Basic Principles and Jurisprudence on Negotiable Instruments Law 2012 Edition - Piad-libre

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141. Presentment should be made during usual and reasonable hours. 1075 (138) 142. The presentment for acceptance, if the bill is addressed to the drawee at a particular place, should be made at that place. If the bill is not addressed to any particular  place, presentment should be made either to the drawee personally, or at his dwelling or place of business at the time of presentment. 1076 (139) 143. It is not necessary that a presentment for payment should be personal. It is sufficient if made at the place specified in the instrument, or personally if the maker or acceptor  waives his right of having it made at the place stipulated in the contract; and, if no place is specified in the instrument, then if made at the place of business or  residence of the maker or acceptor. 1077 (140)

Same; By Whom and To Whom Made; Effect of Failure to Present; Notice of Dishonor; Protest 1078 144. Presentment must be made by the lawful holder, or his authorized agent, to the drawee, acceptor, or maker, or  his authorized agent. 1079 (141) 145. A failure to make due presentment for acceptance, when it is incumbent on the holder to make the same, deprives him of his remedy both on the bill itself and on the consideration for which it was given. 1080 (142) 146. A failure to present a bill or note for payment at the proper  place or time—1081 (143) a) Relieves the acceptor or maker from payment of  further interest and costs of suit, if he was ready with funds to meet the bill or note at the stipulated time and place of payment, but not from the principal sum of the bill or note. b) It discharges the drawer and indorses from liability. Id. Id., p. 337-338 1077 Id., p. 338 1078 Id., p. 360 1079 Id. 1080 Id. 1081 Id. 1075 1076