Hand Book on Cbs Finnacle UCO Bank

HANDY BOOK ON CBS CONTENTS PAGE NO CUSTOMER CREATION SAVINGS BANK ACCOUNT

2 2

CURRENT ACCOUNT

2

TERM DEPOSIT

2

LAGHU BACHAT YOJNA CASH CREDIT & OVERDRAFT

3 3

LOAN ACCOUNT STANDING INSTRUCTION

4 4

RTGS

5

DEMAND DRAFT & PAY ORDER ECS

5 5

CLEARING

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PACKING CREDIT GUARANTEE

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INWARD REMITTANCE

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OUTWARD REMITTANCE

7

LETTER OF CREDIT FORWARD CONTRACT

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FOREIGN AND INLAND BILLS

8

GENERAL REPORTS / INQUIRY TRADE FINANCE REPORTS ( PRODUCTION )

8 9

TRADE FINANCE REPORTS ( MISREP / REPORTS ) MIS UPDATION MENUS INVENTORY

9 9 9

LOCKER SAFE CUSTODY ARTICLES

9 10

GODOWN REGISTER

10

GENERAL

10

COMMON OFFICE ACCOUNTS MANUAL INCOME & EXPENSE ACCOUNTS

11 17

LOAN & CASH CREDIT SCHEMES SAVINGS BANK SCHEMES DEMAND DEPOSIT SCHEMES

17 21 22

TERM DEPOSIT SCHEMES

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PTW BRANCH EOD OPERATIONS

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CLOSURE OF CUSTOMER ACCOUNT GOVERNMENT BUSINESS MODULE (GBM)

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HOT KEYS

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WEB LOGIN WORK CLASS ADDITIONAL INFORMATION

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TELEPHONE NUMBERS OF IT DEPARTMENT

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1

Description

Web Menu CUSTOMER CREATION Customer Creation & Master maintenance CUMM Verification CUMM To find out if the customer is already having CUS a customer ID SAVINGS BANK ACCOUNT Opening of an account OAAC Verification OAACAU Modifying an operative account ACM Verification ACM Mass Account opening (needs no MACOP verification, with or without customer ID) Cash withdrawal TM Cash deposits TM Transfer transactions TM For Issuing cheque books & verification ICHB To enter and revoke Stop payment SPP instruction Verification of Stop payment instruction SPPAU Interest run for the account. ACINT Issue Pass Book to an account PBP Issue of Pass sheet (Statement) PSP Transfer Of Account between Schemes ACXFRSC Collection of account closure & other CACC charges Closing an account CAAC Verification of Account Closure CAACAU Customers Account/Ledger Enquiry ACLI CURRENT ACCOUNT Opening of an account (Individuals & OAAC Others) Verification OAACAU Modifying an operative account ACM Verification ACM Mass Account opening (needs no MACOP verification, with or without customer ID) Cash withdrawal TM Cash deposits TM Transfer transactions TM For Issuing cheque books & verification

ONS Menu HCUMM HCUMM HCUS HOAACSB HOAACVSB HACM HACM

HCASHWD HCASHDEP HXFER

HPBP

HCAAC HCAAC HACCBAL HOAACCA HOAACVCA HACM HACM

HCASHWD HCASHDEP HXFER

ICHB

To enter and revoke Stop payment SPP instruction Verification of Stop payment instruction SPPAU Transfer Of Account between Schemes ACXFRSC Transfer Of Account between SOL's ACXFRSOL Closing an account CAAC Verification of Account Closure CAACAU Customers Account/Ledger Inquiry ACLI TERM DEPOSITS Opening of an account - Term Deposits OAAC Verification OAACAU Modifying a Term Deposit Account ACM Verification ACM

HCAAC HCAAC HACCBAL HOAACTD HOAACVTD HACMTD HACMTD

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Description Web Menu Interest run for the account. ACINT Renewal of Term deposits TDREN Extension of Term deposits TDEXT Renewal of Overdue Term deposits (after OVDINT 14 days) Deposit receipt printing DRP Duplicate deposit receipt printing DUDRP TDS calculation TDSCALC TDS inquiry & printing TDSIP Customers Account/Ledger Inquiry ACLI Term Deposit Interest Version Inquiry TVSI Closing an account CAAC Verification of Account Closure CAACAU Deposit modeling DEPMOD Interest calculator DEPINT Pending installment of RD accounts PLIST Transfer Of Account between Schemes ACXFRSC Transfer Of Account between SOL's ACXFRSOL LAGHU BACHAT YOJNA Opening of an account OAAC Verification OAACAU After verification of the account for interest RDACM set up Credit the amount to the LBY monthly TM collection account Debiting LBY Monthly collection a/c and TTM credit to corresponding LBY a/c Interest calculation before closure of RDINTTM account Closure of account CAAC Verification of account closure CAACAU LBY Agent’s Commission Calculation CALAGCOM CASH CREDIT & OVERDRAFT Opening of an account - Overdraft OAAC Verification OAACAU Opening of an account - Cash Credit OAAC Verification OAACAU Modifying an account - CC / OD ACM Verification ACM Cash withdrawal TM Cash deposits TM Transfer transactions TM For Issuing cheque books & verification ICHB To enter and revoke Stop payment SPP instruction Verification of Stop payment instruction SPPAU Transfer Of Account between Schemes ACXFRSC Transfer Of Account between SOL's ACXFRSOL Interest run for the account. ACINT Collection of account closure & other CACC charges Closing an account CAAC Verification of Account Closure CAACAU

ONS Menu

HTDSIP HACCBAL HCAAC HCAAC

HOAACSB HOAACVSB

HCAAC HCAAC

HOAACOD HOAACVOD HOAACCC HOAACVCC HACM HACM HCASHWD HCASHDEP HXFER

HCAAC HCAAC

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Description customers Account/Ledger Enquiry Assessment, Collection & Refund of charges Limit node creation, maintenance & verification Account limit history/Drawing Power maintenance Account Limit History Maintenance Authorization. Limit node enquiry. Limit node details enquiry. Limit Node History Maintenance For Inquiry of Customer Limits. Linking all types of securities to the account For Granting TOD (adhoc) in any CC / OD account Verification Modification Verification

of

asset

classification

/

Web Menu ACLI GCHRG LNM

HLNM

ACLHM

HACLHM

ACLHMAU

HACLHM

LNI LNDI LNHTIR

HACLHI

SRM

HBKQRY HCLM

ACTODM

HACTODM

ACTODMAU

HACTODM

MEAC

LOAN ACCOUNT OAAC Verification OAACAU To collect up-to-date interest & other PAYOFF charges on closing a loan account Closing an account (only after CAAC PAYOFF/HPAYOFF) Verification of Account Closure CAACAU Modifying a Loan Account & Verification ACM Customers Account / Ledger Inquiry ACLI Loan Disbursement LADISB Assessment, Collection & Refund of LAFACR charges Demand generation and interest calculation. LADGEN Loan schedule payment. Loan un-schedule payment. Loan repayment menu LAPAY Loan rescheduling Loan lien marking. LALIEN Loan general enquiry. Make an asset past due. MAPD Security register module report. CLMRPTS Loan repayment schedule report Loan overdue position enquiry LAOPI Linking all types of securities to the loan account Collateral linkage lookup CLL Loan modeling (to find EMI etc.) LAMOD Inquiry on loan interest version LVSI STANDING INSTRUCTION Creation of a standing instruction & verification Standing instruction maintenance SIM Execution of Standing instruction SIE Opening of an account

ONS Menu HACCBAL

HOAACLA HOAACVLA HPAYOFF HCAAC HCAAC HACMLA HCULA HLADISB HLAFACR HLASPAY HLAUPAY HLARA HLAGI

HLARSH HLAOPI HCLM HLAMOD

HSSIM

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Description Carrying forward the failed standing instruction for doing the same on the next day Report on standing instruction executed today Printing of standing instruction covering letter to customer Printing of standing instruction advice for the customer Printing of standing instruction register

Web Menu

ONS Menu

CFLM SIETR SICL SIADVC SIRP RTGS

Indian Financial System Code Inquiry Real Time Gross Settlement ( ONS ) RTGS message List with record creation date

IFSI HRTGS RMSGUD

DEMAND DRAFT / PAY ORDER Issue of demand draft / pay order TM Payment of demand draft / pay order TM To know the status of the demand draft / DDSM pay order Cancellation of the demand draft / pay order DDC Marking the demand draft / pay order as DDLOST lost Non-payment advice of demand draft DDNPADV Printing of all demand draft / pay orders DDPALL issued Printing of a single demand draft / pay order DDPRNT Reprinting a demand draft / pay order DDREPRNT Demand Draft Revalidation DDREVAL Demand draft / pay order credit inquiry DDIC Demand draft / pay order debit inquiry DDID Inquiry about a specific demand draft / pay DDII order issued Inquiry about a specific demand draft / pay DDIP order paid Pay order reconciliation report ( report on BCREPORT paid / unpaid Pay Order) List of Pay Order Outstanding POOUTSTD DD reports (DDR1, 2, 2A, 3, 4) DDP DDR Data download CDDP ECS ECS Inward Transaction Upload ( For EITU Service Branch Only ) ECS Sorting Account wise sorting ( For ECSSORT Service Branch Only ) ECS sol wise upload (For Service Branch EITUU Only ) ECS particulars Update (For Service ECSUP Branch Only ) ECS Inward Returns Processing ( FOR EIRP BRANCH ONLY)

