CINB User Manual

CORPORATE INTERNET BANKING User Manual

S. No 1 2 3 4 5 6

Topic P ro ducts ducts Descrip Descrip tion tion Registration Procedures (Khata) Navigation (Khata) Set up Procedure (Vyapaar) Features Available Under (Vyapaar) Quick Quick Look Look

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Products Product s available under under Corporate Internet Internet Ba nking are a s under: 1.A 1. A dvantage(Khata): For small sized organizations • • •

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Only On ly Enq Enq uiry rights o n the the a cco cco unts Fa cility cility lim ite ite d to vie w account info info rma tion tha tha t too a t one one b ranch on ly All the authorised users from the corporates get a complete view of  information on deposit and loan accounts. Fa cility cility availabl availab le at a ll the Internet Inte rnet Banking Banking bran ches of o f State Ba Ba nk o f I ndia Most suited for small firms, companies, institutions banking with one branch of SBI

2.Privilege(Vyapaar) Fo r Sma ll a nd Medium sized O rganisations ga nisations • • • •

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T wo types types of users: Administr dminis tra a to r and and Banking users Small Smal l user gro gro up with with d iscretiona iscretiona ry access access and d iscretio iscretio nary rights Some Onlin On line e transactional transactional featu res offe red Online Transactions permitted upto Rs. 5 lacs per transaction (Third party transf tra nsfe e r/Demand dra dra fts) fts) Facility restricted to dealings with one branch only (Debit at one branch whe reas credits can be sen t to to an y internet internet bankin bank ing g b ra nch) Fa cility cility available at CINB enabled b ra nch nch

3.Freedom 3.Fre edom (Vi (Vistaar) staar) For Large and Very large Organisations. • • • • • • •

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Three ty t ypes o f use rs : Reg ula ula to r, Administrators, Administrators, Banking Use rs and Auditors Elabora te con tro tro l me chan ism ism fo r users users with in the Corpora Corpora te Elabora te use r hiera hierarc rchy hy with d iscre iscre tionary tionary a cce cce ss a nd dis cre cre tiona tiona ry rights rights Access to a ccoun ccoun ts across bran ches with a s ingle sign on All the On line line transacti transa ctional onal fun ctiona ctionaliti lities es offer of fered ed T ra nsactions nsactions a cross cross the In te rnet Banking enabled b ranches Unlimited amount of online transactions (Rs.100 crores for single transaction with no day limit for third party and funds transfer.Rs 1 crorefor DD with no day lim it) it) Facility available at Selected Corporate Internet Banking branches of State Bank of India India

4.A 4. A dvantage+(Khata+): Fo r Large and Very Ve ry la la rge O rganisa rganisa tions tions who do no t wish to have have transa transa ction ction rights • • • •

Access to a ccoun ccoun ts across bra bra nche nche s T wo type type of users: Administra to r a nd enquire enquire r Sing le sign on and a nd filte filte red a ccess ccess Product can be upgraded to ‘Vistaar’ or ‘Vyapaar’ once board resolution submitted

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Registrat ion Procedure (Khata): (Khata): • •

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Customer has to submit subm it comple comple ted app lica lica tion tion form to his branc bran ch. Form can be downloaded from the site http://www.onlinesbi.com on the  ‘co rpo ra te banking’ banking ’ link pr p ro vided vided Where pre-printed kit* is issued, customer can log in with the username and password in the pre-printed kit. Where Where Customer Customer is not give give n a p re-prin re-prin ted k it, it, he will rece rece ive ive use use rname a nd password for log in. Customer has to login on http://www.onlinesbi.com and click on ‘corporate banking’ ba nking’ with the use r id passwo passwo rd given by the the bra bra nch o r re re ce ived from from onlinesbi. System will force to change the user id password (Please note: User ID cannot be changed on later date). Hence, please give your own User id. Passwo Passwo rd can be changed as a s fr f requen tly as you wish. * P re-p rinted rinted use use r id id a nd password password a re a vailable at the the bra bra nch.

Navigation (Khata): Aft Af te r successful successful login follo follo wing in g pa pa ge will will ap pear pea r:

The The re a re thr three ee tabs tabs on the top top of the the screen 1. My Acc Account ount 2. Enquiri Enquiries es Profile Name of  Sub-links link My Acc Acco o unt 1. Acc Accou ount nt summa summa ry

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Description This is a default page. Once Once customer customer logs in he gets the account summary. Accounts are categorized in four fou r gro gro ups i.

Transacti Transa ction on Acc Accoun oun ts

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ii. iii. iv.

Deposit Accounts Loan Accounts Trade Accounts

All the respective accounts come under the groups and balances are shown on the right side of the page below ‘Balance’ column. Balance shown for the transaction account is available balance (Drawing Power-Outstanding Balance= Available Balance). To see the details please click on account number. ( please no te : in in case o f non-core non-core b ra nch actua actua l balance is being shown) Uncleared cheque is not being taken into account while calculating available balance. Account details are available once you click on account number.

2. Account Account statement

3. Pending Pending Sta Sta tement

Enquiries Enquiries

1.Get Current Current Bala ala nce nce

Please note detailed enquiry of LC/ Bank guarantee (Trade Account) is not available under the product. The facility is available under trade finance product. Sta tement of of account account ca ca n be be downloaded, downloaded, da da te wis wise, e, month wise in excel and pdf format. Click on the link   ‘Account statement’-select account number-select date range-select option ( View, view print, download ex ce l, dow do wnload nl oad pdf) and a nd confirm confirm

In case of core branch if number of transactions is more than 150, system does not show all the transaction transactions. s. Upto Upto 150 150 transacti transactions ons a re d isplayed splayed and a reference number is generated. Please note the reference number and click on the link ‘Pending Statement’. You will find the same reference number here and status of the reference. If status is  ‘processe  ‘processed’ d’ p lease click click on refe refe re nce nce number. You will get full account sta sta tement. The The re are are 5 sub links links unde unde r the the Tab Tab ‘Enquirie ‘Enquiries’ s’ but only one link is applicable for ‘Khata’ user that is ‘Get Current Balance. Clicking on the link you would get current balance of  account in case of non- core branch. Please note INB system is sho wing current ba lance lance in case of Co re Branches.

Profile Profile

1.Personal 1.Personal De tails ails

Please do not get confused with the links as same interface is being used by retail as well Khata customer. Use r ca n see the persona persona l details details input input by the bra bra nch nch and it ca ca n be edited b y the use r if so desir des ire e.

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2. Link Link Accoun Accoun t

If yo u have ava ava iled iled Khata facility a t a nother nother bra bra nch nch and want to use only one id/ password for viewing the accounts of both the branches then please click the link. System will ask you the user id /password of the other branch and after confirmation you would be able to vie vie w the a ccou ccounts nts of both the branches branches with with single single login.

3. Set Acc Accoun ountt nickname

If many account accounts s are linked to to your Use Use r Id you you may use this facility. You can set nickname for your accounts like ‘Cash Credit CAG Mumbai’, ‘Current Account Delhi’ etc. You can change yo ur login login passwo passwo rd g iving old pass wo rd-new d-ne w passw pass wo rd -conf -confir irm m new password. pa ssword.

