PHILAM INSURANCE VS HEUNG-A SHIPPING CORP. Gr. No. 187701 July 23, 201 E!!EC" O! CHAR"ER PAR"# Facts: Novartis Consumer Health Philippines, Inc. (NOVARTI! importe" #rom $insu% Tra"in& Co. 't"., ($IN)! in outh )orea, *+ pallets o# -- rolls o# Ovaltine Poer */ 0laminate" plastic pac%a&in& material. In or"er to ship the &oo"s &oo"s to the Philippines Philippines,, $IN) $IN) en&a&e en&a&e" " the services o# Protop Protop hippin& hippin& Corporation (PROTOP!, a #rei&ht #orar"er li%eise 1ase" in outh )orea, to #orar" the &oo"s to their consi&nee, NOVARTI. 2ase" on 2ill o# 'a"in& issue" 13 PROTOP, the car&o as on #rei&ht prepai" 1asis an" on 4shipper5s loa" an" count4 hich means that the 4container 6as7 pac%e" ith car&o 13 one shipper her here e the the 8uan 8uanti tit3 t3,, "esc "escri ript ptio ion n an" an" con" con"it itio ion n o# the the car& car&o o is the the sole sole responsi1ilit3 o# the shipper.4 'i%eise state" in the 1ill o# la"in& is the name a&a a&aa a 9pre 9press ss Phils Phils., ., Inc., Inc., (A0A (A0A;A ;A!! "esi& "esi&na nate te" " as the entit entit3 3 in the Philippines hich ill o1tain the "eliver3 contract. PROT PROTOP OP shipp shippe" e" the car&o car&o throu throu&h &h V Heun&?A 2an&%o% V?-*+ one" one" an" operate operate" " 13 Heun&?A Heun&?A hippin& hippin& Corporat Corporation ion,, (H9N0?A (H9N0?A!. !. ;allem ;allem Phili Philipp ppine ines s hipp hippin& in&,, Inc. Inc. (;A'' (;A''9= 9=!! is the ship ship a&en a&entt o# H9N0 H9N0?A ?A in the Philippines. NOVARTI insure" the shipment ith Philam Insurance Compan3, Inc. (PHI'A=, no Chartis Philippines Insurance, Inc.! un"er All Ris% =arine Open Insurance Insurance Polic3 Polic3 a&ainst a&ainst all loss, loss, "ama&e, "ama&e, lia1ilit3 lia1ilit3,, or epense epense 1e#ore, 1e#ore, "urin& transit an" even a#ter the "ischar&e o# the shipment #rom the carr3in& vessel until its complete "eliver3 to the consi&nee5s premises. The shipment reache" NOVARTI5 premises an" as thereupon inspecte" 13 the compan35s enior 'a1orator3 Technician. Capa Caparos roso o #oun" #oun" the the conta containe inerr van loc%e loc%e" " ith ith its loa" loa" intac intact. t. A#ter A#ter openin& the same, she inspecte" its contents an" "iscovere" that the 1oes o# the shipment ere et an" "amp. Caparoso re@ecte" the entire shipment. All * pallets o# the */B cartons>rolls containe" in the sea van ere #oun" et>ater "ama&e". "ama&e". NOVAR NOVARTI TI "eman"e" "eman"e" in"emni#ication in"emni#ication #or the lost>"ama&e" lost>"ama&e" shipment #rom PROTOP PROTOP,, A0A; A0A;A, A, ATI an" T9PHAN T9PHANI9 I9 1ut as "enie". "enie". Insuranc Insurance e claims claims ere, ere, thus, thus, #ile" #ile" ith ith PHI'A PHI'A= = hich hich pai" pai" the insure" insure" value value o# the shipment. PHI'A= sent a "eman" letter to ;A''9= #or reim1ursement o# the insuranc insurance e claims claims pai" to NOVA NOVARTI. RTI. ;hen ;A''9= ;A''9= i&nore" i&nore" the "eman", "eman", PHI'A= implea"e" it as a""itional "e#en"ant in an Amen"e" Complaint. PROTOP, A0A;A, ATI, T9PHANI9, ;A''9= an" H9N0?A "enie" lia1il lia1ilit3 it3 #or the lost>" lost>"ama ama&e &e" " shipme shipment. nt. RTC RTC rule" rule" that that the "ama& "ama&e e to the the shipm shipmen entt occurr occurre" e" on1o on1oar" ar" the vesse vessell hile hile in transi transitt #rom #rom )orea )orea to the the Philippines. Philippines. The RTC "iscounte" the slot charter a&reement 1eteen H9N0?A an" or ;A''9= an" NOVARTI. A 1ill o#
la"in& is not in"ispensa1le #or the creation o# a contract o# carria&e. 23 a&reein& to transport the &oo"s containe" in the sea van provi"e" 13