Xpbtefkgt>
X@XXFBD BIN@H]F_@X <
Ppmlt`s orba bur CZAK 9:<7 H@B Butebbc Xurv`y
9
Mfkftle ]rldsobraltfbd fd Zrfvlt` @qufty
8
Zld`e Mfshussfbd> C`y Bppbrtudftf`s obr Mfkftle ]rldsobraltfbd
MFXHELFA@Y
]gfs pr`s`dtltfbd fs alm` iy CZAK Lmvfsbry X`rvfh`s Efaft`m, l C`dyld Efaft`m Eflifefty Hbapldy ldm l a`ai`r ofra bo tg` CZAK d`twbrc bo fdm`p`dm`dt ofras loofeflt`m wftg CZAK Fdt`rdltfbdle Hbbp`rltfv` (―CZAK Fdt`rdltfbdle‑), l Xwfss `dtfty, ldm fs fd lee r`sp`hts suin`ht tb tg` d`kbtfltfbd, lkr``a`dt, ldm sfkdfdk bo l sp`hfofh `dklk`a`dt e`tt`r br hbdtrlht. CZAK Fdt`rdltfbdle prbvfm`s db hef`dt s`rvfh`s. Db a`ai`r ofra gls ldy lutgbrfty tb biefklt` br ifdm CZAK Fdt`rdltfbdle br ldy btg`r a`ai`r ofra vfs-ê-vfs tgfrm plrtf`s, dbr mb`s CZAK Fdt`rdltfbdle glv` ldy suhg lutgbrfty tb biefklt` br ifdm ldy a`ai`r ofra.
Krbwfdk plfds 9:<7 9:< 7 @lst @lst Lo rfh l H@B H@B Butebb c
]gfs y`lr, tg` surv`y fdheum`m l r`pr`s`dtltfv` slape` bo @lst Lorfhld H@Bs orba C`dyl, Pkldml, ]ldzldfl, Ywldml ldm @tgfbpfl, wgbs` vf`ws lr` pr`s`dt`m fd tgfs r`pbrt.
Zrbn`ht`m krbwtg fs abm`st ldm krbudm`m fd tg` r`lefty tglt ft wfee dbt i` r`lefs`m wftgbut hglee`dk`s ldm wfee i` lhhbapldf`m iy
‗krbwfdk plfds.‖
©9:<7 CZAK Fdt`rdltfbdle Hbbp`rltfv` ("CZAK Fdt`rdltfbdle"), l Xwfss `dtfty. A`ai`r ofras bo tg` CZAK d`twbrc bo fdm`p`dm`dt ofras lr` loofeflt`m wftg CZAK Fdt`rdltfbdle. CZAK Fdt`rdltfbdle prbvfm`s db s`rvfh`s tb hef `dts.
Gfkgefkgts
]@HGDBEBKFHLE MFXYPZ]FBD> L mbuie`-`mk`m swbrm
Brkldfsltfbds lr` `airlhfdk mfsruptfbd ‘ Dfd` fd <: s`` ft ls abr` bo ld bppbrtudfty bppbrtudfty tgld l tgr`lt. ‘ X`v`d fd <: lr` lhtfv`ey mfsruptfdk tg` s`htbr fd wgfhg tg`y bp`rlt`. ‘ Bdey l tgfrm (80 p`rh`dt) o``e tglt tg`y lr` strukkefdk tb c``p plh` wftg tg` tg` rlt` bo t`hgdbebkfhle fddbvltfbd. fddbvltfbd.
@a`rkfdk t`hgdbebky ldm bp`rltfbdle rfsc lr` tg` ifkk`st tgr`lts tb krbwtg ‘ @lst Lorfhld Lorfhld H@Bs fm`dtfoy tg` tbp tgr`lts tb tg`fr tg`fr brkldfsltfbd‖s krbwtg ls `a`rkfdk t`hgdbebky rfsc (=8 p`rh`dt), ldm bp`rltfbdle rfsc (=8 p`rh`dt).
Brkldfsltfbds lr` dbt oueey pr`plr`m obr hyi`r lttlhcs ‘ =6 p`rh`dt sly tglt i`hbafdk i`hbafdk l vfhtfa bo l hyi`r-lttlhc fs l hls` hls` bo ―wg`d‑, dbt ―fo‑. ‘ Bdey l tgfrm bo @lst Lorfhld H@Bs i`ef`v` tglt tglt tg`fr brkldfsltfbds lr` `ftg`r ‗v`ry ‗v`ry w`ee‖ br ‗w`ee‖ ‗w`ee‖ pr`plr`m obr obr l outur` hyi`r-lttlhc, wgfe` nust bv`r gleo (00 p`rh`dt) sly tg`y glv` tg` lifefty tb hbdtlfd tg` faplht bo ld lttlhc bd strlt`kfh bp`rltfbds.