4. Chang Change e password password 5. Fo rge rge t Profile Profile password

If you have forgotten your profile password. Please select your hint question, put a answer and set new profile password. * O ther sub-links sub-links a re not meant meant for ‘Khat ‘Khata a ’ user

Privilege(Vyapaar) Set up Procedure (Vyapaar): Customer has to submit completed application forms to his branch (C1- Corporate Registration, C3- Administrator Registration, C4-Terms and Conditions of Service, C5- Board Resolution.,/ in case of partnership firm or proprietary firm- partnership letter/ proprietor’s letter in C5 format ) •

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Form can be downloaded from the site https://www.onlinesbi.com on the  ‘Co rporte Banking’ link pr p ro vided vided.. The Administrator will after receipt of user_id and password log in to www.o www .o nl nlin ine e sbi.c sbi.com om /c /co o rpor rpora a te and creates other users of the corporate. If  Adm inist inistrra to r o f the co co rpora rpora te se le cts cts the opti opt ion. “Would you like to to ha ve Pre-Printed Kits” as yes, CINB C7 form will pop-up to be submitted to the b ranch ranch for fo r re re ceiving PPKs (user id and pass wo rd) by the user use rs USERS CREATED BY AD MINIST INISTRA RA TOR WILL BE AB LE TO VIEW/TRANSACT ON ACCOUNTS. ADMINISTRATOR HIMSELF WILL NEITHER NEITH ER BE A BLE TO VIEW A CCOUN CCOUNT TS NOR TRA NS NSA A CT ON A CCOUN CCOUNT TS. In case Corporate Administrator does not select pre-printed kit option. Users will indi vidual vidually ly re re ceive ceive Use r Id Id s and Pas Passwor sword d s fr f rom onlinesb i.com .com . Administrator will give access rights to the user under the link ‘Manage Accounts-Add access rights’ based on which, INB system will treat the user as Enqui re rs, Make Make rs and Autho risers. risers. Administrator will make rules (Account wise) (‘Add Rules’ link under ‘Manage Account ‘ link) to enable Authorisers to debit the Corporate's account at the b ranch. ranch. These These rules will ha ha ve to to be a s per pe r the the mandate. Resolution on signing sig ning powers powers he ld on branch branch re co rd.

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Branch (Branch officials who have been assigned this role) will individually verify the rules for the Corporate. Corporate will be able to put through transaction tra nsactions s on ly a fter rule verificati ve rificatio o n. Under ‘Vyapaar’ all Authorizers have rights to make as well as authorize the cheque. Hence, no separate maker is needed. If the corporate needs same person should not play both the roles please contact 022 27566066/67 or mail us us a t [email protected] o r fax fax 022-27563478/. There is a limit of Rs. 500000 (Rs. 5 lacs) per transaction. Inter-branch transactions are allowed.

Features Available Available under ‘Vya paar’ 1. Fund Transfe Transferr 2. Third Party Payment 3. Government Payment like DGFT, OLTAS (Income Tax), CBEC (Service Tax, Excise), ESIC, EPF etc. 4. Supplier Payment like Reliance, BPCl, IOCL, GAIL, SAIL etc. 5. Uti lity Bills Pa yment men t (Going (Going to be in troduced troduced shortly) 6. Sche Sche dule Payment Payment Fa cility Navigation: Adm ini inis s tr tra a to r’ r’s s In te rf rfa a ce

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Name of link link

Sub-links Sub-links

De scription

Manage Roles

User

This link is for management of users. There are seven sub tabs under the link 1.Add 2. View 3.Modify 4. Lock 5. Unlock 6. Dispatch Status Sta tus 7. Reset P assword assword 1. Add: By this link user can be added in the system. Please see bottom of the user registration form. There is a question ‘Would you like to have preprinted kits for the user’ means Branch will provide pre-printed user id and password if  Administrator selects ‘yes’ otherwise it will be dispatched by onlinesbi. 2. View: The details of all the user created by the Adm inist inistrra to r can can be viewe iewe d. 3. Modify: Address of the user can be changed by the Administrator. 4. Lock: User can be locked temoporarily or permanently 5. Unlock: Temporarily locked use use r ca ca n be be unlocked. 6. Dispatch Status: Dispatch status of user id and password can be viewed. 7. Reset Password: There are three types of 

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passwords for the users I . Login Password II. Profile Password. III. Transaction Password. Password. Initial login passwo passwo rd is provided provided by SBI but othe othe r two passwords, user sets himself. The Administrator can reset passwords of all users crea creatte d b y h im. If he re sets Transacti Transaction on password password or Profile password of user, the existing password gets deleted and once user logs in, he gets the opti opt ion to se t new pass wo rd . If Adminis tra tra to r resets resets login password of user, onlinesbi will send new password to the user directly.

Manage A ccounts ccounts

Uploader

This role is not applicable for ‘vyapaar’ 

A ccess ccess Rights Rights

There are four tabs under access rights 1. Add 2. View 3. Modify Modify 4. View by A ccounts. ccounts. 1. Add: The Administrator creates user in the system then he /she /she give give s a ccess ccess rights rights to the use use r. There There are four options available in the dropdown box I. None II. Maker III. Authorizer IV. Enquiry. Enquiry . (Please note: The Authorizer cannot authorize the transaction tra nsactions s until Admin Administr istra a to r cr crea te s rule rule a nd it is ve rified rified from from the the branch. (Only authorized signatory for the account can be an A uthorizer) as per mandate mandate of corporate on branch records 2. View: User wise Access rights can be viewed 3. Modify: Access rights can be modified like enquiry rights can be changed to Maker or Authorizer, Maker rights can be changed to enquirer or Authorizer but Authorization rights can not be changed until rules are removed for the Aut Au tho rizer(see rizer(see next secti se ction). on). 4. View By Account No: Access rights can be vie wed by a ccou ccount nt number. number.

Rules

The The re a re four four tabs under Rules. Rules. 1.A 1.A dd User 3. View By A ccount ccount 4. Modify

2. View By

1. Add: Rules can be added by this link. Administrator has to select account number-define limit (maximum amount upto which authorizer can authorize)-select authorize)-select type of  authorization like single/joint-select Authorizer from the boxes-submit. If Administrator wants to define first signatory and second signatory, he should select ‘A ny one of with any one of’ option (Please note: after authorizat ion by by the first signatory, second signatory will get the cheque for authorization) otherwise he/she should select ‘A ny two of’ option. 8

2. View By User: Userwis Userwise e rule rule s ca ca n be be viewe iewe d. 3. View By A ccount: ccount: All rules pertain to the account can be viewed. 4. Modify: Rule amount amount can be be mo dified dified or o r it can be deleted. If modified rule’s amount is less than the limit set by the branch, system will automatically approve the rule. If modified rule amount is greater than the limit set by the branch, rule will have to be verified again by the branch.

Manage Vendors

Pending Transactions

The Adm inistrator can view the the cheque whic hi ch is pe pe nding for authorization.

