Answer

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Question Which one of the following is not a deposit account? Correct Answer Cash Credit account Your Answer Cash Certificate True/False Question CP is a usance promissory note hence it can be negotiated by endorsement & delivery. Correct Answer True Your Answer False Select The Blank Question The ________ meet the long and medium term credit needs of agriculture. Correct Answer Land Development Banks Your Answer Regional Rural Banks Multiple Choice Single Answer Question Zero Coupon Bonds are issued at a :Correct Answer Discount to face value Your Answer Discount to face value True/False Question NABARD provides Refinance for Marketing of Crops. Correct Answer True Your Answer False True/False Question The Capital of NABARD is subscribed byWorld Bank. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question Soft Loan Scheme for modernisation is provided by :Correct Answer IFCI , ICICI , SIDBI Your Answer ICICI True/False Question In case of T-Bills potential investors have to put in competitive bids. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI True/False Question Non bank financial institutions undertake fund and non fund based activities. Correct Answer True Your Answer True Multiple Choice Single Answer Question Instruments issued by DFIs and Banks carry :Correct Answer Highest credit ratings Your Answer Highest credit ratings Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF

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Your Answer SIDF True/False Question Amongst others, ICICI also provided long and medium term loans or equity finance. Correct Answer True Your Answer True Select The Blank Question Interest on advances is generally calculated on ________ products. Correct Answer Daily Your Answer Fortnightly Select The Blank Question The ________ has been accredited by RBI as a Primary Dealer in Governemt Securities. Correct Answer STCI Your Answer GIC Select The Blank Question ________ is merely an asset created out of book entries. Correct Answer SDR Your Answer SDR Multiple Choice Single Answer Question Development Financial Institutions provide f inance to the needy Correct Answer Corporates & govt. institutions Your Answer Corporates & govt. institutions LIST OF ATTEMPTED QUESTIONS AND ANSWERS True/False Question NABARD provides short term refinance for procurement activities also. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question Tourism promotes :Correct Answer Credit Card Business , International remittances , Travellers' Cheques Your Answer Credit Card Business , Internation al remittances , Travellers' Cheques True/False Question HDFC was set up by NHB. Correct Answer False Your Answer False Multiple Choice Single Answer Question IMF articles were amended in 1978 to legalise the :Correct Answer Floating exchange rates Your Answer Special drawing rights Select The Blank Question Syndication involves ________ sanction. Correct Answer In principle Your Answer In principle Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Match The Following Question Correct Answer Your Answer

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CRR Primary reserve requirement Prevention of speculative hoarding in Bankers Bank Controlling the reserves of commercial banks Controlling the reserves of commercial banks Exchange control FEMA FEMA OMO Government securities Secondary reserve requirement Multiple Choice Multiple Answer Question The prominent Bond issuing PSU are :Correct Answer MTNL , NTPC , SAIL Your Answer MTNL , NTPC , SAIL Select The Blank Question The Premium of ________ is obtained through obligatory reinsurance premium. Correct Answer GIC Your Answer GIC Select The Blank Question The ________ does not collect Savings from the Public. Correct Answer NIICO Ltd. Your Answer NIICO Ltd. Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Match The Following Question Correct Answer Your Answer Money Market Instruments CP, T- Bills CP, T- Bills Negotaible Instruments Bills of exchange ,Cheques Bills of exchange ,Cheques GOI securities ZCB, ILBonds ZCB, ILBonds Long Term Debt instruments PSU Bonds PSU Bonds Select The Blank Question NABARD took over the functions of ACD, RPCC of RBI & ________. Correct Answer ARDC Your Answer ARDC Select The Blank Question The price in financial markets is known as ________. Correct Answer Rate of interest Your Answer Rate of interest True/False Question Banks lend to corporates directly. Correct Answer True Your Answer True

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True/False Question Banks authorised to deal in foreign exchange are known as Authorised Dealers. Correct Answer False Your Answer False True/False Question Under open market operation RBI conducts buying /selling shares/debentures of blue chip companies. Correct Answer False Your Answer False Multiple Choice Single Answer Question Initial Quantum of resources of IMF were contributed by members according to :Correct Answer Quotas fixed for members Your Answer Quotas fixed for members Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI Multiple Choice Multiple Answer Question ECGC Board comprises of Directors representing :Correct Answer Government , Banking/Insurance , Trade/Industry Your Answer Government Multiple Choice Single Answer Question A record of the holdings of GOI dated securities of each holder is contained in :Correct Answer SGL pass book Your Answer SGL pass book Multiple Choice Multiple Answer Question Which of the following statements are not prepared on a daily basis in branch? Correct Answer Cash Book , Trial Balance , P/L statement Your Answer Cash Book , Trial Balance , P/L statement Multiple Choice Single Answer Question Size of the Quota depended upon :Correct Answer GNP Your Answer GNP Multiple Choice Multiple Answer Question DICGC does not insure the deposits :Correct Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government Your Answer Of foreign Governments , Of State Cooperative Banks , Of the Central Government Select The Blank Question Financial markets are the centres that provide facilities for buying and selling of ________. Correct Answer Financial claims and services Your Answer Goods and services Multiple Choice Multiple Answer Question Agricultural Finance Consultancy Ltd(AFC) activities cover :Correct Answer Regional /Sectoral planning , Benchmark Surveys , Prefeasibility studies Your Answer Pre-feasibility studies , Regional /Sectoral planning , Benchmark Surveys

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Select The Blank Question In a Bank, the investment decisions are taken at ________ level. Correct Answer Head Office Your Answer Head Office True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer False Multiple Choice Single Answer Question IRBI was set up with a focus on :Correct Answer Sick Units Your Answer Sick Units Multiple Choice Single Answer Question SFCs suffer from a very high ratio of: Correct Answer Overdues Your Answer Overdues Multiple Choice Multiple Answer Question Functions of NIDHIs include :Correct Answer Accepting Deposits , Granting loans , Encourage thrift Your Answer Accepting Deposits , Granting loans , Speculation Multiple Choice Multiple Answer Question R B I conducts monetary control by way of O M O in :Correct Answer Treasury bills , State /central Government Securities Your Answer Treasury bills , State /central Government Securities Multiple Choice Single Answer Question The foreign currency account maintained by an authorised dealer with its correspondent abroad is :Correct Answer Nostro Account Your Answer Nostro Account Select The Blank Question Mutual Funds provide the benefits of ________. Correct Answer Portfolio management Your Answer Bulk investment Select The Blank Question An ________ letter of credit cannot be canceled by the buyer without the seller's consent. Correct Answer Irrevocable Your Answer Irrevocable Multiple Choice Single Answer Question The primary sources of IMF resources are :Correct Answer Quotas Your Answer Quotas Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Indigenous bankers Multiple Choice Single Answer Question The first long term industrial financing corporation set up in the country was :Correct Answer IFCI Your Answer IFCI Select The Blank Question The HDFC was set up in 1977 by the ________.

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Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question One of the leading All India FI is :Correct Answer SIDBI Your Answer LIC True/False Question Small Savings are source of Capital Receipts for the Government. Correct Answer True Your Answer True True/False Question The overdraft facility is also known as Cash credit facility. Correct Answer True Your Answer False Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question Duties of an International Banking unit cover :Correct Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Your Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit True/False Question The currency notes issued by RBI are legal tender everywhere in India without any limit. Correct Answer True Your Answer False Multiple Choice Multiple Answer Question Post Offices are popular for mobilizing small savings of the public due to :Correct Answer Wide network , Tax concessions , Saftey of funds Your Answer Low returns , Wide network , Saftey of funds Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd LIST OF ATTEMPTED QUESTIONS AND ANSWERS Multiple Choice Multiple Answer Question SIDBI provides :Correct Answer Refinance , Rediscounting of Bills , Financial support to SSIDC Your Answer Refinance , Rediscounting of Bills , Financial support to SSIDC True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Single Answer Question Which of the following services is not provided by Commercial

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banks? Correct Answer Deposit Insurance Your Answer Deposit Insurance Multiple Choice Single Answer Question IDBI has helped in the establishment of :Correct Answer EXIM Bank Your Answer IFCI Select The Blank Question DFIs are the second largest issuer of ________ after the Govt and Sovereign bodies. Correct Answer Debt instruments Your Answer Debt instruments True/False Question A Cheque is a Negotiable Instrument. Correct Answer True Your Answer True True/False Question State loans are much less liquid than GOI Securities. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question IIBI (formerly known as IRBI )undertakes :Correct Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services Your Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services True/False Question Development financial institutions primarily lend to Agriculture sector. Correct Answer False Your Answer False True/False Question Banks do not invest in the GOI securities . Correct Answer False Your Answer False Select The Blank Question NABARDs Criteria for Refinance covers Technical ________ of the project. Correct Answer Feasibility Your Answer Feasibility True/False Question IMF discourages excessive use of its resources by imposing a surcharge on large loans. Correct Answer True Your Answer True Select The Blank Question As a banker to the Government, RBI accepts Government deposits at ________% interest. Correct Answer 0 Your Answer 0 Select The Blank Question HDFCs loans were linked up with________. Correct Answer Planned Savings Your Answer Planned Savings

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Multiple Choice Multiple Answer Question Other than Tourism, International funds remittances comprise of :Correct Answer Donations/Charity , Payments of Salaries , Payments of Royalty Your Answer Donations/Charity , Payments of Royalty Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power Multiple Choice Single Answer Question A major part of the credit of SFCs went to :Correct Answer SSI units Your Answer SSI units Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer ICICI True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Select The Blank Question NHB at present has a ________ Capital of Rs. 350 crores. Correct Answer Paid-up Your Answer Paid-up Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Select The Blank Question The loans under________ are based on Poverty Reduction Strategy Paper. Correct Answer PRGF Your Answer PRGF Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Marine insurance , Fire insurance , Miscellaneous Multiple Choice Single Answer Question FIs can be classified into two categories depending on the basis of incorporation and :Correct Answer Operation Your Answer Size

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Multiple Choice Multiple Answer Question The main objective of ICICI was :Correct Answer To augment export finance in India , To channelise World Bank's funds to industries in India , To help in building up a Capital Market in India Your Answer To augment export finance in India , To help in building up a Capital Market in India , To aid Rural Development in India Multiple Choice Single Answer Question SIDCs & SIICs give loans ,guarantees & : Correct Answer Lease finance Your Answer Lease finance Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer True Select The Blank Question The extent of powers enjoyed by a branch depends on the size of its ________. Correct Answer Business Your Answer Business True/False Question Gramin banks are State Owned Banks. Correct Answer True Your Answer False True/False Question NIDHIS are Trading Organisations. Correct Answer False Your Answer True Multiple Choice Single Answer Question Corporate Debentures are :Correct Answer Long term debt instruments Your Answer Long term debt instruments Multiple Choice Multiple Answer Question Credit Information report is also known as :Correct Answer Credit report , Banker's report , Confidential report Your Answer Credit report , Banker's report , Confidential report Match The Following Question Correct Answer Your Answer Largest borrower in the world IBRD IBRD International Monetary Cooperation IMF IMF Prevention of crises CCL CCL Political insurance MIGA MIGA Multiple Choice Single Answer Question The apex institution in the field of Industrial Development is :Correct Answer IDBI Your Answer IDBI

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Multiple Choice Single Answer Question Bills Rediscounting Scheme of IDBI was introduced in the year :Correct Answer 1965 Your Answer 1965 Select The Blank Question Development financial institutions have been established to cater to ________ of the industrial sector. Correct Answer Long term financial needs Your Answer Long term financial needs Select The Blank Question The ________ was set up to help corrections in BOP maladjustments. Correct Answer IMF Your Answer UNO Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Multiple Choice Multiple Answer Question Functions of R.O. of a bank include :Correct Answer Inspection/audit , Control on branches , Grant loans/advances Your Answer Control on branches , Grant loans/advances , Pay interest on deposits Multiple Choice Single Answer Question IDBI introduced Automatic Refinance Scheme in the year :Correct Answer 1978 Your Answer 1975 Select The Blank Question The ________ is the apex institution in the field of foreign trade in India. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Multiple Answer Question SFCs provide finance to :Correct Answer Corporates , Partnerships , Proprietary firms Your Answer Corporates , Partnerships , Proprietary firms Match The Following Question Correct Answer Your Answer Aquaculture ,Brackish Water Fisheries Fisheries Ploughing, weeding, transplantation Seasonal Agricultural Operations Irrigation & Drainage Market Yards, Storage & Warehousing Agricultural Marketing Agricultural Marketing Hill ,Tribal Area development Area Development Area Development Multiple Choice Multiple Answer

