Entrepreneur Ryan Allis presents the Networks section of The Startup Guide: Building a Better World Through Entrepreneurship. This section covers how to surround yourself with high quality p…Full description
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Tech entrepreneur Ryan Allis shares how to create a basic lightweight business plan that can help clarify what problem you're solving and what you're creating before you build it. This prese…Description complète
Tech entrepreneur Ryan Allis shares how to create a basic lightweight business plan that can help clarify what problem you're solving and what you're creating before you build it. This prese…Descripción completa
Descripción: Tech entrepreneur Ryan Allis shares how to raise venture capital for your startup and how to keep costs low and bootstrap in the beginning. This presentation is part of The Startup Guide: Building ...
Tech entrepreneur Ryan Allis shares how to create a basic lightweight business plan that can help clarify what problem you're solving and what you're creating before you build it. This prese…Deskripsi lengkap
Entrepreneur Ryan Allis presents section one of The Startup Guide: Building a Better World Through Entrepreneurship. This section covers goals, vision boards, and bucket lists. Find more onl…Full description
Entrepreneur Ryan Allis presents section two of The Startup Guide: Building a Better World Through Entrepreneurship. This section covers a list of values to live life with as you go about bu…Full description
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Entrepreneur Ryan Allis presents section four of The Startup Guide: Building a Better World Through Entrepreneurship. This section covers finding great mentors who can guide you throughout l…Full description
Tech entrepreneur Ryan Allis shares how to acquire users and customers including information on customer acquisition cost (CAC), lifetime value (LTV), growth hacking, offline and online mark…Full description
Tech entrepreneur Ryan Allis shares how to raise venture capital for your startup and how to keep costs low and bootstrap in the beginning. This presentation is part of The Startup Guide: Building ...Full description
Descripción: Tech entrepreneur Ryan Allis shares how to acquire users and customers including information on customer acquisition cost (CAC), lifetime value (LTV), growth hacking, offline and online marketing c...
Tech entrepreneur Ryan Allis shares how to raise venture capital for your startup and how to keep costs low and bootstrap in the beginning. This presentation is part of The Startup Guide: Bu…Descrição completa
This discussion paper looks at the rise of startup accelerator programmes in supporting new technology ventures
Money; Make; Reich; RichFull description
The StartupFull description
Money; Make; Reich; Rich
The
2013 Edition
Building a Better World Through Entrepreneurs Entrepreneurship hip
With Ellen Daly
SECTION 6
Money
MONEY
ABOUT THIS PRESENTATION
THIS presentation IS PART OF A LARGER slide DECK on building a better world through entrepreneurship
For more slides & CONTENT visit:
Startupguide.com
money
Key lessons
MONEY IS A REALLY IMPORTANT IMPORT ANT TOPIC
TO UNDERSTAND
money
Key lessons
MONEY IS SIMPLY A STORE OF VALUE WHICH ENABLES TWO PARTIES TO EXCHANGE EVEN IF they cannot barter
money
Key lessons
HERE ARE THREE KEY LESSONS
ABOUT MONEY
money
Key lessons
SPEND LESS MONEY THAN YOUR EARN
EVERY MONTH
1
money
Key lessons
NEVER GO INTO DEBT FOR SOMETHING THAT
YOU DO NOT NEED
2
money
Key lessons
SAVE UP EARLY IN LIFE AS the law of compound INTEREST HELPS A LOT
OVER TIME
3
money
Five Keys to wealth
