CPN SOLUTIONS
Disclaimer This Credit Ebook has been developed solely for information purposes only. The author is not giving any advice on any subject, and are not giving legal, financial, or credit repair advice to anyone. We cannot guarantee the accuracy, correctness or intended use of the information presented. As ith any credit or legal matter, a consumer should seek legal counsel.
What are CPN Numbers? CPN Stands for either Credit Privacy Numbers, or Credit Protection Number. The truth of it is… it is nothing more than a 9- igit number estab!ished on!y on the credit bureaus !eve! to re"ort your credit transactions. This number is N#T a $%N #& T'( % N)*+$&, and is not issued by the government. 'gain %t is nothing more than ust an avai!ab!e Credit re"orting fi!e number.
're they ega!? 's of right no they are no !as that state you cannot estab!ish a second 9- igit number FOR CREDIT PURPOSES on!y. It is your legal right to keep your Social Security Number private a! use a separate umber "or cre!it relate! purposes# $ou are oly re%uire! by la& to !isclose your Social Security Number to the Iteral Reveue Service' your employer a! most recetly !ue to the Patriot (ct' &he registerig a motor vehicle# )e use the la&s to your a!vatage#
Title *' Sectio + o" Publicatio ,a& -./*+- o" 0overmet Orgai1atio a!Employees (ct2 3a4 354 It shall be ula&"ul "or ay Fe!eral' State or ,ocal 0overmet (gecy to !ey ay i!ivi!ual ay right' bee"it' or privilege provi!e! by la& because o" such I!ivi!ual6s re"usal to !isclose his or hers Social Security (ccout Number# 7ase! o the 5-+8 Privacy (ct' you are oly re%uire! to give your Social Security Number out "or the "ollo&ig reasos2 54 For Employmet 94 For Ta: Purposes .4 To Obtai a Drivers ,icese 84 To Register a ;otor
It is use! by celebrities' cogress members=govermet &orkers' a! &itess protectio reasos# For e:ample' celebrities use it because the me!ia ca use their SS> to track &hat they are buyig a! &here they are simply by trackig their cre!it car!s#
)hat is a ?<(,ID(TED CPN NU;7ER@A %n our o"inion, a /a!idated CPN Number is the 0uic1est ay to get you in Steaming hot ater ith the !a. #ne of the biggest misconce"tions about CPN Numbers is that they shou!d va!idate in the Socia! Security /a!idator 2SSN3. We!!, a true and rea! CPN Number i!! not va!idate in the SSN /a!idator, because it is not an SSN, #& $%N. %4 5#) $/$& +)5 ' CPN N)*+$& T6'T /'%'T$S %N T6$ SSN /'%'T#& 'S 7%SS)$7, P$'S$ 8N#W T6'T T6$ N)*+$& 5#) 6'/$ +$$N %/$N %S S#*$#N$:S S#C%' S$C)&%T5 N)*+$& #& $/$N W#&S$ ' $C$'S$ P$&S#N:S 2SSN3. T6$ #N5 $' W'5 T# %NS)&$ T6'T ' CPN N)*+$& %S /'%, %S T# %NP)T T6$ N)*+$& %N T6$ SSN /'%'T#&. ' &$' CPN N)*+$& S6#) C#*$ )P 7N#T %SS)$7.