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Question The financial Assistance provided by the IMF enables member countries to :Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Pay for imports LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The lender of the last resort to the market is the :Correct Answer RBI Your Answer RBI Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer Financial Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well as:Correct Answer Crop Planning , Plant Protection , Farm Management Your Answer Crop Planning , Plant Protection , Farm Management Multiple Choice Multiple Answer Question A member's IMF Quota determines its :-

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Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Three years Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Fire insurance , Miscellaneous , Marine insurance True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer True Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Select The Blank Question The price in financial markets is known as ________. Correct Answer Rate of interest Your Answer Rate of interest Match The Following

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Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Term Deposit Receipt True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF True/False Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer False True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development AFC Ltd Consultancy Consultancy HUDCO Housing Housing NCDC Development of Cooperatives Development of Cooperatives True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Multiple Choice Single Answer Question The organised financial system includes :-

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Correct Answer Commercial banks Your Answer Commercial banks Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected Multiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , Govt.bodies Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The lender of the last resort to the market is the :Correct Answer RBI Your Answer RBI Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer Financial Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost

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True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well as:Correct Answer Crop Planning , Plant Protection , Farm Management Your Answer Crop Planning , Plant Protection , Farm Management Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Three years Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Fire insurance , Miscellaneous , Marine insurance True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :-

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Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer True Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Select The Blank Question The price in financial markets is known as ________. Correct Answer Rate of interest Your Answer Rate of interest Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Select The Blank Question The HDFC was set up in 1977 by the _ _______. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Term Deposit Receipt True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF True/False Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer False

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True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development AFC Ltd Consultancy Consultancy HUDCO Housing Housing NCDC Development of Cooperatives Development of Cooperatives True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected Multiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , Govt.bodies Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation

LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs

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including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The lender of the last resort to the market! is the :Correct Answer RBI Your Answer RBI Select The Blank Question One of the objectives of NHB is to augment the ________ resour ces for the housing sector. Correct Answer Financial Your Answer Financial Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The ultimate source of money in India i s:Correct Answer RBI Your Answer RBI True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well a! s:-Correct Answer Crop Planning , Plant Protection , Farm Management Your Answer Crop Planning , Plant Protection , Farm Management Multiple Choice Multiple Answer Question A member's IMF Quota determines its :-

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Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Three years Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government reg! ulation and control Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Multiple Choice Multiple Answer can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Fire insurance , Miscellaneous , Marine insurance True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers True/False Question NABARD is an apex institution in the field of Integrated Rural Development. &nbs! p; Correct Answer True Your Answer True Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections Multiple Choice Single Answer Question Development Financial institutions include :-

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Correct Answer State financial institutions Your Answer State financial institutions Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less t han :Correct Answer One year Your Answer One year Select The Blank Question The price in financial markets is known as ________. Correct Answer &n! bsp; Rate of interest Your Answer Rate of interest Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Term Deposit Receipt True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :&n! bsp; Correct Answer SIDF Your Answer SIDF True/False Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer False

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True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development AFC Ltd Consultancy Consultancy HUDCO Housing Housing NCDC Development of Cooperatives Development of Cooperatives True/False Question Under MIGA the World bank offers various forms of Political Insur ance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected ! Multiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , Govt.bodies Multiple Choice Multiple Answer

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Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation Yahoo! for Good Click here to donate to the Hurricane Katrina relief effort. YAHOO! GROUPS LINKS Visit your group "SCDL_PGDBA_Finance_2004" on the web. To unsubscribe from this group, send an email to: [email protected] Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service. LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The lender of the last resort to the market is the :Correct Answer RBI Your Answer RBI Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer Financial Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question RBI was established under the:-

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Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well as:Correct Answer Crop Planning , Plant Protection , Farm Management Your Answer Crop Planning , Plant Protection , Farm Management Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Three years Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Fire insurance , Miscellaneous , Marine insurance True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer True Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Multiple Choice Single Answer

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Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Select The Blank Question The price in financial markets is known as ________. Correct Answer Rate of interest Your Answer Rate of interest Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Term Deposit Receipt True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF True/False Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer False True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development AFC Ltd Consultancy Consultancy HUDCO Housing Housing NCDC Development of Cooperatives Development of Cooperatives True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer

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Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infr astructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected Multiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , Govt.bodies Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation

Financial Institution and Banking Topic PageNo organised sector 2 financial services 2 Indian financial system 3 commercial banks 4 development financial institutions 5 insurance companies 5 other public sector financial institutions 5 post office savings 5 mutual funds 5 non banking finanical institutions 6 Reserve bank of India 9 functions of RBI 9 banker to the government 10 bankers bank 10 supervising authority 10 exchange control authority 10 promoter of financial system 11 fiscal and monetary policy 12 open market operations 12 developmental financial institutions 17 industrial finance corporation of India 17 Industrial development bank of india - idbi 18 industrial credit and investment corporation of india Ltd - icici 19

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irbi 20 sfcs 20 sidc and siics 20 state small industries development corporation (SSIDC) 21 power finance corporation (PFC) 21 financial services offered by the corporation 21 term loans 21 lease financing 22 direct discounting of bills 22 guarantee services 22 loan syndication 22 short term loan 22 institutional development services 22 utility development plans 23 financial assistance for power sector studies 23 reform and restructuring related studies 23 reform and restructuring of SEBs 23 OFAP 23 export import bank of india 24 national bank of agriculture and rural development 24 genesis of NABARD 24 ARC 24 GOI 24 ACD 24 CRAFICARD 24 types of refinance facilities 26 interest rates 26 production credits 28 financing weavers 28 OSAO 29 refinance for marketing of crops 29 other refinance facilities 30 long term loans to state governments 30 investment credit ( medium and long term) refinance 31 shipping credit and investment company of India (SCICI) 33 principal activities 33 agricultural finance consultancy ltd (AFC) 34 area of specialisation 36 surveys and studies 38 National co-operative development corporation (NCDC) 38 finance and financing 39 procedure of santion / disbursal of assistance 40 promotional and development role 40 marketing 40 agricultural inputs 40 agro-processing industries 41 storage and cold storage 41 program for weaker sections 41 consumer business 41 area based integrated co-operative development project 42 national housing bank (NHB) 42 housing and urban development corporation (HUDCO) 44 housing development finance corporation (HDFC) 44 land development banks 45 banking sector 49 retail banking 49 cash credit 50 safe custody services for safe keeping of important documents 50 acceptance of deposits from non resident indians 51 difference between retail banking and wholesale banking 51

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global banking 51 scheduled bank in india 52 commercial bank and cooperative bank 52 public sector banks 52 private sector banks 52 bank accounts 53 deposit account 53 lump sum investment 54 periodic investment 54 cash credit 54 loan syndication 54 repayment period 54 bill 55 discount 55 remittance 55 letter of credit 55 bank guarantee 56 negotiation 56 cash reserve ratio 56 statutory reserve ratio 57 note pertaining to reserve ratio 57 clearing operation 57 daily product basis 57 monthly product basis 58 repayment holiday 58 credit instruments 59 negotiable instruments 59 acceptance 59 credit report 59 syndication 59 custodial services 60 security 60 foreign exchange 60 securitisation 60 international banking 60 international trade 61 tourism 61 remittance of funds from one place to another place besides tourism 61 syndication of loans global for corporate houses 61 foreign exchange management 62 profile of a bank 62 branch banking 62 different layers of banking 62 duties of an international banking department 63 exchange operations 63 administrative functions in a bank 63 administrative units 64 banking business 65 Deposit insurance and credit guarantee corporation (DICGC) 66 export credit guarantee corporation (ECGC) 67 indian money market 73 instrument 73 comercial paper 74 certificates of deposit 75 treasury bills 75 short term debentures 75 bill of exchange 75 long term debt instruments 76 government of India dated securities (GOISEC) 76 inflation linked bonds 77

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zero coupon bonds 77 state government securities (state loans) 78 public sector undertaking bonds (PSU Bonds) 78 bonds of public financial institutions (PFI) 78 corporate debentures 79 Pass through certificates (PTC) 79 issuers 79 government of India and other sovereign bodies 80 banks and development financial institutions 80 public sector undertaking (PSU ) 81 private sector companies 81 government owned or quasi governement non corporate entities 82 investors 82 banks 83 insurance companies 84 provident funds 84 mutual funds 86 trusts 86 corporate treasuries 87 foreign institutional investors 87 securities trading corporation of india (STCI) 88 discount and finance house of india 88 non banking financial intermediaries 93 LIC 93 general nature of insurance companies 93 instroduction of Life Insurance corporations 93 types and structure of insurance plans 94 general insurance corporation 96 unit trust of india 98 provident / pension funds 99 post offices 99 Non bank financial companies (NBFC) 99 investment companies 100 loan companies 102 chit funds 102 NIDHIS 103 hire purchase finance companies 104 equipment leasing finance companies 104 international monetary fund (IMF) 109 quotas 109 concessional and non concessional lending 113 poverty reduction and growth facility (PRGF) 113 stand by arrangments (SBA) 114 extended fund facility (EFF) 114 supplement reserve facility (SRF) 114 contingent credit lines (CCL) 114 compensatory financing facility (CFF) 114 emergency assistance 114 special drawing rights 114 the international bank for reconstruction and development 115 world bank 115 international finance corporation 115 international development assiciation (IDA) 116 the bank for international settlements 116 regional development agencies 116 RBI 119 non performing assets 120 out of order status 121 overdue 121 income recognition 121

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reversal of income 122 appropriation of recovery in NPA 122 NPA 122 sub standard Assets 123 subtful assets 124 loss assets 124 account with temporary deficiancies 124 upgradation of loan accounts classified as NPA 125 account regularised near about the balance sheet date 125 agricultural advances 126 government guaranteed advances 128 restructuring rescheduling of loans 128 upgradation of restructured accounts 130 corporate debt restructuring (CDR systems) 131 CDR 131 stand still clause 138 category 2 CDR system 139 projects under implementation 142 assest classification 142 income recognition 144 provisioning 145 availability of security / net worth of borrower / guarantor 145 take-out finance 145 post shipment supplier credit 145 export project finance 146 advances under rehabiliation approved by BIFR/TLI 146 provisioning norms general 146 sub standard Assets 148 leased assets 148 advances 150 advances covered by CGTSI guarantee 151 take-out finance 152 reserve for exchange rate fluctuations account (RERFA) 152 country risk 153 securitisation company (SC) / reconstruction company (RC) 154 writing off of NPA 155 direct finance to farmers for agricultural purposes 156 purchase of agricultural implements and machinery 156 development of irrigation potential through 156 lending to priority sector 158 priority sector advances 161 direct finance to farmers for agricultural purposes 161 indirect finance to agriculture 163 small scale and ancillary industries 166 tiny enterprises 166 small scale service and business enterprises(SSSBE) 166 industrial estates 167 KVI sector 167 small road and water transport operators (SRWTO) 167 retail trade 168 small business 168 professional and self emplyed persons 168 state sponsored organisations for scheduled castes / scheduled tribes 169 education 170 housing 170 compsumption loans 170 loans to self help groups (SHG)/NGO/MICROEDIT 170 food and agro based processing sector 171 software industry 171 venture capital 171

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investments in special bonds 173 HUDCO 174 NSIC 174 NHB 174 lines of credit 174 bills rediscounting 175 deposits in rural infrastructure development (RIDF) 175 leasing and hire purchase 175 targets for priority sector lending by scheduled commercial banks 177 scheduled commercial banks excluding foreign banks 177 direct / indirect agricultural lending 177 small scale industries 178 DRI advances 178 Weaker sections 178 Targets for foreign banks 178 rural infrastructure developments fund (RIDF ) 180 common guidelines for priority sector advances 183 application forms 183 mode of disbursement of loan 184 repayment schedule 184 rates of interest 184 penal interest 185 inspection charges 185 insurance against fire and other risks 185 other charges 186 photographs of borrowers 186 discretionary powers 186 machinery to look into complants 186 amendments 186