Suppliers

Description: This is an e-collection module for Industry Majors in which dealers of the Industry Majors map themselves with the supplier (IM) and place online orders. Fo r the the goods pay o f pre pre viously viously ordered ordered goods goods and do the financial transaction. On receipt of the MIS from SBIonline, Industry Majors deliver the goods to the dealer. This looks like n ormal ormal third third party tra tra nsfer but the module p ro vides vides compr omp re hensive MIS to the supplier. There are two tabs under the link 1. Map/Edit and 2. View Status 1. Map / Edit: Administrator of dealer (The dealer who avails ‘Vyapaar’ or ‘Vistaar) map himself  online online with the S uppl uppliie r using this l ink. The dea le r has to fill up his details like dealer code, location e tc. This This re gistra gistra tio n goes to Supplie upplie r and Suppl uppliie r verifies the details from his data base and approves the mapping.

2. View Status: The Administrator can see whether supplie supplie r has app roved h is mapping mapping o r not. not. (Please note: Dealer can make payment only when supplier approves the mapping)

Third Pa rties

De scription: Third party payment is allowed to predefined beneficiary to avoid the error at the time of  payment. The Administrator has rights to manage beneficiary. The The re a re three three tabs unde unde r the link link . 1. A dd 2. De lete lete 3. Approve. 1. Add: The Administrator can define beneficiary giving the beneficiary details like name, account numbe r a nd branch code. 2. Delete: The existing be be neficiaries can be delet dele ted. ed .

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3. Approve: There are two modes of beneficiaries registration I. One by one after login to onlinesbi. II. Bulk uploads. As the bulk upload facility is not a va ila ila ble ble u nder the product. He He nce, the the re is no use of the link for ‘Vyapaar’ customer.

Approve Delete Third party DD Beneficiaries

(Please note: If Administrator creates Third Party , it will be visible to all users, created by Administrator) There is no use of this link for ‘Vya paar’ customer.

Description: Like third party payment Demand Draft issue request is allowed for pre-defined beneficiary to avoid the error at the time of payment. The Administrator has rights to manage beneficiary. There ar a re two two tabs unde unde r the the link 1. A dd 2. De lete lete 1. 2.

Profile

My Prof ile ile

Set Nick Name

Set Limits

Manage Passwords Direct Debit De bit

Add: The Administrator can add Demand Draft beneficiaries be neficiaries in in the s ystem. Delete: The The existing existing DD bene bene ficiaries ficiaries ca n be deleted.

Changes Changes can be made in the personal profile profile of the Administrator. Telephone number, email id and display display name can be changed Account number wise nick name can be set

The Adm Adm inist inistrra to r can can se t the limit for max imum single debit allowed in the account. Suppose Authoriser rule for Rs.2 lakhs but Administrator wants that Authorizer should not be allowed to debit more than 50 thousand in the account, then this link should be used. In initial stage whe n custome custome rs ge t CINB fa fa cility the the y allo allo w lim lim ited authorization authorization .right .rights s can be p rovided rovided s deemed necessa necessa ry till the corporate gains confidence and the rights as per the rules can be set using this link. Log in password password and p ro file file passw pass wo rd can be changed changed..

This his link has no use for ‘Vyapaar’ customer. customer.

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Maker/A Maker/ Autho ri rize zer’ r’s s In te rf rfa a ce

Name of link link

Sub-links Sub-links

De scription

My A ccounts ccounts

A ccoun ccountt Summary Summary

This This is a de fault fault page. O nce nce customer customer logs logs i n he gets the the account summary. Accounts are categorized in four groups v. vi. vii. viii.

Transacti Transa ction on Acc Accoun oun ts Deposit Accounts Loan Accounts Trade Accounts

All the respective accounts come under the groups and balances are shown on the right side of the page below   ‘Balance’ column. Balance shown for the Transaction Account is available balance (Drawing Power-Outstanding Balance= Available Balance). To see the details Please click on account number. ( please note: in case of noncore branch actual balance is being shown and not available balance) Uncleared cheque is not being taken into account while calculating available balance. Account details are available once you click on account

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number.

Current OD

A/C

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Time Deposit

Balance Details, Transaction Details, Account Statement and Current Balance of current account and overdraft account. This link provide following details:

Cash Credit

Balance Details, Transaction Details, Account Statement and Current Balance of Time Deposit like STDR,TDR, RD etc.. This link provide following details:

Other Loans

Balance Details, Transaction Details, Account Statement and Current Balanc alan ce of Cash Cred it a ccount. ccount. This link provide following details:

Saving A ccount ccount

Balance Details, Transaction Details, Account Statement and Current Balance of other loans account like Term Loan, Mortgage Loan etc. This link provide following details:

Core Account Statement

Manage Transactions

Please note detailed enquiry of LC/ Bank guarantee (Trade Account) is not available under the product. The facility is available under trade finance product. This link p rovides follow follo wing de de ta ils:

View Inbox

Balance Details, Transaction Details, Account Statement and Current Balance of Saving Account. In case of core branch if number of transactions is more than 150, 150, s ystem does does no t show sho w a ll the tra tra nsactions. nsactions. Up to 150 transactions are displayed and a reference number are generated. Please note the reference number and click on the link ‘Core ‘ Core Account Statement’. You will find the same reference number here and status of the reference. If status is ‘processed’ please click on refe rence numbe r. You will ge t ful fulll a ccount s ta temen t. There are two types of transactions happen on onlinesbi. 1. Form Bas Ba sed 2. File Mode 1. Form Based: User (Maker) logs in www.onlinesbi.com and selects payment option and input the transaction details. 2. File Mode: There is a separate user role for this type of transactions called ‘Uploader’. Uploader logs in www.onlinesbi.com , , browses the file from local Personal computer and upload to the INB system.

Bulk Inbox Edit

All form based transactions come under ‘View Inbox’ to A uthorizer uthorizer f or au a uthorization thorization All file mode transactions come under ‘Bulk Inbox’ for authorization E-cheque can be edit edi ted befo re au thoriza horiza tion. tion.

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Reports Payments Transfers

Cancel Reschedule Query By A ccount ccount Fund Transfer Demand Draft Third Party Transfer Pay Pa y Suppli Supplier er