HERE ARE FIVE KEYS TO BUILDING
WEALTH
money
The secrets to wealth wealth
1
PAY OFF DEBT
money
The secrets to wealth wealth
2
BUILD UP SAVINGS
money
33
The secrets to wealth wealth
INVEST IN CASH PRODUCING ASSETS Savings Accounts
LendingClub Notes
Certificates Certific ates of Deposi Depositt
PRIVATE COMPANY STOCK
Treasury Bonds Municipal Bonds Corporate Corpora te Bonds
PUBLIC COMPANY STOCK VENTURE FUNDS HEDGE FUNDS
money
4
The secrets to wealth wealth
THEN USE THE CASH FLOW FROM YOUR INVESTMENTS TO MAKE MORE INVESTMENTS
money
5
The secrets to wealth wealth
earn equity in companies you work for or start
money
6
The secrets to wealth wealth
CONTINUE THIS CYCLE For 40 years
money
The secret to wealth wealth in REVIEW
1. PAY OFF DEBT 2. BUILD UP SAVINGS 3. INVEST IN CASH PRODUCING ASSETS 4. THEN USE THE CASH FLOW TO INVEST IN MORE CASH PRODUCING ASSETS 5. EARN EQUITY IN COMPANIES YOU WORK FOR OR START 6. THEN CONTINUE THIS CYCLE OVER AND OVER
money
The middle class vs. the rich
“Individuals in the middle class accumulate accumulate more debt as they become more successful. A pay raise qualifies them to borrow more money from the bank so they can buy personal items like bigger cars, vacation homes, boats, and motor homes. Their wage income comes in and is spent on current expenses and ONLY then on paying off their personal debt. SO As their income increases, so does their personal debt. This is what we call the rat race.”
- Robert kiyosaki
money
The middle class vs. the rich
“The rich have their assets work for them. They have gained control over their expenses expens es (by saving and investing money each month) and focus on acquiring or building assets. asset s. Their businesses pa payy more of their expenses, and they have few, if any, personal liabilities.” - Robert kiyosaki
money
Key lessons
IF YOU SAVE UP & INVEST HERE IS WHAT YOU CAN
EXPECT TO HAVE
money
What What you can expect to retire with
WHAT You’LL HAVE IF YOU SAVE & INVEST
$0.52M
$0.81M
$1.22M
$1.81M
$2.64M
$3.82M
$5.50M
$1.05M
$1.63M
$2.45M
$3.63M
$5.29M
$7.65M
$10.99M
$1.57M
$2.44M
$3.68M
$5.44M
$7.94M
$11.47M
$16.49M
$2.09M
$3.26M
$4.91M
$7.25M
$10.58M
$15.29M
$21.97M
money
Two types of investments
THERE ARE TWO TYPES OF INVESMENTS
DEBT & EQUITY
money
Two types of investments
DEBT INVESTMENTS ARE LOANs IN WHICH YOU EARN A FIXED INTEREST RATE RETURN
money
Two types of investments
EQUITY INVOLVES INVESTMENTS in EXCHANGE FOR PARTIAL OWNERSHIP IN A COMPANY COMPANY
money
Two types of investments
WITH EQUITY YOU MAKE MONEY WHEN THE VALUE OF THE COMPANY GOES UP
money
types of investments
DEBT
EQUITY
Savings Accounts Treasury Bonds Municipal Bonds Corporate Bonds P2p LENDING
Mutual Funds Index Funds/ETFS Small Cap Stocks MID CAP STOCKS LARGE CAP STOCKS VALUE STOCKS GROWTH STOCKS Emerging Market Stocks options VENTURE FUNDS HEDGE FUNDS PRIVATE COMPANIES
money
Average Average returns
HERE IS A SIMPLIFIED EXAMPLE OF HOW YOU CAN HAVE
$1M in 30 years
money
To have $1m in 30 years
To have $1m in 30 years SAVE $1k every month
AND INVEST IT
money
To have $1m in 30 years
To have $1m in 20 years SAVE $2k every month
AND INVEST IT
money
Two ways TO BECOME FINANCIALLY WEALTHY
THERE ARE TWO MAIN WAYS TO BECOME A MILLIONAIRE
1) Build a business 2) Save & Invest wisely for 30 years
money
Two ways TO BECOME FINANCIALLY WEALTHY
If entrepreneurship isn’t for you… Here’s how to become a millionaire Automatically
1. Save Save $1000 per per month 2. Invest it at a 7% after inflation return 3. Don’t take take any out for 30 years
money
ANNUAL RETURNS OF INVESTED CAPITAL CAPITAL
BUT HOW CAN YOU MAXIMIZE YOUR CHANCES OF EARNING a 7% AFTER INFLATION RETURN?