Chapter – 1 : Overview of Financial markets Meaning and scope Following groups; organized sector and unorganized sector ; financial services Financial systems commercial banks ; development financial institutions ; insurance companies ; other public sector financial institutions ; post office savings bank ; national bank for agriculture and rural development ; Mutual funds ; non – banking financial institutions 1–5 Chapter – 2 Reserve bank of India – The main functions of RBI are ; Note issuing authority ; banker to the Government ; Bankers’ Bank ; Supervising authority ; Exchange control Authority ; Promoter of Financial System ; Fiscal and Monetary policy ; open market operations ; 9 – 12 Chapter – 3 – Development Financial Institutions – Introduction ; Industrial Finance Corporation of India ; Industrial development bank of India ; Industrial credit and investment corporation of India ltd., The purpose IRBI ; SFCs ; The SIDCs and SIICs ; Functions ; state small industries development corporations (SSIDCs) Power Finance Corporation (PFC) Financial Services Offered by the Corporation ; Lease Financing – Direct Discounting of Bills;; Guarantee Services; Loan Syndication ; short term loan ; 17 – 21 Institutional Development Services Acting as an instrument for ushering in reforms in the state utilities both financial and technical ; utility development plans ; Financial Assistance for power sector studies ; Reform & Restructuring related studies ; Reforms & Restructuring of SEBs ; Export import bank of India ; National Bank for agriculture and rural development ; Genesis of NABARD

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Types of refinance facilities ; interest rates ; production credits ; Other refinance facilities ; investment credit (Medium and long term) Refinance 22 - 31 Shipping credit and investment company of India (SCICI) Agricultural Finance Consultancy Ltd (AFC) Membership ; Organization ; Services ; Area of specialization ; surveys & studies ; crop production ; Forestry ; Irrigation & Drainage ; Agricultural Engineering ; Horticulture & Plantation ; Fisheries ; Livestock & Dairy ; Agricultural & Livestock Marketing ; Agri-Business & Agro-Industries ; Area Development Planning ; Agricultural & Rural Credit ; Project Formulation & Appraisal ; Institution Building ; 33 – 37 Social Sector Development ; Remote Sensing Application & Resources Management Centre ; Training & Manpower Development ; Rural Infrastructure ; Surveys and Studies ; National Co-operative Development Corporation (NCDC) ; Genesis ; Functions ; Organization and Management ; Finance and Financing ; Purposes for which assistance is provided ; Procedure of sanction / disbursal of assistance ; Promotional and development role ; Activities and program ; Marketing ; Agricultural inputs ; Agro- Processing industries ; Sugar ; Spinning Mill ; Others ; Storage and Cold Storage ; Storage ; Cold Storage ; Program for weaker sections ; Consumer business 38 – 41 Are based integrated co-operative development project ; National housing bank (NHB) Role and functions in Housing sector ; Role NHB; Housing and urban development corporation (HUDCO); Housing development finance corporation (HDFC) ; land development banks ; 42 – 45 Chapter - 4 – Banking Sector – What is bank and what is banking Extending financial assistance to exports on soft terms ; safe custody services for safe keeping of important documents ; acceptance of deposits from non-resident Indians ; difference between retail banking and wholesale banking 49 – 51 What is a schedule bank in India ; What is the difference between a commercial bank and a co-operative bank ; different bank accounts – deposit ; deposit account without withdrawals facility – different categories ; 52 – 53 Different bank accounts – advances and loans ; cash credit loan ; repayment period ; banking terms often used / common banking practices ; discount ; remittance ; letter of credit ; advantage ; Bank guarantee ; example of financial guarantee example of performance guarantee ; letters of credit and bank guarantees play a very important role in international banking statutory Reserve ratio ; Note pertaining to reserve ratio ; clearing operation ; daily product basis ; repayment holiday 54 – 58 Credit instruments ; Negotiable instruments ; acceptance ; credit report ; syndication ; custodial service ; security ; foreign exchange ; securitization ; international banking internal trade tourism ; remittance of funds from one place to another place besides tourism / international trade ; Syndication of loans globally for corporate houses ;

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59 -61 Accessing international market for equity / borrowing in the form of ADR / GDR and Ero Bonds Etc., Foreign exchange management ; profile of a bank different layers of banking operations in India in general ; what are the duties of an international banking department? Exchange operations administrative functions in a bank ; different administrative units in a bank 62 – 63 Typical functions of different administration units of a bank ; at the head office level ; banking business vs. other business ; deposit insurance and credit guarantee corporation (DICGC) ; Export credit guarantee corporation (ECGC) 64 – 68 Chapter – 5 Indian Money Market – Indian Money Market ; instruments ; Money market instruments ; commercial paper (CP) certificates of deposit (CD) ; Treasury Bills (T – Bills); long term debt instruments ; government of India dated securities (GOISECs) ; New types of Goisecs ; 73 – 77 State government securities (State Loans) ; Public Sector Undertaking Bonds (PSU Bonds ) ; Bonds of public financial i nstitutions (PFIs) Corporate 78 - 83 debentures ; Pass Through Certificates (PTSs) Issuers ; Government of India and other sovereign bodies ; Banks and development financial instructions ; public sector undertaking (PSUs) private sector companies ; Government owned or quasi government non corporate entities ; investors ; banks ; banks ; Insurance companies ; provident funds ; Several factors have contributed to the growth of PFs in India ; Mutual funds ; trusts ; corporate treasuries ; foreign instructional investors ; securities trading corporation of India ltd., (STCI) ; discount and finance house of India; 84 – 89 Chapter – 6 – Non Banking Financial intermediaries LIC ; General Nature of Insurance Companies ; Introduction of Life Insurance Corporations ; Types and structure of insurance plans ; valuation of life policy ; growth of life business and fund ; investment pattern and policy ; general insurance corporation ; organization ; types and structure of business; income and investment pattern 93 - 97 Unit trust of India and other mutual funds ; provident / pension funds; post offices ; other non-bank financial companies’ (NBFCs) ; Investment companies ; 98-101 Loans companies chit funds ; nidhis functions ; accepting deposits loan and advances ; other aspects ; Hire – purchase finance companies ; functions ; installment – credit ; financing of purchase of equipment, vehicles etc. ; purchase of old assets ; consumer credit ; equipment leasing finance companies; 102 – 105 Chapter – 7 ; International Financing agencies – International monetary Fund (IMF) ; Funding facilities ; Schemes of the IMF funding ; concessional and non-concessional lending ; IMF Facilities ; 109 – 113

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poverty reduction and growth facility ; stand – by arrangement ; extended fund facility ; supplemental reserve facility ; contingent credit lines ; compensatory financing facility ; emergency assistance ; special drawing rights ; the international bank for reconstruction and development ; international finance corporation ; 1956; international development association ; the bank for international settlements ; regional development agencies ; European bank for reconstruction and development; 114 – 117 Important regulatory instructions issued by the RBI ; contents ; general ; definitions ; non – performing assets ; year ending march 31 specified period ; out of order status ; overdue ; income recognition ; income recognitions ; income recognition – policy ; reversal of income this will apply to government guaranteed accounts also ; appropriation of recovery in NPAs ; interest application ; reporting of NPAs; Asset classification ; categories of NPAs ; sub – standard assets ; NPA for a period less than or equal to 18 months ; 119 – 123 Guidance note on asset classifications ; provisioning norms ; doubtful assets loss assets ; guidelines for classification off assets ; accounts with temporary deficiencies ; up gradation of loan accounts classified as NPAs ; Accounts regularized near about the balance sheet date ; 124 – 125 Asset classification to be borrower – wise and not facility wise ; ; advances under consortium arrangements ; record of recovery of the individual member; accounts where there is a erosion in the value of security ; advances to 126-127 PACs/FSS ceded to commercial banks ; advances against term deposits NSC’s KVP / IVP ; loans with moratorium for payment of interest ; agricultural advances; Government guaranteed advances ; restructuring of loans ; upgradation of restructured accounts; general ; corporate debt restructuring (CDR System) Background ; objective structure CDR system in the country will have a t hree tier structure ; cdr standing forum and its core group ; cdr empowered group ; cdr cell ; 128- 134 Other features ; eligibility criteria ; reference to CDR system ; legal basis ; stand – still clause ; additional finance ; exit option ; conversion option ; category 2 cdr system ; accounting treatment for restructured accounts ; 135 – 140 Disclosure ; implementation of the revised guidelines ; projects under implementation ; asset classification ; category II ; category III ; income recognition ; provisioning ; availability of security / net worth of borrower / guarantor ; take – out finance ; post – shipment supplier’s credit 141 – 145 Export project finance ; advances under rehabilitation approved by BIFR / RLI ; provisioning norms general ; loss assets ; doubtful assets ; period for which the advance has been considered as doubtful ; provisions requirement ; valuation of security for provisioning purposes ; sub-standard assets ; standard assets ; floating provisions ; provisions on leased assets sub – standard assets ; doubtful assets ; period age provisions loss assets ; loss assets ; guidelines for

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provisions under special circumstances ; government guaranteed advances 146 – 149 Advances granted under rehabilitation packages approved by BIFR / term lending institutions ; treatment of interest suspense account ; Advances covered by ECG / DICGC guarantee ; advance covered by CGTSI guarantee ; Take out finance ; reserve for exchange rate fluctuations account (RERFA) ; Provisioning for country risk ; Risk category ; ECGC classification ; Provisioning requirement (per cent) 150 – 153 Provisioning norms for sale of financial assets to securitization company (SC) / Reconstruction company (RC) ; writing off of NPAs Annexure – II Revelant extract of the list of direct agricultural advances from the Master Circular on lending to priority sector – RPCD. Plan.BC. 42A / 01.09.01/ 2001-02 dated 11 November, 2002. 154-156 Direct Finance of farmers for Agricultural Purposes ; purchase of agricultural implements and machinery ; development of irrigation potential through ; reclamation and loan development schemes ; construction of farm buildings and structure etc., ; construction and running of storage facilities ; production and processing of hybrid seeds for crops ; payment of irrigation charges etc., ; other types of direct finance of farmers ; Lending to Priority Sector 156 - 158 Section – 1 – Classification of Priority Sector advances ; Agriculture ; direct Finance to Framers for Agricultural Purposes ; Indirect Finance to agriculture ; small scale industries ; small scale and ancillary industries ; 161 – 165 Tiny Enterprises ; small scale service & Business Enterprises (SSSBE’s) ; Indirect finance in the small – scale industrial sector will include credit to ; industrial estates KVI Sector ; Other Activities / Borrowers in the Priority sector ; Small road & Water Transport operators (SRWTO) 166 - 167 Retail trade – advances granted to small business ; professional & self – employed persons ; state sponsored organizations for scheduled castes / scheduled tribes 168 – 169 Education ; housing ; consumption loans ; loans to self – help groups (SHGs) / NGOs / Microcredit ; Food and agro – based processing sector ; software industry ; venture capital 170 – 171 Section – II ; Certain Types of Funds deployment eligible as priority sector advances ; State Financial Corporations (SFCs) / State Industrial Development Corporations (SIDCs) ; Rural Electrification Corporation (REC) ; Nabard ; Small industries development Bank of India (SIDBI) ; the National industries corporation ltd., (NSIC) ; National housing bank (NHB) ; Housing & Urban development corporation (HUDCO) ; 173 - 174 Other investments ; lines of credit ; bills rediscounting ; deposits in rural infracture development fund (RIDF) leasing and hire purchase 174 – 175

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Section – III – Targets for priority sector lending by scheduled commercial banks (excluding RRBs) ; Main Targets for all scheduled commercial banks excluding foreign banks ; sub-targets for all scheduled commercial banks excluding foreign banks ; Direct / Indirect Agricultura lending 177 Small scale industries ; DRI advances ; weaker sections ; Targets for foreign banks ; deposit by foreign banks with SIDBI towards shortfall in priority sector lending ; contribution by banks to rural infrastructure development fund (RIDF) 178 – 181 Section – IV – Common guidelines for priority sector advances Processing of applications ; completion of application forms ; issue of acknowledgement of loan applications ; disposal of applications ; r ejection ejection of proposals ; register of rejected applications ; mode of disbursement of loan ; repayment schedule ; rates of interest 183 – 184 Penal interest ; inspection charges ; insurance against fire and other risks ; banks may waive insurance of assets financed by bank credit in the following cases; 185 Other charges ; Photographs borrowers; discretionary powers; machinery to look into complaints ; amendments ; annexure I – general guidelines on priority sector lending ; general guidelines on priority sector lending 186 -189 For its long term operations NABARD raises funds by :-

a) b) c) d) Floating Bonds in open market Drawing from the Central Govt. Drawing from National Rural credit Funds Borrowing from RRBs Secured Premium Notes are Bonds

. Most of the Indian PS Banks practice retail banking.