Indirect Taxes Profile

Personal Pe rsonal Details Details

Define Trusted Third hird Party Pa rty

Define Beneficiary

DD

Set Account Nickname Enable High Security

Change Passwords

E-cheque can be can ce lle lle d be be fore fore au thorization All s cheduled cheduled cheque ca n be be resched es cheduled uled The history of last 2000 transaction can be seen by this link. Tra Tra nsfer nsfer be twee tween n one a ccount ccount to a nother nother accounts of the same corporate. Demand D ra ft issue request ca n be ma de for pre-de pre-de fined fined beneficiaries. be neficiaries. (Cheque (Cheque C rea tion tion On ly) Third party payment can be made to pre-defined beneficiary. be neficiary. (Cheque (Cheque C rea tion tion On ly) If Administrator has mapped supplier and supplier has approved the mapping then maker can make cheque for supplier payment. CBEC payment cheque can be prepared by giving 15 digits dig its assessee assessee code Changes Changes can be made in the personal profile profile of the Maker/Authorizer. Telephone number, email id and displ display ay name ca n be changed Third party beneficiary can be defined by the link (Please note: If maker/authorizer create creates s third party, it will will be visible to him only and other users can not create the same third party. It is advisable that administrator should create third party) Demand Draft beneficiary can be defined by the link. (Please note: If maker/authorizer creates DD beneficiary, it will be visible to him only and other users can not define the same name as beneficiary. It is advisable that administrator should define DD beneficiary) Nickname for the t he a cco cco unts linked to use use rs ca ca n be set. Three types of passwords used by the users 1. Login Password 2. Transaction Password 3. Profile Password. Onlinesbi provides Login ID and Password. User himself sets other passwords like Transaction Password Password a nd P rof ile Password Password (Option available under change password link). A second level au thentication is required before putting through the transaction. Hence, maker gives his transaction password then e-cheque is generated or authorizer gives his transaction password then transaction gets processed. Apart from the transaction password if user so desire, he/she can enabled high security and provides his mobile number. He/she will receive a dynamic sms bases password for each transaction. All three passwo passwo rds menti ment ioned above can be changed.

Set up Procedure Pro cedure (Vistaar): (Notte: In Freedom (Vi (No (Vis s taa r), a co rpor rpora a te use r can can view and tr tra a nsact on a ccounts a ccr ccross oss br b ra nch nches. es. This requires requires that the Corpor Co rpora a te is i s re re gi gis s te red a t one br b ra nch and the co rpor rpora a te id is used used in ot o ther bran ches fo fo r mapping mapping a cc ccoun oun ts to that co rpora te id.)

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First Branch (Branch where the Corporate is registered, Regulator and A dministrator a re created): created): •

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Corpora Corpora te Customer has to subm submit it completed a pplica pplica tio n form form s to h is branch branch (C1- Corporate registration, C2- Regulator registration, C3- Administrator registra tion, C4-Terms and Conditions of Se rvice, rvice, C5- Board oa rd Resol utio utio n) Fo rm can be downl downloaded oaded from the site https://www.onlinesbi.com/corporate/ Regulator after receipt of user id and password log in at Onlinesbi.com and lay down policies like limit per Third party transaction, limit per Demand Draft (DD) request. These will have to be less than or equal to Bank set limit of Rs. 100 cro cro res per pe r thi third rd party trans t ransa a ction ction and Rs. 1 cro cro re per pe r DD request. request. Regulator can also create Superenquirer users who can view accounts of the Corpor Co rpora a te accross multip mul tiplle b ra nche nche s. Regulator can a ctiva ctiva te the Audi Auditt fea fea ture, if needed. Regu la to r can can config onf igure ure file fo r uploading f iles iles fo f o r bulk bulk tra tra nsactions. nsactions. Regulator can lay down other policies like who will define third party, whether approver feature is required or not (Approver is the person between maker and authorizer means maker makes the cheque approver approves the cheque then authorizer authorize the cheque). Note: There is only one Regulat Regula to r per pe r Co Co rpora rpora te, who is like like a Super Adm inistrator of the the Co rpora te The Administrator will after receipt of user_id and password log in to www.o www .o nl nlin ine e sbi.c sbi.com om /c /co o rpor rpora a te and creates other users of the corporate. If  Adm inist inistrra to r o f the co co rpora rpora te se le cts cts the opti opt ion. “Would you like to to ha ve Pre-Printed Kits” as yes, CINB C7 form would pop-up and that would be submitted to the bran ch fo r having PPKITs PPK ITs (use (use r id id and passwor pas sword d ) for use use rs USERS CREATED BY AD MINIST INISTRA RA TOR WILL BE AB LE TO VIEW/TRANSACT ON ACCOUNTS. ADMINISTRATOR HIMSELF WILL NEITHER NEITH ER BE A BLE TO VIEW A CCOUN CCOUNT TS NOR TRA NS NSA A CT ON A CCOUN CCOUNT TS. In case Corporate Administrator does not select pre-printed kit option. Users will indi vidual vidually ly re re ceive ceive Use rnames and Pass wo rds from from Onli Onl inesbi.c nesbi. com . Administrator will give access rights to the user under the link ‘Manage Accounts-Add access rights’ based on that INB system will treat the user as Enqui re rs, Make Make rs and Autho rizers. rizers. Administrator will make rules (Account wise) (‘Add Rules’ link under ‘Manage Acco Acc o unt ‘ link link ) to e nable nable au thorisers horisers to debit the Corpora Corporatte's a cco cco unts unts a t the branch. These rules will have to be as per the Board resolution on signing powers held on branch record. Branch (Branch officials who have been assigned this role) will individually verify the rules for the Corporate. Corporate will be able to put through transactions only after rule verification. . Corpor Co rpora a tes can put thro hro ugh transactions transactions ei ther using the Onlin Onl ine e fo rms o r by uploa uploa ding a file. For using the file upload feature, the file has to be configured by the Regulator at a link available to him. The administrator will have to create an 'Uploader' 'Uploader' fo r uploa uploa ding ding files

Second and subsequent branches (Branches where A dministrato ministrator r is created based on the Corporat e id mentioned by t he Corporate in their C3A dministrator re gistr gistration ation for f orm): m): •

Corpor Co rpora a te Cus tome r has to to submit su bmit complet omp lete e d C3-Administra C3-Administra to r reg regiis tra tra tion fo rm to h is branch branch mentioning the Corpor Co rpora a te ID assigned to the Corpor Co rpora a te (by 14

the Branch Branch whe re the Corpor Co rpora a te is regist eg iste e red). Note: As Forms C1,C2,C4 and C5 would would alrea dy have hav e been submitted at the First Branch, these should not be submitted at second and subsequent branches. branches . •

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The Administrator will after receipt of user_id and password log in to www.o www .o nl nlin ine e sbi.c sbi.com om /c /co o rpor rpora a te and creates other users of the corporate. If  Adm inist inistrra to r o f the co co rpora rpora te se le cts cts the opti opt ion. “Would you like to to ha ve Pre-Printed Kits” as yes, CINB C7 form would pop-up and that would be submitted to the bran ch fo r having PPKITs PPK ITs (use (use r id id and passwor pas sword d ) for use use rs USERS CREATED BY AD MINIST INISTRA RA TOR WILL BE AB LE TO VIEW/TRANSACT ON ACCOUNTS. ADMINISTRATOR HIMSELF WILL NEITHER NEITH ER BE A BLE TO VIEW A CCOUN CCOUNT TS NOR TRA NS NSA A CT ON A CCOUN CCOUNT TS. In case Corporate Administrator does not select pre-printed kit option. Users will indi vidual vidually ly re re ceive ceive Use rnames and Pass wo rds from from Onli Onl inesbi.c nesbi. com . Administrator will give access rights to the user under the link ‘Manage Accounts-Add access rights’ based on that INB system will treat the user as Enqui re rs, Make Make rs and Autho rizers. rizers. Administrator will make rules (Account wise) (‘Add Rules’ link under ‘Manage Acco Acc o unt ‘ link link ) to e nable nable au thorisers horisers to debit the Corpora Corporatte's a cco cco unts unts a t the branch. These rules will have to be as per the Board resolution on signing powers held on branch record. Branch (Branch officials who have been assigned this role) will individually verify the rules for the Corporate. Corporate will be able to put through transactions only after rule verification. . Corpor Co rpora a tes can put thro hro ugh transactions transactions ei ther using the Onlin Onl ine e fo rms o r by uploa uploa ding a file. If Regulator has configured the file structure. The Administrator creates an 'Uploader' for uploading files.