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Description Web Menu ECS & NECS REPORTS Branch wise ECS DR/CR report ( FOR ECSEITU1 BRANCH ONLY) Upload of ECS at Service Branch level ECSEITU Total consolidated ECS report ECSREP ECS report(soft copy) generated for RBI at ECSDUMP Service Branch Branch wise summary report with NECS NECSEITU entries(Service Br level) Status report of all NECS entries NECS1 (passed/rejected) Branch only Total consolidated NECS report NECSREP Generation of dump file for RBI (Service NECSDUMP Branch Level) CLEARING Maintenance of Inward clearing MICZ Inward clearing transaction maintenance ICTM (entering the instruments) & verification Maintenance of outward clearing MCLZOH Outward clearing transaction maintenance OCTM (entering the instruments) & verification Mass verification of instruments OCTV Bar advice printing CLBAP Printing details of instruments entered PWO (Outward clearing) Printing details of instruments entered PICS (Inward clearing) Printing of clearing schedule PCLSO Mark pending Revoke pending REVPEND Inquiry on instrument position (Inward clearing) Inquiry on instrument position (Outward clearing) Inquiry on clearing transaction sets IOCLS Verified cheque list of Outward Clearing VCHL Inquiry of shadow balance in the account. ACSBIO Upload records of inward clearing RMI presented through floppy PACKING CREDIT Opening of Packing Credit Account OAAC Disbursement of single packing credit TM Disbursement of multiple packing credit RPCTM Regularization of RPC transactions PCTM Maintenance of export Order EXPODM Report on Export Order EXPRPT Report on Outstanding Packing Accounts PCARPT PC Liability list PCLIALST Overdue PC report Party wise POVDPC Batch Closure of PC accounts CLSPCA

ONS Menu

HICTM

HMARKPEN HOIQ HOPQ

GUARANTEE Guarantee Master Maintenance

GMM

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Description Web Menu Guarantee Parameters Inquiry GPI Guarantee Inquiry GI BG Printing BGPRINT Guarantee Printing GP Deferred payment Guarantee Register DPGR Guarantees Issued cum Liability Register GILR PRR-11A Quarterly Statement of Guarantee PRR11A PRR-11B Monitoring of Guarantees PRR11B Report of guarantees / DPG PRR11C Guarantee Overdue Charges GODCH Limit/Guarantee wise utilization report BGLIMIT BG Margin Printing BGMARGIN Statement of Guarantee BGSTMNT Guarantee Close BGCLOSE INWARD REMITTANCE Inward Remittance Maintenance IRM Party inward remittance advice FBADV Inward remittance Register DTMR Clean Instrument collection Register / FBER foreign cheques Issue of FIRC FIRCR OUTWARD REMITTANCE Outward Remittance Maintenance ORM Party Outward remittance register FBADV DD issue register( DTMR Datewise/Partywise/Purposewise ) T / Cheque stock register IMRRPT Acknowledge letter of t/cheque TCACKN T / Cheque Issue Register TCISSUED LETTER OF CREDITS Inward Documentary Credits Maintenance IDCM Outward Documentary Credits Maintenance ODCM Customer Text Maintenance CUTXTMNT DC Reports and Advices DCRPTS DC Printing DCPRINT DC General Purpose Report Printing DCGPR Report on Expiring DCs DCEXPLST Statement of DC DCSTMT Transaction Advice Printing CHRGADVP DC Liability Register Printing (Balancing as DCLIABRG on date) DC Register Printing DCREG DC Query DCQRY DC Online Query and Modification DCQRYM Debit/Credit Party advice for DC / LC issue CHRGADV Import bill drawn under DC/LC FBCS Acceptance/Due Date confirmation (Import ACCRPT bills under LC) FORWARD CONTRACT Maintain Forward Contract MNTFWC Extend Forward Contract EXTFWC FWC Message Code Maintenance FWCCM Cancel Forward Contract CNCLFWC

ONS Menu

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Description Web Menu Forward Contracts History Inquiry FWCHI Forward Contract Liability Register FWCLIAB Forward Contract Notes FWCNOTE FWCs Over Due List FWCODLST Forward Contracts Query FWCQRY FWC Revaluation FWCREVAL FWC Booking Register Printing FWCRG FWC Reminder on Maturity FWCRMND Forward Contract Liability Register FWCLIAB Forward Purchase contract register FWCRPT Forward sales contract outstanding FWCOUT FOREIGN AND INLAND BILLS Creation of ID of beneficiary of Bank FPCM Guarantee or LC Lodgment of Bills / Cheques CUSTFBM Foreign / Inland Bills Maintenance / realisation / crystallization / dishonour

FBM

Foreign / Inland Bills History Inquiry Foreign / Inland Bills Inquiry Foreign / Inland Bills Covering Schedule Transaction Advice Printing Foreign / Inland Bills Balancing Register Foreign / Inland Bills Printing / Agewise overdue

FBHI FBI FBCS FBADVP FBBR FBP

Statement of outstanding partywise import collection bill List of Pending and Dishonored Bills Party Code Maintenance

ONS Menu

FBOIB FBPADB FPCM FBP FBIR FBER SUMODE

Export Bill short register Import Bill Register Export Bill Register Summary sheet overdue Export Bills Export/Import turnover statement TFMIS (Party/CCY/Commodity/country) FGN DD issue/Inward /outward remittance DTMR register (ccy/Party/Datewise) Foreign Inward Remittance Certificate FIRCR Bank Certificate on Export Bill Realisation BCER GENERAL REPORTS / INQUIRY Interest Report For Accounts AINTRPT Misc Reports options MISREP Specific Reports (i.e. supplementary, cashbook, cash summary, trail balance etc)

PTW

SB / CA Overdraft Register printing Inquiry on History of Partition A/c Inquiry on Partitioned Account Office Account Ledgers Print

TODRP PHINQ PARTINQ ACLPOA

Outstanding Items Report (Sundry Creditors/ Sundry Debtors)

MSGOIRP

Minor Subsidiaries Outstanding Items Report (Sundry Creditors/ Sundry Debtors) GL / GL Sub-Head Wise Balancing Report Income / Expenditure Analysis Register Income / Expenditure Monitoring Report

Term deposit accounts details

MSOIRP BR IEARP IEMRP ACDET

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Description Web Menu ONS Menu TRADE FINANCE REPORTS ( PRODUCTION) XOS Statement (Hly) XOSSTMT Bill of Entry Statement FBEF R-Return (Fortnightly Report) CENTRRET Import/Export Turnover ( TFMIS ccy/country/commodity/partywise) Partywise Forex Earnings report for a CSTINC period Position of Cross Currency POSENT TRADE FINANCE REPORTS ( MISREP-REPORTS SERVER) Total Turnover Report for a given period FXTR Countrywide Exposure Report TFEXP Written-off Statement EXPWRT Liberised Remittance Scheme of USD LIBREM 200,000 Supplementary of LIBREM LIBSUP FCNRB Deposit a/c Balance report FCNRB Multi-currency GL GLRPTCCY Outstanding Running Packing Credit CPLOARPC Consolidated Pre-shipment Credit CPLOA outstanding Import Bill retired Register IMPBRR PCFC Liability Register PCFCLL GR /SDF Realisation Form GRFORM PCFC Realisation Register PCLLL Consolidated PCL Liability Ledger PCOVAL Reports to Treasury on Daily Transactions RTL100 Report for all Card Rate Transactions RTL95 Working Report for Post Shipment Credit WTPSGDET related to ECGC Monthly Declaration of Pre Shipment Credit WTPCG (ECGC) Monthly Declaration of Post Shipment WTPSG Credit (ECGC) Worksheet for Post-Shipment ( ECGC) ECG ECGC Premium worksheet ( Cust id wise ) ECGC MIS UPDATION MENU'S Miscellanous Codes Update MISCD Account health Code Update MODHLTH Customer update for Advance accounts CMGUPADV Customer update for Deposit accounts CMGUPDEP Old a/c No.from New Finacle Ac No (14 NANO digits) signature scanning Modification of Mode of Operation MOPC INVENTORY Inventory (Security printing) movement & IMC verification Inventory movement inquiry IMI Splitting of inventory ISIA Issue of cheque / DD / PO books ICHB For Cheque book maintenance CHBM HCHBM LOCKER Locker key maintenance LKKM Locker customer maintenance LKCM

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Description Web Menu Locker transactions-history maintenance Locker rent – charge collection maintenance Locker operation maintenance Locker reports SAFE CUSTODY ARTICLES Safe custody register (Safe Custody Master Maintenance) Charge collection maintenance Reports on safe custody articles Batch recovery of charges

ONS Menu LKCHM LKRCM LKOPS LKREPM SCCM SCCCM SCREPM SCBRT

GODOWN REGISTER Godown register (needs verification) Linking a godown with an employee (Godown keeper) Stock details

