mock test online-free http://www.jbigdeal.com/mock-test-online-free http://www.jbigdeal.com/current-affairs-gk-2011-2012-mcq-question-answers-free-download-pdf http://sarkariniyukti.blogspot.in/2012/11/online-practice-question-for-various.html#.UKjuneRJPwI http://www.eenadupratibha.net/Pratibha/OnlineDesk/ibps_special/online.html
(just click on
the subjects and grand test for online test.) http://www.sakshieducation.com/(S(v45o31452r33ks45c5agzbrt))/GroupII/Banks.aspx
GENERAL AWARENESS http://todaycurrentevents.blogspot.in/2012/10/general-awareness-exam-type-objective.html http://govtexamportal.blogspot.in/2012/06/latest-general-awareness-mcqs-for-ibps.html (on left side plz click on the months for more questions) http://www.ibpsexamsportal.com/2012/06/reasoning-ability-model-paper-for-ibps.html http://www.ibpsexamsportal.com/2012/07/must-read-120-current-affairs-mcqs-2012.html http://currentaffairsquiz.com/2012/10/ http://www.indianshout.com/ibps-general-awareness-banking-industry-question-papers/9656 http://www.ibpsexamguru.in/search/label/GENERAL%20AWARENESS http://www.bankcracker.com/p/general-awareness.html http://www.sbank.in/2012/11/general-awareness.html http://spnankit.blogspot.in/2012_07_01_archive.html http://computer-awareness.blogspot.in/2012/10/ibps-clerks-exam-computer-knowledge.html http://bankjobs-preparation.blogspot.in/p/study-material-for-ibps-cwe-2012.html http://www.aptitudetab.com/category/general-english/ http://ibps-tips.blogspot.in/2011/10/ibps-practice-questions-from-eenadu_3689.html http://www.eenadupratibha.net/Pratibha/OnlineDesk/computer_Awareness/index.html
IBPS GENERAL AWARENESS EXPECTED PRACTICE MCQs 1. Who among the following never discharged the duties as the Governor of Reserve Bank of India? 1) Man Mohan Singh 2) M. Narasimham
3) P.Chidambaram 4) R. N. Malhotra 5) Dr. Bimal Jalan 2. On 5th October 2012, World Bank agreed to provide loan of $ 500 million to India for? 1) Infrastructure projects in the Southern Part of Western Ghats. 2) Upliftment of poor people residing in Andaman Nicobar Islands. 3) Repairing the old dams in the Coastal parts of Karnataka. 4) Providing the water to the region of Bhundelkand. 5) Secondary Education Project named Rashtriya Madhyamik Shiksha Abhiyan (RMSA). 3. On 16th October 2012, an Indian-American Banker Vikram Pandit resigned as the CEO of ? 1) BNP Paribas Group 2) ICICI Group 3) Axis Group 4) Federal Bank Group 5) Citi Group 4. Citi Bank headquarters is at ? 1) Mexico City 2) Paris 3) New York 4) Tokyo 5) Tel Aviv 5. In the minting of Rs. 500 and Rs. 1000 paper currency, RBI uses OVI. OVI means? 1) Oval Variation Ink 2) One Variation Ink 3) Optically Value Ink 4) Optically Variable Ink 5) None 6. Alvin Roth and Lloyd Shapley were conferred with Noble Prize 2012 in the field of? 1) Economics 2) Physics 3) Medicine 4) Chemistry 5) Peace 7. Days list given. Pick the incorrect one. 1) International Day of the Older Persons - 1 October 2) World Habitat Day - First Monday of October every year 3) UN International Day for National Disaster Reduction - 13 October 4) World White Cane Day (Guiding the Blind) - 16 October 5) International Day for the Eradication of Poverty -17 October 8. List of Bird sanctuaries in India given. The wrong combination is? 1) Bharatpur Bird Sanctuary - Rajasthan 2) Ranganathittu Bird Sanctuary - Kerala 3) Kolleru Lake Bird Sanctuary - Andrha Pradesh 4) Vedanthankal Lake Bird Sanctuary - Tamilnadu
5) Jayakwadi Bird Sanctuary - Maharashtra
9. National Mineral Development Corporation (NMDC) details are given. Pick the wrong one. 1) NMDC head office is in Hyderabad 2) It is the single largest iron ore producer and exporter of India 3) It has only mechanized diamond mine in the country at Panna, Madhya Pradesh 4) It has been categorized by the Department of Public Enterprises as 'MahaRatna' 5) None 10. Which two Tennis Players were banned by the AITA (All Indian Tennis Association) for two years? 1) Leander Paes and Vishnu Vardhan 2) Sania Mirza and Mahesh Bhupathi 3) Mahesh Bhupati and Rohan Bopanna 4) Leander Paes and Sania Mirza 5) Rohan Bopanna and Sania Mirza 11. Which bank was imposed Penalty of Rs. 55 Lakh by RBI on 11th October 2012, for contravention of directions and instructions issued on KYC norms? 