Features Available under ‘Vistaar’ 1. Fund Transfe Transferr 2. Third Party Payment 3. Go ve rnment Pa yment like DGFT, O LTAS LTAS (Income (Income Tax ), C BEC BEC (Service (Service Tax, Tax , Ex Ex cise), ESIC, EPF e tc. 4. Supplier Payment like Reliance, BPCl, IOCL, GAIL, SAIL etc. 5. Utility Ut ility Bills Payment (Go (Go ing to be in troduced troduced shortly). 6. Bulk Upload Facility. 7. E-Co llection Facility Fa cility (Bo (Bo th pool and push) pus h) 8. MIS (In (In desir des ired ed for fo rma t). 9. Sche Sche dule dule pa yment facility Navigation:: Navigation Regulatto r’ Interface: Regula Interface :

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Name link Profile

of  Sub-links D D Limit Limit

Inter-Branch Third Party Limit

Audit User Feature

Threshold for unaudited e PayOrders

Threshold Audit Amount

Maker A uthorizes thorizes ePayorders

Maker or A uthorizer uthorizer Defines Third Parties

Corporate Corporate A dministra dministrator tor Defines Third Parties

A ction for fo r Invalid Credit Credit

Description This limit limi t is is a single sing le tra tra nsaction limit lim it (Maxim (Maximum um debit can ca n be raised in single single request) for Demand Draft Issue request. eq uest. It can not be mo m o re than on ce cro re . P lease no te : This limit is applicable to all units of corporate. This is a lso a sing le tra tra nsaction lim lim it (Maximum debit can be raised by an echeque) fo r third third pa rties rties transactions. It can be upt up to 1 00 crore crore . P lease no te : This limit is is applicable to all units of corporate. Post transaction audit facility is available. Regulator can select ‘Yes’ if he is willing to avail the facility. facility. The Regulat Regula to r fixes the s ize ize of Inbox of  Audit Audi to r. The The maximu m aximum m e-c e -cheque heque can remain in the Inbox In box o f Audito Audito r. Suppo Suppo se Regula Regula to r puts 100 in i n the the field f ield means, up to 100 cheques will will remain rema in in his Inbox. I f he does not no t che che ck and clear his inbox, then 101st transaction will not go through. System System will disp la y the the message ‘Audit Overrun’ Regulat Regula to r de de cides cides the threshold amount amoun t, abov abo ve that cheque should be aud ited. ited. Suppose Regulator puts 1 lakh rupees in this field, means amount of be low 1 lakh lakh will no t go to to auditor’s Inbox. The e-cheque e-cheque of Rs . 1 lakh and above will go to au dito dito r’s r’s I nbox. I f Reg ula ula to r select se lects s ‘Yes’ ‘Yes’ the autho rizer rizer of the corpor corpo ra te can make as well wel l as a uthorize uthorize the transaction. tra nsaction. I f he selects ‘No ‘No ’ then the person who makes the cheque cheque canno t authoriz aut horize e the same cheque. cheque. Plea Plea se no no te : a ll au thorize horize rs a re by defa defa ult a make r means means one one a utho utho rizer rizer ca n make the cheque and othe r authorize authorizerr ca ca n autho rize rize the same as pe r co co rporate rules. This rig rig hts is origina origina lly ves vestted with Regu lator o f  the co rpora rpora te fo r operational ease, he can deleg de lega a tes the rights to Make r/Authori /Autho rize zer/ r/ Adm inist inistrra to r. If he he selects ‘Yes’ he re means, a ll make rs /authorize /authorize rs will be able to defi def ine third pa rties. rties. This rig rig hts is origina origina lly ves vestted with Regu lator o f  the co rpora rpora te fo r operational ease, he can deleg de lega a tes the rights to Make r/Authori /Autho rize zer/ r/ Adm inist inistrra to r. If he he selects ‘Yes’ he re means, adm inistrator of re spective branches branches will be able ab le to to de fine thi third rd parti pa rtie e s. This is advis ad visa a ble ble that unit head should keep this right with him. This link link is mean t fo fo r bulk bulk up load load transactions. Suppose the re is a single deb debit it and 100 credi ts in a file file and one cred credit it a ccount is inva inva lid then how system should behave? If Regulator

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Level of A pprover pprover

A pprove pprover r A pprove pproves s Third Third Parties

Manage Thi Third rd Party Pa rty

Manage DD Beneficiaries Configure Fil F ile e

Configure Configure DD File Configure 3P Fil F ile e Change Password A pprove pprove D elete elete 3p

Users

Manage Enquirer

A dd Uploader Uploader

Reports Report s

View Rules

selects ‘Post Po st Valid Valid De bit Amount’ then system will automatically adjust the debit amount and transaction file will be processed. If he/She selects ‘Do not post t ransaction’, ansaction’, whole file will be rejected. This is the role between Maker and Authorizer. The tra tra nsaction flow is like this: Make r makes the cheque-App ro ve r app app ro ves the chequeAut Au tho rizer rizer (1 & 2 as pe r co co rporate rules) autho rizes rizes the cheque cheque . If Regulat Regula to r needs needs additional verification of transaction then he/she shou ld select se lect this op tion tion othe rwise rwise  ‘None’ option should be se le cted. cted. T here here a re four op tion tions s a vailable ailable in drop do wn box . 1. File upload only o nly – (On (Only ly for bulk bulk up loaded transaction) 2. Online transaction only (Only fo r transaction transaction crea crea te d on on onlin on linesbi, esbi, means transaction input done at onlinesbi site),3 . Both 4. None None . I n ce ce rta rta in co co rpora rpora tes Adminis tra tra to r seat sea ts centrally in that case there should be be a per pe rson at local unit level who can approve third party addition addi tion (Happe (Happens ns thr th rough f ile ile mode) and cannot participate in transaction. In this case thi rd party pa rty appro appro val rights rights should be given to approver. As mentioned above this rights originally vest ves ted with Regu la to r, if if he does no t dele dele gat ga te this rights rights to Administrato r o r users only he can create third party. Same as above above Fo r making making file file mode m ode tra tra nsaction, file file s tructu tructu re should be defined in onlinesbi system so that system shall read the data uploaded. Same as above for Demand Draft request Same as abo ve fo r bulk bulk thir hi rd pa rties rties creation crea tion Passwo Passwo rd can be changed Link for approving third parties deletion file. (Please (Please no te : Thi rd parties parties created b y uploading the file file should sho uld be be app rove rove d by the corpor corpo ra te Admini A dminist strator rator o r Regula Regula to r. No No rma l third party creation need not to be approved. The enqu ire ire r crea creatted b y Regulato Reg ulato r can can view all a cco cco unts unts linked linked to respective adminis tra tra to rs of  the co rpora rpora te. If Regulator creates uploader then uploader can upload tra tra nsaction files of all a ccoun ccoun ts linked to the co rp o ra te. If I f adm inist inistrra to r create create s uploader then he/she can upload the transaction tra nsaction files for those those a ccoun ccoun ts linked to the administrator who has created him as uploader. All rules crea creatted b y administr administ ra to rs of the corpor corpo ra te can be viewed viewed