GDMM GDEMP GDSKM GENERAL

Customers Account/Ledger Enquiry Customers Account Ledger Printing Customers account selection For inquiring about the cheque books issued giving the account number. To find out the account number by giving the cheque number Issue Pass Book to an account Issue of Pass sheet (statement) Account freeze status maintenance Maintenance of salary accounts Upload (credit) of salary Open cash transactions Open transfer transaction Teller creation Employee file maintenance To change password

ACLI / ACI / ACDET

HACCBAL / HACCDET HCUACC / HCUDET

ACLPCA HACS ACM

HCHBM

INQACHQ PBP PSP AFSM EMM SALUPLD OCST OXFT GECM EFM PWMNT

HPBP HPSP

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COMMON OFFICE ACCOUNTS OVERDUE TERM DEPOSITS-OTHERS MANUAL DEMAND DEPOSITS-OTHERS- UNCLAIMED DEMAND DEPOSITS-OTHERS- OTHERS INOPERATIVE CURRENT DEPOSIT MANUAL INOPERATIVE SAVINGS DEPOSITS MANUAL INOPERATIVE SAVINGS DEPOSITS MANUAL TERM DEPOSIT -MANUAL UCO LAKSHMI LAGHU BACHAT YOJANA LBY AGENTS SECURITY DEPOSIT LBY SUSPENSE ACCOUNTS MANAGERS CHEQUES - PAY ORDER DDS PAYABLE FOREIGN BRANCHES ATM MITR TXN PAYABLE A/C ATM MITR TXN PAYABLE A/C ATM SBI TXN PAYABLE A/C VISA TXN PAYABLE A/C NEFT PAYABLE A/C NFS TRANSACTIONS PAYABLE ACCOUNT CFD INTEREST A/C INT ACC AND PBLE -OVERDUE FIXED DEPOSIT TDS PARKING ACCOUNT ON CFD INT PROVISION SUNDRY CRS - DEPOSIT UNCLAIMED ACCOUNT SUNDRY CRS -INSURANCE PREMIUM- TAX - LOAN SUNDRY CRS -EXPEND ON PROVISION OF CLOSI SUNDRY CRS -EARNEST - RETENTION MONEY SUNDRY CRS - AMT NEED IN FOREX DEALINGS SUNDRY CRS -SLGIS (RECOVERY FROM STAFF) SUNDRY CRS - OTHERS SCR-SUNDRY DEPOSITS SUNDRY CREDITORS-GM FGM-SUNDRY CREDITOR ZM-SUNDRY CREDITOR SUNDRY CREDITORS - RTGS DEBIT NOTES ISSUED CLEARING HOUSE ACCOUNT MARGIN ON LC MARGIN ON GURANTEES MARGIN ON BILLS OTHERS MARGIN ON LOANS BILLS REALISED-DOMESTIC BILLS REALISED-FOREIGN ADVANCE RECEIPTS C.G.C.I. COLLECTION ACCCOUNT SUBSIDY RESERVE FUND TAX DEDUCTION AT SOURCE E.C.G.C CLAIM RECEIVED CGTSI COLLECTION ACCOUNT PROFESSIONAL TAX STATE SALES TAX CENTRAL SALES TAX INCOME TAX

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CORPORATION TAX VALUE ADDED TAX FRINGE BENEFITS TAX MISCELLANEOUS RECEIPTS WEALTH TAX INTEREST TAX CENTRAL EXCISE SERVICE TAX NO LIEN ACCOUNT GOVERNMENT TRANSACTION ACCOUNT CBDT COLLECTION ACCOUNT BEFORE TDS PARKING A/C EFT RTGS SWIFT A/C DRAFT ACCOUNT CBS DRAFT ACCOUNT HEAD OFFICE ACCOUNT EXTENSION COUNTER ACCOUNT-1 MAIN BRANCH ACCOUNT RO EXPENCES ACCOUNT LOCAL OR SERVICE BRANCH A/C STAFF TRAINING COLLEGE EXPENSES A/C CURRENCY CHEST EXPENSES ACCOUNT SERVICE BRANCH EXPENSES ACCOUNT LEAD BANK OFFICE EXPENSES ACCOUNT INTER CBS BR COLL PARKING ACCOUNT INTER CBS BR CRT PARKING ACCOUNT INTER CBS BR FUND TRF PARKING ACCOUNT CASH IN HAND (EXCLUDING FGN.CURRENCY) ATM CASH HEAD CASHIER HEAD CASHIER 2 TELLER 1 TELLER 2 DUE TO ATM(OTHER) CASH REMITTANCE IN TRANSIT BAL WITH RBI - IN CURRENT ACCOUNTS BAL WITH OTHER BANKS CCA - SBI BAL WITH OTHER BANKS CCA - NOTIFIED BANK BAL WITH OTHER BKS CCA - OTHER COMMERCIAL BAL WITH OTHER BANKS DEP AC - SBI SAAL (STICKY ADVANCE A/C LEDGER) PDPB(PAST DUE PROTESTED BILLS ACCOUNT) DEFAULTED BANK GUARANTEEBG PAID BY BANK BAD AND DOUBTFUL TL OTHERS - PMRY SUBSIDY TL OTHERS - SGSY SUBSIDY TL OTHERS - SJSRY SUBSIDY TL OTHERS - SLRS SUBSIDY TL OTHERS - KVIC SUBSIDY ADVANCE BILLS PURCHASED PAST DUE AND DISHONOURED BILLS OTHER BANK DD OR TTS PURCHASED FUND IN TRANSIT IBCN PAID ACCOUNT

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LAND - BUILDING - PREMISES LAND OR BUILDG ADDITIONAL OR ALTERATION MOTOR VEHICLES FURNITURE AND FIXTURE CYCLE OFFICE EQUIPMENT COMPUTER MACHINERY STAMPS STATIONERY SUNDRY DRS - FESTIVAL ADVANCE OLD ENTRIES SUNDRY DRS - OTHER STAFF ADVANCE SUNDRY DRS - LEGAL EXPENSES SUNDRY DRS - OTHER REVENUE ITEMS SUNDRY DRS - SECURITY DEPOSIT SUNDRY DRS - ADVANCES TO SUPPLIERS SUNDRY DRS - PAYMENT ON AC OF FRAUD SUNDRY DRS - CLEARING DIFFERENCE SUNDRY DRS - DACOITY SUNDRY DRS - CASH SHORTAGE SUNDRY DRS - OTHERS SUNDRY DRS -GM FGM-SUNDRY DRS ZM-SUNDRY DRS SUNDRY DRS - SECURITY DEPOSIT FOR TELEPHONE SUNDRY DRS - ADVANCE RENT PAID TO LANDLORD DEBIT NOTE RECEIVABLE AC CLEARING HOUSE ACC OTHER BANKS DDS OR TTS PAID CDS(ITP) REPAYMENT GOVT PENSION PAID STAFF PENSION PAYMENT AC RECEIVABLE FROM GOVERNMENT INT.SUBSIDYRECEIVABLE FROM GOVT ON ST CR STAFF ADVANCE NON INTEREST BEARING ZM-FESTIVAL ADVANCE PREPAID EXPENSES ADWDR-RECEIVABLE FROM GOVT PENALTY PAID PENAL INTEREST PAID ADW-230 RECEIVABLE FROM GOVT ADW-231 RECEIVABLE FROM GOVT INTT. SUBVENTION ON RUPEE EXPORT CREDIT GM EXPENSES ACCOUNT COMMISSION AND EXCHANGE PAID SALARIES AND ALLOWANCES OVERTIME ALLOWANCE HALF-YEARLY ALLOWANCE BANKS CONTB TO PF LEAVE FARE CONCESSION MEDICAL EXPENSES STAFF WELFARE EXPENSES BONUS PAID EXGRATIA PAID


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PENSION PAID PROFESSION FEES ADHOC SALARY AND ALLOWANCES PAID-OFFICE ADHOC PROVIDENT FUND PAID-OFFICERS STAFF WELFARE SCHEME EXPENSES STAFF WELFARE SCH EXPNS SCHOLARSHIP FGM-SALARY AND ALLOWANCE FGM-OVERTIME ALLOWANCE FGM-HALF YEARLY ALLOWANCE FGM-BANKS CONTB TO PF FGM-LEAVE FARE CONCESSION FGM-MEDICAL EXPENSES FGM-STAFF WELFARE EXPENSES FGM-BONUS PAID FGM-STAFF WELFARE EXPENSES EXCEPT SCHOLA FGM-STAFF WELFARE SCH EXPNS SCHOLARSHIP RENT PAID -OFFICE RENT PAID -RESIDENCE TAXES TURN OVER TAX PAID LIGHTING AND ELEC (INCLUDING GENERATOR C IT PAID ON GOVT AND OTHER SECURITIES FGM-RENT PAID -OFFICE FGM-RENT PAID -RESIDENCE FGM-TAXES FGM-LIGHTING AND ELEC (INCLUDING GENERAT INSURANCE LAW CHARGES POSTAGE TELEGRAM AND TELEPHONES STAMPS COURIER FGM-INSURANCE FGM-LAW CHARGES FGM-POSTAGE FGM-TELEGRAM AND TELEPHONES FGM-STAMPS FGM-COURIER REPAIRS TO BANKS PROPERTY STATIONERY AND PRINTING ADVAERTISING AND PUBLICITY DEPRICIATION TO BANKS PROPERTY DIRECTORS FEES ALLOWANCES AND EXPENSES AUDITORS FEES ALLOWANCES AND EXPENSES AUDITORS TA AND OTHER EXPENSES FGM-REPAIRS TO BANKS PROPERTY FGM-STATIONERY AND PRINTING FGM-ADVAERTISING AND PUBLICITY FGM-AUDITORS FEES ALLOWANCES AND EXPENS FGM-AUDITORS TA AND OTHER EXPENSES TRAVELLING EXPNS -STAFF BOARDING LODG D TRAVELLING EXPENSES-OTHERS ENTERTAINMENT EXPENSES CONVEYANCE EXPENSES