True False 1. Pure NBFI 1. REC 2. Specialised NBFI 2. FFC 3. Film Finance 3. HDFC 4. Rural Electrification 4. Chit Funds 5. UTI 6. NICo Ltd. Marks : 2 26. facilities are for economies in transition.

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Legally speaking Pass Through Certificates are and are tradeable freely. EXIM Bank can raise resources by:-

a) b) c) Issuing bonds Borrowing from RBI d) Borrowing from International Financial Institutions Borrowing from State Govt 1. Gen.Insurance 1. LIC of India Ltd 2. Life Insurance 2. HDFC 3. Mutual fund 3. PPF 4. Small Savings 4. Chit Funds 5. UTI 6. NICo of India Ltd. If the Bank allows a finance of Rs 95 against a Bill of Rs 100 the difference of Rs. 5 is known as the :-

a) b) c) d) Discount Margin Interest Commission 41. DFHI was set up with the following objective :-

a) b) c) d) Executor Trustee Services To even out imbalances To provide liquidity To promote secondary market LIST OF ATTEMPTED QUESTIONS AND ANSWERS Multiple Choice Multiple Answer Question SIDBI provides :Correct Answer Refinance , Rediscounting of Bills , Financial support to SSIDC Your Answer Refinance , Rediscounting of Bills , Financial support to SSIDC True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers.

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Correct Answer False Your Answer False Multiple Choice Single Answer Question Which of the following services is not provided by Commercial banks? Correct Answer Deposit Insurance Your Answer Deposit Insurance Multiple Choice Single Answer Question IDBI has helped in the establishment of :Correct Answer EXIM Bank Your Answer IFCI Select The Blank Question DFIs are the second largest issuer of ________ after the Govt and Sovereign bodies. Correct Answer Debt instruments Your Answer Debt instruments True/False Question A Cheque is a Negotiable Instrument. Correct Answer True Your Answer True True/False Question State loans are much less liquid than GOI Securities. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question IIBI (formerly known as IRBI )undertakes :Correct Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services Your Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services True/False Question Development financial institutions primarily lend to Agriculture sector. Correct Answer False Your Answer False True/False Question Banks do not invest in the GOI securities . Correct Answer False Your Answer False Select The Blank Question NABARDs Criteria for Refinance covers Technical ________ of the project. Correct Answer Feasibility Your Answer Feasibility True/False Question IMF discourages excessive use of its resources by imposing a surcharge on large loans. Correct Answer True Your Answer True Select The Blank Question As a banker to the Government, RBI accepts Government deposits at ________% interest. Correct Answer 0 Your Answer 0

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Select The Blank Question HDFCs loans were linked up with________. Correct Answer Planned Savings Your Answer Planned Savings Multiple Choice Multiple Answer Question Other than Tourism, International funds remittances comprise of :Correct Answer Donations/Charity , Payments of Salaries , Payments of Royalty Your Answer Donations/Charity , Payments of Royalty Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power Multiple Choice Single Answer Question A major part of the credit of SFCs went to :Correct Answer SSI units Your Answer SSI units Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer ICICI True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Select The Blank Question NHB at present has a ________ Capital of Rs. 350 crores. Correct Answer Paid-up Your Answer Paid-up Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Select The Blank Question The loans under________ are based on Poverty Reduction Strategy Paper. Correct Answer PRGF Your Answer PRGF Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Marine insurance , Fire insurance , Miscellaneous Multiple Choice Single Answer

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Question FIs can be classified into two categories depending on the basis of incorporation and :Correct Answer Operation Your Answer Size Multiple Choice Multiple Answer Question The main objective of ICICI was :Correct Answer To augment export finance in India , To channelise World Bank's funds to industries in India , To help in building up a Capital Market in India Your Answer To augment export finance in India , To help in building up a Capital Market in India , To aid Rural Development in India Multiple Choice Single Answer Question SIDCs & SIICs give loans ,guarantees & : Correct Answer Lease finance Your Answer Lease finance Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer True Select The Blank Question The extent of powers enjoyed by a branch depends on the size of its ________. Correct Answer Business Your Answer Business True/False Question Gramin banks are State Owned Banks. Correct Answer True Your Answer False True/False Question NIDHIS are Trading Organisations. Correct Answer False Your Answer True Multiple Choice Single Answer Question Corporate Debentures are :Correct Answer Long term debt instruments Your Answer Long term debt instruments Multiple Choice Multiple Answer Question Credit Information report is also known as :Correct Answer Credit report , Banker's report , Confidential report Your Answer Credit report , Banker's report , Confidential report Match The Following Question Correct Answer Your Answer Largest borrower in the world IBRD IBRD International Monetary Cooperation IMF IMF Prevention of crises CCL CCL Political insurance MIGA MIGA

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Multiple Choice Single Answer Question The apex institution in the field of Industrial Development is :Correct Answer IDBI Your Answer IDBI Multiple Choice Single Answer Question Bills Rediscounting Scheme of IDBI was introduced in the year :Correct Answer 1965 Your Answer 1965 Select The Blank Question Development financial institutions have been established to cater to ________ of the industrial sector. Correct Answer Long term financial needs Your Answer Long term financial needs Select The Blank Question The ________ was set up to help corrections in BOP maladjustments. Correct Answer IMF Your Answer UNO Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Multiple Choice Multiple Answer Question Functions of R.O. of a bank include :Correct Answer Inspection/audit , Control on branches , Grant loans/advances Your Answer Control on branches , Grant loans/advances , Pay interest on deposits Multiple Choice Single Answer Question IDBI introduced Automatic Refinance Scheme in the year :Correct Answer 1978 Your Answer 1975 Select The Blank Question The ________ is the apex institution in the field of foreign trade in India. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Multiple Answer Question SFCs provide finance to :Correct Answer Corporates , Partnerships , Proprietary firms Your Answer Corporates , Partnerships , Proprietary firms Match The Following Question Correct Answer Your Answer Aquaculture ,Brackish Water Fisheries Fisheries Ploughing, weeding, transplantation Seasonal Agricultural Operations Irrigation & Drainage Market Yards, Storage & Warehousing Agricultural Marketing Agricultural Marketing

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Hill ,Tribal Area development Area Development Area Development Multiple Choice Multiple Answer Question The financial Assistance provided by the IMF enables member countries to :Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Pay for imports

Financial Institutions & Banking_6 -1LIST OF ATTEMPTED QUESTIONS AND ANSWERS Multiple Choice Multiple Answer Question Agricultural Finance Consultancy Ltd(AFC) activities cover :Correct Answer Benchmark Surveys , Pre-feasibility studies , Regional /Sectoral planning Your Answer Benchmark Surveys , Pre-feasibility studies , Regional /Sectoral planning Multiple Choice Multiple Answer Question Duties of an International Banking unit cover :Correct Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Your Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Select The Blank Question The ________ is the apex institution in the field of foreign trade in India. Correct Answer EXIM bank Your Answer FEDAI True/False Question The Capital of NABARD is subscribed byWorld Bank. Correct Answer False Your Answer True True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power True/False

Financial Institutions & Banking_6 -2Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer False Match The Following Question Correct Answer Your Answer Insurance of all employees of a Firm

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Group Insurance Group Insurance Premium Throughout Life Whole Life Whole Life Fixed Period Insurance Endowment Endowment Insurance of ocean Cargo Marine Insurance Marine Insurance Select The Blank Question DFIs are the second largest issuer of ________ after the Govt and Sovereign bodies. Correct Answer Debt instruments Your Answer Debt instruments True/False Question Mortgage Loans are loans against property. Correct Answer True Your Answer True Select The Blank Question An ________ letter of credit cannot be canceled by the buyer without the seller's consent. Correct Answer Irrevocable Your Answer Revocable Multiple Choice Single Answer Question Liabilities of Insurance Cos are mostly :Correct Answer Long term Your Answer Long term Select The Blank

Financial Institutions & Banking_6 -3Question As a banker to the Government, RBI accepts Government deposits at ________% interest. Correct Answer 0 Your Answer 0.05 Multiple Choice Single Answer Question Bills Rediscounting Scheme of IDBI was introduced in the year :Correct Answer 1965 Your Answer 1975 Multiple Choice Single Answer Question DFHI was incorporated under the :Correct Answer Companies Act, 1956 Your Answer Banking Regulation Act,1949 Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The first development Bank of India, established in 1948 was :Correct Answer IFCI Your Answer IFCI True/False Question Non bank financial institutions undertake fund and non fund based activities. Correct Answer True

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Your Answer True

Financial Institutions & Banking_6 -4Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer True Select The Blank Question The ________ does not collect Savings from the Public. Correct Answer NIICO Ltd. Your Answer NIICO Ltd. Multiple Choice Single Answer Question IRBI was set up with a focus on :Correct Answer Sick Units Your Answer Sick Units Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over three years Multiple Choice Multiple Answer Question Which of the following statements are not prepared on a daily basis in branch? Correct Answer Cash Book , Trial Balance , P/L statement Your Answer Audited Balance Sheet , Trial Balance , P/L statement True/False Question Banks lend to corporates directly. Correct Answer True

Financial Institutions & Banking_6 -5Your Answer True True/False Question Small Savings are source of Capital Receipts for the Government. Correct Answer True Your Answer False Multiple Choice Single Answer Question Treasury Bills are issued by the :Correct Answer RBI Your Answer RBI Multiple Choice Single Answer Question Account where lump sum investment is made for specific period is :Correct Answer Term Deposit account Your Answer Term Deposit account Multiple Choice Single Answer Question The apex institution in the field of foreign trade in India is :Correct Answer EXIM Bank Your Answer EXIM Bank

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Multiple Choice Multiple Answer Question Basic Life insurance policies include :Correct Answer Term insurance , Annuity contracts , Pension plans Your Answer Term insurance , Annuity contracts , Pension plans Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer ICICI Multiple Choice Multiple Answer Question IIBI (formerly known as IRBI )undertakes :-

Financial Institutions & Banking_6 -6Correct Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services Your Answer Lease or hire purchase finance , Consultancy & managerial services , Rural credit activities Select The Blank Question Syndication of Loans Globally does not involve any funds as it is ________ activity. Correct Answer Non-fund based Your Answer Non-fund based Multiple Choice Multiple Answer Question Mutual fund has main entities like :Correct Answer Sponsor , Trust , Asset Management company Your Answer Sponsor , Trust , Asset Management company Select The Blank Question ________ is merely an asset created out of book entries. Correct Answer SDR Your Answer EFF Multiple Choice Multiple Answer Question SFCs provide finance to :Correct Answer Corporates , Partnerships , Proprietary firms Your Answer Corporates , Partnerships , Proprietary firms Multiple Choice Single Answer Question The type of banking involving a small number of Large Customers viz.Corporates & multinationals is :Correct Answer Wholesale Banking Your Answer Global Banking Select The Blank Question The extent of powers enjoyed by a branch depends on the size of its ________. Correct Answer Business Your Answer Business

Financial Institutions & Banking_6 -7Multiple Choice Multiple Answer Question Credit Information report is also known as :Correct Answer Credit report , Banker's report , Confidential report Your Answer Credit report , Banker's report , Confidential report Match The Following Question Correct Answer Your Answer

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Inter Bank Call Money Markets BRs, Call Money Receipts Currencies Money Market Instuments CP, CD ,T- Bills CP, CD ,T- Bills Capital Market Instruments Shares Shares Debt Market Instruments GOI Securities ,Bonds Shares Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections True/False Question Banks authorised to deal in foreign exchange are known as Authorised Dealers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The financial Assistance provided by the IMF enables member countries to :Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Pay for imports Select The Blank Question The repayment holiday period is also known as ________ period. Correct Answer Moratorium Your Answer Moratorium

Financial Institutions & Banking_6 -8Multiple Choice Single Answer Question A non-scheduled bank does not deal in :Correct Answer Foreign Exchange Your Answer Foreign Exchange Multiple Choice Multiple Answer Question Prominent Institutional Investors are :Correct Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual Funds Your Answer Foreign Investors(FIIs) , Corporate Treasuries , Public sector Companies

Financial Institutions & Banking_7 -138. Initial Quantum of resources of IMF were contributed by members according to :-

Quotas fixed for members SDR fixed for members Population Wealth of the nation LIST OF ATTEMPTED QUESTIONS AND ANSWERS Multiple Choice Single Answer Question Zero Coupon Bonds are issued at a :Correct Answer Discount to face value Your Answer Discount to face value Select The Blank Question An ________ letter of credit cannot be canceled by the buyer

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without the seller's consent. Correct Answer Irrevocable Your Answer Irrevocable Multiple Choice Single Answer Question Which of the following institution was set up as a subsidy of RBI in 1964? Correct Answer IDBI Your Answer IDBI Select The Blank Question HDFCs loans were linked up with________. Correct Answer Planned Savings Your Answer Planned Savings Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , Fo r periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years True/False Question HDFC was set up by NHB.