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Direct Debit

View A uthorizers uthorizers Manage Pro P rofile file

Manage Direct Debit

Configure DDebit File

All au tho rize rizerrs of the co rpora te can be viewed viewed ‘Direct Debit’ is an e-collection model for I ndustry ndustry Majo rs in whi which ch suppl supp lier can directly debit debi t the a ccounts o f their dea dea le rs. T riparti ripartitte agr ag reemen t is needed for av a va iling iling the facility. fa cility. Under Manage Profile- three questioned asked. 1. Willingness to avail the facility. 2. Whet Whe ther deale r verifica verifica tion tion require eq uire o r no no t (Deale rs g ive the mandate to the bra bra nche nche s and b ranches ranches add ad d the the dea lers lers and map with suppli supp lie e rs. It depends o n suppliers whe whe ther they need to verify the dealers detail before making the transactions transactions o r no no t. 3. Whether transaction file uploaded for debitin debi ting g dea ler’s accoun accoun t needs to be authorized by supplier user or not. Regulat Regula to r defines de fines the loca loca tion, tion, Pooling Bra Bra nch (Whe re amoun t will will be poo pooled) led) a nd sele sele cts Adm inist inistrra to r who who will manage the p roduct. Dire ct Deb Debit it transa transa ction ction ca n be done on ly on fil fi le mode. mo de. Hence, Hence, file f ile struct st ructure ure has to to be defined de fined so that sys sys tem should should read the fi le.

Navigation: Adm ini inis s tr tra a to r’ r’s s In te rf rfa a ce

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Name of link link

Sub-links Sub-links

De scription

Manage Roles

User

This link is for mana mana gement gement of u sers. sers. There There a re se ven sub tabs under the link 1.Add 2. View 3.Modify 4. Lock 5. Unlock 6. Dispatch Status 7. Reset Password 8. Add: By this link user can be added in the system. Please see bottom of the user registration form. There is a question ‘Would you like to have pre-printed kits for the user’ means branch will provide pre-printed user id and password if administrator selects   ‘yes’ otherwise it would be dispatched by onlinesbi. 9. View: The details of all the user created by the administrator can be viewed. 10. Modify: Address of the user can be changed b y the the Administrator. 11. Lock: User can be locked for temporary basis or permanent basis. temporary locking can be used once user goes on leave. 12. Unlock: Temporarily locked user can be

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unlocked. 13. Dispatch Status: Dispatch status of user id and passwor pa ssword d ca n be vie we d. 14. Reset Password: There are three types of  passwords for the users I . Login Password II. Profile Password. III. Transaction Password. Password . Login password is provided by SBI but other two passwords, user sets himself. The Administrator can reset passwords of all users created by him. If he resets transaction password or profile password of user, the existing password gets deleted and once user logs in, he gets the option to set new password. If Administrator resets login password of user, onlinesbi will send new password to the user directly.

Uploader

Manage A ccounts ccounts

A ccess ccess Rights Rights

For bulk upload transaction this user has to be created. Uploader can upload transaction files and download reverse files. There are four tabs under access rights 1. Add 2. View 3. Modif Modif y 4. View by A ccounts. 5. Add: T he Adm Adm inistrator inistrato r crea crea te s use r in the the s ystem then he/she g ives access access rights to the user. There are four options available in the dropdown box I. None II. Maker III. A uthorizer IV. I V. Enquiry Enquiry.. (Please note: The Authorizer cannot authorize the transactions until Administrator creates rule and get it verified from the branch. (Only authorized signatory of the account can be an authorizer) 6. View: User wise Access rights can be viewed 7. Modify: Access rights can be modified like enquiry rights can be changed to Maker or Authorizer, Maker rights can be changed to enquirer or Authorizer but Authorization rights can not be changed until rules is removed for the autho autho rize rize r. 8. View By Account No: Access rights can be vie wed by a ccou ccount nt number. number.

Rules

The The re a re fo ur tabs tabs under under rules. rules. 1.Add By User 3. View By A ccount ccount 4. Modify Modify

2. View

5. Add: Rules can be added by the link. Administrator has to select account numberdefine limit (maximum amount upto which authorizer can authorize)-select authorize)-select type of  authorization like single/joint-select authorizer from the boxes-submit. If administrator wants

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to define first signatory and second signatory, he shou ld select ‘any one of of with any one of ’ option (Please note: after authorization by the first signatory, second signatory will get the cheque for authorization) otherwise he/she should select ‘A ny two two of ’ option. 6. View By User: User wise rules can be vie wed. ed . 7. View By Account: All rules pertain to the account can be viewed. 8. Modify: R ule amount can be mo dified dified o r it can be deleted. If modified rule’s amount is less than the limit set by the branch, system will automatically approve the rule. If modified rule amount is greater than the limit set by the branch, rule will have to be verified again by the b ra nch. nch.

Manage Vendors

Pending Transactions

The Adm inistrator inistrato r ca ca n vie vie w the pending for authorization. authorization.

cheque wh wh ich is is

Suppliers

Description: This is an e-collection module for Industry Majors in which dealers of the Industry Majors map themselves with supplier (IM) and place online order for the goods and do the financial transaction. On receipt of the MIS from SBI, Industry Majors deliver the goods to the dealer. This looks like normal third party transfer but the module provides comprehensive MIS to the supplier. There ar a re two two tabs unde r the link 1. Map/Edit and 2. View Status 3. Map / Edit: Adm inistrator of dea ler (The dealer who avails ‘Vyapaar’ or ‘Vistaar) map himself with the supplier. The dealer has to fill up his details like dealer code, location etc. This registration goes to supplier and supplier verifies the details from his data base and approves the mapping.

4. View Status: The administrator can see whether supplier has approved his mapping or not. (Please note: Dealer can make payment only when supplier approves the mapping)

Third Pa rties

D escription: Third party payment is allowed to predefined beneficiary to avoid the error at the time of  payment. The Administrator has rights to manage

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beneficiary. There are three tabs under the link. 1. A dd 2. Delete 3. A pprove. pprove. 4. Add: The Administrator can define beneficiary giving the beneficiary details like name, a cco cco unt numbe numberr and branch branch code.

5. Delete: The existing beneficiaries can be deleted.

6. Approve: There There a re two two modes m odes o f beneficiaries registration I. One by one after login to onlinesbi. II. Bulk uploads. As the bulk upload facility is not available under the product. Hence, there here is no use use o f the link link for ‘Vyapaar’  ‘Vyapaar’  customer.