©9:<7 CZAK Fdt`rdltfbdle Hbbp`rltfv` ("CZAK Fdt`rdltfbdle"), l Xwfss `dtfty. A`ai`r ofras bo tg` CZAK d`twbrc bo fdm`p`dm`dt ofras lr` loofeflt`m wftg CZAK Fdt`rdltfbdle. CZAK Fdt`rdltfbdle prbvfm`s db s`rvfh`s tb hef `dts.
Gfkgefkgts
Y@LEFX]FH KYB[]G> Bptfafsa t`ap`r`m iy prlkaltfsa
Bptfafstfh alhrb`hbdbafh butebbc ‘ @lst Lorfhld H@Bs lr` v`ry hbdofm`dt libut tg`fr tg`fr bwd iusfd`ss`s> dfd` fd <: lr` hbdofm`dt fd tg` hbapldy‖s hbapldy‖s krbwtg prbsp`hts obr tg` d`xt 8 y`lrs. ‘ ;: p`rh`dt lr` hbdofm`dt fd tg` krbwtg krbwtg prbsp`hts obr tg` kebile `hbdbay `hbdbay..
L g`letgy mbs` bo prlkaltfsa ‘ L elrk` alnbrfty alnbrfty bo @lst Lorfhld H@Bs ldtfhfplt` abm`rlt` abm`rlt` fdhr`ls`s fd ibtg r`v`du` ldm g`lmhbudt bv`r tg` d`xt 8 y`lrs. ‘ ]gr``-qulrt`rs ldtfhfplt` tbp-efd` tbp-efd` r`v`du` krbwtg obr tg`fr brkldfsltfbd brkldfsltfbd bo 9 p`rh`dt br e`ss, wgfe` tg` sla` prbpbrtfbd `xp`ht g`lmhbudt tb fdhr`ls` iy e`ss tgld 0 p`rh`dt.
Y`tgfdcfdk Y`tgfdcfd k krbwtg ‘ ;7 p`rh`dt bo @lst Lorfhld H@Bs r`pbrt l ebw tb abm`rlt` lpp`tft` lpp`tft` obr A&L. ‘ @lst Lorfhld Lorfhld H@Bs lr` ebbcfdk prfalrfey prfalrfey lt strlt`kfh leefldh`s wftg tgfrm plrtf`s (9; p`rh`dt) ldm brkldfh brkldfh krbwtg (90 p`rh`dt) tb lhgf`v` tg`fr brkldfsltfbd‖s krbwtg bin`htfv`s.
©9:<7 CZAK Fdt`rdltfbdle Hbbp`rltfv` ("CZAK Fdt`rdltfbdle"), l Xwfss `dtfty. A`ai`r ofras bo tg` CZAK d`twbrc bo fdm`p`dm`dt ofras lr` loofeflt`m wftg CZAK Fdt`rdltfbdle. CZAK Fdt`rdltfbdle prbvfm`s db s`rvfh`s tb hef `dts.
Gfkgefkgts
MFKF]LE K@]X Z@YXBDLE> MFKF]LE H@B‖s tlc` bwd`rsgfp bo mrfvfdk mfkftle trldsobral trldsobraltfbd tfbd ldm trust
Bwdfdk trldsobraltfbd ‘ ?6 p`rh`dt bo H@Bs lkr`` tglt tg`y lr` p`rsbdleey p`rsbdleey pr`plr`m tb e`lm tg` brkldfsltfbd brkldfsltfbd tgrbukg rlmfhle trldsobraltfbd.
H@B ls mltl prbt`htbr ‘ ;8 p`rh`dt s`` prbt`htfdk hustba`r hustba`r mltl ls l hrftfhle, p`rsbdle p`rsbdle r`spbdsfifefty
Ybibts alduolhtur` nbis ‘ 79 p`rh`dt `xp`ht LF tb hr`lt` abr` nbis tgld ft `efafdlt`s `efafdlt`s
©9:<7 CZAK Fdt`rdltfbdle Hbbp`rltfv` ("CZAK Fdt`rdltfbdle"), l Xwfss `dtfty. A`ai`r ofras bo tg` CZAK d`twbrc bo fdm`p`dm`dt ofras lr` loofeflt`m wftg CZAK Fdt`rdltfbdle. CZAK Fdt`rdltfbdle prbvfm`s db s`rvfh`s tb hef `dts.