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MOTOR CAR OR VEHICLE EXPENSES DONATIONS NEWSPAPER OR JOURNAL TRAVELLING EXPNS -STF OTH THAN BOARD LO FGM-TRAVELLING EXPNS -STAFF BOARDING LO FGM-TRAVELLING EXPENSES-OTHERS FGM-ENTERTAINMENT EXPENSES FGM-CONVEYANCE EXPENSES FGM-MOTOR CAR OR VEHICLE EXPENSES FGM-DONATIONS FGM-NEWSPAPER OR JOURNAL FGM-TRAVELLING EXPNS -STF OTH THAN BOAR NEWS PAPER TO STAFF PERFORMANCE INCENTIVE AMC AND OTHER MAINTAINANCE EXP ECGC GUARANTEE COMM EXPENSES FOR CASH REMITTANCE EXPENSES FOR ATTEND CLGS FREIGHT CARTAGE COOLIE CHGS FOR STY AN SANITATION EXPENSES MEETING EXPENSES CLEARING HOUSE EXPENSES CHARGES FOR MICR CLG EXP RELATING TO RECOVERY CAMP RESIDUAL EXPENSES PRIZES REUTER OR INF. ETC RO OR CURRENCY CHEST EXPENCES TRAINING EXPENCES SHARE TRANSFER AGENTS FEES SHARE RELATED EXPENCES INST. BKG OR IBA CCIL OR CRISIL SIFY INDIAN QUOTATIONS-SYSTEM FIMDA AMORTISATION EXPENCES OTHER MAINTENANCE EXPENSES WASHING ALLOWANCE CYCLE ALLOWANCE XEROX AND PHOTOCOPY CHARGES FUNCTION FESTIVAL CELEBRATION EXPENSES SECURITY GUARD EXPENSES POLICE ESCORT CH CLOTH FOR JEWELL BAG CHARGES FOR FILING TAX RETURNS HIRING CHARGES FOR VEHICLE OTHER THAN CR NON CREDIT WRITE OFF APPROAVED BY HO RO LOCKER BREAK OPEN CHARGES FUEL CHARCOAL FIRE WOOD CHARGES EXPENSES FOR DAILY NEED ESSENTIAL ITEMS EXPENSES RELATIG TO CLOSING OF ACCOUNTS CONSOLIDATED EXPNS. TO FULL TIME PART TI OUTSOURCING DATA ENTRY CHARGES FGM-AMC AND OTHER MAINTAINANCE EXP


15

FGM-FREIGHT CARTAGE COOLIE CHGS FOR ST FGM-SANITATION EXPENSES FGM-MEETING EXPENSES FGM-EXP RELATING TO RECOVERY CAMP FGM-OTHER MAINTENANCE EXPENSES FGM-XEROX AND PHOTOCOPY CHARGES FGM-FUNCTION FESTIVAL CELEBRATION EXPENS FGM-CHARGES FOR FILING TAX RETURNS FGM-HIRING CHARGES FOR VEHICLE OTHER THA FGM-NON CREDIT WRITE OFF APPROAVED BY H FGM-FUEL CHARCOAL FIRE WOOD CHARGES FGM-EXPENSES FOR DAILY NEED ESSENTIAL IT FGM-EXPENSES RELATIG TO CLOSING OF ACCOU FGM-CONSOLIDATED EXPNS. TO FULL TIME PAR FGM-OUTSOURCING DATA ENTRY CHARGES FGM-RESIDUAL EXPENSES SERVICES CHARGES ATM SHARING SBI SERVICES CHARGES ATM SHARING MITR SERVICES CHARGES ATM SHARING NFS COMM AND BROKGE - INLAND REMITTANCE COMM AND BROKGE - INLAND COLLECTION COMM AND BROKGE - INLAND LC COMM AND BROKGE - INLAND GUARANTEE ISSUE COMM AND BROKGE - INLAND - OTHERS COMM AND BROKGE - INLAND BANCASSURANCE(L COMM AND BROKGE - INLAND BANCASSURANCE ( COMM AND BROKGE - MUTUAL FUND BUSINESS COMM AND BROKGE - WESTERN UNION MONEY COMM AND BROKGE - RTGS COMM AND BROKGE - FRGN REMITTANCE COMM AND BROKGE - FRGN COLLECTION COMM AND BROKGE - FRGN LETTER OF CREDIT COMM AND BROKGE - FRGN GUARANTEE ISSUED COMM AND BROKGE - FRGN - OTHERS COMM AND BROKGE - FRGN BANCASSURANCE(LIC COMM AND BROKGE - FRGN BANCASSURANCE (NI COMM AND BROKGE - NEFT PAYABLE A/C TURNOVER COMMISSION TURNOVER COMMISSION - PENSION TURNOVER COMMISSION - CBDT TURNOVER COMMISSION - CBEC TURNOVER COMMISSION - PPF TURNOVER COMMISSION - BONDS RENT ON LOCKERS CHG. FOR ISSUING CHQ BOOKS LEDGER FOLIO CHARGES LOAN APPL PROCESSING CHGS INC OTHER RECEIPTS - OTHERS RECOVERY IN WRITTEN OFF ACS INTERSOL CHARGES RENEWAL CHARGES INTER SOL ACCOUNTS INR EOD PROXY ACCOUNT

XXXX1075050041 XXXX1075050042 XXXX1075050043 XXXX1075050044 XXXX1075050045 XXXX1075050046 XXXX1075050047 XXXX1075050048 XXXX1075050049 XXXX1075050050 XXXX1075050051 XXXX1075050052 XXXX1075050053 XXXX1075050054 XXXX1075050055 XXXX1075050056 XXXX1075050057 XXXX1075050058 XXXX1075050059 XXXX1081010001 XXXX1081010002 XXXX1081010003 XXXX1081010004 XXXX1081010005 XXXX1081010006 XXXX1081010007 XXXX1081010008 XXXX1081010009 XXXX1081010010 XXXX1081020001 XXXX1081020002 XXXX1081020003 XXXX1081020004 XXXX1081020005 XXXX1081020006 XXXX1081020007 XXXX1081020008 XXXX1081040110 XXXX1081041001 XXXX1081041002 XXXX1081041003 XXXX1081041004 XXXX1081041005 XXXX1081050110 XXXX1082030001 XXXX1082030002 XXXX1082030003 XXXX1082030004 XXXX1082030005 XXXX1082030011 XXXX1082030014 XXXX1098010001 XXXX1098020001

16

MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL MANUAL

MANUAL INCOME AND EXPENSE ACCOUNTS ON DEP - KY ON DEP - LAKHPATI SCHEME ON DEP - MONEY MULTIPLIER ON DEP - DEPSOIT CERTIFICATE ON DEP - ODFD ON DEP - FD ON DEP - RD ON DEP - LBY ON DEP - CALL DEPOSIT ON DEP - OCFD - NRE - SAVINGS ORDINARY - SAVINGS NRO - SAVINGS NRE

INTT PAID INTT PAID INTT PAID INTT PAID INTT PAID INTT PAID INTT PAID INTT PAID INTT PAID INTT PAID INTT PAID INTT PAID INTT PAID INTT - OD INTT - CC INTT - LOANS INTT - BILLS INTT ON EXPORT CREDIT INTT FROM CR INSTITUTION COMMITMENT CHARGES DISC. INCOME ON BILLS(OTH THAN EXPORT CR) DISCOUNT INC ON EXPORT CREDIT DISCOUNT INCOME FROM CR INSTITUTIONS PREPAYMENT CHARGES

XXXX1070020010 XXXX1070020011 XXXX1070020012 XXXX1070020013 XXXX1070021002 XXXX1071020017 XXXX1071020018 XXXX1071020019 XXXX1071020020 XXXX1071030006 XXXX1071040007 XXXX1071040008 XXXX1071040009 XXXX1080010005 XXXX1080010006 XXXX1080010007 XXXX1080010008 XXXX1080020004 XXXX1080020005 XXXX1080020006 XXXX1080030005 XXXX1080030006 XXXX1080030007 XXXX1082030015