A pprove pprove D elete elete 3p

DD Benef Benef iciaries iciaries

(Please note: If Administrator creates third party , it will be visible to all users, created by Administrator) Link for approving third parties deletion file. (Please note: Third parties created by uploading the file should be approve approve d b y the corpora orpora te Administra dministra tor or Regulator. Normal third party creation needs not to be approved. De scription: Like third party payment Demand Draft issue request is allowed for pre-defined beneficiary to avoid the error at the time of payment. The Adm inist inistrra to r has has rights rights to manage ma nage beneficia beneficia ry. There ar a re two two tabs unde unde r the the link 1. A dd 2. De lete lete 3. 4.

Profile

My Prof ile ile

Set Nick Name

Set Limits

Add: The Administrator can add Demand Draft beneficiaries benef iciaries in in the s ys tem. Delete: The ex isting DD beneficiarie beneficiarie s can be be deleted.

Changes can be made in the personal personal profil prof ile e of  the administrator. Telephone number, email id and display display name can be changed Account number wise nick name can be set

The administrator can set limit for maximum single debit allowed in the account. Suppose there is a rule for Rs.2 lakhs in the account but administrator wants 23

Manage Passwords

Direct Debit De bit

that authorizer should not be allowed to debit more than 50 thousand, then this link should be used. In initial stage when customers get CINB facility they allow limited authorization rights to users and after gettin ge tting g conf idence dence f ull rights rights is give give n. Log in password password and p ro file file passw pass wo rd can be changed changed..

If Regulator egulator has selects selects ‘Yes’ for the question question ‘Authoriza ‘A uthorization tion requires re quires for transaction’ transaction’ under – Direct Debit-Manage profile. The Administrator creates rule ( Single Single or joint authorization)

Maker/A Maker/ Autho ri rize zer’ r’s s In te rf rfa a ce

Name of link link

My A ccounts ccounts

Sub-links Sub-links

A ccount ccount Summary Summary

De scription

This is a default page. Once customer logs in he gets the account summary. Accounts a re ca tegorized in fou r groups groups ix. x. x i.

Transacti Transa ction on Acc Accoun oun ts Deposit Accounts Loan Accounts

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xii.

Trade Accounts

All the respective accounts come under the groups and balances are shown on the right side of the page below ‘Balance’ column. Balance shown for the transaction account is available balance (Drawing PowerOutstanding Balance= Available Balance). To see the details please please click click o ve r a ccount ccount number. number. ( please please note: note: i n case case o f non-cor non-core e branch actual balance is being shown) Unclear cheque is not being taken into account while calculating available balance. Acco unt de Acco de ta ils ils a re a va ila ble ble once once you click click over account number.

Current A /C and OD OD

Please note details enquiry of LC/ Bank guarantee (Trade Account) is not available under the product. The facility is available unde r trade trade f inance product. This link provide following details:

Time Deposit

Balance Details, Transaction Details, Account Statement and Current Balance of  current account and overdraft account. This link provide following details:

Cash Credit

Balance Details, Transaction Details, Account Statement and Current Balance of  Time Deposi Depositt like like STDR ,TDR, RD etc.. This link provide following details:

Other Loans

Balance Details, Transaction Details, Account Statement and Current Balance of  Cash C redit ed it a cco cco unt. This link provide following details:

Saving A ccount ccount

Balance Details, Transaction Details, Account Statement and Current Balance of  other loans account like Term Loan, Mortgage Mortgage Loan e tc. This link provide following details:

Core Statement

Account

Balance Details, Transaction Details, Account Statement and Current Balance of  Saving Account. In case of core branch if number of  transactions is more than 150, system does not show all the transactions. Upto 150 transactions being displayed and a reference number are generated. Please

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Manage Transactions

View Inbox

note the reference number and click over the link ‘Core ‘ Core Account Statement’. You will find the same reference number here and status of the reference. If status is ‘processed’ please click over reference number. You will get full account statement. The The re a re two two types of transacti transactions ons ha ppen ppen on onlinesbi. onlinesbi. 1. Form Base d 2. File Mode 3. Form Based: User (Maker) logs in www.onlinesbi.com and selects payment option and input the transaction details. 4. File Mode: There is a separate user role for this type of transactions called ‘Uploader’. Uploader logs in www.onlinesbi.com,, , browses the www.onlinesbi.com file from local PC and upload to the INB system system .

Bulk Inbox Edit Cancel

Reports Payments Transfers

Reschedule Query By A ccount ccount Fund Transfer Demand Draft

Third hird Part y Transfer Pay Supplier

Indirect Indirect Taxes Profile

Personal Pe rsonal Details Deta ils

Define Trusted Third Party

All form based transactions come under ‘View Inbox’ to authorizer for authorization All file mode tra tra nsa nsa ctions ctions come u nde nde r ‘Bulk ‘Bulk I nbox’ nbox’ fo r a uthoriza uthorizatio tion n E-cheque can be edited before authorization. E-cheque can be cancelled before authorization All s cheduled cheduled cheque ca n be be resched es cheduled uled The history of last 2000 transaction can be seen by this link. Transfer between one account to another accounts of the same corporate. Demand Draft issue request can be made for pre-defined beneficiaries. (Cheque Creation Only) Third party payment can be made to predefined beneficiary. (Cheque Creation Only) If Administrator has mapped supplier and supplier has approved the mapping then maker can make cheque for supplier payment. CBEC payment cheque can be prepared by givin gi ving g 15 d ig its assessee assessee code Changes can be made in the personal profile of the Maker/Authorizer. Telephone number, email id and displ display ay name ca n be changed Third party beneficiary can be defined by the link (Please note: If  maker/authorizer creates third party,

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Define DD Beneficiary Beneficiary

Set Account Nickname Enable High Security

Change Passwords

it will be visible to him only and other users can not create the same third party. It is advisable advisable t hat a dministra dministrator tor should should create third party) Demand Draft beneficiary can be defined by the link. (Please note: If  maker/authorizer creates DD beneficiary, it will be visible to him only and other users can not define the same name as beneficiary. It is advisable that administrator should define DD beneficiary) beneficiary) Nickname for the accounts linked to users can be be set. Three types of passwords used by the users 1. Login Password 2. Transaction Password 3. Profile Password. Onlinesbi provides Login ID and Password. User himself sets other passwords like Transaction Password and Profile Password (Option available under change password link). A second level authentication is required before putting through the transaction. Hence, maker gives his transaction password then eche che que que is gene gene rate rate d o r authorize authorizerr gives gives his transaction password then transaction gets processed. Apart from the transaction password if user so desire, he/she can enabled high security and provides his mobile number. He/she will receive a dynamic sms bases password for each transaction. All three passwords mentioned above can be changed.

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Uploader’s Interface

Name of link link

Sub-links Sub-links

Description

File Configuration

View Configuration

File configuration done by Regulator is visible to uploaders of all locations/units. Uploader can view the configuration and can generate test file by clinking the link ’Generate Test File’ at the bottom of the configuration details. The test file generated above should be uploaded by this link.