Lrtfofhfle Fdt`eefk`dh`, alhgfd` e`lrdfdk, rbibtfhs ldm iebhc hglfd lr` t`hgdbebkf`s tglt ldy hbapldy wbrtg fts dla` wfee d``m tb lmbpt ls `lrey lmbpt`rs br olst obeebw`rs. Db hbapldy hld loobrm tb i` e`ot i`gfdm ls tg` =tg Fdmustrfle Y`vbeutfbd s`ts fd lhrbss tg` wbrem. Mr. Nla`s Awldkf Krbup Aldlkfdk Mfr`htbr & Krbup H@B @qufty Krbup Gbemfdks Efaft`m
©9:<7 CZAK Fdt`rdltfbdle Hbbp`rltfv` ("CZAK Fdt`rdltfbdle"), l Xwfss `dtfty. A`ai`r ofras bo tg` CZAK d`twbrc bo fdm`p`dm`dt ofras lr` loofeflt`m wftg CZAK Fdt`rdltfbdle. CZAK Fdt`rdltfbdle prbvfm`s db s`rvfh`s tb hef `dts.
Mfkftle ]rldsobraltfbd fd Zrfvlt` @qufty
Fo ybu'r` ruddfdk br wbrcfdk obr l prfvlt` `qufty ofra ldm ybu glv`d't tlc`d ibem st`ps tb fdt`krlt` tg` elt`st mfkftle tbbes ldm mltl ldm ldleytfhs t`hgdbebky fdtb ybur iusfd`ss, ybu aly i` wbrcfdk wftg l iufet-fd `xpfrltfbd mlt`.
Klvfd K`afdm` K`afdm`rr ‘ Dltfb Dltfbdle dle X`htbr X`htbr E`lm`r E`lm`r,, Zrfvlt` Zrfvlt` @qufty - CZAK P.X. P.X.
© 9:<7CZAK Lmvfsbry X`rvfh`s Efaft`m, l C`dyld Efaft`m Eflifefty Hbapldy ldm l a`ai`r ofra bo tg` CZAK d`twbrc bo fdm`p`dm`dt fdm`p`dm`dt a`ai`r ofras loofeflt`m wftg CZAK Fdt`rdltfbdle Hbbp`rltfv` (―CZAK Fdt`rdltfbdle‑), l Xwfss `dtfty. Lee rfkgts r`s`rv`m ]g` CZAK dla` ldm ebkb lr` r`kfst`r`m trlm`alrc br trlm`alrcs bo CZAK Fdt`rdltfbdle.
Zrfvlt` @qufty Mfkftle ]rldsobraltfbd
Alnbrfty bo Zrfvlt` @qufty ofras r`ey bd trlmftfbdle aldule prbh`ss`s tb ldleys` m`les ldm obr ilhc-boofh` prbh`ss`s. L gldmoue bo tg` elrk`r Zrfvlt` @qufty ofras glv` ler`lmy fape`a`dt`m br lr` `xpebrfdk tg` us` bo mfkftle tbbes ldm mltl & ldleytfhs tb prbvfm` tg`a ld `mk` fd tgfs hbap`tftfv` alrc`t s`ka`dt ]g` trldsobraltfbd tb l mfkftle wbrem aly r`pr`s`dt l sfkdfofhldt hueturle ldm bp`rltfbdle hgldk` tb ybur ofra ldm r`qufr`s ld fdousfbd bo d`w tle`dt. Dbt `lsy, `ls y, iut `ss`dtfle tb hbap`t` fd tgfs d`w wbrem
Zrfvlt` @qufty of ras k`d`rleey k`d`rleey glv` i`` i``d d se bw tb lml lmlpt pt lutbaltfbd ldm fddbv ltfv` t`hgdbebk y. Gbw`v`r Gbw`v`r,, tg` sp``m sp``m ldm lhhurlhy tglt hba`s w ftg mfkf tle trldsobra ltfbd hld g`ep tb bit lfd l hbap`tftf v` lmvldtlk` lmvldtlk` fd ld fdhr `l `lsfdk sfdk hbap`tftfv` `dvfrbda`dt.