SCHEME CODES IN CBS

STAFF FESTIVAL CONSUMER TWO WHEELER(A) FOUR WHEELER(A) TWO WHEELER(O) FOUR WHEELER(O) HOUSING MARRIAGE COMPREHENSIVE NATURAL CALAMITY COMPOUNDING INTT

LA700 LA701 LA702 LA703 LA704 LA705 LA706 LA707 LA708

INTT. TABLE CODE LZERO LA701 LA702 BASER (BPLR) LA704 LA705 LA706 LA707 LA708

LA709

LA709

STAFF SUPPL H.LOAN

LA710

Interest Table given below *

LOANS & CC SCHEMES

SCHEME CODE

STAFF NATURAL CALAMITY(INTT FREE/SIMPLE) LOAN AGAINST NSC TO STAFF STAFF V/LOAN INTT.FREE UCO CASH UCO CASH FOR WOMEN UCO NARI SHAKTI

LA711

LZERO

LA712 LA713 LA725 L725W LA726

UCO RENT

LA727

UCO SHOPPER

LA728

UCO TRADER

LA729

LA737 BPLR0 LA725 LA726 LA726 LREN1--w.e.f. 2108-2006 (LA727old) LA728 LTRA1--w.e.f 21-082006 (LA729 -Old)

17

LOANS & CC SCHEMES

SCHEME CODE

UCO MORTGAGE

LA730

UCO MORTGAGE

LA730

UCO SHELTER variable (interest rate in depending on a/c open date) UCO SHELTER fixed rate(interest rate depending on a/c open date) UCO SHELTER-SCHME-A UCO SHELTER SCHME-B

LA731 LA731 L731A L731B

UCO CAR

LA732

UCO PENSIONER

LA733

UCO EDUCATION

LA734

UCO EDUCATION

LA734

NPS T/L UCO REAL ESTATE UCO SECURITIS EX.BOND UCO SECURITIES IN. BONDS UCO NRI HOME LOANS NON-EI NPS T/L UCO SHILPA UDYOG UCO SWABHIMAN NANO CAR BOOKING LOAN NANO CAR BRIDGING LOAN UCO SHOPPER (Tie-up) UCO SHELTER - COMFORT SCHEME AGRICULTURE GENERAL SCHEME HERAK JAYANTI KRISHI YOJONA UCO KISHAN SAMRIDHI YOJONA AGRICULTURE-ALLIED GOLD LOAN -PS GOLD LOAN-NPS DEMAND CROP LOAN UCO SAMAG KISAN YOJ SSI GENERAL NATIONAL EQUITY FUND SCHEME LUCC MAHILA SHILPA YUDYOG OTHER PRIORITY TERM LOAN TRANSPORT OPS DRI RURAL HOUSING SWORAJGAR / ARTISAN CREDIT CARD PMRY SJSR/SCFCC/SGSY SJSRY SLRS

LA735 LA736 LA737 LA738 LA739 LA740 LA741 LA742 LA743 LA744 LA745 LA746 LA800 LA801 LA802 LA803 LA804 LA805 LA806 LA807 LA850 LA851 LA852 LA853 LA854 LA855 LA856 LA857 LA858 LA875 LA876 LA877 LA878

INTT. TABLE CODE LMOR1--w.e.f. 2108-2006 (LA730Old) LMOR2 A/C OPEN ON AND AFTER 01.07.2007 Interest Table given below ** LZERO plus a/c preferential L731A L731B LZERO TILL 31-122009 UCPEN W.E.F 1902-07 (LA733 OLD) LA734 LEDU1 A/C OPEN ON AND AFTER 01.07.2007 LA735 LA736 LA737 LA738 LA739 LA735 SILPA LZERO LZERO LZERO LA728 AU028 LA800 LA801 LA800 LA800 LA800 LA735 BASER (BPLR) LA800 LA850 LA850 LA850 LA850 LA852 LA852 LA856 LA852 LA852 LA852 LA852 LA852 LA852

18

LOANS & CC SCHEMES

SCHEME CODE

INTT. TABLE CODE LA852 LZERO LZERO LZERO LA852 LSRM1 LSRM2 LSRM3 LA852 BASER (BPLR) DIFF TO BE PUT IN PREF

KVIC LOAN AGAINST DEPOSIT WCDL NHB LOAN BANGA SWANIRBHAR KARMA SRMS-MICROSRMS-MICROSRMS-MICRO-WOMEN SCPFOR LUCKNOW

LA879 LA880 LA881 LA882 LA883 LA884 LA885 LA886 LA888

WCTL-EQUATED INSTALMENT

LA900

WCTL- NON EQUATED INSTALMENT

LA901

BASER (BPLR) DIFF TO BE PUT IN PREF

FITL-EQUATED INSTALMENTS

LA902

BASER (BPLR) DIFF TO BE PUT IN PREF

FITL- NON EQUATED INSTALMENTS

LA903

MEMORANDUM LEDGER FCNRB LOAN PACKING CREDIT(PCA) PRE SHIPMENT PACKING CREDIT RUNNING PACKING CREDIT CASH CREDIT(CCA) CC GEN (NPS) UCO TRADER UCO TRADER LUCC MAHILA SHILPA YUDYOG KCC SWORAJGAR CREDIT CARD ARTISIAN CREDIT CARD SMALL BUSNESS/RT PROF. AND SELF EMPLOYED SSI CC AGAINST DEPOSIT AGRICULTURE GENERAL UCO MORTGAGE UCO MORTGAGE UCO MORTGAGE UCO KISHAN SAMRIDHI YOJONA CC-SELF HELP GROUP CC-INDIRECT FINANCE CC -UCO GENERAL CREDIT CARD UCO SILPA UDYOG CC GEN INTERSOL EXEMPTION OVER DRAFT A/C (ODA) OD GEN /CLEAN OD STAFF

LAMSL LAFCL

BASER (BPLR) DIFF TO BE PUT IN PREF LA733 (LBPLR) LZERO

PC100 PC101

As per list below As per list below

CC100 CC101 CC101 CC102 CC103 CC104 CC105 CC106 CC107 CC108 CC109 CC110 CC111 CC112 CC112 CC112 CC113 CC114 CC115 CC116 CC117 CC222

As per list below CC101 CTRA1 As per list below As per list below As per list below As per list below As per list below As per list below As per list below As per list below ZEROB As per list below CC112 CMOR1 CMOR2 As per list below As per list below ZEROB CC-OP 1 SILP3 As per list below

OD500 OD503

OD500 OD503

19

STAFF SUPPLEMENTARY HOUSING LOAN Scheme Code LA710 * Interest Table Code LA 731 ( OLD A/CS ) NUSH1 (MARGIN MORE THAN =25%) NUSH2 ( MARGIN LESS THAN 25%) NUSH3 ( AMT MORE THAN 20 LACS) RUSH1(MARGIN>=25% & AMT<=20LACS ) RUSH2(MARGIN<25% & AMT<=20LACS ) UCSS1(MARGIN MORE THAN 25%) UCSS2(MARGIN LESS THAN 25%) AU081(MARGIN MORE THAN =25%) AU082(MARGIN LESS THAN 25%) UCO SHELTER ( LA 731 )** VARIABLE INTEREST RATE ( AS PER DATE OF OPENING ) LA 731 ( OLD A/CS ) NUSH1 (MARGIN MORE THAN =25%) NUSH2 ( MARGIN LESS THAN 25%) NUSH3 ( AMT MORE THAN 20 LACS) RUSH1(MARGIN>=25% & AMT<=20LACS )

Int. Table Code for adv upto 180 days

upto 09/04/2007 wef 10-04-2007 wef 10-04-2007 wef 10-04-2007 From 17-10-2007 to 31-12-2007 From 17-10-2007 to 31-12-2007 wef 05-03-2008 wef 05-03-2008 wef 01-08-2008 wef 01-08-2008 Int Table code on Overdue PC advance

PC180 PC181 PC182 PC183 PC184 PC185 PC186 PC186

PCOD0 PCOD1 PCOD2 PCOD3 PCOD4 PCOD5 PCOD6 PCOD7

RUSH2(MARGIN<25% & AMT<=20LACS ) UCSS1(MARGIN MORE THAN 25%) UCSS2(MARGIN LESS THAN 25%) AU081(MARGIN MORE THAN =25%) AU082(MARGIN LESS THAN 25%)

Particulars of the Customer Non-Gold Card & Below A rating Non-Gold Card & A rating Non-Gold Card & A+ rating Non-Gold Card & A++ rating Gold Card & Below A rating Gold Card & A rating Gold Card & A+ rating Gold Card & A++ rating

Effective date upto 09/04/2007 wef 10-04-2007 wef 10-04-2007 wef 10-04-2007 From 17-10-2007 to 31-12-2007 From 17-10-2007 to 31-12-2007 wef 05-03-2008 wef 05-03-2008 wef 01-08-2008 wef 01-08-2008

List of Interest Table Codes for Cash Credit accounts Sanctioned Limit (Rs.) AGRICULTURE -CC Upto 25000/25001/- to 50000/50001/- to 2 lac more than2 lac to 5 lac more than 5 lac to 25 lac Above 25 lac SSI -CC Upto 25000/-

Interest table code

Normal Interest (F=BPLR)

CCAG1 CCAG2 CCAG3 CCAG4 CCAG5 CCAG6

F -2.5 F -2.5 F -2.0 F -1.0 F -0.5 F 0

CCSS1

F -3.5

20

Sanctioned Limit (Rs.)