Financial Institutions & Banking_7 -2Correct Answer False Your Answer False True/False Question IMF discourages excessive use of its resources by imposing a surcharge on large loans. Correct Answer True Your Answer False Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Post Offices are popular for mobilizing small savings of the public due to :Correct Answer Wide network , Tax concessions , Saftey of funds Your Answer Wide network , Tax concessions True/False Question In case of T-Bills potential investors have to put in competitive bids. Correct Answer True Your Answer True Multiple Choice Single Answer Question The apex institution in the field of foreign trade in India is :Correct Answer EXIM Bank Your Answer EXIM Bank Multiple Choice Single Answer Question NABARD was established on the recommendations of :Correct Answer CRAFICARD Your Answer CRAFICARD Select The Blank

Financial Institutions & Banking_7 -3-

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Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Six months or less Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Multiple Answer Question R B I issues currency notes against the security of:Correct Answer Gold bullion , Foreign securities , GOI securities Your Answer Gold bullion , Foreign securities , GOI securities Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question SIDCs & SIICs give loans ,guarantees & :Correct Answer Lease finance Your Answer Lease finance Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer SSN Nigam Ltd , MSR Dev.Corporation , MKV Dev. Corporation. Select The Blank Question SCICI provides domestic & foreign loans for capital equipment and________ services. Correct Answer Technical Your Answer Technical

Financial Institutions & Banking_7 -4Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Usance promissory note True/False Question Banks authorised to deal in foreign exchange are known as Authorised Dealers. Correct Answer False Your Answer False Select The Blank Question The Premium of ________ is obtained through obligatory reinsurance premium. Correct Answer GIC Your Answer GIC Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Multiple Choice Multiple Answer Question The main objective of ICICI was :Correct Answer To augment export finance in India , To channelise World Bank's funds to industries in India , To help in building up a Capital

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Market in India Your Answer To augment export finance in India , To channelise World Bank's funds to industries in India , To help in building up a Capital Market in India Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer

Financial Institutions & Banking_7 -5Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost Multiple Choice Multiple Answer Question Duties of an International Banking unit cover :Correct Answer Granting lines of Credit , Handling foreign currency , Handling Doc. credits Your Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates True/False Question The currency notes issued by RBI are legal tender everywhere in India without any limit. Correct Answer True Your Answer True Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation True/False Question NIDHIS are Trading Organisations. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question From time to time RBI has issued :Correct Answer Straight coupon bonds , Inflation linked bonds , Zero coupon bonds Your Answer Straight coupon bonds , Inflation linked bonds , Zero coupon

Financial Institutions & Banking_7 -6bonds Multiple Choice Multiple Answer Question SFCs provide finance to :Correct Answer Corporates , Partnerships , Proprietary firms Your Answer Corporates , Partnerships , Proprietary firms Multiple Choice Single Answer Question DICGC also provides :Correct Answer Security to deposits Your Answer Guarantee to banks

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Match The Following Question Correct Answer Your Answer Small Savings Chit Funds Chit Funds Gen.Insurance NICo of India Ltd. NICo of India Ltd. Life Insurance LIC of India Ltd LIC of India Ltd Mutual fund UTI UTI Select The Blank Question Financial markets are the centres that provide facilities for buying and selling of ________. Correct Answer Financial claims and services Your Answer Goods and services Multiple Choice Multiple Answer Question Tourism promotes :Correct Answer Credit Card Business , International remittances , Travellers' Cheques Your Answer Credit Card Business , Internation al remittances , Travellers' Cheques Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well as:Correct Answer Crop Planning , Plant Protection , Farm Management

Financial Institutions & Banking_7 -7Your Answer Crop Planning , Plant Protection , Farm Management True/False Question CP is a usance promissory note hence it can be negotiated by endorsement & delivery. Correct Answer True Your Answer False Select The Blank Question The extent of powers enjoyed by a branch depends on the size of its ________. Correct Answer Business Your Answer Business True/False Question Banks lend to corporates directly. Correct Answer True Your Answer True True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer True Select The Blank Question In a Bank, the investment decisions are taken at ________ level. Correct Answer Head Office Your Answer Head Office Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development AFC Ltd Consultancy Consultancy HUDCO Housing Housing

Financial Institutions & Banking_7 -8NCDC Development of

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Cooperatives Development of Cooperatives True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Multiple Choice Single Answer Question NonBanking Financial Companies are :Correct Answer Financial institutions Your Answer Financial institutions Multiple Choice Single Answer Question A record of the holdings of GOI dated securities of each holder is contained in :Correct Answer SGL pass book Your Answer SGL pass book LIST OF ATTEMPTED QUESTIONS AND ANSWERS True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer True Select The Blank Question An ________ letter of credit cannot be canceled by the buyer without the seller's consent. Correct Answer Irrevocable Your Answer Confirmed Select The Blank Question The ________ of NABARD covers release of refinance without prior sanction for refinance limit. Correct Answer ARS Your Answer CFSF True/False Question Banks lend to corporates directly. Correct Answer True Your Answer True True/False Question Non bank financial institutions undertake fund and non fund based activities. Correct Answer True Your Answer True True/False Question Development financial institutions primarily lend to Agriculture sector. Correct Answer False Your Answer True Match The Following Question Correct Answer Your Answer Development financial institutions IFCI Banking System Organised sector Banking System IFCI Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI

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Select The Blank Question NHB at present has a ________ Capital of Rs. 350 crores. Correct Answer Paid-up Your Answer Paid-up Select The Blank Question Development financial institutions have been established to cater to ________ of the industrial sector. Correct Answer Long term financial needs Your Answer Short term financial needs Select The Blank Question General insurance policies are genarally issued for ________ year. Correct Answer One Your Answer Ten True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer Banking Regulation Act Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer Commercial banks Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Money markets True/False Question NIDHIS are Trading Organisations. Correct Answer False Your Answer True True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Multiple Choice Single Answer Question The apex institution in the field of Industrial Development is :Correct Answer IDBI Your Answer IDBI Multiple Choice Single Answer Question Zero Coupon Bonds are issued at a :Correct Answer Discount to face value Your Answer Discount to face value Multiple Choice Multiple Answer Question SIDBI provides :Correct Answer Refinance , Rediscounting of Bills , Financial support to SSIDC Your Answer Financial support to SSIDC Multiple Choice Multiple Answer Question R B I conducts monetary control by way of O M O in :Correct Answer Treasury bills , State /central Government Securities

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Your Answer Treasury bills , Ways and means advances , TOD Select The Blank Question SCICI provides domestic & foreign loans for capital equipment and________ services. Correct Answer Technical Your Answer After sales Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Financial companies True/False Question The overdraft facility is also known as Cash credit facility. Correct Answer True Your Answer True True/False Question IDA does not lend to countries that are not in a position to borrow from IBRD. Correct Answer False Your Answer True Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Agricultural Finance Consultancy Ltd(AFC) activities cover :Correct Answer Pre-feasibility studies , Regional /Sectoral planning , Benchmark Surveys Your Answer Pre-feasibility studies , Regional /Sectoral planning , Benchmark Surveys Multiple Choice Multiple Answer Question Tourism promotes :Correct Answer International remittances , Travellers' Cheques , Credit Card Business Your Answer Credit Card Business , Internation al remittances , Travellers' Cheques Multiple Choice Single Answer Question A record of the holdings of GOI dated securities of each holder is contained in :Correct Answer SGL pass book Your Answer NSE Select The Blank Question The Premium of ________ is obtained through obligatory reinsurance premium. Correct Answer GIC Your Answer OF&GICO Ltd. Multiple Choice Single Answer Question IDBI introduced Automatic Refinance Scheme in the year :Correct Answer 1978 Your Answer 1975 Multiple Choice Multiple Answer

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Question ECGC Board comprises of Directors representing :Correct Answer Government , Banking/Insurance , Trade/Industry Your Answer Government , Banking/Insurance , Trade/Industry Multiple Choice Single Answer Question Cetificate of deposit are issued by Correct Answer Banks Your Answer Banks Multiple Choice Multiple Answer Question Mutual fund has main entities like :Correct Answer Sponsor , Trust , Asset Management company Your Answer Sponsor , Trust , Asset Management company Select The Blank Question Mutual Funds provide the benefits of ________. Correct Answer Portfolio management Your Answer Long term returns Multiple Choice Multiple Answer Question DFHI was set up jointly by :Correct Answer RBI , Banks , All India Fis Your Answer RBI , All India Fis , SEBI Match The Following Question Correct Answer Your Answer Small Savings Chit Funds HDFC Gen.Insurance NICo of India Ltd. UTI Life Insurance LIC of India Ltd LIC of India Ltd Mutual fund UTI Chit Funds Multiple Choice Single Answer Question Corporate Debentures are :Correct Answer Long term debt instruments Your Answer Short term deposit receipts True/False Question HDFC was set up by NHB. Correct Answer False Your Answer True Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question A record of the holdings of GOI dated securities of each holder is contained in :Correct Answer SGL pass book Your Answer SGL pass book Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer HUDCO Select The Blank Question Financial markets are the centres that provide facilities for buying and selling of ________. Correct Answer Financial claims and services Your Answer Fixed assets Select The Blank Question As a banker to the Government, RBI accepts Government

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deposits at ________% interest. Correct Answer 0 Your Answer 0.05 Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Taxes Select The Blank Question The price in financial markets is known as ________. Correct Answer Rate of interest Your Answer Premium Multiple Choice Single Answer Question Treasury bills are issued by :Correct Answer RBI Your Answer RBI LIST OF ATTEMPTED QUESTIONS AND ANSWERS Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Legal Tender True/False Question Cancellation of a Guarantee is known as "revocation". Correct Answer True Your Answer True Multiple Choice Multiple Answer Question IFCI raises its funds by way of :Correct Answer Issuing bonds , Borrowing from RBI , Borrowing from IDBI Your Answer Issuing bonds , Issuing shares Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question Cetificate of deposit are issued by Correct Answer Banks Your Answer Corporates Match The Following Question Correct Answer Your Answer Film Finance FFC Chit Funds Rural Electrification REC REC Pure NBFI UTI UTI Specialised NBFI HDFC HDFC Multiple Choice Single Answer Question SFCs suffer from a very high ratio of:Correct Answer Overdues Your Answer Overdues Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer Konkan Railway Corporation , MSR Dev.Corporation Multiple Choice Multiple Answer Question EXIM Bank can raise resources by:Correct Answer Issuing bonds , Borrowing from RBI , Borrowing from

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International Financial Institutions Your Answer Issuing bonds , Borrowing from RBI Select The Blank Question HDFCs loans were linked up with________. Correct Answer Planned Savings Your Answer Planned Savings True/False Question CPs have to be compulsorily rated. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well as:Correct Answer Crop Planning , Plant Protection , Farm Management Your Answer Crop Planning , Plant Protection Multiple Choice Multiple Answer Question EXIM Bank provides financial assistance to:Correct Answer Indian Companies , Commercial Banks , Foreign Governments Your Answer Investment trusts , Indian Companies Multiple Choice Multiple Answer Question Credit Information report is also known as :Correct Answer Credit report , Banker's report , Confidential report Your Answer Credit report , Banker's report , Client's Report Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI True/False Question IMF discourages excessive use of its resources by imposing a surcharge on large loans. Correct Answer True Your Answer True Multiple Choice Single Answer Question Credit Risk under NEF Scheme of SIDBI is borne by :Correct Answer Central Govt & SIDBI Your Answer SIDBI Select The Blank Question The extent of powers enjoyed by a branch depends on the size of its ________. Correct Answer Business Your Answer Deposits Multiple Choice Single Answer Question FIs can be classified into two categories depending on the basis of incorporation and :Correct Answer Operation Your Answer Operation Select The Blank Question Financial markets are the centres that provide facilities for buying and selling of ________. Correct Answer Financial claims and services Your Answer Financial claims and services Multiple Choice Multiple Answer Question Which of the following statements are not prepared on a daily basis in branch?