Xburh`> CZAK/HY@L]@ CZAK/HY@L]@ ‘ Y`s`lrhg Xurv`y 9:<7
C`y Bppbrtudftf`s obr Mfkftle ]rldsobraltfbd fd Zrfvlt` @qufty Ofras
<. Ofdmfdk, @vleultfdk & Zrfhfdk ]lrk`ts
[glt i`d`ofts hld mfkftle hlplifeftf`s prbvfm` murfdk ofdmfdk, `vleultfdk ldm prfhfdk tlrk`ts2
<. Ofdmfdk, @vleultfdk & Zrfhfdk ]lrk`ts Zrfvlt` @qufty ofras tglt glv` fape`a`dt`m mfkftle trldsobraltfbds glv` wftd`ss`m>
Faprbv`a`dts fd tg`fr m`le-alcfdk prbh`ss
Fdhr`ls`m bp`rltfbdle `oofhf`dhf`s fd pbrtobefb hlaplfkds
Fdhr`ls`m m`le sp``m fd pr`-mu` mfefk`dh` prbh`ss`s
Fdhr`ls`m lhhurlhy fd m`le prfhfdk
Faprbv`m sh`dlrfb ldm krbwtg abm`es, leebwfdk i`tt`r strlt`kfh m`hfsfbd alcfdk _frtule mltl rbbas leebw obr r`le-tfa` mltl lhh`ss, rfsc _frtule abdftbrfdk bd pbsftfbds ldm faprbv`m sh`dlrfb ldleysfs
9. Ppkrlmfdk pbrtobefb hbapldy bp`rltfbds
[glt i`d`ofts hld mfkftle hlplifeftf`s prbvfm` fd faprbvfdk pbrtobefb hbapldf`s‖ bp`rltfbds2
9. Ppkrlmfdk pbrtobefb hbapldy bp`rltfbds ]`hgdbebky leebws obr i`tt`r abdftbrfdk ldm ldleysfs bo tg` vbeua` ldm vleu` bo pbrtobefb hbapldy‖s hbapldy‖s bp`rltfdk mltl fd r`le-tfa`>
Mltl & Ldleytfhs hlplifeftf`s leebw tb mb l <::% vleu` hlptur` bd tg` mltl pr`s`dt bd tg` hbapldy‖ hbapldy‖s s iusfd`ss ldm bp`rltfbds, leebwfdk leebwfdk tb `dgldh` `oofhf`dhf`s ldm iusfd`ss. Efdcfdk pbrtobefb hbapldf`s‖ syst`as tbk`tg`r t bk`tg`r,, leebwfdk obr r`le-tfa` abdftbrfdk, cdbwe`mk` trldso`r lhrbss tg` pbrtobefb, faprbv`m bp`rltfbds ldm faprbv`m ldleysfs bd vleu` hr`ltfbd lhrbss tg` pbrtobefb M`v`ebpa`dt bo fd-gbus` mfkftle hlplifeftf`s tb mrfv` tg` mfkftle oftd`ss bo hbapldf`s fdv`st`m fd, tb lhh`e`rlt` vleu` hr`ltfbd iy a`lds bo faprbvfdk hbapldy‖s hbapldy‖s prbh`ss`s, upkrlmfdk ldm `xpldmfdk fts prbmuhts ldm s`rvfh` efd`s Ybibtfh Zrbh`ss Lutbaltfbd g`eps tb lutbalt` rbutfd` afm-ldm ilhc boofh` (aldule) bp`rltfbds, fdheumfdk oudm lhhbudtfdk, HYA ldm trlm` & s`tte`a`dts
8. Hbapefldh` & Y`kueltbry r`pbrtfdk
[glt i`d`ofts hld mfkftle hlplifeftf`s prbvfm` fd hbapefldh` ldm r`kueltbry r`pbrtfdk
8. Hbapefldh` & Y`kueltbry r`pbrtfdk Mfkftle hlplifeftf`s prbvfm` bppbrtudftf`s obr abr` hbst-`oo`htfv` prbh`mur`s obr rfsc ldm hbapefldh` aldlk`a`dt, obr `xlape` fd tg` lr`l bo bd iblrmfdk hef`dts br hbapefldh` r`pbrtfdk>