Interest table code

25001/- to 1lac more than1lac- to 2 lac more than 2 lac to 1 crore above 1crore OTHER PRIORITY SECTOR -CC Upto 25000/25001/- to 50000/50001/- to 2 lac more than2 lac to 25 lac Above 25 lac NON PRIORITY SECTOR -CC Upto 25000/25001/- to 2 LAC more than2 lac to 25 lac Above 25 lac

CCSS2 CCSS3 CCSS4 CCSS5

Normal Interest (F=BPLR) F -3.0 F -2.25 F -1 F0

CCOP1 CCOP2 CCOP3 CCOP4 CCOP5

F -2.5 F -2.5 F -2.0 F -0.5 F0

CCNP1 CCNP2 CCNP3 CCNP4

F 0 F 0 F +1.50 F 0

NOTE : Interest rate for Sanctioned Limit above 25 lac is as per Credit rating EXCEPT UCO TRADER. So the difference of interest is be adjusted at account level preference for all the schemes.

BASE RATE FOR LOAN -BASER

SAVINGS BANK SCHEME SBA SCHEME TYPE

SCHEME CODES

SAVINGS GENERAL METRO SAVINGS STAFF SAVINGS PENSION URBAN SAVINGS NO FRILL SB MONOR SELF OP URBAN SAVINGS OTHER SEMI URBAN SAVINGS GENERAL RURAL SAVINGS GENERAL SEMI URBAN SAVINGS OTHER RURAL SAVINGS OTHER URBAN SAVINGS PENSION SU SAVINGS PENSION RURAL SAVINGS MINOR SEL SU SAVINGS MINOR SELF RURAL SAVINGS GENERAL URBAN SAVINGS NO FRILL NO CHEQUE SAVINGS PENSION METRO SAVINGS OTHER METRO SB CAPITAL GAINS SCH SAVINGS ZERO BALANCE ACCOUNT SAVINGS NRE SAVINGS NRO SAVINGS RFC UCO ELITE UCO ROYAL UCO CHHATRA UCO RETIREE SAVINGS LAXMI YOJNA

SB101 SB102 SB103 SB104 SB105 SB106 SB107 SB108 SB109 SB110 SB111 SB112 SB113 SB114 SB115 SB116 SB117 SB118 SB120 SB 122 SB201 SB301 SB401 SB601 SB602 SB603 SB604 SB999

LAGHU BACHAT YOJNA II

SB998

Pre-Funded Cheque

SB001

GLSH -- INTT TABLE CODE 12010 -- SBINT 12010 -- SBSTF 12010 -- SBINT 12020 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12030 -- SBINT 12010 -- SBINT 12060 -- SBNR1 12050 -- SBINT 12070 -- SBRFC 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 12010 -- SBINT 14080 -- TDGEN 14085 -- LBYSB / TZERO 12010 -- SBINT

21

Sanctioned Limit (Rs.)

Interest table code

SB No Min Bal Charge SB950 SB- W B STATE ELECTRICITY CORP LTD SBWBS CURRENT ACCOUNT SCHEME

Normal Interest (F=BPLR) 12010 -- SBINT 12010 -- SBINT

DEMAND DEPOSIT SCHEME TYPE

SCHEME CODES

CA METRO IND CA METRO OTH CA SEMI URBAN IND CA SEMI URBAN OTH CA RURAL IND CA RURAL OTHER CA URBAN IND CA URBAN OTH CA FIRMS CO METRO CA FIRMS CO URBAN CA FIRMS CO SEMI URBAN CA FIRMS CO RURAL CA BANKS CA CALL DEPOSIT CA TINY SECTOR CURRENT- NRE CURRENT- RFC RFC DOMESTIC CURRENT NRO CURRENT - EEFC CURRENT ESCROW CUR-FCNR-INR CUR-RFC(SBA)INR CUR-EEF-INR CUR-EEFC-INR UCO VALUE UCO PREMIUM CA GEN INTERSOL EXEMPTED (Metro & Urban) CA GEN INTERSOL EXEMPTED (Semi Urban) CA GEN INTERSOL EXEMPTED (Rural) CA- E-TDS REMITTANCE CA- RTGS GOVT A/C Pre-Funded Premium Plus - 1 Premium Plus - 2 Premium Plus - 3 Premium Plus - 4 Premium Plus - 5 Premium Plus - 6 Premium Plus - 7 Premium Plus - 8 Premium Plus - 9 Premium Plus - 10 CA No Min Bal Charge

CA101 CA102 CA103 CA104 CA105 CA106 CA107 CA108 CA109 CA110 CA111 CA112 CA113 CA114 CA115 CA201 CA202 CA203 CA301 CA401 CA402 CA501 CA502 CA503 CA504 CA601 CA602

GLSH -- INTT TABLE CODE 11030 -- CAINT 11040 -- CAINT 11030 -- CAINT 11040 -- CAINT 11030 -- CAINT 11040 -- CAINT 11030 -- CAINT 11040 -- CAINT 11040 -- CAINT 11040 -- CAINT 11040 -- CAINT 11040 -- CAINT 11010 -- CAINT 11050 -- CAINT 11041 -- CAINT 11085 -- CAINT 11090 -- CAINT 11090 -- CAINT 11095 -- CAINT 11080 -- CAINT 11075 -- CAINT 13070 -- CAINT 12070 -- CAINT 13090 -- CAINT 11080 -- CAINT 11030 -- CAINT 11030 -- CAINT

CA222

11040 -- CAINT

CA223

11040 -- CAINT

CA224 CA700 CA701 CA 900 CA001 CA901 CA902 CA903 CA904 CA905 CA906 CA907 CA908 CA909 CA910 CA950

11040 11035 11037 30120 11030 11030 11030 11030 11030 11030 11030 11030 11030 11030 11030 11030

-----------------

CAINT ZEROB ZEROB ZEROB CAINT CAINT CAINT CAINT CAINT CAINT CAINT CAINT CAINT CAINT CAINT CAINT

22

TERM DEPOSIT TDA TYPE GEN FD MONTHLY GENERAL FD QUARTERLY CFD KUBER YOJNA FFD SAVINGS FFD OTHER SB TWO WAY DEPOSIT SB TWO WAY DEPOSIT CA RECURRING DEPOSIT FLOATING RATE DEP OCFD FLOATING RATE DEP CFD UCO DIAMOND LAKHPATI SCHEME MONEY MULTIPLIER CAPITAL GAINS TD OCFD CAPITAL GAINS TD CFD MONEYBACK RD CALL DEPOSIT GENERAL SPECIAL DEPOSIT 1975 DEPOSIT CERTIFICATE CERTIFICATE OF DEPOSIT CFD BANKS KUBER YOJNA FIXED DEP BANKS OCFD QLY CALL DEPOSIT BANKS HOME LOAN SCHEME GEN FDR SHORT TERM GEN FIXED HALF YEARLY GEN FIXED YEARLY UCO DIAMOND QLY GENERAL FDR SHORT TERM BANKS CFD KUBER YOJNA-DAYS CFD KUBER YOJNA-LBY FFD TD LINKED TO SB NRE CFD KUBER YOJNA NRE OCFD MONTHLY NRE OCFD QUARTERLY NRE OCFD RD NROCFD KUBER YOJNA NRO OCFD MONTHLY NRO OCFD FD QLY NRO OCFD HAL YEARLY RFC CFD KUBER YOJNA RFC OCFD FIXED DEPOSIT FCNR B UPTO12 MONTH FCNR B MORE THAN12 MONTH GEN FDR SHORT TERM BANKS UCOTAXSAVER-MONTHLY UCOTAXSAVER-QUARTERLY UCOTAXSAVER-KUBER YOJNA FCNRB(12MCFD) FCNRB(ABOVE12MCFD) UCO STAR DEPOSIT -2007-CFD UCO STAR DEPOSIT -2007-MONTHLY UCO STAR DEPOSIT -2007-QUARTERLY

SCHEME CODES TD101 TD102 TD103 TD104 TD105 TD106 TD107 TD108 TD109 TD110 TD111 TD112 TD113 TD114 TD115 TD116 TD117 TD118 TD119 TD120 TD121 TD122 TD123 TD124 TD125 TD126 TD127 TD128 TD129 TD130 TD131 TD151 TD201 TD202 TD203 TD204 TD301 TD302 TD303 TD304 TD401 TD402 TD501 TD502 TD129 TD601 TD602 TD603 TD503 TD504 TD604 TD605 TD606