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Correct Answer Cash Book , Trial Balance , P/L statement Your Answer Audited Balance Sheet , Trial Balance , P/L statement Multiple Choice Multiple Answer Question Agricultural Finance Consultancy Ltd(AFC) activities cover :Correct Answer Pre-feasibility studies , Regional /Sectoral planning , Benchmark Surveys Your Answer Pre-feasibility studies , Regional /Sectoral planning , Benchmark Surveys True/False Question EXIM Bank provides Lines of Credit to other nations for Indian exports. Correct Answer True Your Answer True True/False Question In case of T-Bills potential investors have to put in competitive bids. Correct Answer True Your Answer False Multiple Choice Single Answer Question Which of the following services is not provided by Commercial banks? Correct Answer Deposit Insurance Your Answer Deposit Insurance True/False Question NABARD provides Refinance for Marketing of Crops. Correct Answer True Your Answer True Select The Blank Question Legally speaking Pass Through Certificates are ________ and are tradeable freely. Correct Answer Promissory notes Your Answer Bills of Exchange Select The Blank Question The loans under________ are based on Poverty Reduction Strategy Paper. Correct Answer PRGF Your Answer RPFG Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Match The Following Question Correct Answer Your Answer Largest borrower in the world IBRD MIGA International Monetary Cooperation IMF PRGF Prevention of crises CCL IBRD Political insurance MIGA CFF Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :-

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Correct Answer One year Your Answer One year Multiple Choice Single Answer Question The word ' Tranche ' is a French word which means :Correct Answer A Slice Your Answer A Slice Multiple Choice Multiple Answer Question Basic Life insurance policies include :Correct Answer Term insurance , Annuity contracts , Pension plans Your Answer Term insurance , Annuity contracts , Pension plans Select The Blank Question The department handing ________ in the banks is known as the Treasury. Correct Answer Investments Your Answer Cash & currency True/False Question State loans are much less liquid than GOI Securities. Correct Answer True Your Answer True Select The Blank Question 55% of HUDCO loans are earmarked for____ ____& low income groups. Correct Answer Weaker sections Your Answer Salaried persons Multiple Choice Multiple Answer Question The objective NEF Scheme of SIDBI is to provide equity support to :Correct Answer New Units in tiny Sector , New Units in Small Sector , Existing units in tiny & small scale sector Your Answer Existing Large Industrial Units , New Units in tiny Sector , New Units in Small Sector Multiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , FIIs Select The Blank Question NABARDs Criteria for Refinance covers Technical ________ of the project. Correct Answer Feasibility Your Answer Viability Multiple Choice Single Answer Question Treasury Bills are issued by the :Correct Answer RBI Your Answer Central Govt. True/False Question The Capital of NABARD is subscribed byWorld Bank. Correct Answer False Your Answer False Select The Blank Question Kisan Vikas Patra are issued through ________. Correct Answer Post Offices Your Answer Post Offices Multiple Choice Single Answer Question NonBanking Financial Companies are :-

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Correct Answer Financial institutions Your Answer Manufacturing units Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Chit funds True/False Question Most of the Indian PS Banks practice retail banking. Correct Answer True Your Answer True Select The Blank Question Secured Premium Notes are ________. Correct Answer Debentures Your Answer Bonds True/False Question No TDS is deducted on Interest paid on CDs. Correct Answer True Your Answer False LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The lender of the last resort to the market! is the :Correct Answer RBI Your Answer RBI Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer Financial Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost True/False Question PFC has been persuading State Governments restructuring of their power

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sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production Production as well as:Correct Answer Crop Planning , Plant Protection , Farm Management Your Answer Crop Planning , Plant Protection , Farm Management Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Three years Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government reg! ulation and control Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Fire insurance , Miscellaneous , Marine insurance True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical

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Fertilisers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers True/False Question NABARD is an apex institution in the field of Integrated Rural Development. &nbs! p; Correct Answer True Your Answer True Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Select The Blank Question The price in financial markets is known as ________. Correct Answer &n! bsp; Rate of interest Your Answer Rate of interest Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Term Deposit Receipt True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft

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Your Answer Overdraft Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF True/False Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer False True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development AFC Ltd Consultancy Consultancy HUDCO Housing Housing NCDC Development of Cooperatives Development of Cooperatives True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Select The Blank Question GIC raises funds to meet claims from ________.

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Correct Answer Premium collected Your Answer Premium collected ! Multiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , Govt.bodies Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The lender of the last resort to the market is the :Correct Answer RBI Your Answer RBI Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer Financial Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI True/False

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Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well as:Correct Answer Crop Planning , Plant Protection , Farm Management Your Answer Crop Planning , Plant Protection , Farm Management Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Three years Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Fire insurance , Miscellaneous , Marine insurance True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers True/False

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Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer True Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Select The Blank Question The price in financial markets is known as ________. Correct Answer Rate of interest Your Answer Rate of interest Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Term Deposit Receipt True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF

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True/False Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer False True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected Multiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , Govt.bodies Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation Select The Blank Question Kisan Vikas Patra are issued through ________. Correct Answer Post Offices Your Answer Post Offices Multiple Choice Single Answer

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Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF Match The Following Question Correct Answer Your Answer Corporates RIL, HPCL RIL, HPCL NGOs CSP, CRY, PLAN CSP, CRY, PLAN DFI IDBI, IFCI, ICICI IDBI, IFCI, ICICI PSUs NTPC, NHPC, Coal India NTPC, NHPC, Coal India Multiple Choice Multiple Answer Question DFHI was set up jointly by :Correct Answer RBI , Banks , All India Fis Your Answer RBI , Banks , All India Fis , SEBI Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Investment on a monthly basis and repayment on due date is made in :Correct Answer Recurring deposit Your Answer Term deposit account Multiple Choice Multiple Answer Question Tourism promotes :Correct Answer Credit Card Business , International remittances , Travellers' Cheques Your Answer Credit Card Business , International remittances , Travellers' Cheques Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Taxes Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Multiple Answer Question Functions of R.O. do not cover :Correct Answer SLR/CRR maintenance , Liaison with RBI/IBA , Issuing Lending Policy Your Answer Liaison with RBI/IBA , Issuing Lending Policy Select The Blank Question The ________ of NABARD covers release of refinance

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without prior sanction for refinance limit. Correct Answer ARS Your Answer CFSF Select The Blank Question The ________ regulation makes the banks the largest investor in the GOI securities. Correct Answer SLR Your Answer SLR Multiple Choice Multiple Answer Question Post Offices are popular for mobilizing small savings of the public due to :Correct Answer Wide network , Tax concessions , Saftey of funds Your Answer Wide network , Tax concessions , Saftey of funds True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question SIDBI commenced its operations from :Correct Answer April 2,1990 Your Answer April 2,1990 Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Financial companies Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Multiple Answer Question The prominent Bond issuing PSU are :Correct Answer MTNL , NTPC , SAIL Your Answer MTNL , NTPC , SAIL Match The Following Question Correct Answer Your Answer Hill ,Tribal Area development Area Development Area Development Aquaculture , Brackish Water Fisheries Fisheries Ploughing, weeding, transplantation Seasonal Agricultural Operations Irrigation & Drainage Market Yards, Storage & Warehousing Agricultural Marketing Agricultural Marketing True/False Question Small Savings are source of Capital Receipts for the Government. Correct Answer True Your Answer False Multiple Choice Multiple Answer Question The financial Assistance provided by the IMF enables member countries to :-

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Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Undertake specific projects Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks Multiple Choice Single Answer Question IDBI has helped in the establishment of :Correct Answer EXIM Bank Your Answer ICICI Select The Blank Question NHB at present has a ________ Capital of Rs. 350 crores. Correct Answer Paid-up Your Answer Paid-up True/False Question The Capital of NABARD is subscribed by World Bank. Correct Answer False Your Answer False Select The Blank Question In a Bank, the investment decisions are taken at ________ level. Correct Answer Head Office Your Answer Head Office Multiple Choice Single Answer Question RBI is also referred to as :Correct Answer Apex Bank Your Answer Apex Bank Multiple Choice Multiple Answer Question EXIM Bank can raise resources by:Correct Answer Issuing bonds , Borrowing from RBI , Borrowing from International Financial Institutions Your Answer Borrowing from RBI , Borrowing from International Financial Institutions Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question SIDBI provides :Correct Answer Refinance , Rediscounting of Bills , Financial support to SSIDC Your Answer Refinance , Financial support to SSIDC , Cash Credit facilities True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question Other than Tourism, International funds remittances comprise of :Correct Answer Donations/Charity , Payments of Salaries , Payments of Royalty Your Answer Payments of Royalty , Travel related payments True/False Question SCICI is a member of the OTCEI.

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Correct Answer True Your Answer False Select The Blank Question HDFCs loans were linked up with________. Correct Answer Planned Savings Your Answer Planned Savings True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True True/False Question HDFC was set up by NHB. Correct Answer False Your Answer False Select The Blank Question Mutual Funds provide the benefits of ________. Correct Answer Portfolio management Your Answer Portfolio management True/False Question In case of T-Bills potential investors have to put in competitive bids. Correct Answer True Your Answer True True/False Question Non bank financial institutions undertake fund and non fund based activities. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question Functions of R.O. of a bank include :Correct Answer Inspection/audit , Control on branches , Grant loans/advances Your Answer Inspection/audit , Control on branches , Grant loans/advances Multiple Choice Multiple Answer Question Duties of an International Banking unit cover :Correct Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Your Answer Maintaining SLR/CRR , Handling foreign currency , Handling Doc. credits , Granting lines of Credit Select The Blank Question Secured Premium Notes are ________. Correct Answer Debentures Your Answer Debentures Select The Blank Question Syndication involves ________ sanction. Correct Answer In principle Your Answer Funded LIST OF ATTEMPTED QUESTIONS AND ANSWERS Multiple Choice Multiple Answer Question Agricultural Finance Consultancy Ltd(AFC) activities cover :Correct Answer Benchmark Surveys , Pre-feasibility studies , Regional /Sectoral planning Your Answer Benchmark Surveys , Pre-feasibility studies , Regional /Sectoral planning Multiple Choice Multiple Answer

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Question Duties of an International Banking unit cover :Correct Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Your Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Select The Blank Question The ________ is the apex institution in the field of foreign trade in India. Correct Answer EXIM bank Your Answer FEDAI True/False Question The Capital of NABARD is subscribed byWorld Bank. Correct Answer False Your Answer True True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer False Match The Following Question Correct Answer Your Answer Insurance of all employees of a Firm Group Insurance Group Insurance Premium Throughout Life Whole Life Whole Life Fixed Period Insurance Endowment Endowment Insurance of ocean Cargo Marine Insurance Marine Insurance Select The Blank Question DFIs are the second largest issuer of ________ after the Govt and Sovereign bodies. Correct Answer Debt instruments Your Answer Debt instruments True/False Question Mortgage Loans are loans against property. Correct Answer True Your Answer True Select The Blank Question An ________ letter of credit cannot be canceled by the buyer without the seller's consent. Correct Answer Irrevocable Your Answer Revocable Multiple Choice Single Answer Question Liabilities of Insurance Cos are mostly :Correct Answer Long term Your Answer Long term