1) Bank of Baroda 2) State Bank of Hyderabad 3) ING Vysya Bank 4) Oriental Bank of Commerce 5) Union Bank of India 12. National Bank for Agriculture and Rural Development (NABARD) established on? 1) 12 July 1981 2) 12 July 1992 3) 12 July 2002 4) 12 July 1982 5) 12 July 2001 13. Which bank was under the obligation for facilitating credit flow for promotion and development of agriculture, small-scale industries, cottage and village industries, handicrafts and other rural crafts? 1) SBI 2) NHB 3) NABARD 4) HDFC 5) IDBI 14. Which bank also called Agriculture Apex Development Bank? 1) RBI 2) Co-operative Bank 3) NABARD 4) SBI 5) None 15. NABFINS means? 1) NBFC Financial Services Limited
2) NABARD Financial Securities Limited 3) NABARD Financial Services Loan 4) NABARD Financial Services Limited 5) None 16. Statements relating to states given. Pick the wrong combination. 1) Haryana declared to launch Livestock Mission 2) Odisha establishes Hardware Technology Incubation Laboratory at Bhubaneswar 3) Emerging Kerala 2012 hosted by Kochi town in Kerala 4) Haryana is the first state to launch Rs. 1 per KG rice scheme 5) Goa former CM Digambar Kamat was indicted in illegal mining scam 17. Which among the following books not written by Kuldeep Nayar? 1) Between the lines 2) Without Fear: The Life and Trial of Bhagat Singh 3) Truth, Love and a Little Malice 4) The Judgment: Inside story of the emergency in India 5) Beyond the Lines 18. CENVAT means? 1) Central Value Average Tax 2) Central Value Added Tag 3) Central Value Added Tax 4) Central Value Age Tax 5) None 19. The recent appointments/ elected personalities list given. Pick the correct statement. 1) Gurung Bimal Gurung - Gorkhaland Territorial Administration 2) Anil Kumble - Chairman of ICC's Cricket Committee 3) Praveen Mahajan - Chair Person of Central Board of Excise and Customs 4) Hugo Chavez has been re-elected as the President of Venezuela 5) All of above 20. Expand OECD? 1) Organization for Economic Coalition and Development 2) Orientation for Economic Cooperation and Development 3) Organization for Eco Cooperation and Development 4) Organization for Economic Cooperation and Duality 5) Organization for Economic Cooperation and Development 21. Between 16-19 October 2012, 4th OECD World Forum on statistics, knowledge and policy hosted by? 1) Bangalore 2) New Delhi 3) Pune 4) Hyderabad 5) Jaipur 22. Letter of Credit means? 1) Letter of the bank giving to Customer that his Loan was granted. 2) Letter from a bank, guaranteeing that a buyer's payment to a seller will be received on time
and for the correct amount. 3) Letter to the Public Sector Banks by Reserve Bank of India telling that they got credit from RBI. 4) Letter from the government to RBI to provide temporary loan to it. 5) None 23. Foreign banks operating in India must give ..... percent of Net Bank Credit (NBC) to Export Credit. 1) 12 2) 25 3) 15 4) 50 5) 18 24. Expand SARFAESI. 1) Securitisation and Realisation of Financial Assets and Enforcement of Security Interest 2) Suitable and Reconstruction of Financial Assets and Enforcement of Security Interest 3) Stock and Reconstruction of Financial Areas and Enforcement of Security Interest 4) Securitisation and Reconstruction of Financial Assets and Equipment of Security Interest 5) Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest 25. Central Bank of USA is .... 1) Bank of America 2) Citi Bank 3) Federal Reserve 4) Reserve Bank of USA 5) Obama Bank 26. Aam Admi Bima Yozana (AABY) announced on 2nd October 2008, provides the insurance if the bread winner in the family dies or disabled in the rural area. Who administers this scheme? 1) LIC 2) State Governments 3) UNO 4) ASHA 5) WHO 27. List of Awards given. Find out the wrong combination. 1) Yuri Milner Fundamental Physics Prize - Ashok Sen 2) Nayudamma Award - Anji Reddy 3) Mexican Order of the Aztec Eagle - Dr.R.K.Pachauri 4) Karen Harvey Prize 2012 - Dibyendu Nandi 5) Lifetime Achievement Award by the Rockfeller Foundation - Ratan Tata 28. Which Committee has recommended deregulation of the sugar sector, by giving freedom to mills to sell sugar in the open market on 12th October 2012? 1) Subhir Gokaran 2) Chaturvedi 3) C.Rangarajan 4) Vijay.C.Kelkar 5) None