GLSH -- INTT 14100 -- TDGEN 14065 -- TDGEN 13040 -- TDGEN 13045 -- TDFFD 13045 -- TDFFD 14115 -- TDGEN 14120 -- TDGEN 14075 -- TDGEN 14125 -- TDFLO 13050 -- TDFLO 13055 -- TDDIA 13060 -- TDGEN 13065 -- TDGEN 14070 -- TDGEN 13030 -- TDGEN 14110 -- TDGEN 14130 -- ZERO 14140 -- TDSPL 13068 -- TDGEN 13025 -- TDDUM 13005 -- TDGEN 14005 -- TDGEN 14130 -- ZERO 14075 -- TDGEN 14065 -- TDGEN 14065 -- TDGEN 14065 -- TDGEN 13055 -- TDDIA 14065 -- TDGEN 13040 -- TDGEN 13040 -- TDGEN 13045 -- TDGEN 13085 -- TDNRE 14160 -- TDNRE 14160 -- TDNRE 14160 -- TDNRE 13080 -- TDGEN 14155 -- TDGEN 14155 -- TDGEN 14155 -- TDGEN 13090 -- TDRFC 13090 -- TDRFC 14145 -- FCNRB 13070 -- FCNRB 14065 -- TDGEN 14100 -- TDTAX 14065 -- TDTAX 13040 -- TDTAX 14145 -- FCNRB 14145 -- FCNRB 13040 -- TDSTR 13040 -- TDSTR 13040 -- TDSTR

23

PTW OPTIONS Interest report on Loan accounts ( monthly ) INTREP Full Transfer waste 1 Only Verified transactions 2 Only Unposted transactions 3 Only Unverified transactions 4 Transactions for a list of GL subheads 5 Transaction totals 6 Print/Type a file 7 Transactions for a list of subtypes 8 Transactions for SA and SL 9 Report on Card Holder A/C with less 10 Balance Mini - transfer waste for n/w ATM's 11 System generated transactions 12 CRM menus 13 SOLVAL Check 14 Amortization Transaction Enquiry 15 Download Java Policy 16 Unverified Outward RTGS Messages 18 All the transactions A Cash Waste C Daybook D Transaction History E Trial Balance G ACS - Savings H ACS - Current J ACS - ODA K ACS - CCA L ACS - Term Deposits M ACS - Loans N SUPPLEMENTARY P Outward Clearing Waste O Inward Clearing Waste I Transfer file to PC T Cash in Hand Acct. Summary X Year end processing Y Cash Teller Report Z Transfer file to Unix R Transfer file to ECS Dir S Transfer file to NECS Dir E1 TDS REPORT U BRANCH EOD OPERATIONS Web Menu Financial transaction inquiry FTI Audit file print AFP Inter SOL reconciliation RIST Run service outlet validation process SOLVAL Initiate after business hours process ABH Open cash transactions OCFT Open transfer transactions OXFT Close service outlet operations CSOLOP Service outlet status inquiry SOLSTAT

ONS Menu

24

CLOSURE OF CUSTOMER ACCOUNT SB / CC / OD accounts Web Menu ONS Menu Calculation of upto date interest ACINT Collection of account closure & other CACC charges Make the balance nil TM Destroy the unused cheques CHBM Verification of cheque destruction CHBMAU Closure of account CAAC Verification of account closure CAACAU GOVERNMENT BUSINESS MODULE(GBM) To enter into GBM MENU - GBM CBDT Module (OLTAS) Click On To perform TB-BOD ADMIN TB-BOD START BACK HOME To enter a challan CBDT Terminal Branch Transaction Oltas Transaction Maintenance Add To verify a challan CBDT Terminal Branch Transaction Oltas Transaction Maintenance Verify To verify PAN/TAN CBDT Terminal Branch Transaction Oltas Transaction Maintenance PAN Master/TAN Master Verify To perform TB-EOD Admin TB-EOD All Modules Start Back Home To generate CBDT receipt scrolls CBDT Terminal Branch Transaction CBDT Scrolls CBDT Daily Consolidation Summary Scroll CBDT Receipt Scroll For Income and Direct Tax To generate soft copies CBDT Terminal Branch Transaction CBDT Scrolls Collecting Branch Challan Details - Ascii Format for Record Type 01 Collecting Branch Summary Of Challans- Ascii Format for Record Type 02

25

Pension Module Enter into GBM To perform Pension-BOD

To add a new PPO Add in Pension Master

To verify Pension Master

Add in Pension Master Details

To verify Pension Master Details

Add Pensioner's Component Details

To verify Pensioner's Component Details

Add in Certificate Receipt Details

To verify Certificate Receipt Details

Monthly Trial-Run Process (To be done within 25th of the month) Details of Pension Process

Click on Admin Pension-BOD Submit Start Back Home Pension Treasury Pension Master Superannuation/Direct Family Pension Pension Treasury Pension Master Verify Pension Treasury Pension Master Details Add Pension Treasury Pension Master Details Verify Pension Treasury Pensioner Component Details Add Pension Treasury Pensioner Component Details Verify Pension Treasury Certificate Receipt Details Add Pension Select Treasury Certificate Receipt Details Verify Admin Trial-run Processing Sol-wise Select Treasury Admin Details of Pension Process Select Treasury (Check the amount of pension to be paid to the pensioner)

Monthly Pension Payment Process (On pension payment date)

Admin Initiate Pension Payment Select Treasury

Sol wise

26

Pension Payment Scrolls

Pension Select Treasury Pension Payment Scrolls -CPAO-CBS branch Pension Payment Scrolls -other than CPAO-CBS & non-cbs branch Pension Payment Scrolls -other than CPAO-non-CBS branch (Select any one of above) Actual Pension Payment (Before next month TrialAdmin Run) Actual-Run Processing Sol wise (Change to Previous month) Select Treasury To perform Pension-EOD Admin Pension-EOD Submit Start Back Home Note : For More Details Go through GBM-pension job card in UCO ONLINE HOTKEYS F1 HELP F2 LIST F3 BACK F4 ACCEPT F5 BACKGROUND F6 NEXT BLOCK F7 QUERY F8 COPY F9 SIGNATURE F10 COMMIT F11 NEXT FIELD F12 PREVIOUS BLOCK ENTER NEXT FIELD SHIFT+ F4 SELECT CONTROL + E FIELD DETAILS CONTROL + D PAGE DOWN CONTROL + U PAGE UP CONTROL + X BOD / DATE CONTROL + F RESET THE FIELD PORTALS http://portal.ucobank.net.in:8082/UCOIND/ FINACLE MAIN

FINACLE MAIN REPORT SERVER UCO ONLINE HP HELPDESK LOGIN IRPS

http://portal1.ucobank.net.in:8090/UCOIND1/ http://report.ucobank.net.in:8082/report/ http://172.23.86.79/ http://172.19.128.170:8004/ServicePages/ http://172.23.86.13/

WORKCLASS DESIGNATION CUSTOMER CLERK CTO A CTO - B (WITH PASSING POWER) HEAD CASHIER 1

WORK CLASS CUS CLERK CTO1 CTO2 HC1

CODE 025 050 060 070 080

27

DESIGNATION HEAD CASHIR-2 SPL. ASST. ASST MANAGER MANAGER SENIOR MANAGER CHIEF MANAGER ASST. GEN MANAGER DY.GEN.MANAGER SECOND IN COMMAND IN BRANCH BRANCH MANAGER AUDITOR INTERNAL AUDITOR EXTERNAL GENERAL MANAGER EXECUTIVE DIRECTOR CHAIRMAN & MANAGING DIRECTOR

WORK CLASS HC2 SPA AM MAN SRM CM AGM DGM ABH BH AUDIN AUDEX GM ED CMD

CODE 090 100 150 200 300 400 550 600 850 900 350 360 700 750 800

ADDITIONAL INFORMATION DD PAYMENT: DD ISSUED BY NON- CBS BRANCH DDSM : In this menu , all details of the NON-CBS branch DD has to be entered e.g. DD issuing br, DD no, DD issue dt, Currency, Scheme Code – DD101, DD amt, Status, Status dt, Caution status, Payee br & Payee name. Record has to be verified and br will make payment through TM i.e. Dr Draft a/c (xxxx1032010001). In instr type put DD and the correct DD no (beginning with payee sol id & serial no). After pressing system will populate DD details. Branch has to scrutinize with physical instrument and make payment. In case of payment through Clearing in ICTM menu Draft a/c(xxxx1032010001) has to be put along with DD no.. DD PAYMENT: DD ISSUED BY CBS BRANCH In case of CBS issued DD, record already exists in DDSM. No insertion of DD issued by CBS branch can be made in DDSM. Prior to making payment in TM or ICTM branch has to check details in CBS DRAFT a/c (xxxx1032011001). Use Menu ACLI. Explode (CTRL+E) the entry of the DD. All details will be shown. Payment can be made after scrutinizing the details. DD CANCELLATION: DD ISSUED BY CBS BRANCH Cancellation of CBS draft is to be made only by issuing branch. In DDC menu DD issuing branch is to put CBS draft a/c of Payee br as proceeds of draft has already being credited to that branch. Other procedure same as that of CBS DD payment ECS DEBIT / CREDIT & ECS RETURNS ECS records from RBI for CBS branches under a particular Service Br. of that zone, is uploaded by that Service Branch for all branches under its jurisdiction. Menu - EITU: FOR SERVICE BRANCH ONLY (Upload of ECS records). Once ECS data (both DR & CR) is uploaded branches are required to process those records account wise. Menu – EIRP. Through this menu branch has to either put 'A' to accept a particular record or ' R' to reject a record. After EIRP is over, system will generate a transaction which has to be posted / verified at branch level. CLGREP: Report for ECS has to be generated through this menu in Finacle Main. CLGREP--MIS--select report ECSEITU1. This report shows all ECS records which have been Approved and Rejected. Branches to ensure that no record is in 'PENDING' status. If files are not processed within the Cut-Off time for Returns by branches, Service Branch will mark all unprocessed records as ‘Returned' and return the files to RBI. HO TRANSACTIONS (IBCN ISSUE / IBCN PAID) HO transactions are usually of the following types O=Originating (When HO a/c is credited) R=Responding (When HO a/c is debited) P=Parking (When funds are parked in the following a/cs such as (xxxx1060115009) = IBCN PAID a/c, (xxxx1060115008) = FUND IN TRANSIT a/c or