)hy you ca6t ope a bak accout &ith a CPN Number# ' common 0uestion among "eo"!e about CPN Numbers are can you o"en a ban1 account ith them? T6$ 'NSW$& %S N#. The reason is "retty sim"!e, hen you a""!y for a chec1ing account ith a ban1 or credit union, they don;t use your Socia! Security Number to !oo1 u" your 4inancia! %nformation, they use your rivers icense Number and a system ca!!ed Che
= account ith +an1 +, the information i!! come u" in +an1 +;S System that you oe +an1 ' , and you i!! be $C%N$. So as !ong as you have the same rivers !icense number and you are in Che
Things you can "urchase ith a CPN Number 'nother big 0uestion about CPN Numbers, is hat can % use this number for? We!! We 1no on!ine so many com"anies are te!!ing you many different things, or things you ust ant to hear so they can se!! you a number. The best things to use your CPN Number for are credit cards, "ersona! !oans, and auto !oans. We ou!d not recommend you try to "urchase a mortgage ith this number, for a cou"!e of reasons, 4irst you need much more than a good credit score to get a mortgage no a days, you need W-> 4orms, some !enders re0uire a co"y of your Socia! Security Card at c!osing, These cou!d cause many headaches trying to get a mortgage ith a CPN, and in the end %T W#N;T W#&8. +ut this !eaves us to our ne
' Shar" Sty!e #f Credit &e"air '!though a CPN Number cannot be used for a mortgage, it can be used to get some credit cards, and a "ersona! !oan to maybe "ay don some of those bad items on your "rimary credit re"ort. #r negotiate a @Pay for e!eteA so that you can c!ean u" your "rimary credit so you can get that *ortgage under your Socia! Security Number ith no "rob!em. ' @"ay for de!eteA is basica!!y a !etter that states you i!! "ay hatever amount you se!ect of the ba!ance you oe on the debt, #N5 %4 T6$5 '&$$ T# $$T$ %T 4&#* 5#)& C&$%T 4%$. Sometimes hen you "ay a co!!ection it ust shos "aid co!!ection, hich on;t he!" your credit score at a!!. #r if you chose to have a credit re"air com"any fi< your credit, you can use this number in the meantime. $ither ay is the > most "ositive ays to )se a CPN Number. 6o do % get a CPN Number? This is a "retty sim"!e "rocess 1no matter hat some CPN Com"any te!!s you. ' true CPN Number is nothing more than a number that has a SSN Prefi< that has not been issued. The most "o"u!ar "refi< is >9>-B- 'N5 4#)& N)*+$&S 'fter you "ut one of these "refi.'""!y for an auto !oan 2 this i!! register your ne c"n number ith a!! D credit bureaus3 #f course you i!! be dec!ined for the !oan. D. 'fter receiving the dec!ine in your emai! ait about = minutes. Then go bac1 to
.ca"ita!one.com E. Choose the C'P%T' #N$ P'T%N)* W%T6 >EF 'P& 2*'8$ S)&$ %T %S T6%S #N$ 5#) C6##S$3 %NP)T ' #4 T6$ S'*$ %N4#&*'T%#N 5#) P)T #N 5#)& ')T# #'N +)T 4##W T6$S$ ST$PS.
TOT(, (NNU(, INCO;E ;(BE SURE $OU PUT '# ;(BE SURE $OUR CECB $OU (3 on;t go out and a""!y for everything under the sun ust because you can. +ui!ding credit ta1es time. P!us GF of your Credit Score is based on the number of in0uiries on your credit fi!e. D3 Never use o!d credit com"anies or references you have used in the "ast on any a""!ication. They cou!d "ossib!y merge your credit fi!e. 5#) #N;T W'NT T6'T. E3 +ui!ding credit the right ay is hard or1, so e<"ect to be dec!ined, don;t get frustrated and give u", %t too1 me around H months to gain a I>G 4%C# Score, but it is mine for the rest of my !ife, so hang in there.
5our CPN can be offered in "!ace of your Socia! Security number ith "ro"er notice to vendorsJcreditors. T6%S %S N#T ' S$C#N S#C%' S$C)&%T5 N)*+$&. 5#) '&$ $'5 &$SP#NS%+$ 4#& 'N5 *%S)S$ #4 5#)& CPN. %t i!! not re"!ace your current socia! security. 5our CPN i!! be assigned to you to estab!ish credit on!y. 5ou i!! continue to use your Socia! Security number for em"!oyment, ta
&emember the biggest secret to a!! of this is to never !ie on a credit