29. In the Global Hunger Index, India's rank is? 1) 60 2) 62 3) 58 4) 65 5) 70 30. 'Bijli - Paani Satyagraha' is the protest launched by? 1) Anna Hajare 2) Arvind Kejriwal 3) Vandana Siva 4) Prashanth Bhushan 5) Swami Vivekananda
BANKING AWARENESS PRACTICE MCQs 1. Which of the following is known as Plastic Money? A) Demand Draft B) Credit Card C) Debit Card 1) Only A 2) Only B 3) Only C 4) Both B and C 5) All A, B and C 2. KYC guidelines followed by banks have been framed on the recommendations of the ........... 1) Ministry of Home Affairs 2) Ministry of Information Technology and Human Resource Development 3) Indian Banks Association 4) Ministry of Finance 5) Reserve Bank of India 3. Business Correspondents in banking are for: 1) Providing services for the Platinum Customers 2) Providing services for children 3) Serving the educational institutions 4) Serving the weaker sections of society 5) None of these 4. What is the full form of FDI? 1) Foreign Development Investment 2) Fiscal Development Investment
3) Foreign Direct Investment 4) Fiscal Direct Investment 5) None of these 5. CMD of a public sector bank is appointed by: 1) Reserve Bank of India 2) Indian Banks Association 3) Central Government 4) Respective Bank's Board of Directors 5) None of these 6. What is the current Statutory Liquidity Ratio? 1) 23 % 2) 24 % 3) 20% 4) 4.5% 5) None of these 7. Expand CTS. 1) Cheque Truncation System 2) Cash Transaction System 3) Current Transaction System 4) Credit Truncation System 5) None of the above 8. Micro finance development equity fund is managed by: 1) RBI 2) NABARD 3) Indian Banks Association 4) Asian Development Bank 5) None of these 9. What is the full form of LIBOR? 1) London Inter - Bank Offer Rate 2) Liquidity Inter - Bank Offer Rate 3) Liquidity International Bank Offer Rate 4) London International Bank Rate 5) None of these 10. Which of the following does not come under core sector? 1) Crude Oil 2) Natural Gas 3) Coal 4) Electricity 5) Automobile
11. When banks borrow fund for overnight, it is called: 1) Borrowing Money 2) Lending Money
3) Push Money 4) Call Money 5) None of these 12. What is ASBA with respect to banking? 1) Application Supported by Blocked Amount 2) Application Supported by Black Amount 3) Application Sign by Blocked Amount 4) Application Supported by Blocked Array 5) None of these 13. Electronic Cheque means : 1) Cheque which automatically comes from a machine. 2) Cheque issued online 3) Cheque which does not need a signature in it. 4) Cheque signed digitally 5) None of these 14. What is the minimum amount for NEFT transaction? 1) Rs.100000 2) Rs. 200000 3) Rs. 50000 4) There is No minimum limit 5) None of these 15. Expand SHG. 1) Self Help Grameen 2) Self Help Group 3) Self Help Grill 4) Solve Help Groups 5) None of these 16. Which of the following committees has given its recommendations on 'Financial Inclusion' 1) Vaghul Committee 2) Rangarajan Committee 3) Rakesh Mohan Committee 4) Kelkar Committee 5) None of these 17. Rise in Stock Market is usually referred to as: 1) Bear 2) Bull 3) Tiger 4) Cat 5) None of these 18. The term 'insider trading' is associated with: 1) Stock Markets 2) Defence Services 3) Parliamentary Procedures 4) Book Publishing Business
5) Sports 19. Which of the following is implemented in India in all the districts of the country for providing employment? 1) Pradhan Mantri Gram Sadak Yojana 2) Bharath Nirman 3) Mahatma Gandhi National Rural Employment Guarantee Act 4) Swarn Jayanti Gram Swarozgar Yojana 5) None of these 20. Which of the following is the purpose of introducing 'Know Your Customer' and AML norms by the banks? 1) To bring more and more people under the banking net 2) Identifying people who do not pay income tax 3) To Identify the customer and identifying the source of funds deposited in banks 4) To ensure whether the money deposited in the bank is of an Indian or a foreign national 5) None of these 21. Which of the following organisations has been established mainly to promote micro, small and medium industrial sector in India? 