research project on comparative analysis of investment avenues submitted by kiran mongia
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Option as a strategic InvestmentDescripción completa
This research is carried out in the region of Chandigarh & Mohali. But, if we examine it in the broader sense, we can use it fpr the whole country.Full description
Option as a strategic InvestmentFull description
Descrição: Option as a strategic Investment
Option as a strategic Investment
Option as a strategic Investment
Option as a strategic Investment
Full description
Full description
whuDescripción completa
investment analysis
Investment analysisFull description
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comparative analysis of hospital design typologiesFull description
comparative analysis of different insurance productsFull description
sip project gtuFull description
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Comparative Analysis of Investment Options
Prepared by: Nayan Patel 08BS0001817
Investment The money you earn is partly spent and the rest saved for meeting future expenses. Instead of keeping keeping the savings idle you may like to use savings in order to get return on it in the future. This is called Investment.
Investment Options Equity Mutual Fund Gold Fixed Deposits (FD's) Public Provident Fund (PPF) National Savings Certificate (NSC) Kisan Vikas Patra (KVP) Post Office - Monthly Income Scheme (MIS)
Objectives To find out best investment option for different categories of investors for different goals
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Study of liquidity, liquid ity, Risk and Return Return of each investment options.
To find out preference of the investors for investment options.
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Methodology Data Collection: ü Primary Data ü Secondary Data Data Analysis: üGraph ü Table
Mahindra & Mahindra Financial Services Ltd. Mission Company Profile Products - Investment Advisory Service - Mutual Fund Distribution Distr ibution
Equity Best instrument to beat the inflation BSE and NSE provide platform to trade the shares. Last five year return return for Sensex is 101% and nifty return is 93.4% Last five year average return 27.2% with S.D 19.95%
Strategy to invest in equity market Current Current quarterly earning per share Annual earning per share New Things Shares outstanding Leaders Institutional sponsorship General Mark Ma rket et
Mutual Fund Regulated by AMFI A MFI a apex body Many investor with common financial objectives pool their money Concept of mutual fund
Advantages of mutual fund Professional Professional Management Manag ement Diversification Convenient administration Return potential Low cost Liquidity Transparency Flexibility Choice of Scheme
Strategy to invest in Mutual M t l Fund F n
Identify investment needs Choose the right mutual fund Select the ideal mix of scheme Invest regularly Start Early
Gold Historical value Negative co relation with equity Best hedging instrument. ETF advantages Taxation
Fixed Deposits A)Bank Fixed Deposits Return 4-10% B) Company Fixed Deposits Generally gives 2-3% more return than bank.
Public Provident Fund Tax free interest at the rate of 8 per cent per annum compounded annually. Deposit up to Rs.70,000 per annum qualifies for tax rebate under Section 88 of the Income Tax Act Entire deposit in the Account exempt from the Wealth Tax
NSC
KVP
Post Office Monthly Income Scheme
Post Office Time Deposit Account
Comparisons of Different Different Government
LIQUIDIT
RETUR LIQUIDITY Vs RETURN
RISK Vs
R
RETUR
RESEARCH AND ANALYSIS &
(1)AWARNESS ABOUNT THE INVESTMENT OPTIONS
(2)PREFERRED AVENUES FOR INVESTMENT
(3)GOAL OF THE INVESTMENT
(4)BEST INVESTMENT OPTION FOR WEALTH CREATION
5)BEST INVESTMENT OPTION FOR RETIREMENT PLANNING
(
(6)BEST INVESTMENT OPTION FOR TAX PLANNING
(7)CRITERIA TO COMPARE INVESTMENT OPTIONS
(
8)SOURCES OF INFORMATION
(9)MODE OF THE
10)INVESTMENT 10)INVEST MENT STRATEGY STRATEGY FOR FO R TODA TOD AY VALATILE VALATILE
(11)BEST INVESTMENT OPTION TO BEAT INFLATION
12)WEIGHTAGE OF FIXED RETURN INVESTMENT OPTIONS IN INVESTOR PORTFOLIO
(
SUGGESTION AND RECOMMANDATION The most vital problem spotted is of ignorance. Investors should be made aware of the benefits. Nobody will invest until and unless he is i s fully convinced. Investors should be made to realize that ignorance is no longer bliss and what they are losing by not investing. Mutual funds offer a lot of benefit which no other single option could offer. But most of the people are not even aware of what actually a mutual fund is? They only see it as just another investment option. So the advisors should try to change their t heir mindsets. The advisors should target for more and more young investors. Young investors as well as persons at the height of their career would like to go for advisors due to lack of
Before making any investment Financial Advisors should first enquire about the risk tolerance of the investors/customers, their need and time (how long they want to invest). By considering these three things they can take take the customers into consideration. Systematic Investment Plan (SIP) is easy for monthly salaried person as it provides the facility of do the investment in EMI. Though most of the prospects and potential investors are not aware about the SIP. There is a large scope for the companies to tap the salaried persons. There is huge potential for fixed deposit in the today volatile market. Company should concentrate on the high safety with high return. return. ‘Brand’ name is the key factor.