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Select The Blank Question As a banker to the Government, RBI accepts Government deposits at ________% interest. Correct Answer 0 Your Answer 0.05 Multiple Choice Single Answer Question Bills Rediscounting Scheme of IDBI was introduced in the year :Correct Answer 1965 Your Answer 1975 Multiple Choice Single Answer Question DFHI was incorporated under the :Correct Answer Companies Act, 1956 Your Answer Banking Regulation Act,1949 Multiple Choice Single Answer Question The underdeveloped markets are characterised by : Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The first development Bank of India, established in 1948 was :Correct Answer IFCI Your Answer IFCI True/False Question Non bank financial institutions undertake fund and non fund based activities. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer True Select The Blank Question The ________ does not collect Savings from the Public. Correct Answer NIICO Ltd. Your Answer NIICO Ltd. Multiple Choice Single Answer Question IRBI was set up with a focus on :Correct Answer Sick Units Your Answer Sick Units Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over three years Multiple Choice Multiple Answer Question Which of the following statements are not prepared on a daily basis in branch? Correct Answer Cash Book , Trial Balance , P/L statement

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Your Answer Audited Balance Sheet , Trial Balance , P/L statement True/False Question Banks lend to corporates directly. Correct Answer True Your Answer True True/False Question Small Savings are source of Capital Receipts for the Government. Correct Answer True Your Answer False Multiple Choice Single Answer Question Treasury Bills are issued by the :Correct Answer RBI Your Answer RBI Multiple Choice Single Answer Question Account where lump sum investment is made for specific period is :Correct Answer Term Deposit account Your Answer Term Deposit account Multiple Choice Single Answer Question The apex institution in the field of foreign trade in India is :Correct Answer EXIM Bank Your Answer EXIM Bank Multiple Choice Multiple Answer Question Basic Life insurance policies include :Correct Answer Term insurance , Annuity contracts , Pension plans Your Answer Term insurance , Annuity contracts , Pension plans Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer ICICI Multiple Choice Multiple Answer Question IIBI (formerly known as IRBI )undertakes :Correct Answer Merchant Banking activities , Lease or hire purchase finance , Consultancy & managerial services Your Answer Lease or hire purchase finance , Consultancy & managerial services , Rural credit activities Select The Blank Question Syndication of Loans Globally does not involve any funds as it is ________ activity. Correct Answer Non-fund based Your Answer Non-fund based Multiple Choice Multiple Answer Question Mutual fund has main entities like :Correct Answer Sponsor , Trust , Asset Management company Your Answer Sponsor , Trust , Asset Management company Select The Blank Question ________ is merely an asset created out of book entries. Correct Answer SDR Your Answer EFF Multiple Choice Multiple Answer Question SFCs provide finance to :Correct Answer Corporates , Partnerships , Proprietary firms

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Your Answer Corporates , Partnerships , Proprietary firms Multiple Choice Single Answer Question The type of banking involving a small number of Large Customers viz.Corporates & multinationals is :Correct Answer Wholesale Banking Your Answer Global Banking Select The Blank Question The extent of powers enjoyed by a branch depends on the size of its ________. Correct Answer Business Your Answer Business Multiple Choice Multiple Answer Question Credit Information report is also known as :Correct Answer Credit report , Banker's report , Confidential report Your Answer Credit report , Banker's report , Confidential report Match The Following Question Correct Answer Your Answer Inter Bank Call Money Markets BRs, Call Money Receipts Currencies Money Market Instuments CP, CD ,T- Bills CP, CD ,T- Bills Capital Market Instruments Shares Shares Debt Market Instruments GOI Securities ,Bonds Shares Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections True/False Question Banks authorised to deal in foreign exchange are known as Authorised Dealers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The financial Assistance provided by the IMF enables member countries to :Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Pay for imports Select The Blank Question The repayment holiday period is also known as ________ period. Correct Answer Moratorium Your Answer Moratorium Multiple Choice Single Answer Question A non-scheduled bank does not deal in :Correct Answer Foreign Exchange Your Answer Foreign Exchange Multiple Choice Multiple Answer Question Prominent Institutional Investors are :Correct Answer Foreign Investors(FIIs) , Corporate Treasuries , Mutual Funds Your Answer Foreign Investors(FIIs) , Corporate Treasuries , Public sector Companies

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LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The lender of the last resort to the market! is the :Correct Answer RBI Your Answer RBI Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer Financial Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well a! s:Correct Answer Crop Planning , Plant Protection , Farm Management Your Answer Crop Planning , Plant Protection , Farm Management Multiple Choice Multiple Answer

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Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Three years Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government reg! ulation and control Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Fire insurance , Miscellaneous , Marine insurance True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers True/False Question NABARD is an apex institution in the field of Integrated Rural Development. &nbs! p; Correct Answer True Your Answer True Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Select The Blank Question The price in financial markets is known as ________.

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Correct Answer &n! bsp; Rate of interest Your Answer Rate of interest Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Term Deposit Receipt True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :&n! bsp; Correct Answer SIDF Your Answer SIDF True/False Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer False True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development AFC Ltd Consultancy Consultancy HUDCO Housing Housing NCDC Development of Cooperatives Development of Cooperatives True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy ,

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Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected !M ultiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , Govt.bodies Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation Yahoo! for Good Click here to donate to the Hurricane Katrina relief effort. YAHOO! GROUPS LINKS Visit your group "SCDL_PGDBA_Finance_2004" on the web. To unsubscribe from this group, send an email to: [email protected] Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service. LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer

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Question The lender of the last resort to the market is the :Correct Answer RBI Your Answer RBI Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer Financial Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well as:Correct Answer Crop Planning , Plant Protection , Farm Management Your Answer Crop Planning , Plant Protection , Farm Management Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Three years Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :-

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Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Fire insurance , Miscellaneous , Marine insurance True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer True Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Select The Blank Question The price in financial markets is known as ________. Correct Answer Rate of interest Your Answer Rate of interest Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Term Deposit Receipt True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates

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Your Answer Corporates Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF True/False Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer False True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development AFC Ltd Consultancy Consultancy HUDCO Housing Housing NCDC Development of Cooperatives Development of Cooperatives True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected Multiple Choice Multiple Answer

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Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , Govt.bodies Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The lender of the last resort to the market is the :Correct Answer RBI Your Answer RBI Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer Financial Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well as:Correct Answer Crop Planning , Plant Protection , Farm Management

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Your Answer Crop Planning , Plant Protection , Farm Management Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Three years Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Fire insurance , Miscellaneous , Marine insurance True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer True Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Select The Blank Question The price in financial markets is known as ________.

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Correct Answer Rate of interest Your Answer Rate of interest Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Term Deposit Receipt True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF True/False Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer False True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development AFC Ltd Consultancy Consultancy HUDCO Housing Housing NCDC Development of Cooperatives Development of Cooperatives True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the

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open market Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected Multiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , Govt.bodies Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The lender of the last resort to the market is the :Correct Answer RBI Your Answer RBI Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer Financial Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer

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Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well as:Correct Answer Crop Planning , Plant Protection , Farm Management Your Answer Crop Planning , Plant Protection , Farm Management Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Three years Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government regulation and control Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Fire insurance , Miscellaneous , Marine insurance True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False

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Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers True/False Question NABARD is an apex institution in the field of Integrated Rural Development. Correct Answer True Your Answer True Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Select The Blank Question The price in financial markets is known as _______ _. Correct Answer Rate of interest Your Answer Rate of interest Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Your Answer Term Deposit Receipt True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF True/False

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Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer False True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development AFC Ltd Consultancy Consultancy HUDCO Housing Housing NCDC Development of Cooperatives Development of Cooperatives True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected Multiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , Govt.bodies Multiple Choice Multiple Answer Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation Select The Blank Question Kisan Vikas Patra are issued through ________. Correct Answer Post Offices Your Answer Post Offices Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF

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Your Answer SIDF Match The Following Question Correct Answer Your Answer Corporates RIL, HPCL RIL, HPCL NGOs CASP, CRY, PLAN CASP, CRY, PLAN DFI IDBI, IFCI, ICICI IDBI, IFCI, ICICI PSUs NTPC, NHPC, Coal India NTPC, NHPC, Coal India Multiple Choice Multiple Answer Question DFHI was set up jointly by :Correct Answer RBI , Banks , All India Fis Your Answer RBI , Banks , All India Fis , SEBI Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Investment on a monthly basis and repayment on due date is made in :Correct Answer Recurring deposit Your Answer Term deposit account Multiple Choice Multiple Answer Question Tourism promotes :Correct Answer Credit Card Business , International remittances , Travellers' Cheques Your Answer Credit Card Business , International remittances , Travellers' Cheques Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Taxes Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Multiple Answer Question Functions of R.O. do not cover :Correct Answer SLR/CRR maintenance , Liaison with RBI/IBA , Issuing Lending Policy Your Answer Liaison with RBI/IBA , Issuing Lending Policy Select The Blank Question The ________ of NABARD covers release of refinance without prior sanction for refinance limit. Correct Answer ARS Your Answer CFSF Select The Blank Question The ________ regulation makes the banks the largest investor in the GOI securities. Correct Answer SLR Your Answer SLR

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Multiple Choice Multiple Answer Question Post Offices are popular for mobilizing small savings of the public due to :Correct Answer Wide network , Tax concessions , Saftey of funds Your Answer Wide network , Tax concessions , Saftey of funds True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question SIDBI commenced its operations from :Correct Answer April 2,1990 Your Answer April 2,1990 Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Financial companies Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Multiple Answer Question The prominent Bond issuing PSU are :Correct Answer MTNL , NTPC , SAIL Your Answer MTNL , NTPC , SAIL Match The Following Question Correct Answer Your Answer Hill ,Tribal Area development Area Development Area Development Aquaculture ,Brackish Water Fisheries Fisheries Ploughing, weeding, transplantation Seasonal Agricultural Operations Irrigation & Drainage Market Yards, Storage & Warehousing Agricultural Marketing Agricultural Marketing True/False Question Small Savings are source of Capital Receipts for the Government. Correct Answer True Your Answer False Multiple Choice Multiple Answer Question The financial Assistance provided by the IMF enables member countries to :Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Undertake specific projects Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks Multiple Choice Single Answer Question IDBI has helped in the establishment of :Correct Answer EXIM Bank Your Answer ICICI Select The Blank

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Question NHB at present has a ________ Capital of Rs. 350 crores. Correct Answer Paid-up Your Answer Paid-up True/False Question The Capital of NABARD is subscribed by World Bank. Correct Answer False Your Answer False Select The Blank Question In a Bank, the investment decisions are taken at ________ level. Correct Answer Head Office Your Answer Head Office Multiple Choice Single Answer Question RBI is also referred to as :Correct Answer Apex Bank Your Answer Apex Bank Multiple Choice Multiple Answer Question EXIM Bank can raise resources by:Correct Answer Issuing bonds , Borrowing from RBI , Borrowing from International Financial Institutions Your Answer Borrowing from RBI , Borrowing from International Financial Institutions Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question SIDBI provides :Correct Answer Refinance , Rediscounting of Bills , Financial support to SSIDC Your Answer Refinance , Financial support to SSIDC , Cash Credit facilities True/False Question Under MIGA the World bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question Other than Tourism, International funds remittances comprise of :Correct Answer Donations/Charity , Payments of Salaries , Payments of Royalty Your Answer Payments of Royalty , Travel related payments True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer False Select The Blank Question HDFCs loans were linked up with________. Correct Answer Planned Savings Your Answer Planned Savings True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True

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True/False Question HDFC was set up by NHB. Correct Answer False Your Answer False Select The Blank Question Mutual Funds provide the benefits of ________. Correct Answer Portfolio management Your Answer Portfolio management True/False Question In case of T-Bills potential investors have to put in competitive bids. Correct Answer True Your Answer True True/False Question Non bank financial institutions undertake fund and non fund based activities. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question Functions of R.O. of a bank include :Correct Answer Inspection/audit , Control on branches , Grant loans/advances Your Answer Inspection/audit , Control on branches , Grant loans/advances Multiple Choice Multiple Answer Question Duties of an International Banking unit cover :Correct Answer Handling foreign currency , Handling Doc. credits , Granting lines of Credit Your Answer Maintaining SLR/CRR , Handling foreign currency , Handling Doc. credits , Granting lines of Credit Select The Blank Question Secured Premium Notes are ________. Correct Answer Debentures Your Answer Debentures Select The Blank Question Syndication involves ________ sanction. Correct Answer In principle Your Answer Funded

Financial Institutions & Banking_18 LIST OF ATTEMPTED QUESTIONS AND ANSWERS Select The Blank Question The Shipping Credit and Investment Company of India Ltd. has changed its name to ________ effective from October 1992. Correct Answer SCICI Ltd Your Answer SCICI Ltd Select The Blank