money
Average Average returns
HERE IS A TABLE OF AVERAGE YEARLY RETURNS BY
TYPE OF INVESTMENT
money
HISTORICAL RETURNS
OF COURSE PAST RETURNS Aren’t ensured in the future But they are STILL HELPFUL
money
Table of average returns after inflation
Investment Type
Approx.. Avg. Annual Return
After Inflation (-2.8%)
Savings Accounts
0.10%
-2.70%
Certificates Certifica tes of Deposit
1.70%
-1%
Treasury Bonds
2.50%
-0.30%
Municipal Bonds
4.50%
1.70%
Corporate Corpora te Bonds
6%
3.20%
LendingClub A-C Notes
8%
5.20%
S&P 500 Index Fund
10.60%
7.80%
Dow Jones Index Fund
11.10%
8.30%
LendingClub D-F Notes
12.10%
8.90%
money
How to invest
ONE INTERESTING NEW INVESTMENT OPTION IS PURCHASING
LENDINGCLUB NOTES
money
Price to earnings ratio
ONE KEY METRIC TO LOOK AT WHEN INVESTING IN A PUBLIC COMPANY IS THE
PRICE TO EARNINGS RATIO
money
PE RATIOS
I AVOID INVESTING IN BUSINESSES WITH PE RATIOS ABOVE 30 AND LOOK INTENTLY AT INVESTING IN BUSINESSES WITH PE RATIOS
BELOW 15
money
CASHFLOWS
THE BEST WAY TO DETERMINE THE TRUE VALUE VALUE OF A PUBLIC COMPANY IS TO CREATE CREATE A DISCOUNTED CASH FLOW (DCF) (DCF ) FORECAST
money
Buffet’s margin of safety
BUFFET’s investing method INVOLVES UNDERSTANDING A FIRM WELL CALCULATING WHAT HE BELIEVEs THE fiRM IS ACTUALLY WORTH THEN PURCHASING SHARES WHEN Enough of a margin of safety exists
money
CASHFLOWS
WARREN BUFFET IN ESSENCE WARREN CREATES DCF MODELS ON EACH COMPANY HE INVESTS IN AND ENSURES THERE’S A BIG MARGIN OF SAFETy BETWEEN WHAT HE THINKS THE FIRM IS WORTH AND WHAT THE MARKET THINKS THE FIRM IS WORTH
money
Portfolio theory
PORTFOLIO THEORY STATES THAT FOR THE AVERAGE INVESTOR RETURNS ARE MAXIMIZED BY DIVERSIFYING YOUR INVESTMENTS AND INCLUDING LOW CORRELATING ASSET CLASSES
money
Portfolio theory
BUT IN PRACTICE THE HIGHEST RETURNS ARE SEEN WHEN YOU INVEST IN JUST A FEW ASSETS YOU UNDERSTAND VERY WELL
money
Summary of money section
YOU CAN BECOME WEALTHY OVER TIME BY •
PAYING OFF DEBT
•
SAVING
•
INVESTing
•
USING PROCEEDS FROM INVESTING TO INVEST MORE
•
AND NOT GOING into debt FOR UNNEEDED THINGS
money
Summary of money section
THERE ARE TWO SEGMENTS OF PEOPLE IN THE WORLD 1
PEOPLE WHO PAY INTEREST ON LOANS AND WORK AT COMPANIES
2
PEOPLE WHO RECEIVE INTEREST ON LOANS and own PARTS Of companies
WHICH SEGMENT ARE YOU IN?
The
2013 Edition
Building a Better World Through Entrepreneurs Entrepreneurship hip