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(xxxx1040020001) =CASH REMITTANCE IN TRANSIT) and A=Adjusting (When HO is debited for adjusting parking a/c entries). In TM menu while crediting HO a/c in the 'Visit Screen' option it should be O=Originating (e.g. Issue of IBCN). In the next screen category codes and other details should be entered as relevant. Similarly, while reversing IBCN 'Visit Screen' will be R=Responding. In the next screen put the category code, branch from where IBCN has been received, Advice No. = IBCN NO, Advice Dt= IBCN Date and Bill no= DOC NO. In TM menu while debiting IBCN Paid a/c in the 'Visit Screen' option put P = Parking, Enter details of transaction in the next screen While adjusting this entry by Debiting HO a/c, visit screen should A = Adjusting along with the relevant details. POINTING A/CS In Finacle Sundry Debtors & Creditors are known as pointing a/cs since entries made in these heads are to be reversed point to point e.g. a credit entry of Rs 200/- can only be reversed for the same amount, no change in amount is accepted. However part amount is accepted. PARTITION A/CS Partition A/Cs are those A/Cs where additional details are required to be entered. Subsidy Reserve Fund a/c is a partition a/c where details of Loan a/c having subsidy portion are to be entered account wise. RTGS Outgoing Message (Outward Fund Transfer) Menu - HRTGS R41=Customer Payment Request R42=Inter- Bank Payment request The above messages are to be created and System will generate a Paysys Tran No. and the Message Status will be ' Entered '. On verification of the above Tran No the Message Status will change to ‘Verified' and ultimately 'Settled'. The transaction is as follows:: Dr Customer a/c or RTGS Current a/c Cr EFT RTGS SWIFT a/c of Treasury Br (18311030100001) Minimum amount for creation of Message= Rs 1, 00,000/Incoming Message (Inward Fund Transfer) R41=Customer Payment Request R42=Inter- Bank Payment request All R41 & R42 Incoming Message will be received in respective branches with status 'P' and 'U' and funds will come to EFT RTGS SWIFT a/c of the branch (xxxx1030100001). For generation of reports use Menu RMSGUD and compare the name of the beneficiary with that of the Finacle customer name. If both the names match, then credit the customer’s account by debiting EFT RTGS SWIFT a/c of the branch. Final Status of the message will be 'Processed ' CASH REMITTANCE TRANSACTION BETWEEN CBS BRANCHES The cash remitting CBS branch at the time of remitting cash to another CBS branch will debit CASH REMITTANCE IN TRANSIT a/c. Accounting entry at the remitting branch: Debit – CRT (Cash Remittance in Transit) Credit – Cash The receiving branch on receipt of cash will credit INTER CBS BR CRT PARKING ACCOUNT-SOLID1032210001of their branch. Accounting entry at the receiving branch (e.g. SOLID is say 9999): Debit – Cash Credit – INTER CBS BR CRT PARKING ACCOUNT-99991032210001 The cash receiving branch will debit the INTER CBS BR CRT PARKING ACCOUNT and credit the cash-remitting branch INTER CBS FUND TRF PARKING ACCOUNT-SOLID1032220001. The transaction will be done by a FREE USER. Accounting entry at the receiving branch (e.g. SOLID of receiving branch is say 9999 and of the

remitting branch is say 8888): Dr. – INTER CBS BR CRT PARKING ACCOUNT - 99991032210001 Cr. – INTER CBS FUND TRF PARKING ACCOUNT – 88881032220001 The cash-remitting branch on the same day should reverse the entry and square off the CRT A/C before CSOLOP of their branch Accounting entry at the remitting branch (SOLID say 8888): Dr. – INTER CBS FUND TRF PARKING ACCOUNT – 88881032220001 Cr. – CRT (Cash Remittance in Transit)

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Reconciliation ATM Transactions between two CBS branches: Our ATM Card holder of CBS branch withdrawing fund from another CBS Branch Eg: One of our ATM Card holders of Kolkata Main Branch withdraws fund from our Parliament Street New Delhi Branch. The transactions created by the system are as under: Dr – Customer A/c – Kolkata Main Branch Cr – ATM Cash A/c of Parliament Street New Delhi Branch To tally the cash accounts of both the branches, menu RIST has to be run by both branches before CSOLOP. The following transactions are created when the Menu Option- RIST is run. At Kolkata Main BranchDr. Customer A/C of Kolkata Main (Already created) Cr. Inter-SOL A/C of Kolkata Main. At Parliament Street New Delhi Branch – Dr. Inter-SOL A/C of Parliament Street New Delhi Branch Cr ATM Cash A/C of Chennai Main (Already created) The sum total of balances of Inter-SOL A/Cs of both the branches is zero. Our ATM Card holder of CBS branch withdrawing fund from SBI / MITR ATM Our Madame Cama Raod Branch (0386) has been identified as Nodal Branch for settlement of ATM Txns in respect of SBI and MITR ATM transactions. We have opened two separate accounts at our Madame Cama Road branch exclusively for SBI and MITR ATM transactions which are as under: UCO SBI ATM TXN PAYABLE A/C - 03861015020020 UCO MITR ATM TXN PAYABLE A/C - 03861015020021 When our ATM Card holder withdraws fund from SBI or MITR ATM, the transaction created is: Debit: Customer’s A/c Credit: UCO SBI ATM TXN PAYABLE A/C (03861015020020) or UCO MITR ATM TXN PAYABLE A/C (03861015020021) (Accounts maintained at our Madame Cama Road, Mumbai). When SBI and MITR cards are used at our ATM in CBS Branch. Accounting entries to be passed at the CBS branches are as under. Dr - IBCN Paid A/c Cr - ATM Cash A/c Madame Cama Raod Branch will reimburse the fund through INTER CBS FUND TRF PARKING ACCOUNT – xxxx1032220001. On receipt of credit at the respective SOL from where the SBI / MITR Card holder has withdrawn cash the CBS branch needs to pass the following entries: Dr: INTER CBS FUND TRF PARKING ACCOUNT – xxxx1032220001 Cr – IBCN Paid A/c Reconciliation of VISA International Debit Card transactions: Our Nariman Point Branch (0529) has been identified as Nodal Branch for settlement of VISA International Debit Card transactions. The entries created at the time of a POS transaction is as follows: Debit : Party A/c at respective SOL Credit : UCO INR VISA TXN PAYABLE A/C - 05291015020022

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TELEPHONE NUMBER OF IT DEPARTMENT (STD CODE: 033) Office Mobile 23340862 9830467812 23379736 9836099261 23595607 9831162078 23376867 9433576889 23379736 9433035743 23379505 9433014856 23346446 9339211178 23213066 9433829927 23587290 9830830756 23348538 9433576890 23346446 9831911834 23217645 9433080471 23378249 9433041376 23346446 9903100675 23346446 9748279835 23378249 9433447427 23378249 9432349902 23378249 9433269326 1800-345-4567 1800-345-3337 033 - 22341327

Name & Designation Sri S. C. Dhole, GM Sri S. Choudhuri, DGM Sri J. B. Saha, AGM (ADC) Sri R. K. Chattani, AGM (Functional) Sri P. K. Sharma, AGM (Migration) Sri R. Dubey, AGM (IT) Sri S. R. Nayak, AGM (IT) Sri P Kar Gupta, CO (MIS) Sri D. K. Puchnanda, CO (RTGS, CTS, Email) Sri H. R. Tejankar, CO (Data Centre Manager) Sri P. K. Dash, CO (IT MIS Development) Sri C. V. Rengnathan, CO (Trade Finance) Sri T. K. Dey, CO (Branch & Office Automation) Sri Manish Kumar, CO (Functional & GBM) Sri Mainak Roy Gupta,CO (Migration) Sri Shakti Dhar, CO (ATM) Sri Shantanu Ghosh, CO (IT) Sri Manas Kumar Das, CO (IT) HELP DESK CBS/DATA CENTRE/NETWORK/GBM HELP DESK ATM LAPS FAX GM DGM Data Centre ATM RTGS

23582635 23581581 23595601 23595608 23587290 Email

[email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected]

GM 5th Floor 7th Floor Data Centre ATM E-banking Networking MIS LAPS

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Hand Book on Cbs Finnacle UCO Bank

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