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Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Single Answer Question Financial institutions deal in :Correct Answer Financial assets Your Answer Financial assets Multiple Choice Single Answer Question The lender of the last resort to the market! is the :Correct Answer RBI Your Answer RBI Select The Blank Question One of the objectives of NHB is to augment the ________ resources for the housing sector. Correct Answer Financial Your Answer Financial Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Interest cost Page 1 Financial Institutions & Banking_18 True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Single Answer Question The ultimate source of money in India is:-

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Correct Answer RBI Your Answer RBI True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question RBI was established under the:Correct Answer RBI Act Your Answer RBI Act Multiple Choice Multiple Answer Question The major area of AFC's specialisation included Crop Production as well a! s:Correct Answer Crop Planning , Plant Protection , Farm Management Your Answer Crop Planning , Plant Protection , Farm Management Multiple Choice Multiple Answer Question A member's IMF Quota determines its :Correct Answer Financial commitment , Voting power , Drawing power Your Answer Financial commitment , Voting power , Drawing power Select The Blank Question Period of Holiday Insurance is ________. Correct Answer Six months or less Your Answer Three years Multiple Choice Single Answer Question The underdeveloped markets are characterised by :Correct Answer Government regulation and control Your Answer Government reg! ulation and control Page 2 Financial Institutions & Banking_18 Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks True/False Question The bids for T-Bills are on price/interest basis. Correct Answer True

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Your Answer True Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Long term debt instruments have a maturity of :Correct Answer Over one year Your Answer Over one year Multiple Choice Multiple Answer Question The general insurance business can be :Correct Answer Marine insurance , Fire insurance , Miscellaneous Your Answer Fire insurance , Miscellaneous , Marine insurance True/False Question NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers. Correct Answer False Your Answer False Multiple Choice Multiple Answer Question The unorganised financial system comprises of :Correct Answer Money lenders , Indigenous bankers , Lending pawn brokers Your Answer Money lenders , Indigenous bankers , Lending pawn brokers True/False Question NABARD is an apex institution in the field of Integrated Rural Development. &nbs! p; Correct Answer True Your Answer True Page 3 Financial Institutions & Banking_18 Select The Blank Question 55% of HUDCO loans are earmarked for________& low income groups. Correct Answer Weaker sections Your Answer Weaker sections

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Multiple Choice Single Answer Question Development Financial institutions include :Correct Answer State financial institutions Your Answer State financial institutions Multiple Choice Single Answer Question Money Markets Instruments have a maturity of less than :Correct Answer One year Your Answer One year Select The Blank Question The price in financial markets is known as ________. Correct Answer &n! bsp; Rate of interest Your Answer Rate of interest Match The Following Question Correct Answer Your Answer Development financial institutions IFCI IFCI Organised sector Banking System Banking System Unorganised sector Indigenous banks Indigenous banks Mutual funds UTI UTI Select The Blank Question The HDFC was set up in 1977 by the ________. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question Certificate of deposit is a :Correct Answer Usance promissory note Page 4 Financial Institutions & Banking_18 Your Answer Term Deposit Receipt True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True Multiple Choice Single Answer Question Commercial Papers are issued by :Correct Answer Corporates Your Answer Corporates Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :-

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Correct Answer Overdraft Your Answer Overdraft Multiple Choice Multiple Answer Question The loans of finance companies are generally :Correct Answer At high interest , Unsecured , Based on borrowers worth Your Answer At high interest , Unsecured , Based on borrowers worth Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI creat ed :&n! bsp; Correct Answer SIDF Your Answer SIDF True/False Question Issuance of CD attracts reserve requirements. Correct Answer False Your Answer False True/False Question Banks issue Guarantees on behalf of their clients. Correct Answer True Your Answer True Match The Following Question Correct Answer Your Answer NABARD Rural Development Rural Development Page 5 Financial Institutions & Banking_18 AFC Ltd Consultancy Consultancy HUDCO Housing Housing NCDC Development of Cooperatives Development of Cooperatives True/False Question Under MIGA theWorld bank offers various forms of Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question In case of a Life policy it is possible to withdraw from the obligation to contribute further premium by :Correct Answer Surrendering the policy , Converting it into paid up policy ,

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Assigning it in the open market Your Answer Surrendering the policy , Converting it into paid up policy , Assigning it in the open market Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Commercial banks Select The Blank Question The term ________ refers to the act of a bank extending finance to the seller against a letter of credit. Correct Answer Negotiation Your Answer Negotiation Multiple Choice Multiple Answer Question Functions of a Bank's H.O. include:Correct Answer Liaison with RBI , Evolve Policies , Vigilance & Control Your Answer Liaison with RBI , Evolve Policies , Vigilance & Control Multiple Choice Multiple Answer Question Bonds issued by institutions through SPVs to execute infrastructure projects are :Correct Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Page 6 Financial Institutions & Banking_18 Nigam Ltd Your Answer MSR Dev.Corporation , MKV Dev. Corporation. , SSN Nigam Ltd Select The Blank Question GIC raises funds to meet claims from ________. Correct Answer Premium collected Your Answer Premium collected ! Multiple Choice Multiple Answer Question Treasuries could be either those of the :Correct Answer PSUs , Private Sector Cos. , Govt.bodies Your Answer PSUs , Private Sector Cos. , Govt.bodies Multiple Choice Multiple Answer

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Question Under Project Finance Scheme IDBI provides assistance for :Correct Answer New Projects , Renovation , Modernisation Your Answer New Projects , Renovation , Modernisation Yahoo! for Good Click here to donate to the Hurricane Katrina relief effort. YAHOO! GROUPS LINKS Visit your group "SCDL_PGDBA_Finance_2004" on the web. To unsubscribe from this group, send an email to: SCDL_PGDBA_Finance_2004-unsubscribe@yahoogrou ps.com Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service. Page 7

Financial Institutions & Banking_20 Select The Blank Question Kisan Vikas Patra are issued through ________. Correct Answer Post Offices Your Answer Post Offices Multiple Choice Single Answer Question For a focus on the SSI Sector in 1986 IDBI created :Correct Answer SIDF Your Answer SIDF Match The Following Question Correct Answer Your Answer Corporates RIL, HPCL RIL, HPCL NGOs CASP, CRY, PLAN CASP, CRY, PLAN DFI IDBI, IFCI, ICICI IDBI, IFCI, ICICI PSUs NTPC, NHPC, Coal India NTPC, NHPC, Coal India Multiple Choice Multiple Answer Question DFHI was set up jointly by :Correct Answer RBI , Banks , All India Fis Your Answer RBI , Banks , All India Fis , SEBI Select The Blank Question In addition to IFCI and ________ the Soft Loan Scheme

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for modernisation is also undertaken by IDBI. Correct Answer ICICI Your Answer ICICI Multiple Choice Single Answer Question The unorganised financial system includes :Correct Answer Indigenous bankers Your Answer Indigenous bankers Multiple Choice Single Answer Question Investment on a monthly basis and repayment on due date is made in :Correct Answer Recurring deposit Page 1 Financial Institutions & Banking_20 Your Answer Term deposit account Multiple Choice Multiple Answer Question Tourism promotes :Correct Answer Credit Card Business , International remittances , Travellers' Cheques Your Answer Credit Card Business , International remittances , Travellers' Cheques Multiple Choice Single Answer Question A company issues CP to save on :Correct Answer Interest cost Your Answer Taxes Multiple Choice Single Answer Question A current account where the customer can withdraw more than the balance is :Correct Answer Overdraft Your Answer Overdraft Select The Blank Question AFC's membership consists of commercial, cooperative banks and DFIs including ________. Correct Answer EXIM bank Your Answer EXIM bank Multiple Choice Multiple Answer Question Functions of R.O. do not cover :Correct Answer SLR/CRR maintenance , Liaison with RBI/IBA , Issuing Lending Policy

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Your Answer Liaison with RBI/IBA , Issuing Lending Policy Select The Blank Question The ________ of NABARD covers release of refinance without prior sanction for refinance limit. Correct Answer ARS Your Answer CFSF Select The Blank Question The ________ regulation makes the banks the largest investor in the GOI securities. Correct Answer SLR Page 2 Financial Institutions & Banking_20 Your Answer SLR Multiple Choice Multiple Answer Question Post Offices are popular for mobil izing small savings of the public due to :Correct Answer Wide network , Tax concessions , Saftey of funds Your Answer Wide network , Tax concessions , Saftey of funds True/False Question The SFCs also borrow from SIDBI & IDBI. Correct Answer False Your Answer True Multiple Choice Single Answer Question SIDBI commenced its operations from :Correct Answer April 2,1990 Your Answer April 2,1990 Multiple Choice Single Answer Question The ultimate source of money in India is:Correct Answer RBI Your Answer RBI Multiple Choice Single Answer Question The organised financial system includes :Correct Answer Commercial banks Your Answer Financial companies Multiple Choice Multiple Answer Question IDA lends to poor countries :Correct Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years Your Answer By borrowing from IBRD , By lending at 0% interest. , For periods up to ten years

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Multiple Choice Multiple Answer Question The prominent Bond issuing PSU are :Correct Answer MTNL , NTPC , SAIL Your Answer MTNL , NTPC , SAIL Match The Following Question Correct Answer Your Answer Page 3 Financial Institutions & Banking_20 Hill ,Tribal Area development Area Development Area Development Aquaculture ,BrackishWater Fisheries Fisheries Ploughing, weeding, transplantation Seasonal Agricultural Operations Irrigation & Drainage Market Yards, Storage &Warehousing Agricultural Marketing Agricultural Marketing True/False Question Small Savings are source of Capital Receipts for the Government. Correct Answer True Your Answer False Multiple Choice Multiple Answer Question The financial Assistance provided by the IMF enables member countries to :Correct Answer Rebuild resources , Stabilise currencies , Pay for imports Your Answer Rebuild resources , Stabilise currencies , Undertake specific projects Multiple Choice Single Answer Question Cetificate of deposit are issued by :Correct Answer Banks Your Answer Banks Multiple Choice Single Answer Question IDBI has helped in the establishment of :Correct Answer EXIM Bank Your Answer ICICI Select The Blank Question NHB at present has a ________ Capital of Rs. 350 crores. Correct Answer Paid-up Your Answer Paid-up

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True/False Page 4 Financial Institutions & Banking_20 Question The Capital of NABARD is subscribed byWorld Bank. Correct Answer False Your Answer False Select The Blank Question In a Bank, the investment decisions are taken at ________ level. Correct Answer Head Office Your Answer Head Office Multiple Choice Single Answer Question RBI is also referred to as :Correct Answer Apex Bank Your Answer Apex Bank Multiple Choice Multiple Answer Question EXIM Bank can raise resources by:Correct Answer Issuing bonds , Borrowing from RBI , Borrowing from International Financial Institutions Your Answer Borrowing from RBI , Borrowing from International Financial Institutions Multiple Choice Single Answer Question PFC is committed to the integrated development of :Correct Answer Power Your Answer Power True/False Question PFC has been persuading State Governments restructuring of their power sector to make them viable. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question SIDBI provides :Correct Answer Refinance , Rediscounting of Bills , Financial support to SSIDC Your Answer Refinance , Financial support to SSIDC , Cash Credit facilities True/False Question Under MIGA theWorld bank offers various forms of

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Page 5 Financial Institutions & Banking_20 Political Insurance. Correct Answer True Your Answer True Multiple Choice Multiple Answer Question Other than Tourism, International funds remittances comprise of :Correct Answer Donations/Charity , Payments of Salaries , Payments of Royalty Your Answer Payments of Royalty , Travel related payments True/False Question SCICI is a member of the OTCEI. Correct Answer True Your Answer False Select The Blank Question HDFCs loans were linked up with________. Correct Answer Planned Savings Your Answer Planned Savings True/False Question A Bill of Exchange is negotiable. Correct Answer True Your Answer True True/False Question HDFC was set up by NHB. Correct Answer False Your Answer False Select The Blank Question Mutual Funds provide the benefits of ________. Correct Answer Portfolio management Your Answer Portfolio management True/False Question In case of T-Bills potential investors have to put in competitive bids. Correct Answer True Your Answer True Page 6 Financial Institutions & Banking_20 True/False Question Non bank financial institutions undertake fund and non fund based activities.

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Financial Institutions & Banking -Solved Assignment-001 (20 Papers)

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