1) NABARD 2) SIDBI 3) IDBI Bank 4) EXIM Bank 5) All of these 22. Which of the following is not one of the major functions of the National Bank for Agricultural and Rural Development (NABARD)? 1) Acting as regulator for cooperative banks and RRBs 2) Extending assistance to the government and others in matters related to rural development 3) Providing refinance to lending institutions in rural areas. 4) Acting as a coordinator in the operations of rural credit institutions 5) Review of monetary and credit policy 23. Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called: 1) Statutory Liquidity Ratio 2) Cash Reserve Ratio 3) Bank Deposit 4) Reverse Repo 5) Government Securities 24. Which of the following organisations / agencies has specifically been set up to boost overall rural development in India? 1) RBI 2) SIDBI 3) NABARD 4) SEBI 5) EXIM 25. Banks in India are regulated under:
1) Companies Act, 1956 2) Banking Regulation Act, 1949 3) Reserve Bank of India Act, 1934 4) Special powers conferred on the RBI 5) None of these 26. A savings bank account opened with a commercial bank with zero or very minimal balance is known as: 1) Savings Bank Ordinary Account 2) Student Savings Bank Account 3) No Frill Account 4) Current Account 5) Call Deposit 27. Banks in their daily business face various kinds of risks. Which of the following is one such major risk? 1) Customer Risk 2) Reputation 3) Goodwill Risk 4) Protection Risk 5) Operational Risk 28. Which of the following schemes was launched by the RBI in 2004, under which Govt of India stated that Securities/ Treasury Bills could be issued to absorb surplus/ durable liquidity? 1) RTGS 2) External Commercial Borrowing 3) Market Stabilisation Scheme 4) High Value Clearing Scheme 5) Prepaid payment instrument facility 29. 'Base Rate' in banks is: 1) The rate of interest payable on demand deposits 2) The rate of interest payable on fixed deposits 3) The rate of interest charged by the RBI on long - term borrowing of public sector banks 4) The minimum lending rate decided by the RBI which shall be adopted by all public sector banks 5) The minimum interest rate fixed by individual banks below which they cannot lend funds, except cases like government sponsored schemes. 30. Banking sector falls under ......... 1) Agricultural Sector 2) Service Sector 3) Manufacturing Sector 4) Industrial Sector 5) Small Scale Sector 31. Which of the following is NOT a credit rating agency? 1) Credit Analysis & Research Ltd (CARE) 2) Lintas India Pvt Ltd 3) Moody's Investors Service 4) Standard and Poor
5) Fitch Ratings 32. Which of the following is a payment and settlement system used by the banks in India? 1) Liquidity Adjustment Facility 2) Real Time Gross Settlement 3) Forward Rate Agreements 4) Central Depository Service 5) Negotiated Dealing System
mock test online-free http://www.jbigdeal.com/mock-test-online-free http://www.jbigdeal.com/current-affairs-gk-2011-2012-mcq-question-answers-free-download-pdf http://sarkariniyukti.blogspot.in/2012/11/online-practice-question-for-various.html#.UKjuneRJPwI http://www.eenadupratibha.net/Pratibha/OnlineDesk/ibps_special/online.html
(just click on
the subjects and grand test for online test.) http://www.sakshieducation.com/(S(v45o31452r33ks45c5agzbrt))/GroupII/Banks.aspx
GENERAL AWARENESS http://todaycurrentevents.blogspot.in/2012/10/general-awareness-exam-type-objective.html http://govtexamportal.blogspot.in/2012/06/latest-general-awareness-mcqs-for-ibps.html (on left side plz click on the months for more questions) http://www.ibpsexamsportal.com/2012/06/reasoning-ability-model-paper-for-ibps.html http://www.ibpsexamsportal.com/2012/07/must-read-120-current-affairs-mcqs-2012.html http://currentaffairsquiz.com/2012/10/ http://www.indianshout.com/ibps-general-awareness-banking-industry-question-papers/9656 http://www.ibpsexamguru.in/search/label/GENERAL%20AWARENESS http://www.bankcracker.com/p/general-awareness.html