Xtr`laefdfdk `oofhf`dhy ldm `oo`htfv`d`ss bo hbapefldh` ldm r`kueltbry r`pbrtfdk prbh`ss`s lhrbss tg` t g` pbrtobefb Faprbv`a`dt bo tg` bd-iblrmfdk prbh`ss bo d`w lhqufsftfbds> olst`r, abr` lhhurlt` ldm `oofhf`dt Faprbv`a`dt bo stlc`gbem`r hbaaudfhltfbds> olst`r ldm abr` lhhurlt` fdobraltfbd prbvfsfbdfdk tlfebr`m tb tg` stlc`gbem`r fdt`r`sts
[gfhg lhtfvftf `s hbuem i`d`ofts abst or ba mfkftle fddbvltfbd2
Xburh`> CZAK/HY@L]@ CZAK/HY@L]@ ‘ Y`s`lrhg Y`s`lrhg Xurv`y 9:<7
Ofv` st`ps tb g`ep ybu mfkftlefz`
Lss`ss wg`r` ybu lr` bd tg` mfkftle sp`htrua ldm m`v`ebp l mfkftle strlt`ky Ppkrlm` ybur prfvlt` `qufty ofra‖ ofra‖s s hbr` oudhtfbds wftg mfkftle hlplifeftf`s @ai`m mfkftle hlplifeftf`s fd ybur prbh`ss obr hgbbsfdk tlrk`t hbapldf`s @apeby mfkftle hlplifeftf`s tb aldlk`, bptfafz` ldm/ br a`rk` pbrtobefb hbapldf`s M`v`ebp l mfkftle tle`dt strlt`ky
Libut CZAK Zrfvlt` @qufty Bur Zrfvlt` @qufty prlhtfh` fdheum`s <,0:: prbo`ssfbdles ldm 90: plrtd`rs lhrbss tg` kebi`, irfdkfdk plssfbd ldm l or`sg lpprblhg tb tg` hglee`dk`s olh`m iy bur prfvlt` `qufty hef`dts Xfdh` 9:<= 9:<= CZAK gls g`ep`m bv`r 90: prfvlt` `qufty ofras fd tg`fr mfkftle nburd`y [` glv` g`ep`m bur hef`dts trldsobra usfdk mfkftle strlt`kf`s, mfsruptfv` mfkftle ldm mltl & ldleytfhs fddbvltfbds, usfdk bur prbprf`tlry ldm fdmustry e`lmfdk t`hgdbebky peltobras fdheumfdk Xtrlt`kfh Zrboftlifefty ldm CZAK EFDC Zlrtd`r]rlhc tbbes.
gttps>//gba`.cpak.hba/us/`d/gba`/fdsfkgts/9:<7 /:0/tg`-mfkftle-trldsobraltfbd-fap`rltfv`.gtae
]gldc ybu K`rlem Clsfau Zlrtd`r & G`lm bo Lmvfsbry CZAK @lst Lorfhl Etm. ]> +90= ;:6 0;? ?;? @> kclsfauJcpak.hb.c`
Xg``e Kfee Zlrtd`r & G`lm G`lm bo M`le Lmvfsbr y CZAK @lst Lorfhl Etm ]`e> +90= ;:6 0;? 8:0 @alfe> sg``ekfee
]g` fdobraltfbd hbdtlfd`m g`r`fd fs bo l k`d`rle dltur` ldm fs dbt fdt`dm`m tb lmmr`ss tg` hfrhuastldh`s bo ldy plrtfhuelr fdmfvfmule br `dtfty. Letgbukg w` `dm`lvbur tb prbvfm` lhhurlt` ldm tfa`ey fdobraltfbd, fdobraltfbd, tg`r` hld i` db kulrldt`` tglt suhg suhg fdobraltfbd fs lhhurlt` ls bo tg` mlt` ft fs r`h`fv`m br tglt ft wfee hbdtfdu` tb i` lhhurlt` fd tg` outur`. Db bd` sgbuem lht bd suhg fdobraltfbd wftgbut lpprbprflt` prbo`ssfbdle lmvfh` lot`r l tgbrbukg `xlafdltfbd bo tg` plrtfhuelr sftultfbd. © 9:<7. CZAK Lmvfsbry X`rvfh`s Efaft`m, l r`kfst`r`m plrtd`rsgfp ldm l a`ai`r ofra bo tg` CZAK d`twbrc bo fdm`p`dm`dt a`ai`r ofras loofeflt`m wftg CZAK Fdt`rdltfbdle Hbbp`rltfv` ("CZAK Fdt`rdltfbdle"), l Xwfss `dtfty. Lee rfkgts r`s`rv`m. ]g` CZAK dla` ldm ebkb lr` r`kfst`r`m trlm`alrcs br trlm`alrcs bo CZAK Fdt`rdltfbdle.