Upload Test F ile ile

A pprove pprove Transaction

Bulk Upload

Upload Transact ion

Test

After 20 m inutes, inutes, upl up loader oade r s hould go to to this link to see the status of uploaded test file (Cand see whether all particulars are appearing are in proper order. If it is appearing fine please approve it. Please Note: this is one time activity before making live transaction. Transaction file cannot be uploaded before doing this exercise. Transaction file can be uploaded by this link a fte fte r doing a bove three exercises. exercises.

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Upload Third Party

Upload Upload D D

Please view the file configuration done by Regula Regula tor for th ird ird party upload upload and up load the master file in same format by this link. Same as above above

Upload Upload De lete 3P

Structure is the same as third party upload. This is meant for bulk deletion.

Batch Inbox

The status of all file uploaded can be viewed by this link. In first page system shows status of file, if you click over referenc reference e number then a n e-c e -cheque heque will be displayed with status (authorization status, debit debi t status, credit sta sta tus) Reverse file can be downloaded by giving date range or by selecting file number. if  you wan t to to have customized re ve rse file kindly mail us at [email protected] or call us on 022 27566066/ 27566066/67 67 Passwo Passwo rd can be changed

Download Download By Dat Da te

Profile

Change Pa ssword ssword

Direct Debit

Upload Upload D irect De bit

Direct Debit transaction file should be uploaded by this link.

Batch Inbox

The The status of a ll (Direct De De bit) file uploaded uploaded can be viewed by this link. In first page system shows status of file, if you click over referenc reference e number then a n e-c e -cheque heque will be displayed with status (authorization status, debit debi t status, credit sta sta tus) Reverse file of ‘Direct Debit’ can be downloaded by giving date range or by selecting file number. if you want to have customized reverse file kindly mail us at [email protected] or call us on 022 27566066/67

Download Download By Dat Da te

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Auditto r’ Audi r’s s In te rf rfa a ce

Name of link link

Sub-links Sub-links

De scription

Manage A udits udits

A udit e-PayOrder

All e-cheques above the threshold amount set by the Regulator of the corporate would be visible. Clicking over the e-cheque number, transaction details can be seen. The Auditor’s profile set by the Regulator can bee seen. The thresh thresho o ld amou nt and maximum maximum number of e-payorders that can remain in the inbox of Auditor) The Administrator can set different threshold amount (Less than or equal to threshold limit set b y the Regulato r) a nd maximum maximum n umber of  un audited e-pay orders that can remain in the Inbox of Auditor, uditor, (size of Inbox o f the Auditor) uditor) account wise. Please note: in any case, limits set by the Administrator would be less that or equal to the limits set by Regulator. The Cancelled e-pay o rder ca n be viewed viewed .

Corporate Corporate A udit udit Profile Profile

View Account Details

Cancelled e-PayOrders

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Profile

Change Pa ssword ssword

Login password can be changed.

Super En Enquirer’s quirer’s I nt nte e rf rfa a ce

Name of link link

Sub-links Sub-links

De scription

My A ccounts ccounts

A ccoun ccountt Summary Summary

This is a default page. Once customer logs in he gets the account summary. Accounts are categorized in fou r gro gro ups xiii. xiv. x v. xvi.

Transacti Transa ction on Acc Accoun oun ts Deposit Accounts Loan Accounts Trade Accounts

All the respective accounts come under the groups and balances are shown on the right side of the page below ‘Balance’ column. Balance shown for the transaction account is available balance (Drawing Power-Outstanding Balance= Available Balance). To see the details

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please click over account number. ( please note: in i n ca ca se of non-c non- co re b ra nch actua actua l balance is be ing shown) Unclear cheque is not being taken into account while calculating available available balance. balance. Account details are available once you click over account number.

Current A /C and OD OD

Please note details enquiry of LC/ Bank guarantee (Trade Account) is not available under the product. The facility is available unde r trade trade f inance product. This link provide following details:

Time Deposit

Balance Details, Transaction Details, Account Statement and Current Balance of current account and overdraft account. This link provide following details:

Cash Credit

Balance Details, Transaction Details, Account Statement and Current Balance of Time Deposit like STDR,TDR, RD etc.. This link provide following details:

Other Loans

Balance Details, Transaction Details, Account Stat Sta tement and Curre Curre nt Balance of Cash C redit account. This link provide following details:

Saving A ccount ccount

Balance Details, Transaction Details, Account Statement and Current Balance of other loans a cco cco unt like Te rm Loan, Mortgage Mortgage Loan etc. e tc. This link provide following details:

Core Statement

Change Password Pa ssword

Change Password

Account

Login

Balance Details, Transaction Details, Account Statement and Current Balance of Saving Account. In case of core branch if number of  transa ctions ctions is mo re than 150, 150 , s ystem ystem does not show all the transactions. Upto 150 transactions being displayed and a reference number are generated. Please note the reference number and click over the link ‘ Core Account Statement’. You will find the same reference number here and status of the reference. If status is ‘processed’ please click over reference number. You will get full account statement. Login password can be changed.

Approver’s Interface

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Name of link link

Sub-links Sub-links

De scription

View Inbox

View Inbox

C lick on cheque, cheque, system system will show sho w all the details of cheque with following options: 1. Move to Authorizer’s Inbox 2. Reject the transaction.

Change passw pass word

Login password can be changed.

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Quick Look Regulator File Configuration: Configure File-select type of file (Delimited/Fixed width)incase of delimiter, select delimiter character and field order, in case of fixed width, define field length- confirm. Administrator User Creation: Creation: Mana Mana ge Role-Add Role-Add U ser A ccess ccess Rights Rights:: Manage Accounts – Add access rights Rule Creation: Creation: Manage Accounts-Rule-Add-Select Account no-Put limit-type of  authorization- submit. Maker/Authorizer: Fund Transfer (Maker): Payment/Transfer-fund transfer-select debit account no-put amount-s amoun t-se e le ct credi credi t a ccount ccount no -conf -confir irm-transaction m-transaction password- conf irm irm Fund Transfer (Authorizer): Manage Transactions-view inbox-click over cheque no-transaction password-confirm. (A uthorizat thor ization ion procedure is the same in all all cases) Third Party Transfer: Similar to fund transfer only beneficiary account should be selected as credit account. Supplier Payment: Pay supplier-select debit account-put amount-file up MIS requ iremen iremen t o f supplier-tr supplier-t ransaction pass wo rd- confir confirm m. Indirect taxes (CBEC): Indirect taxes-registration-assessee code (15 digits)select se lect minor heads- confirm onfirm -pa -pa yment-as men t-assess sessee ee code-put amount in respective heads-pu t narra narra tiontion- transa transa ction ction password-confirm password-confirm . Direct Taxes: go to nsdl site https://tin.tin.nsdl.com/etax/tdsnontds.jsp fill up challan details-select state bank-submit-give user id and password-put tax amount and surcharge-confirm. DGFT: Only authorizer with single signing power can go to DGFT site http://dgft.delhi.nic.in –fill up the form-select SBI-give user id passwordtransaction password-confirm. ESIC: Same as DGFT DGFT . The URL of ESIC is http://esic.nic.in/login.htm

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